Journal of emerging technologies and innovative research, 2018
The banking system plays a prominent role in the economic growth of any country. A weak banking s... more The banking system plays a prominent role in the economic growth of any country. A weak banking systemendangers the long-term growth of an economy andprompts for a financial crisis that further can leadto an economic disaster.The purpose of this research study is to assess the influence of customer trust, capital regulationsand certain bank-specificfactors on the bank stability of public and private banks in India.For the purpose data collected from financial statements of 21 public and 19 private sector banks from RBI Database over a period of thirteen years in the span of 2005-2017. First financial ratios are calculated for all the banks in the specified period, then 3 years rolling mean and standard deviation of ROA is calculated to measure the Bank stability measure Z-Score. Then data truncated to four digits with the use of MS-Excel to bring the uniformity in the size of the ratios. With theuse of 11 years data, tested for stationary and performed all the CLRM assumption tests,...
Journal of emerging technologies and innovative research, 2018
The banking system plays a prominent role in the economic growth of any country. A weak banking s... more The banking system plays a prominent role in the economic growth of any country. A weak banking systemendangers the long-term growth of an economy andprompts for a financial crisis that further can leadto an economic disaster.The purpose of this research study is to assess the influence of customer trust, capital regulationsand certain bank-specificfactors on the bank stability of public and private banks in India.For the purpose data collected from financial statements of 21 public and 19 private sector banks from RBI Database over a period of thirteen years in the span of 2005-2017. First financial ratios are calculated for all the banks in the specified period, then 3 years rolling mean and standard deviation of ROA is calculated to measure the Bank stability measure Z-Score. Then data truncated to four digits with the use of MS-Excel to bring the uniformity in the size of the ratios. With theuse of 11 years data, tested for stationary and performed all the CLRM assumption tests,...
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