2/5/2024

c= $ 150,000.000
i= $ 0.085 $ 0.007
n= 125.00

R= $ 1,062.500 $ 1,812.620
$ 0.586
C)ELBORAR TABLA DE AMORTIZACION
TABLA DE AMORTIZACION PAGO APLICADO
NUMERO DE
PAGO TOTAL PAGO APLICADO A INTERESES AMORTIZACION DE CAPITAL INSOLITO
PAGO
CAPITAL $ 150,000.000
1 $ 1,812.620 $ 1,062.500 $ 750.120 $ 149,249.880
C21 DIAS 2 $ 1,812.620 $ 1,057.187 $ 755.433 $ 148,494.447
3 $ 1,812.620 $ 1,051.836 $ 760.784 $ 147,733.663
4 $ 1,812.620 $ 1,046.447 $ 766.173 $ 146,967.490
5 $ 1,812.620 $ 1,041.020 $ 771.600 $ 146,195.890
6 $ 1,812.620 $ 1,035.554 $ 777.066 $ 145,418.824
7 $ 1,812.620 $ 1,030.050 $ 782.570 $ 144,636.254
8 $ 1,812.620 $ 1,024.507 $ 788.113 $ 143,848.141
9 $ 1,812.620 $ 1,018.924 $ 793.695 $ 143,054.446
10 $ 1,812.620 $ 1,013.302 $ 799.317 $ 142,255.128
11 $ 1,812.620 $ 1,007.640 $ 804.979 $ 141,450.149
12 $ 1,812.620 $ 1,001.939 $ 810.681 $ 140,639.468
13 $ 1,812.620 $ 996.196 $ 816.424 $ 139,823.044
14 $ 1,812.620 $ 990.413 $ 822.207 $ 139,000.838
15 $ 1,812.620 $ 984.589 $ 828.031 $ 138,172.807
16 $ 1,812.620 $ 978.724 $ 833.896 $ 137,338.911
17 $ 1,812.620 $ 972.817 $ 839.803 $ 136,499.109
18 $ 1,812.620 $ 966.869 $ 845.751 $ 135,653.358
19 $ 1,812.620 $ 960.878 $ 851.742 $ 134,801.616
20 $ 1,812.620 $ 954.845 $ 135,575.318
21 $ 1,906.173 $ 1,073.305 $ 832.869 $ 134,742.449
22 $ 1,906.173 $ 1,066.711 $ 839.462 $ 133,902.987
23 $ 1,906.173 $ 1,060.065 $ 846.108 $ 133,056.879
24 $ 1,906.173 $ 1,053.367 $ 852.806 $ 132,204.072
25 $ 1,906.173 $ 1,046.616 $ 859.558 $ 131,344.514
26 $ 1,906.173 $ 1,039.811 $ 866.363 $ 130,478.152
27 $ 1,906.173 $ 1,032.952 $ 873.221 $ 129,604.930
28 $ 1,906.173 $ 1,026.039 $ 880.134 $ 128,724.796
29 $ 1,906.173 $ 1,019.071 $ 887.102 $ 127,837.694
30 $ 1,906.173 $ 1,012.048 $ 894.125 $ 126,943.569
31 $ 1,906.173 $ 1,004.970 $ 901.204 $ 126,042.365
32 $ 1,906.173 $ 997.835 $ 908.338 $ 125,134.027
33 $ 1,906.173 $ 990.644 $ 915.529 $ 124,218.498
34 $ 1,906.173 $ 983.396 $ 922.777 $ 123,295.721
35 $ 1,906.173 $ 976.091 $ 930.082 $ 122,365.639
36 $ 1,906.173 $ 968.728 $ 937.445 $ 121,428.193
37 $ 1,906.173 $ 961.307 $ 944.867 $ 120,483.326
38 $ 1,906.173 $ 953.826 $ 952.347 $ 119,530.979
39 $ 1,906.173 $ 946.287 $ 959.887 $ 118,571.093
40 $ 1,906.173 $ 938.688 $ 967.486 $ 117,603.607
41 $ 1,906.173 $ 931.029 $ 975.145 $ 116,628.462
42 $ 1,906.173 $ 923.309 $ 982.865 $ 115,645.597
43 $ 1,906.173 $ 915.528 $ 990.646 $ 114,654.951
44 $ 1,906.173 $ 907.685 $ 998.488 $ 113,656.463
45 $ 1,906.173 $ 899.780 $ 1,006.393 $ 112,650.070
46 $ 1,906.173 $ 891.813 $ 1,014.360 $ 111,635.710
47 $ 1,906.173 $ 883.783 $ 1,022.391 $ 110,613.319
48 $ 1,906.173 $ 875.689 $ 1,030.485 $ 109,582.834
49 $ 1,906.173 $ 867.531 $ 1,038.643 $ 108,544.191
50 $ 1,906.173 $ 859.308 $ 1,046.865 $ 107,497.326
51 $ 1,906.173 $ 851.020 $ 1,055.153 $ 106,442.173
52 $ 1,906.173 $ 842.667 $ 1,063.506 $ 105,378.667
53 $ 1,906.173 $ 834.248 $ 1,071.926 $ 104,306.741
54 $ 1,906.173 $ 825.762 $ 1,080.412 $ 103,226.330
55 $ 1,906.173 $ 817.208 $ 1,088.965 $ 102,137.365
56 $ 1,906.173 $ 808.587 $ 1,097.586 $ 101,039.779
57 $ 1,906.173 $ 799.898 $ 1,106.275 $ 99,933.503
58 $ 1,906.173 $ 791.140 $ 1,115.033 $ 98,818.470
59 $ 1,906.173 $ 782.313 $ 1,123.861 $ 97,694.610
60 $ 1,906.173 $ 773.416 $ 1,132.758 $ 96,561.852
61 $ 1,906.173 $ 764.448 $ 1,141.725 $ 95,420.126
62 $ 1,906.173 $ 755.409 $ 1,150.764 $ 94,269.362
63 $ 1,906.173 $ 746.299 $ 1,159.874 $ 93,109.488
64 $ 1,906.173 $ 737.117 $ 1,169.057 $ 91,940.431
65 $ 1,906.173 $ 727.862 $ 92,504.973
66 $ 1,988.293 $ 809.419 $ 1,178.874 $ 91,326.099
67 $ 1,988.293 $ 799.103 $ 1,189.189 $ 90,136.909
68 $ 1,988.293 $ 788.698 $ 1,199.595 $ 88,937.315
69 $ 1,988.293 $ 778.202 $ 1,210.091 $ 87,727.224
70 $ 1,988.293 $ 767.613 $ 1,220.679 $ 86,506.544
71 $ 1,988.293 $ 756.932 $ 1,231.360 $ 85,275.184
72 $ 1,988.293 $ 746.158 $ 1,242.135 $ 84,033.049
73 $ 1,988.293 $ 735.289 $ 1,253.003 $ 82,780.045
74 $ 1,988.293 $ 724.325 $ 1,263.967 $ 81,516.078
75 $ 1,988.293 $ 713.266 $ 1,275.027 $ 80,241.051
76 $ 1,988.293 $ 702.109 $ 1,286.183 $ 78,954.868
77 $ 1,988.293 $ 690.855 $ 1,297.438 $ 77,657.430
78 $ 1,988.293 $ 679.503 $ 1,308.790 $ 76,348.640
79 $ 1,988.293 $ 668.051 $ 1,320.242 $ 75,028.398
80 $ 1,988.293 $ 656.498 $ 1,331.794 $ 73,696.604
81 $ 1,988.293 $ 644.845 $ 1,343.447 $ 72,353.156
82 $ 1,988.293 $ 633.090 $ 1,355.203 $ 70,997.954
83 $ 1,988.293 $ 621.232 $ 1,367.061 $ 69,630.893
 84 $ 1,988.293 $ 609.270 $ 1,379.022 $ 68,251.871
85 $ 1,988.293 $ 597.204 $ 1,391.089 $ 66,860.782
86 $ 1,988.293 $ 585.032 $ 1,403.261 $ 65,457.521
87 $ 1,988.293 $ 572.753 $ 1,415.539 $ 64,041.982
88 $ 1,988.293 $ 560.367 $ 1,427.925 $ 62,614.056
89 $ 1,988.293 $ 547.873 $ 1,440.420 $ 61,173.637
90 $ 1,988.293 $ 535.269 $ 61,588.861
91 $ 2,079.602 $ 590.227 $ 1,489.376 $ 60,099.485
92 $ 2,079.602 $ 575.953 $ 1,503.649 $ 58,595.837
93 $ 2,079.602 $ 561.543 $ 1,518.059 $ 57,077.778
94 $ 2,079.602 $ 546.995 $ 1,532.607 $ 55,545.171
95 $ 2,079.602 $ 532.308 $ 1,547.294 $ 53,997.877
96 $ 2,079.602 $ 517.480 $ 1,562.122 $ 52,435.755
97 $ 2,079.602 $ 502.509 $ 1,577.093 $ 50,858.662
98 $ 2,079.602 $ 487.396 $ 1,592.207 $ 49,266.455
99 $ 2,079.602 $ 472.137 $ 1,607.465 $ 47,658.990
100 $ 2,079.602 $ 456.732 $ 1,622.870 $ 46,036.120
101 $ 2,079.602 $ 441.179 $ 1,638.423 $ 44,397.697
102 $ 2,079.602 $ 425.478 $ 1,654.124 $ 42,743.573
103 $ 2,079.602 $ 409.626 $ 1,669.976 $ 41,073.597
104 $ 2,079.602 $ 393.622 $ 1,685.980 $ 39,387.617
105 $ 2,079.602 $ 377.465 $ 1,702.137 $ 37,685.479
106 $ 2,079.602 $ 361.153 $ 1,718.450 $ 35,967.029
107 $ 2,079.602 $ 344.684 $ 1,734.918 $ 34,232.111
108 $ 2,079.602 $ 328.058 $ 1,751.544 $ 32,480.567
109 $ 2,079.602 $ 311.272 $ 1,768.330 $ 30,712.237
110 $ 2,079.602 $ 294.326 $ 1,785.277 $ 28,926.960
111 $ 2,079.602 $ 277.217 $ 1,802.385 $ 27,124.575
112 $ 2,079.602 $ 259.944 $ 1,819.658 $ 25,304.917
113 $ 2,079.602 $ 242.505 $ 1,837.097 $ 23,467.820
114 $ 2,079.602 $ 224.900 $ 1,854.702 $ 21,613.118
115 $ 2,079.602 $ 207.126 $ 21,835.561
116 $ 2,310.600 $ 227.454 $ 2,083.146 $ 19,752.415
117 $ 2,310.600 $ 205.754 $ 2,104.846 $ 17,647.570
118 $ 2,310.600 $ 183.829 $ 2,126.771 $ 15,520.799
119 $ 2,310.600 $ 161.675 $ 2,148.925 $ 13,371.874
120 $ 2,310.600 $ 139.290 $ 2,171.310 $ 11,200.564
121 $ 2,310.600 $ 116.673 $ 2,193.927 $ 9,006.637
122 $ 2,310.600 $ 93.819 $ 2,216.781 $ 6,789.856
123 $ 2,310.600 $ 70.728 $ 2,239.872 $ 4,549.984
124 $ 2,310.600 $ 47.396 $ 2,263.204 $ 2,286.779
125 $ 2,310.600 $ 23.821 $ 2,286.779 $ 0.000
$ 246,833.571 $ 89,496.072 $ 151,975.912 $ 10,990,002.678
 CASO 1
A) DETERMINAR LA FECHA DEL PRIMER PAGO R = 27 DE JUNIO 2024
9 JUNIO 2024
10-14 5
17-21 5
24-27 4

$ 96,833.57
2/12/2024 f) CALCULAT EL MONTO DE LOS PAGOS PARA SALDAR EL CREDITO $1,812.62 $1,902.17 $ 1,988.29
3/1/2024 G) ELABORAR TABLA AMORTIZACION
3/19/2024 H)DETERMINA EL MONTO DE INTERES PAGADO Y MONTO TOTAL DE LA DEUDA DE INTERES
4/6/2024 MONTO INTEREN PAGADO $ 246,833.571
4/24/2024 MONTO TOTAL DEUDA IN INTERES $ 89,496.072
5/12/2024 I) REDACTAR INTERPRETACION DE LA TABLA
5/30/2024 EL INTERES ADICIONAL SE APLICA DE MANERA ANUALIZADO
6/17/2024 SE CONSIDERA QUE SE PAG $ 96,833.57 ADICINAL A MOTO SOLICITDA INDEPENDIE
7/5/2024
7/23/2024
8/10/2024
8/28/2024
9/15/2024
10/3/2024
10/21/2024
11/8/2024
11/26/2024
12/14/2024
1/1/2025 134801.61586
1/19/2025 $ 99.69 $ 674.01 ATRASO 9
2/6/2025 C= $ 135,575.32
2/24/2025 i= 0.79% 0.01
3/14/2025 n= 105
4/1/2025
4/19/2025 R= $ 1,906.17
5/7/2025
5/25/2025
6/12/2025
6/30/2025
7/18/2025
8/5/2025
8/23/2025
9/10/2025
9/28/2025
10/16/2025
11/3/2025
11/21/2025
12/9/2025
12/27/2025
1/14/2026
2/1/2026
2/19/2026
3/9/2026
3/27/2026
4/14/2026
5/2/2026
5/20/2026
6/7/2026
6/25/2026
7/13/2026
7/31/2026
8/18/2026
9/5/2026
9/23/2026
10/11/2026
10/29/2026
11/16/2026
12/4/2026
12/22/2026
1/9/2027
1/27/2027
2/14/2027
3/4/2027
3/22/2027 91940.431244
4/9/2027 $ 104.84 $ 459.70 ATRASO 9
4/27/2027 C= $ 92,504.97
5/15/2027 i= 0.88% 0.01
6/2/2027 n= 60
6/20/2027
7/8/2027 R= $ 1,988.29
7/26/2027
8/13/2027
8/31/2027
9/18/2027
10/6/2027
10/24/2027
11/11/2027
11/29/2027
12/17/2027
1/4/2028
1/22/2028
2/9/2028
2/27/2028
3/16/2028
4/3/2028
4/21/2028
5/9/2028
5/27/2028
6/14/2028 61173.636763
7/2/2028 $ 109.36 $ 305.87 ATRASO 9
7/20/2028 C= $ 61,588.86
8/7/2028 i= 0.96% 0.01
8/25/2028 n= 35
9/12/2028
9/30/2028 R= $ 2,079.60
10/18/2028
11/5/2028
11/23/2028
12/11/2028
12/29/2028
1/16/2029
2/3/2029
2/21/2029
3/11/2029
3/29/2029
4/16/2029
5/4/2029
5/22/2029
6/9/2029
6/27/2029
7/15/2029
8/2/2029
8/20/2029
9/7/2029 21613.117781
9/25/2029 $ 114.38 $ 108.07 ATRASO 9
10/13/2029 C= $ 21,835.56
10/31/2029 i= 1.04% 0.01
11/18/2029 n= 10
12/6/2029
12/24/2029 R= $ 2,310.60
1/11/2030
1/29/2030
2/16/2030
3/6/2030
3/24/2030
JUNIO 2024

2.62 $1,902.17 $ 1,988.29 $ 2,709.60 $ 2,310.60

DEUDA DE INTERES

MOTO SOLICITDA INDEPENDIENTE A LOS INTERES