Thanks for asking, Derek – all is well with me, despite peering at my 70th birthday next year. That is a bit alarming! Interestingly, at your age I had similar plans, not so much about retirement, but about financial independence and what steps were needed to achieve that.
Yours is a really interesting question. It takes us much deeper than more mechanical questions such as asset allocation, gearing, what shares or property to buy and so on. Philosophically and practically, financial independence is a really sound goal. Our
