INSURANCE COMPANY

PHILIPPINE PRUDENTIAL RETAIL OFFICE PHIL-AM LIFE (CLASSIC CORPORATE PERSONAL ACCIDENT) WHAT THIS PRODUCT IS ABOUT Make sure your company’s greatest asset - your people – are protected from unforeseen incidents, be it at work, an event or in transit. Ensure their and their families’ financial future. Philam Life's Classic Corporate Personal Accident offers comprehensive and customizable accident protection for your business. GET IN TOUCH TALK TO US NOW DOWNLOAD BROCHURE SHARE WITH A FRIEND WHAT DOES IT PROVIDE? ACCIDENTAL DEATH BENEFIT Provides cash  in case your employee passes away due to an accident. ACCIDENTAL DISMEMBERMENT AND LOSS OF USE BENEFIT Provides a specified amount to your employee in case of dismemberment or loss of use of specific body parts due to an accident. ACCIDENTAL PERMANENT TOTAL DISABILITY BENEFIT Pays cash to your employee monthly in case of total and permanent disability due to an accident. COVERAGE FOR MURDER AND HOMICIDE Pays cash of up to PHP 2 Million in case your employee passes away due to murder or any attempt and homicide or any attempt unprovoked by the employee.  FLYING COVERAGE Pays cash in case your employee passes away while traveling as a regular passenger of any commercial flight due to an accident. RENEWAL BONUS Increase your employees’ coverage each year for five consecutive years upon renewal. INSURANCE LINGO EXPLAINED What does “total and permanent disability" mean? What do we mean by “dismemberment"? ADDITIONAL BENEFITS ACCIDENT MEDICAL REIMBURSEMENT BENEFIT Allows your employees to reimburse their medical expenses up to a maximum amount from accident-related causes. HOSPITAL INCOME BENEFIT ACCIDENT Provides a fixed amount of cash to your employee for each day of hospital confinement due to an accident. VIEW MORE OPTIONS  ELIGIBILITY GROUPS Employee-employer groups with at least 25 employees comprising 100% of the group. INSUREDS Regular, full-time, and actively-at-work employees Ages 18 to 64 MANULIFE GROUP LIFE INSURANCE Invest in your company’s greatest assets. Protect the people who drive your business to greater heights. Employee Security Program The Employee Security Program is suitable for companies with over a hundred employees.   Key features • Life Protection for employees • Additional benefits in case of hospitalization •  Financial Assistance INSULAR LIFE Group Term Life Plan Offers 24-hour coverage for employees and group members including their dependents. It pays lump sum cash benefits in case of death due to any cause. It also provides supplemental benefits [in the form of “riders”] to cover death, disability and injuries that are caused by accident. Additional coverage that pays for terminal illness , critical illness and hospitalization expenses may also be attached to this plan. Minimum Number of Lives 5 Minimum Face Amount Php 25,000.00 Premium • Customized depending on the profile of the company/ group. • Minimum premium requirement of Php5,000.00 on any payment mode SUN LIFE Group yearly renewable term plan   Death Benefit  Sun Life Philippines shall pay the amount of insurance of an Employee, in the event of his death, to his designated beneficiary or beneficiaries indicated to Sun Life Philippines in writing.   Suicide  If an Employee dies by suicide less than one year after the Effective Date or date of reinstatement of his insurance, the pertinent provisions of the Insurance Code shall apply. Where no death benefit is payable, Sun Life Philippines shall refund all premiums paid from the Effective Date or date of reinstatement of his insurance to date of death.   Conversion Privilege  Each Employee shall have the privilege to convert his group insurance into an ordinary life insurance policy without Evidence of Insurability.   Free Coverage During Conversion Period  Whether or not the Employee actually applied for conversion and pays the first premium, the amount of insurance he is entitled to convert shall remain in force during the 31 day conversion period.