Access to credit by SMEs in South Asia: do women entrepreneurs face discrimination

Nirosha Hewa WELLALAGE and Stuart Locke

Research in International Business and Finance, 2017, vol. 41, issue C, 336-346

Abstract: This study investigates gender balance in the credit market for small and medium enterprise (SME) finance in South Asia. This study is significant in that it provides insights for emerging economies into the danger of second-best solutions resulting from capital market imperfections. Using data sourced from World Bank Enterprise Surveys, it recognises the likely endogeneity of gender in credit constraints. Using IV-probit estimation we find that enterprises owned by female entrepreneurs are on average 3% less likely to be credit constrained compared to their male counterparts.

Keywords: SME; women entrepreneurs; credit access; South Asia; emerging economies; IV-probit regression (search for similar items in EconPapers)
Date: 2017
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Citations: View citations in EconPapers (21)

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Persistent link: https://EconPapers.repec.org/RePEc:eee:riibaf:v:41:y:2017:i:c:p:336-346

DOI: 10.1016/j.ribaf.2017.04.053

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