This article aims to investigate the benefits of investing in Hajj funds deposited by waitlisted ... more This article aims to investigate the benefits of investing in Hajj funds deposited by waitlisted pilgrims, not only for the purpose of organizing the pilgrimage but also for the wider community in Indonesia. The study draws upon primary data obtained from interviews conducted with the Public Relations of the Hajj Financial Management Agency (BPKH) and the Director of Hajj and Umrah Management of the Ministry of Religious Affairs in Jakarta. Additionally, secondary data was obtained from a variety of sources such as books, online news articles, and reports published by the BPKH that address the value of investment benefits for the Hajj pilgrimage. The selection of the BPKH is based on its responsibility for managing and investing in Hajj funds under Law Number 34 of 2014. The study highlights that Hajj funds investment not only benefits the management of Hajj operations but also has value for the wider community. The findings of this study supplement previous research that has focuse...
Tulisan ini bertujuan untuk mengetahui dan menganalisis apa saja faktor-faktor yang dapat mempen... more Tulisan ini bertujuan untuk mengetahui dan menganalisis apa saja faktor-faktor yang dapat mempengaruhi pengembangan kopi dan untuk mengetahui dan menganalisis strategi manakah yang paling efektif dan tepat dalam menghadapi tantangan Internal maupun eksternal. Metode yang digunakan dalam penelitian ini adalah jenis penelitian kualitatif yang bertujuan untuk mendapatkan pemahaman yang lebih luas dan mendalam terhadap situasi sosial yang diteliti. Penelitian ini menggunakan analisis SWOT dengan pendekatan kualitatif yang bertujuan untuk memaksimalkan kekuatan, peluang, juga meminimalkan ancaman dan kelemahan. Sumber data yang digunakan dalam penelititan ini adalah dataprimer dan data sekunder. Berdasarkan hasil analisis dari penelitian terdapat beberapa faktor-faktor yang mempengaruhi perkembangan kopi pada koperasi ALKO yaitu faktor internal dan faktor eksternal. Faktor internal meliputi faktor kekuatan dan kelemahan, dan faktor eksternal meliputi peluang dan ancaman. Berdasarkan ana...
Tujuan penelitian adalah untuk menjelaskan potensi Peer to Peer Lending Syariah terhadap pemuliha... more Tujuan penelitian adalah untuk menjelaskan potensi Peer to Peer Lending Syariah terhadap pemulihan ekonomi pasca Covid 19 di Indonesia. Survei yang dilakukan oleh Perusahaan Mitrausaha di Indonesia atau Fintech Modalku menyebutkan bahwa 70% pinjaman online adalah untuk kepentingan bisnis mereka selama Covid 19. Sejak Fintech Syariah muncul pada tahun 2017, jumlah perusahaan Fintech Syariah bertambah sebanyak 7 perusahaan pada tahun 2019. Sedangkan pada tahun 2020 bertambah 12 Perusahaan. Total aset Fintech Syariah sebagai pemberi pinjaman tercatat sebesar 36 miliar pada Februari 2020 dan meningkat menjadi 61 miliar selama Covid 19. Studi ini menegaskan Peer to Peer Lending Syariah dalam pemulihan ekonomi pasca Covid 19, dan menganalisis potensinya dalam Indonesia. Data dianalisis secara deskriptif kualitatif, selain itu penelitian ini menggunakan studi literatur seperti website OJK, Covid, dan fintech. Dapat dikatakan Peer to Peer Lending Syariah memiliki potensi karena memiliki sis...
This article aims to examine the discourse of Islam within the Islamic populism movement. The stu... more This article aims to examine the discourse of Islam within the Islamic populism movement. The study of Islamic populism continues to receive attention in recent years. With remarkable developments, this article aims to explore the concept of Islamic populism within ChatGPT as a human intelligence platform that has been formatted into a technological program. This study is a qualitative research using a literature review approach. All data comes from the text-based ChatGPT, resulting from systematically formulated questions input on January 9th, 2023. Findings from ChatGPT's readings on Islamic populism provide information that the movement lacks a single meaning and definition. Islamic populism adapts to religious issues and sentiments, depending on the context in which it develops
At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam
Does the management of investment in Hajj funds in Indonesia impact the economy and welfare of th... more Does the management of investment in Hajj funds in Indonesia impact the economy and welfare of the pilgrims in Indonesia? This study aims to see how the management of hajj funds in Indonesia. This research is motivated by the phenomenon of Hajj funds' investment management pattern that is applied in Indonesia. The location of this research is in Indonesia, where most of the population is Muslim. This study uses a qualitative approach. Data collection techniques used are through interviews and documentation. Interviews were conducted with the Hajj fund manager at the Indonesian Ministry of Religion, the Badan Pengelola Keuangan Haji (BPKH), and Bank Syariah Mandiri. Hajj funds managed by BPKH are placed on deposits and investments in securities. BPKH has now developed a hajj fund, and the investment returns positively impact the welfare of the hajj. The management of hajj funds through investment is the right way to benefit the congregation and for the welfare and benefit of the ...
This study raises the theme of Uang panggilan in the Gadih Angik Community Tradition. Call money ... more This study raises the theme of Uang panggilan in the Gadih Angik Community Tradition. Call money is a form of tradition in the form of giving a kind of money to the host who is holding a baralek event. This tradition is carried out on the principle of mutual cooperation and mutual help, so of course if someone is invited and has paid the summons, then with a sincere heart, the person who was given the call money must also give when the person who gave earlier held a baralek event. So based on this, the question arises, how is the tradition of calling money in the baralek event in the tradition of the Gadih Angik community, starting from the formation factor, the implementation process and what are the implications of this tradition for the surrounding community. With a qualitative descriptive approach, this study will describe some of the data obtained from the field, both observational interviews and documentation as data collection methods. In addition, this research also uses a m...
Abstrak : Bay’ al-murabahah includes selling and buying mandate, theoritically selling and buying... more Abstrak : Bay’ al-murabahah includes selling and buying mandate, theoritically selling and buying mandate is done by seller and buger, based on the price of the goods, and price of seller; then add with profit. Application bay’ al-murabahah in bank syari’ah often get critics, because additional (profit) to the price of goods is no different with the system interest of conventional bank. This financing transaction artificially applied to the sale and purchase transaction of goods and additional (profit) to the price of good, the relation to the period known as the credit, by payment delays. It clearly that postpone of payment is not essential characteristics from bay’ al-murabahah , this characteristic is a credit provided by the bank to the customer. There, it needs to further discussion and evaluation of the application of purchase murabahah by the main problem is how the application bay’ al murabahah in bank muamalat branch Padang that. Keyword : bay c al-murabahah, margin . Abstr...
The theme of the article is "economy based on the principles of Islam". Investment of s... more The theme of the article is "economy based on the principles of Islam". Investment of sukuk was a solution of investment of conventional bonds. It is not allowed in shari’a, because of riba. Sukuk will be able to offer the innovative financial solution, this is product not only give a good contribution to the investment but also sukuk was be capable to compete with anothers investment in capital market. Moreover this investment is considered by company as alternative to get fund. Based on the explanation above, how investment of sukuk, wether sukuk is allowed by Islamic economic pespective or not? In this paper, I elaborate how the legal concept of invesment in Islamic economic perspective. Then I concentrate to describe about the concept of sukuk, also explain on mecanism of transaction of sukuk. Last, I attempt to analyze how the investment of sukuk in Islamic economic perspective.
The purposed of this study was to analyze the influence between income and household consumption ... more The purposed of this study was to analyze the influence between income and household consumption on the welfare of potatoes taffy business in Lubuk Nagodang Village, Siulak Subdistrict, Kerinci regency. This study was assessing the welfare of taffy business in Islamic economic concepts and indicators. Field research with quantitative-qualitative (Mixed Method) as the method and approach used in this research. The research data was sourced from primary data, using multiple linear regression equations as a data analysis tool. This study was shown that the income partially has a significant effect on the welfare of potatoes taffy business that assessed from the Islamic economic concept. Then, household consumption partially has a significant effect on the welfare of potatoes taffy business assessed from the concept of Islamic economics. Besides, the income with household consumption simultaneously has a significant effect on the welfare of potatoes taffy business assessed from the conc...
This article aims to investigate the benefits of investing in Hajj funds deposited by waitlisted ... more This article aims to investigate the benefits of investing in Hajj funds deposited by waitlisted pilgrims, not only for the purpose of organizing the pilgrimage but also for the wider community in Indonesia. The study draws upon primary data obtained from interviews conducted with the Public Relations of the Hajj Financial Management Agency (BPKH) and the Director of Hajj and Umrah Management of the Ministry of Religious Affairs in Jakarta. Additionally, secondary data was obtained from a variety of sources such as books, online news articles, and reports published by the BPKH that address the value of investment benefits for the Hajj pilgrimage. The selection of the BPKH is based on its responsibility for managing and investing in Hajj funds under Law Number 34 of 2014. The study highlights that Hajj funds investment not only benefits the management of Hajj operations but also has value for the wider community. The findings of this study supplement previous research that has focuse...
Tulisan ini bertujuan untuk mengetahui dan menganalisis apa saja faktor-faktor yang dapat mempen... more Tulisan ini bertujuan untuk mengetahui dan menganalisis apa saja faktor-faktor yang dapat mempengaruhi pengembangan kopi dan untuk mengetahui dan menganalisis strategi manakah yang paling efektif dan tepat dalam menghadapi tantangan Internal maupun eksternal. Metode yang digunakan dalam penelitian ini adalah jenis penelitian kualitatif yang bertujuan untuk mendapatkan pemahaman yang lebih luas dan mendalam terhadap situasi sosial yang diteliti. Penelitian ini menggunakan analisis SWOT dengan pendekatan kualitatif yang bertujuan untuk memaksimalkan kekuatan, peluang, juga meminimalkan ancaman dan kelemahan. Sumber data yang digunakan dalam penelititan ini adalah dataprimer dan data sekunder. Berdasarkan hasil analisis dari penelitian terdapat beberapa faktor-faktor yang mempengaruhi perkembangan kopi pada koperasi ALKO yaitu faktor internal dan faktor eksternal. Faktor internal meliputi faktor kekuatan dan kelemahan, dan faktor eksternal meliputi peluang dan ancaman. Berdasarkan ana...
Tujuan penelitian adalah untuk menjelaskan potensi Peer to Peer Lending Syariah terhadap pemuliha... more Tujuan penelitian adalah untuk menjelaskan potensi Peer to Peer Lending Syariah terhadap pemulihan ekonomi pasca Covid 19 di Indonesia. Survei yang dilakukan oleh Perusahaan Mitrausaha di Indonesia atau Fintech Modalku menyebutkan bahwa 70% pinjaman online adalah untuk kepentingan bisnis mereka selama Covid 19. Sejak Fintech Syariah muncul pada tahun 2017, jumlah perusahaan Fintech Syariah bertambah sebanyak 7 perusahaan pada tahun 2019. Sedangkan pada tahun 2020 bertambah 12 Perusahaan. Total aset Fintech Syariah sebagai pemberi pinjaman tercatat sebesar 36 miliar pada Februari 2020 dan meningkat menjadi 61 miliar selama Covid 19. Studi ini menegaskan Peer to Peer Lending Syariah dalam pemulihan ekonomi pasca Covid 19, dan menganalisis potensinya dalam Indonesia. Data dianalisis secara deskriptif kualitatif, selain itu penelitian ini menggunakan studi literatur seperti website OJK, Covid, dan fintech. Dapat dikatakan Peer to Peer Lending Syariah memiliki potensi karena memiliki sis...
This article aims to examine the discourse of Islam within the Islamic populism movement. The stu... more This article aims to examine the discourse of Islam within the Islamic populism movement. The study of Islamic populism continues to receive attention in recent years. With remarkable developments, this article aims to explore the concept of Islamic populism within ChatGPT as a human intelligence platform that has been formatted into a technological program. This study is a qualitative research using a literature review approach. All data comes from the text-based ChatGPT, resulting from systematically formulated questions input on January 9th, 2023. Findings from ChatGPT's readings on Islamic populism provide information that the movement lacks a single meaning and definition. Islamic populism adapts to religious issues and sentiments, depending on the context in which it develops
At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam
Does the management of investment in Hajj funds in Indonesia impact the economy and welfare of th... more Does the management of investment in Hajj funds in Indonesia impact the economy and welfare of the pilgrims in Indonesia? This study aims to see how the management of hajj funds in Indonesia. This research is motivated by the phenomenon of Hajj funds' investment management pattern that is applied in Indonesia. The location of this research is in Indonesia, where most of the population is Muslim. This study uses a qualitative approach. Data collection techniques used are through interviews and documentation. Interviews were conducted with the Hajj fund manager at the Indonesian Ministry of Religion, the Badan Pengelola Keuangan Haji (BPKH), and Bank Syariah Mandiri. Hajj funds managed by BPKH are placed on deposits and investments in securities. BPKH has now developed a hajj fund, and the investment returns positively impact the welfare of the hajj. The management of hajj funds through investment is the right way to benefit the congregation and for the welfare and benefit of the ...
This study raises the theme of Uang panggilan in the Gadih Angik Community Tradition. Call money ... more This study raises the theme of Uang panggilan in the Gadih Angik Community Tradition. Call money is a form of tradition in the form of giving a kind of money to the host who is holding a baralek event. This tradition is carried out on the principle of mutual cooperation and mutual help, so of course if someone is invited and has paid the summons, then with a sincere heart, the person who was given the call money must also give when the person who gave earlier held a baralek event. So based on this, the question arises, how is the tradition of calling money in the baralek event in the tradition of the Gadih Angik community, starting from the formation factor, the implementation process and what are the implications of this tradition for the surrounding community. With a qualitative descriptive approach, this study will describe some of the data obtained from the field, both observational interviews and documentation as data collection methods. In addition, this research also uses a m...
Abstrak : Bay’ al-murabahah includes selling and buying mandate, theoritically selling and buying... more Abstrak : Bay’ al-murabahah includes selling and buying mandate, theoritically selling and buying mandate is done by seller and buger, based on the price of the goods, and price of seller; then add with profit. Application bay’ al-murabahah in bank syari’ah often get critics, because additional (profit) to the price of goods is no different with the system interest of conventional bank. This financing transaction artificially applied to the sale and purchase transaction of goods and additional (profit) to the price of good, the relation to the period known as the credit, by payment delays. It clearly that postpone of payment is not essential characteristics from bay’ al-murabahah , this characteristic is a credit provided by the bank to the customer. There, it needs to further discussion and evaluation of the application of purchase murabahah by the main problem is how the application bay’ al murabahah in bank muamalat branch Padang that. Keyword : bay c al-murabahah, margin . Abstr...
The theme of the article is "economy based on the principles of Islam". Investment of s... more The theme of the article is "economy based on the principles of Islam". Investment of sukuk was a solution of investment of conventional bonds. It is not allowed in shari’a, because of riba. Sukuk will be able to offer the innovative financial solution, this is product not only give a good contribution to the investment but also sukuk was be capable to compete with anothers investment in capital market. Moreover this investment is considered by company as alternative to get fund. Based on the explanation above, how investment of sukuk, wether sukuk is allowed by Islamic economic pespective or not? In this paper, I elaborate how the legal concept of invesment in Islamic economic perspective. Then I concentrate to describe about the concept of sukuk, also explain on mecanism of transaction of sukuk. Last, I attempt to analyze how the investment of sukuk in Islamic economic perspective.
The purposed of this study was to analyze the influence between income and household consumption ... more The purposed of this study was to analyze the influence between income and household consumption on the welfare of potatoes taffy business in Lubuk Nagodang Village, Siulak Subdistrict, Kerinci regency. This study was assessing the welfare of taffy business in Islamic economic concepts and indicators. Field research with quantitative-qualitative (Mixed Method) as the method and approach used in this research. The research data was sourced from primary data, using multiple linear regression equations as a data analysis tool. This study was shown that the income partially has a significant effect on the welfare of potatoes taffy business that assessed from the Islamic economic concept. Then, household consumption partially has a significant effect on the welfare of potatoes taffy business assessed from the concept of Islamic economics. Besides, the income with household consumption simultaneously has a significant effect on the welfare of potatoes taffy business assessed from the conc...
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