This paper was presented in Power Point form to groups of persons who analyze insurance claims. I... more This paper was presented in Power Point form to groups of persons who analyze insurance claims. It argues for the acceptance of latent variables as a fact of life.
This paper was presented in Power Point form to groups of persons who analyze insurance claims. I... more This paper was presented in Power Point form to groups of persons who analyze insurance claims. It argues for the acceptance of latent variables as a fact of life.
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Papers by Robert Winkelman