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Money Magazine

Building blocks of a portfolio

There will come a point in time for many Australians when they ask themselves: should I invest my money?

According to research by comparison site Finder in 2022, 9.8 million people have their money invested outside superannuation. Sixteen per cent hold direct shares in a company and 7.1% have invested in exchange traded funds (ETFs).

Building an investment portfolio isn’t simple. Even a fundamental decision such as choosing which assets to buy first can be overwhelming, especially when there are so many choices.

With that in mind, here are five important questions to consider.

1 What are your goals?

One of the first things would-be investors should consider is their goals. That’s not to say that having specific goals will be crucial to success, but they can help inform decisions around investment mix and

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