Leasing.

xls

Leasing
El presente cuadro de la operación de Leasing contiene lo siguiente (Modificar de acuerdo a lo que usted necesite):
La operación permite disponer de una maquinaria de precio 500.000 €
Duración 5 años
Valor residual 80.000 €
Pagos mensuales constantes
Tipo de interés fijo del 8% efectivo anual.

Tipo anual 8% Se utiliza

Tipo mensual 0.6434% Residual s
Años 5 (Valor Fin
Meses 60
Valor Residual 80,000.00 € PAG

Cuota Cuota
Año Mes Mensualidad Capital Vivo
Intereses Amortización
0 0 500,000.00 €
1 1 8,974.81 € 3,217.02 € 5,757.79 € 494,242.21 €
1 2 8,974.81 € 3,179.97 € 5,794.84 € 488,447.37 €
1 3 8,974.81 € 3,142.69 € 5,832.12 € 482,615.25 €
1 4 8,974.81 € 3,105.16 € 5,869.64 € 476,745.61 €
1 5 8,974.81 € 3,067.40 € 5,907.41 € 470,838.20 €
1 6 8,974.81 € 3,029.39 € 5,945.42 € 464,892.78 €
1 7 8,974.81 € 2,991.13 € 5,983.67 € 458,909.11 €
1 8 8,974.81 € 2,952.64 € 6,022.17 € 452,886.94 €
1 9 8,974.81 € 2,913.89 € 6,060.92 € 446,826.02 €
1 10 8,974.81 € 2,874.89 € 6,099.91 € 440,726.11 €
1 11 8,974.81 € 2,835.65 € 6,139.16 € 434,586.95 €
1 12 8,974.81 € 2,796.15 € 6,178.66 € 428,408.29 €
2 13 8,974.81 € 2,756.39 € 6,218.41 € 422,189.88 €
2 14 8,974.81 € 2,716.38 € 6,258.42 € 415,931.45 €
2 15 8,974.81 € 2,676.12 € 6,298.69 € 409,632.76 €
2 16 8,974.81 € 2,635.59 € 6,339.22 € 403,293.55 €
2 17 8,974.81 € 2,594.80 € 6,380.00 € 396,913.54 €
2 18 8,974.81 € 2,553.75 € 6,421.05 € 390,492.49 €
2 19 8,974.81 € 2,512.44 € 6,462.36 € 384,030.13 €
2 20 8,974.81 € 2,470.86 € 6,503.94 € 377,526.18 €
2 21 8,974.81 € 2,429.01 € 6,545.79 € 370,980.39 €
2 22 8,974.81 € 2,386.90 € 6,587.91 € 364,392.49 €
2 23 8,974.81 € 2,344.51 € 6,630.29 € 357,762.19 €
2 24 8,974.81 € 2,301.85 € 6,672.95 € 351,089.24 €
3 25 8,974.81 € 2,258.92 € 6,715.89 € 344,373.35 €
3 26 8,974.81 € 2,215.71 € 6,759.10 € 337,614.26 €
3 27 8,974.81 € 2,172.22 € 6,802.59 € 330,811.67 €
3 28 8,974.81 € 2,128.45 € 6,846.35 € 323,965.32 €
3 29 8,974.81 € 2,084.40 € 6,890.40 € 317,074.92 €
3 30 8,974.81 € 2,040.07 € 6,934.74 € 310,140.18 €
3 31 8,974.81 € 1,995.45 € 6,979.35 € 303,160.83 €
3 32 8,974.81 € 1,950.55 € 7,024.26 € 296,136.57 €
3 33 8,974.81 € 1,905.35 € 7,069.45 € 289,067.11 €
3 34 8,974.81 € 1,859.87 € 7,114.94 € 281,952.18 €
3 35 8,974.81 € 1,814.09 € 7,160.72 € 274,791.46 €
3 36 8,974.81 € 1,768.02 € 7,206.79 € 267,584.67 €
4 37 8,974.81 € 1,721.65 € 7,253.16 € 260,331.51 €
4 38 8,974.81 € 1,674.98 € 7,299.82 € 253,031.69 €
4 39 8,974.81 € 1,628.01 € 7,346.79 € 245,684.90 €
4 40 8,974.81 € 1,580.74 € 7,394.06 € 238,290.83 €
4 41 8,974.81 € 1,533.17 € 7,441.63 € 230,849.20 €
4 42 8,974.81 € 1,485.29 € 7,489.51 € 223,359.68 €
4 43 8,974.81 € 1,437.10 € 7,537.70 € 215,821.98 €
4 44 8,974.81 € 1,388.61 € 7,586.20 € 208,235.78 €
4 45 8,974.81 € 1,339.80 € 7,635.01 € 200,600.77 €
4 46 8,974.81 € 1,290.67 € 7,684.13 € 192,916.64 €
4 47 8,974.81 € 1,241.23 € 7,733.57 € 185,183.06 €
4 48 8,974.81 € 1,191.47 € 7,783.33 € 177,399.73 €
5 49 8,974.81 € 1,141.40 € 7,833.41 € 169,566.32 €
5 50 8,974.81 € 1,090.99 € 7,883.81 € 161,682.51 €
5 51 8,974.81 € 1,040.27 € 7,934.54 € 153,747.98 €
5 52 8,974.81 € 989.22 € 7,985.59 € 145,762.39 €
5 53 8,974.81 € 937.84 € 8,036.97 € 137,725.42 €
5 54 8,974.81 € 886.13 € 8,088.68 € 129,636.75 €
5 55 8,974.81 € 834.09 € 8,140.72 € 121,496.03 €
5 56 8,974.81 € 781.71 € 8,193.10 € 113,302.93 €
5 57 8,974.81 € 728.99 € 8,245.81 € 105,057.12 €
5 58 8,974.81 € 675.94 € 8,298.86 € 96,758.26 €
5 59 8,974.81 € 622.55 € 8,352.26 € 88,406.00 €
5 60 8,974.81 € 568.81 € 8,406.00 € 80,000.00 €

El Capital Viv
cero pq en un
Leasing exist
RESIDUAL
e acuerdo a lo que usted necesite):

Se utiliza la función PAGO y el Valor

Residual se añade en el atributo de VF
(Valor Final).

PAGO(tasa;nper;va;vf;tipo)

Capital Amortizado

5,757.79 €
11,552.63 €
17,384.75 €
23,254.39 €
29,161.80 €
35,107.22 €
41,090.89 €
47,113.06 €
53,173.98 €
59,273.89 €
65,413.05 €
71,591.71 €
77,810.12 €
84,068.55 €
90,367.24 €
96,706.45 €
103,086.46 €
109,507.51 €
115,969.87 €
122,473.82 €
129,019.61 €
135,607.51 €
142,237.81 €
148,910.76 €
155,626.65 €
162,385.74 €
169,188.33 €
176,034.68 €
182,925.08 €
189,859.82 €
196,839.17 €
203,863.43 €
210,932.89 €
218,047.82 €
225,208.54 €
232,415.33 €
239,668.49 €
246,968.31 €
254,315.10 €
261,709.17 €
269,150.80 €
276,640.32 €
284,178.02 €
291,764.22 €
299,399.23 €
307,083.36 €
314,816.94 €
322,600.27 €
330,433.68 €
338,317.49 €
346,252.02 €
354,237.61 €
362,274.58 €
370,363.25 €
378,503.97 €
386,697.07 €
394,942.88 €
403,241.74 €
411,594.00 €
420,000.00 €

El Capital Vivo al final no es

cero pq en una operación de
Leasing existe un VALOR
RESIDUAL
Leasing.xls

Leasing a tipo variable

El presente cuadro de la operación de Leasing contiene lo siguiente (Modificar de acuerdo a lo que usted necesite):
La operación permite disponer de una maquinaria de precio 500.000 €
Duración 5 años
Valor residual 80.000 €
Pagos mensuales constantes
Tipo de interés anual variable Euribor + 5%, con revisión anual.
El Euribor ha resultado ser en estos años: 2.3%, 2.2%, 2.7%, 3.1% y 3.9%

Tipo variable E + 5% Año Euribor E+5%

Años 5 1 2.30% 7.30%
Meses 60 2 2.20% 7.20%
Valor Residual 80,000.00 € 3 2.70% 7.70%
4 3.10% 8.10%
5 3.90% 8.90%

Tasa mensual Cuota Cuota

Año Mes Mensualidad
efectiva Intereses Amortización
0 0
1 1 0.5889% 8,800.81 € 2,944.40 € 5,856.40 €
1 2 0.5889% 8,800.81 € 2,909.92 € 5,890.89 €
1 3 0.5889% 8,800.81 € 2,875.23 € 5,925.58 €
1 4 0.5889% 8,800.81 € 2,840.33 € 5,960.47 €
1 5 0.5889% 8,800.81 € 2,805.23 € 5,995.57 €
1 6 0.5889% 8,800.81 € 2,769.93 € 6,030.88 €
1 7 0.5889% 8,800.81 € 2,734.41 € 6,066.39 €
1 8 0.5889% 8,800.81 € 2,698.69 € 6,102.12 €
1 9 0.5889% 8,800.81 € 2,662.75 € 6,138.05 €
1 10 0.5889% 8,800.81 € 2,626.61 € 6,174.20 €
1 11 0.5889% 8,800.81 € 2,590.25 € 6,210.56 €
1 12 0.5889% 8,800.81 € 2,553.68 € 6,247.13 €
2 13 0.5811% 8,779.43 € 2,483.48 € 6,295.95 €
2 14 0.5811% 8,779.43 € 2,446.90 € 6,332.53 €
2 15 0.5811% 8,779.43 € 2,410.10 € 6,369.33 €
2 16 0.5811% 8,779.43 € 2,373.09 € 6,406.34 €
2 17 0.5811% 8,779.43 € 2,335.87 € 6,443.56 €
2 18 0.5811% 8,779.43 € 2,298.43 € 6,481.01 €
2 19 0.5811% 8,779.43 € 2,260.77 € 6,518.66 €
2 20 0.5811% 8,779.43 € 2,222.89 € 6,556.54 €
2 21 0.5811% 8,779.43 € 2,184.79 € 6,594.64 €
2 22 0.5811% 8,779.43 € 2,146.47 € 6,632.96 €
2 23 0.5811% 8,779.43 € 2,107.93 € 6,671.50 €
2 24 0.5811% 8,779.43 € 2,069.17 € 6,710.27 €
3 25 0.6201% 8,868.41 € 2,166.47 € 6,701.93 €
3 26 0.6201% 8,868.41 € 2,124.92 € 6,743.49 €
3 27 0.6201% 8,868.41 € 2,083.10 € 6,785.31 €
3 28 0.6201% 8,868.41 € 2,041.03 € 6,827.38 €
3 29 0.6201% 8,868.41 € 1,998.69 € 6,869.71 €
3 30 0.6201% 8,868.41 € 1,956.10 € 6,912.31 €
3 31 0.6201% 8,868.41 € 1,913.23 € 6,955.17 €
3 32 0.6201% 8,868.41 € 1,870.11 € 6,998.30 €
3 33 0.6201% 8,868.41 € 1,826.71 € 7,041.70 €
3 34 0.6201% 8,868.41 € 1,783.05 € 7,085.36 €
3 35 0.6201% 8,868.41 € 1,739.11 € 7,129.29 €
3 36 0.6201% 8,868.41 € 1,694.91 € 7,173.50 €
4 37 0.6512% 8,924.89 € 1,733.17 € 7,191.71 €
4 38 0.6512% 8,924.89 € 1,686.34 € 7,238.54 €
4 39 0.6512% 8,924.89 € 1,639.21 € 7,285.68 €
4 40 0.6512% 8,924.89 € 1,591.77 € 7,333.12 €
4 41 0.6512% 8,924.89 € 1,544.02 € 7,380.87 €
4 42 0.6512% 8,924.89 € 1,495.96 € 7,428.93 €
4 43 0.6512% 8,924.89 € 1,447.58 € 7,477.30 €
4 44 0.6512% 8,924.89 € 1,398.89 € 7,525.99 €
4 45 0.6512% 8,924.89 € 1,349.88 € 7,575.00 €
4 46 0.6512% 8,924.89 € 1,300.56 € 7,624.33 €
4 47 0.6512% 8,924.89 € 1,250.91 € 7,673.97 €
4 48 0.6512% 8,924.89 € 1,200.94 € 7,723.94 €
5 49 0.7130% 9,007.59 € 1,259.96 € 7,747.63 €
5 50 0.7130% 9,007.59 € 1,204.72 € 7,802.87 €
5 51 0.7130% 9,007.59 € 1,149.08 € 7,858.51 €
5 52 0.7130% 9,007.59 € 1,093.05 € 7,914.54 €
5 53 0.7130% 9,007.59 € 1,036.62 € 7,970.97 €
5 54 0.7130% 9,007.59 € 979.78 € 8,027.81 €
5 55 0.7130% 9,007.59 € 922.54 € 8,085.05 €
5 56 0.7130% 9,007.59 € 864.89 € 8,142.70 €
5 57 0.7130% 9,007.59 € 806.83 € 8,200.76 €
5 58 0.7130% 9,007.59 € 748.36 € 8,259.23 €
5 59 0.7130% 9,007.59 € 689.47 € 8,318.12 €
5 60 0.7130% 9,007.59 € 630.16 € 8,377.43 €
o a lo que usted necesite):

T. mensual
0.5889%
0.5811%
0.6201%
0.6512%
0.7130%

Capital
Capital Vivo
Amortizado
500,000.00 €
494,143.60 € 5,856.40 €
488,252.71 € 11,747.29 €
482,327.13 € 17,672.87 €
476,366.66 € 23,633.34 €
470,371.08 € 29,628.92 €
464,340.20 € 35,659.80 €
458,273.81 € 41,726.19 €
452,171.69 € 47,828.31 €
446,033.64 € 53,966.36 €
439,859.44 € 60,140.56 €
433,648.88 € 66,351.12 €
427,401.75 € 72,598.25 €
421,105.80 € 78,894.20 €
414,773.27 € 85,226.73 €
408,403.94 € 91,596.06 €
401,997.60 € 98,002.40 €
395,554.03 € 104,445.97 €
389,073.03 € 110,926.97 €
382,554.36 € 117,445.64 €
375,997.82 € 124,002.18 €
369,403.18 € 130,596.82 €
362,770.22 € 137,229.78 €
356,098.72 € 143,901.28 €
349,388.45 € 150,611.55 €
342,686.52 € 157,313.48 €
335,943.03 € 164,056.97 €
329,157.72 € 170,842.28 €
322,330.34 € 177,669.66 €
315,460.62 € 184,539.38 €
308,548.31 € 191,451.69 €
301,593.14 € 198,406.86 €
294,594.84 € 205,405.16 €
287,553.14 € 212,446.86 €
280,467.78 € 219,532.22 €
273,338.49 € 226,661.51 €
266,164.98 € 233,835.02 €
258,973.27 € 241,026.73 €
251,734.73 € 248,265.27 €
244,449.06 € 255,550.94 €
237,115.94 € 262,884.06 €
229,735.07 € 270,264.93 €
222,306.14 € 277,693.86 €
214,828.84 € 285,171.16 €
207,302.84 € 292,697.16 €
199,727.84 € 300,272.16 €
192,103.51 € 307,896.49 €
184,429.54 € 315,570.46 €
176,705.60 € 323,294.40 €
168,957.97 € 331,042.03 €
161,155.10 € 338,844.90 €
153,296.60 € 346,703.40 €
145,382.06 € 354,617.94 €
137,411.09 € 362,588.91 €
129,383.28 € 370,616.72 €
121,298.23 € 378,701.77 €
113,155.54 € 386,844.46 €
104,954.78 € 395,045.22 €
96,695.55 € 403,304.45 €
88,377.43 € 411,622.57 €
80,000.00 € 420,000.00 €

El Capital Vivo al final no es

cero pq en una operación de
Leasing existe un VALOR
RESIDUAL
Leasing.xls

Leasing Prepagable
El presente cuadro de la operación de Leasing contiene lo siguiente (Modificar de acuerdo a lo que usted nece
La operación permite disponer de una maquinaria de precio 500.000 €
Duración 15 años
Valor residual 80.000 €
Pagos anuales constantes prepagables
Tipo de interés fijo del 8% efectivo anual.

Tipo anual 8%
Años 15
Valor Residual 80,000.00 €
Principal 500,000.00 €

Cuota Cuota
Cuota nº Año Anualidad
Intereses Amortización
1 0 51,359.64 € 51,359.64 €
2 1 51,359.64 € 35,891.23 € 15,468.41 €
3 2 51,359.64 € 34,653.76 € 16,705.88 €
4 3 51,359.64 € 33,317.29 € 18,042.35 €
5 4 51,359.64 € 31,873.90 € 19,485.74 €
6 5 51,359.64 € 30,315.04 € 21,044.60 €
7 6 51,359.64 € 28,631.47 € 22,728.17 €
8 7 51,359.64 € 26,813.22 € 24,546.42 €
9 8 51,359.64 € 24,849.50 € 26,510.13 €
10 9 51,359.64 € 22,728.69 € 28,630.95 €
11 10 51,359.64 € 20,438.22 € 30,921.42 €
12 11 51,359.64 € 17,964.50 € 33,395.13 €
13 12 51,359.64 € 15,292.89 € 36,066.75 €
14 13 51,359.64 € 12,407.55 € 38,952.08 €
15 14 51,359.64 € 9,291.39 € 42,068.25 €
16 15 80,000.00 € 5,925.93 € 74,074.07 €

El Capital Vivo es cero si se paga el Valor

Residual en t=15.
Si esto no se hiciera el Capital Vivo sería igual al
Valor Residual en este momento.
ente (Modificar de acuerdo a lo que usted necesite):

Capital Vivo Capital Amortizado 16% IVA PAGO

448,640.36 € 51,359.64 € 8,217.54 € 59,577.18 €

433,171.95 € 66,828.05 € 8,217.54 € 59,577.18 €
416,466.07 € 83,533.93 € 8,217.54 € 59,577.18 €
398,423.72 € 101,576.28 € 8,217.54 € 59,577.18 €
378,937.98 € 121,062.02 € 8,217.54 € 59,577.18 €
357,893.38 € 142,106.62 € 8,217.54 € 59,577.18 €
335,165.21 € 164,834.79 € 8,217.54 € 59,577.18 €
310,618.79 € 189,381.21 € 8,217.54 € 59,577.18 €
284,108.66 € 215,891.34 € 8,217.54 € 59,577.18 €
255,477.71 € 244,522.29 € 8,217.54 € 59,577.18 €
224,556.29 € 275,443.71 € 8,217.54 € 59,577.18 €
191,161.16 € 308,838.84 € 8,217.54 € 59,577.18 €
155,094.41 € 344,905.59 € 8,217.54 € 59,577.18 €
116,142.33 € 383,857.67 € 8,217.54 € 59,577.18 €
74,074.07 € 425,925.93 € 8,217.54 € 59,577.18 €
0.00 € 500,000.00 € 12,800.00 € 92,800.00 €

El Capital Vivo es cero si se paga el Valor

Residual en t=15.
Si esto no se hiciera el Capital Vivo sería igual al
Valor Residual en este momento.
Leasing prepagable con Valor Residual igual a una cuota adicional

El presente cuadro contiene lo siguiente: Una operación de Leasing que se contrata para financiar unas máquinas cuy
es de 500.000 €, a 15 años, con cuotas anuales prepagables y el valor residual es tal que se pagaría una cuota más un a
tarde para liquidar la operación. El tanto anual es del 8% y el IVA del 16%. (Modificar de acuerdo a lo que usted neces

Capital 500,000
Interés 8.00%
Períodos 15

Cuota Cuota Capital

Cuota nº Año Anualidad Capital Vivo
Intereses Amortización Amortizado
1 0 52,304.11 52,304.11 447,695.89 52,304.11
2 1 52,304.11 35,815.67 16,488.44 431,207.46 68,792.54
3 2 52,304.11 34,496.60 17,807.51 413,399.95 86,600.05
4 3 52,304.11 33,072.00 19,232.11 394,167.83 105,832.17
5 4 52,304.11 31,533.43 20,770.68 373,397.15 126,602.85
6 5 52,304.11 29,871.77 22,432.34 350,964.82 149,035.18
7 6 52,304.11 28,077.19 24,226.92 326,737.90 173,262.10
8 7 52,304.11 26,139.03 26,165.08 300,572.82 199,427.18
9 8 52,304.11 24,045.83 28,258.28 272,314.54 227,685.46
10 9 52,304.11 21,785.16 30,518.94 241,795.59 258,204.41
11 10 52,304.11 19,343.65 32,960.46 208,835.13 291,164.87
12 11 52,304.11 16,706.81 35,597.30 173,237.84 326,762.16
13 12 52,304.11 13,859.03 38,445.08 134,792.76 365,207.24
14 13 52,304.11 10,783.42 41,520.69 93,272.07 406,727.93
15 14 52,304.11 7,461.77 44,842.34 48,429.73 451,570.27
16 15 52,304.11 3,874.38 48,429.73 0.00 500,000.00

Ultima cuota necesaria para

liquidar el Valor Residual.
Puede comprobarlo borrando esta celda.
adicional

nanciar unas máquinas cuyo precio

agaría una cuota más un año más
rdo a lo que usted necesite)

16% IVA PAGO

8,368.66 60,672.76
8,368.66 60,672.76
8,368.66 60,672.76
8,368.66 60,672.76
8,368.66 60,672.76
8,368.66 60,672.76
8,368.66 60,672.76
8,368.66 60,672.76
8,368.66 60,672.76
8,368.66 60,672.76
8,368.66 60,672.76
8,368.66 60,672.76
8,368.66 60,672.76
8,368.66 60,672.76
8,368.66 60,672.76
8,368.66 60,672.76
 Leasing donde el VR = última cuota
Cuadro de Amortización de una operación de Leasing: importe de 1.300.000 €,
duración 10 años, tipo de interés del 3% nominal anual, donde el valor residual es
igual al importe de una cuota. (Modificar de acuerdo a lo que usted necesite)

Importe 1,300,000.00 €
Años 10
Tipo nominal
anual 3%
+PAGO(0,25%;10*12+1;-1300000;;1)
Tipo
Valormensual 0.25%
Residual Una cuota

Recuperacion del coste

Cuota nº Mes Periodo Acumulado Carga financiera Cuota neta Cap. Vivo
1 0 12,432.84 € 12,432.84 € 0 12,432.84 € 1,287,567.16 €
2 1 9,213.92 € 21,646.76 € 3,218.92 € 12,432.84 € 1,278,353.24 €
3 2 9,236.96 € 30,883.72 € 3,195.88 € 12,432.84 € 1,269,116.28 €
4 3 9,260.05 € 40,143.77 € 3,172.79 € 12,432.84 € 1,259,856.23 €
5 4 9,283.20 € 49,426.97 € 3,149.64 € 12,432.84 € 1,250,573.03 €
6 5 9,306.41 € 58,733.38 € 3,126.43 € 12,432.84 € 1,241,266.62 €
7 6 9,329.67 € 68,063.05 € 3,103.17 € 12,432.84 € 1,231,936.95 €
8 7 9,353.00 € 77,416.05 € 3,079.84 € 12,432.84 € 1,222,583.95 €
9 8 9,376.38 € 86,792.43 € 3,056.46 € 12,432.84 € 1,213,207.57 €
10 9 9,399.82 € 96,192.25 € 3,033.02 € 12,432.84 € 1,203,807.75 €
11 10 9,423.32 € 105,615.57 € 3,009.52 € 12,432.84 € 1,194,384.43 €
12 11 9,446.88 € 115,062.45 € 2,985.96 € 12,432.84 € 1,184,937.55 €
13 12 9,470.50 € 124,532.95 € 2,962.34 € 12,432.84 € 1,175,467.05 €
14 13 9,494.17 € 134,027.12 € 2,938.67 € 12,432.84 € 1,165,972.88 €
15 14 9,517.91 € 143,545.03 € 2,914.93 € 12,432.84 € 1,156,454.97 €
16 15 9,541.70 € 153,086.73 € 2,891.14 € 12,432.84 € 1,146,913.27 €
17 16 9,565.56 € 162,652.29 € 2,867.28 € 12,432.84 € 1,137,347.71 €
18 17 9,589.47 € 172,241.76 € 2,843.37 € 12,432.84 € 1,127,758.24 €
19 18 9,613.44 € 181,855.20 € 2,819.40 € 12,432.84 € 1,118,144.80 €
20 19 9,637.48 € 191,492.68 € 2,795.36 € 12,432.84 € 1,108,507.32 €
21 20 9,661.57 € 201,154.25 € 2,771.27 € 12,432.84 € 1,098,845.75 €
22 21 9,685.73 € 210,839.98 € 2,747.11 € 12,432.84 € 1,089,160.02 €
23 22 9,709.94 € 220,549.92 € 2,722.90 € 12,432.84 € 1,079,450.08 €
24 23 9,734.21 € 230,284.13 € 2,698.63 € 12,432.84 € 1,069,715.87 €
25 24 9,758.55 € 240,042.68 € 2,674.29 € 12,432.84 € 1,059,957.32 €
26 25 9,782.95 € 249,825.63 € 2,649.89 € 12,432.84 € 1,050,174.37 €
27 26 9,807.40 € 259,633.03 € 2,625.44 € 12,432.84 € 1,040,366.97 €
28 27 9,831.92 € 269,464.95 € 2,600.92 € 12,432.84 € 1,030,535.05 €
29 28 9,856.50 € 279,321.45 € 2,576.34 € 12,432.84 € 1,020,678.55 €
30 29 9,881.14 € 289,202.59 € 2,551.70 € 12,432.84 € 1,010,797.41 €
31 30 9,905.85 € 299,108.44 € 2,526.99 € 12,432.84 € 1,000,891.56 €
32 31 9,930.61 € 309,039.05 € 2,502.23 € 12,432.84 € 990,960.95 €
33 32 9,955.44 € 318,994.49 € 2,477.40 € 12,432.84 € 981,005.51 €
34 33 9,980.33 € 328,974.82 € 2,452.51 € 12,432.84 € 971,025.18 €
35 34 10,005.28 € 338,980.10 € 2,427.56 € 12,432.84 € 961,019.90 €
36 35 10,030.29 € 349,010.39 € 2,402.55 € 12,432.84 € 950,989.61 €
37 36 10,055.37 € 359,065.76 € 2,377.47 € 12,432.84 € 940,934.24 €
38 37 10,080.50 € 369,146.26 € 2,352.34 € 12,432.84 € 930,853.74 €
39 38 10,105.71 € 379,251.97 € 2,327.13 € 12,432.84 € 920,748.03 €
40 39 10,130.97 € 389,382.94 € 2,301.87 € 12,432.84 € 910,617.06 €
41 40 10,156.30 € 399,539.24 € 2,276.54 € 12,432.84 € 900,460.76 €
42 41 10,181.69 € 409,720.93 € 2,251.15 € 12,432.84 € 890,279.07 €
43 42 10,207.14 € 419,928.07 € 2,225.70 € 12,432.84 € 880,071.93 €
44 43 10,232.66 € 430,160.73 € 2,200.18 € 12,432.84 € 869,839.27 €
45 44 10,258.24 € 440,418.97 € 2,174.60 € 12,432.84 € 859,581.03 €
46 45 10,283.89 € 450,702.86 € 2,148.95 € 12,432.84 € 849,297.14 €
47 46 10,309.60 € 461,012.46 € 2,123.24 € 12,432.84 € 838,987.54 €
48 47 10,335.37 € 471,347.83 € 2,097.47 € 12,432.84 € 828,652.17 €
49 48 10,361.21 € 481,709.04 € 2,071.63 € 12,432.84 € 818,290.96 €
50 49 10,387.11 € 492,096.15 € 2,045.73 € 12,432.84 € 807,903.85 €
51 50 10,413.08 € 502,509.23 € 2,019.76 € 12,432.84 € 797,490.77 €
52 51 10,439.11 € 512,948.34 € 1,993.73 € 12,432.84 € 787,051.66 €
53 52 10,465.21 € 523,413.55 € 1,967.63 € 12,432.84 € 776,586.45 €
54 53 10,491.37 € 533,904.92 € 1,941.47 € 12,432.84 € 766,095.08 €
55 54 10,517.60 € 544,422.52 € 1,915.24 € 12,432.84 € 755,577.48 €
56 55 10,543.90 € 554,966.42 € 1,888.94 € 12,432.84 € 745,033.58 €
57 56 10,570.26 € 565,536.68 € 1,862.58 € 12,432.84 € 734,463.32 €
58 57 10,596.68 € 576,133.36 € 1,836.16 € 12,432.84 € 723,866.64 €
59 58 10,623.17 € 586,756.53 € 1,809.67 € 12,432.84 € 713,243.47 €
60 59 10,649.73 € 597,406.26 € 1,783.11 € 12,432.84 € 702,593.74 €
61 60 10,676.36 € 608,082.62 € 1,756.48 € 12,432.84 € 691,917.38 €
62 61 10,703.05 € 618,785.67 € 1,729.79 € 12,432.84 € 681,214.33 €
63 62 10,729.80 € 629,515.47 € 1,703.04 € 12,432.84 € 670,484.53 €
64 63 10,756.63 € 640,272.10 € 1,676.21 € 12,432.84 € 659,727.90 €
65 64 10,783.52 € 651,055.62 € 1,649.32 € 12,432.84 € 648,944.38 €
66 65 10,810.48 € 661,866.10 € 1,622.36 € 12,432.84 € 638,133.90 €
67 66 10,837.51 € 672,703.61 € 1,595.33 € 12,432.84 € 627,296.39 €
68 67 10,864.60 € 683,568.21 € 1,568.24 € 12,432.84 € 616,431.79 €
69 68 10,891.76 € 694,459.97 € 1,541.08 € 12,432.84 € 605,540.03 €
70 69 10,918.99 € 705,378.96 € 1,513.85 € 12,432.84 € 594,621.04 €
71 70 10,946.29 € 716,325.25 € 1,486.55 € 12,432.84 € 583,674.75 €
72 71 10,973.65 € 727,298.90 € 1,459.19 € 12,432.84 € 572,701.10 €
73 72 11,001.09 € 738,299.99 € 1,431.75 € 12,432.84 € 561,700.01 €
74 73 11,028.59 € 749,328.58 € 1,404.25 € 12,432.84 € 550,671.42 €
75 74 11,056.16 € 760,384.74 € 1,376.68 € 12,432.84 € 539,615.26 €
76 75 11,083.80 € 771,468.54 € 1,349.04 € 12,432.84 € 528,531.46 €
77 76 11,111.51 € 782,580.05 € 1,321.33 € 12,432.84 € 517,419.95 €
78 77 11,139.29 € 793,719.34 € 1,293.55 € 12,432.84 € 506,280.66 €
79 78 11,167.14 € 804,886.48 € 1,265.70 € 12,432.84 € 495,113.52 €
80 79 11,195.06 € 816,081.54 € 1,237.78 € 12,432.84 € 483,918.46 €
81 80 11,223.04 € 827,304.58 € 1,209.80 € 12,432.84 € 472,695.42 €
82 81 11,251.10 € 838,555.68 € 1,181.74 € 12,432.84 € 461,444.32 €
83 82 11,279.23 € 849,834.91 € 1,153.61 € 12,432.84 € 450,165.09 €
84 83 11,307.43 € 861,142.34 € 1,125.41 € 12,432.84 € 438,857.66 €
85 84 11,335.70 € 872,478.04 € 1,097.14 € 12,432.84 € 427,521.96 €
86 85 11,364.04 € 883,842.08 € 1,068.80 € 12,432.84 € 416,157.92 €
87 86 11,392.45 € 895,234.53 € 1,040.39 € 12,432.84 € 404,765.47 €
88 87 11,420.93 € 906,655.46 € 1,011.91 € 12,432.84 € 393,344.54 €
89 88 11,449.48 € 918,104.94 € 983.36 € 12,432.84 € 381,895.06 €
90 89 11,478.10 € 929,583.04 € 954.74 € 12,432.84 € 370,416.96 €
91 90 11,506.80 € 941,089.84 € 926.04 € 12,432.84 € 358,910.16 €
 92 91 11,535.56 € 952,625.40 € 897.28 € 12,432.84 € 347,374.60 €
93 92 11,564.40 € 964,189.80 € 868.44 € 12,432.84 € 335,810.20 €
94 93 11,593.31 € 975,783.11 € 839.53 € 12,432.84 € 324,216.89 €
95 94 11,622.30 € 987,405.41 € 810.54 € 12,432.84 € 312,594.59 €
96 95 11,651.35 € 999,056.76 € 781.49 € 12,432.84 € 300,943.24 €
97 96 11,680.48 € 1,010,737.24 € 752.36 € 12,432.84 € 289,262.76 €
98 97 11,709.68 € 1,022,446.92 € 723.16 € 12,432.84 € 277,553.08 €
99 98 11,738.96 € 1,034,185.88 € 693.88 € 12,432.84 € 265,814.12 €
100 99 11,768.30 € 1,045,954.18 € 664.54 € 12,432.84 € 254,045.82 €
101 100 11,797.73 € 1,057,751.91 € 635.11 € 12,432.84 € 242,248.09 €
102 101 11,827.22 € 1,069,579.13 € 605.62 € 12,432.84 € 230,420.87 €
103 102 11,856.79 € 1,081,435.92 € 576.05 € 12,432.84 € 218,564.08 €
104 103 11,886.43 € 1,093,322.35 € 546.41 € 12,432.84 € 206,677.65 €
105 104 11,916.15 € 1,105,238.50 € 516.69 € 12,432.84 € 194,761.50 €
106 105 11,945.94 € 1,117,184.44 € 486.90 € 12,432.84 € 182,815.56 €
107 106 11,975.80 € 1,129,160.24 € 457.04 € 12,432.84 € 170,839.76 €
108 107 12,005.74 € 1,141,165.98 € 427.10 € 12,432.84 € 158,834.02 €
109 108 12,035.75 € 1,153,201.73 € 397.09 € 12,432.84 € 146,798.27 €
110 109 12,065.84 € 1,165,267.57 € 367.00 € 12,432.84 € 134,732.43 €
111 110 12,096.01 € 1,177,363.58 € 336.83 € 12,432.84 € 122,636.42 €
112 111 12,126.25 € 1,189,489.83 € 306.59 € 12,432.84 € 110,510.17 €
113 112 12,156.56 € 1,201,646.39 € 276.28 € 12,432.84 € 98,353.61 €
114 113 12,186.96 € 1,213,833.35 € 245.88 € 12,432.84 € 86,166.65 €
115 114 12,217.42 € 1,226,050.77 € 215.42 € 12,432.84 € 73,949.23 €
116 115 12,247.97 € 1,238,298.74 € 184.87 € 12,432.84 € 61,701.26 €
117 116 12,278.59 € 1,250,577.33 € 154.25 € 12,432.84 € 49,422.67 €
118 117 12,309.28 € 1,262,886.61 € 123.56 € 12,432.84 € 37,113.39 €
119 118 12,340.06 € 1,275,226.67 € 92.78 € 12,432.84 € 24,773.33 €
120 119 12,370.91 € 1,287,597.58 € 61.93 € 12,432.84 € 12,402.42 €
VR 120 12,402.42 € 1,300,000.00 € 31.01 € 12,433.43 € 0.00 €

En la última mensualidad se añaden

0,59 €, necesarios para ajustar el
cuadro de amortización. Este
pequeño error surge por los
redondeos.
00;;1)

Impuesto Total cuota

1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
 1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.25 € 14,422.09 €
1,989.35 € 14,422.78 €

nsualidad se añaden
os para ajustar el
ización. Este
urge por los