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2018, IJASRM
As the world is catching up with various technological developments, blockchain technology slowly catches the Malaysian attentions. In Malaysia, this technology is still in its infancy stage and is yet to gain popularity. This research is aimed at investigating the factors influencing the behavioral intention to adopt blockchain technology by the Malaysian banking institutions. Unified Theory of Acceptance and Use of Technology (UTAUT) with key determinants such as Performance Expectancy, Effort Expectancy, Social Influence and Facilitating Condition has been adopted in this study. Using questionnaire instruments, 149 data from banking respondents in five states have been collected and analyzed. Of the four key determinants, only Effort Expectancy shows an insignificant relationship with the behavioral intention to adopt blockchain technology. This research is a contribution to scholarly writing while helping administrators’ adoption decision making.
Hue University Journal of Science: Economics and Development
Factors Affecting Customers’ Acceptance of the Adoption of Blockchain Technology at Dong a Commercial Joint Stock Bank, Hue BranchCommIT (Communication and Information Technology) Journal
The Intention to Use Blockchain in Indonesia Using Extended Approach Technology Acceptance Model (TAM)Globalization has quickly transformed the economy and society, marked by the rapid integration of data and information, supply chains, and increasingly huge use of technology. The research aims to analyze the level of intention to use blockchain in Indonesia, especially the My-T Wallet developed by Tokoin using the Extended Technology Acceptance Model (TAM) approach. The research modifies the TAM by adding other variables that play an essential role in making decisions about using blockchain. The target population is that the respondents at least know about blockchain developments, in this case, My-T Wallet from Tokoin. The research obtains as many as 103 respondents who fill out the questionnaire through the purposive sampling technique. The data are collected through online surveys and analyzed using the Structural Equation Model (SEM) approach with the SmartPLS software. The findings highlight that the perception of the usefulness of the My-T Wallet application is most strongly i...
Ahmed Abubakar Aliyu
DETERMINANTS OF INTENTION TO ADOPT BLOCKCHAIN TECHNOLOGY IN NIGERIA2024 •
The Unified Theory of Acceptance and Use of Technology (UTAUT) helps to identify the drivers of user acceptance of new information technology. Based on this concept, four categories are important to direct predictors of user behavior and acceptance. These predictors are effort expectancy, performance expectancy, social influence, and facilitators. Although various scholars have discussed the importance of emotional expectancy in user acceptance of new technologies, it is not a direct determinant in the UTAUT model. This study argues that emotional expectancy is a direct determinant of behavioral intention. Therefore, this study employed a quantitative methodology using a questionnaire distributed via email and WhatsApp to investigate the effect of emotional expectancy on behavioral intention to adopt blockchain technology among Nigerians. In doing so, we extended the UTAUT model by integrating emotional expectancy as the fifth construct of the model. The user model has not been extensively tested in developing countries; therefore, this research could guide planners to reflect on the characteristics that contribute to the successful adoption of blockchain technology for specific user groups. The results of this research could provide blockchain users with useful insights into user perceptions and behaviors toward blockchain technology, from a user perspective.
Information Systems Development, Organizational Aspects and Societal Trends (ISD2023 Proceedings)
Blockchain Technology Adoption: Factors Influencing Intention and Usage2023 •
Blockchain technology is already being discussed as an emerging trend for the upcoming years. Researchers and organizations are beginning to recognize the potential benefits of this technology and are exploring how it can disrupt our world. However, the reality is that there has not been much progress in getting blockchain from a concept to widespread adoption. This study aimed to investigate the factors that influence the adoption of blockchain technology. We proposed a model that incorporated relevant features to blockchain technology adoption, specifically the role of Trust and Security as mediating variables. Data was collected using a questionnaire administered to people working in companies independently of their technology usage. Structural equation modeling using partial least squares (SEM-PLS) was used to analyze the data and construct the model. Results indicated that performance expectancy, social influence, and trust positively influenced people's actual use or intention to adopt blockchain technology. Additionally, environmental concerns had a negative effect on the intention to adopt. These findings suggest that individuals are more likely to adopt blockchain technology when they perceive it as valuable and trustworthy and receive support from their social networks.
Journal of Technology Management and Business
Factors Influencing Blockchain-based Mobile Banking Adoption: Evidence from a Developing Country2022 •
VIII INTERNATIONAL ANNUAL CONFERENCE “INDUSTRIAL TECHNOLOGIES AND ENGINEERING” (ICITE 2021)
Conceptual framework of determinants of blockchain technology acceptance in banking industrySustainability
A Readiness Model and Factors Influencing Blockchain Adoption in Malaysia’s Software Sector: A Survey StudyThe technology of Blockchain may open up new potential for innovation and distinction. It can enable the software sector to develop more safe and transparent systems that can function in an environment without trust. The adoption rate still needs to be higher despite the potential advantages; the relatively low adoption rate may be attributable to issues such as a lack of awareness, the difficulty of adoption, and ambiguity surrounding legal and regulatory frameworks. Considering technical, organizational, and environmental aspects, this study aims to determine the primary factors impacting the readiness of software firms to adopt Blockchain technology. The research on adopting Blockchain technology in the Malaysian software sector is limited. Using a quantitative method, the researchers used structural equation modeling to analyze 251 survey responses from the Malaysian software sector. In light of the findings, eight hypotheses were considered significant, and one hypothesis was r...
Sustainability
Examining the Antecedents of Blockchain Usage Intention: An Integrated Research FrameworkBlockchain is considered one of the key technologies that can accelerate the Industrial Revolution 4.0. The intention to use Blockchain can still be improved in several ways, and how users perceive Blockchain is likely to be influenced by how well they understand the underlying theory. This study examines several important factors, namely government regulation, social influence, perceived security, and Blockchain functional benefits, to measure trust and satisfaction with relationship quality, which may influence the intention to use Blockchain. A sample of 460 people participated in the online questionnaire survey, which was then evaluated with SmartPLS 3. The findings reveal that the social influence and Blockchain functional benefits have a substantial impact on relationship quality, which further results in a positive impact on Blockchain usage intention as well. This study can serve as a reference for companies that need to consider the factors discussed in this study when impl...
Zenodo (CERN European Organization for Nuclear Research)
Blockchain Technology Adoption in the Context of Saudi Arabia: An Empirical Analysis for a Future OutlookCutting-edge technologies are leveraging businesses value chain in order to advance their competitive advantage, from this standpoint blockchain technology (BCT) gained a relative pace over the recent years demanding for more research cases. The present study aims to contribute in understanding the customers' acceptance of BCT in Saudi Arabia and tested through Technology Acceptance Model (TAM). Although empirical support for TAM varies depending on the context, it remains a popular and effective conceptual framework for analysing aspects that contribute to technological adoption or rejection. This study was validated with the response from 740 respondents involved with BCT adoption in companies listed in Tadawul (The Saudi Stock Market) in Saudi Arabia through the Structural Equation Modelling (SEM) regression technique using AMOS software. The path analysis results revealed that a reasonable fit for the model: chi2 (2476.851), chi2 / DF (3.057), RMSEA (0.054), CFI (0.829), and TLI (0.904). Four main factors (Perceived Ease of Use, Perceived Usefulness, Attitude Towards Use, and Intention to Use) were identified as a determinant of Actual use of BCT. All factors show average variance explained greater than 45%. The research findings help understanding User’s adoption of BCT for researchers, regulators and developers and providing supported evidence on factors contributing to the adoption of BCT in Saudi Arabia. The study is restricted to firms based in Saudi Arabia. Future study will concentrate on various countries’ BCT adoption to assess for the multi-group analysis impact on the model.
Current Journal of Applied Science and Technology
Behavioural and Organisational Factors Determining Blockchain AdoptionAims: To explore and describe behavioural and organisational factors playing a role in the adoption of blockchain technology in the supply network, next to technical aspects. Research Questions: (1) “Why would companies use it and insert information considered as strategic?” (2) “Why would customers use it and consumers trust it?” (3) “Is it suitable for every firm?”. Study Design/Methodology: A literature review combined with mind mapping describes potentially promising strong aspects and vulnerabilities. Limitations in present blockchain use are considered before moving towards a research method that observes, explains and predicts relevant human decision behaviour. A mixed methods approach of qualitative research applying Atlas.ti uses participative observations next to narratives and interviews with selected interviewees. This Step Wise Two Stage MiniDelphi approach was used, resulting in the opinions of experts in Supply Chain Management, fashion, food, HRM and IT. Theoretical ...
Academia Medicine
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