loan screeningとは 意味・読み方・使い方

It can also be pointed out that risk management was fundamentally not sufficient including in loan screening, the use of credit rating agencies, and information collection.発音を聞く 例文帳に追加

また、貸出審査のあり方、格付会社利用のあり方、情報収集態勢の問題など基本的なリスク管理が十分でなかった点もある。 - 金融庁

Financial institutions have tightened their loan screening criteria for companies whose business conditions have deteriorated.発音を聞く 例文帳に追加

業況の悪化した企業に対しては金融機関の融資・審査も厳格化されている状況があります。 - 金融庁

At the loan office computer 18, a financing agreement is determined based on guarantee screening by the guarantee institution.例文帳に追加

ローン店コンピュータ１８では、保証機関での保証審査結果に基づいて融資決定が行われる。 - 特許庁

Each financial institution sets its own special preferred interest rate and maximum loan amounts and performs its own screening through credit scoring.例文帳に追加

金融機関ごとに独特の優遇金利、貸付金額上限等があり、スコアリングを活用した審査を行う。 - 経済産業省

When a company applies for a loan, the potential borrower is evaluated first with a set of environmental screening items the DBJ has developed on its own for each industry sector.例文帳に追加

まず、企業から融資の申込みがあると、業種ごとに設定された独自の環境スクリーニング項目によって、企業を評価する。 - 経済産業省

By effecting a separation between the entities that decide on the suitability of housing loans (housing loan companies) and the entities that bear the credit risk of the housing loans (investors), the securitization of housing loan bonds based on residential mortgage backed securities (hereinafter referred to as "RMBS") generated a moral hazard for the housing loan companies, and by lowering the quality of loan screening, brought about an increase in the number of loan agreements.例文帳に追加

住宅ローン担保証券（以下「RMBS3」という。）による住宅ローン債権の証券化が、住宅ローン融資の適否を判断する主体（住宅ローン会社）と住宅ローン融資の信用リスクを負担する主体（投資家）との分離をもたらすことによって、住宅ローン会社のモラルハザードを生み、融資審査の質を低下させることを通じて、融資契約の増加をもたらした。 - 経済産業省

a. Procedures for credit screening concerning new finance or loan condition changes, etc. (including appropriate examination of funds to be supplied after loan conditions are changed, etc.)発音を聞く 例文帳に追加

イ．新規融資や貸付条件の変更等に係る与信審査（貸付条件の変更等を行った後の資金供給等に関する適切な審査を含む。）に関する手続 - 金融庁

Many SMEs that replied that financial institutions have become more negative in their lending attitude feel this is due to the tightening of loan screening and other “qualitative” aspects, rather than the “quantitative” aspect such as loan amount (Fig. 1-3-13).例文帳に追加

特に、金融機関の貸出姿勢が消極化したと感じている中小企業の多くは、「金額」の面より融資審査などの「質」の面で厳格化が強まっていると感じている（第1-3-13図）。 - 経済産業省