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    Setting Up Your Own Financial Goals: How to Tips for Millennials
    Setting Up Your Own Financial Goals: How to Tips for Millennials
    Setting Up Your Own Financial Goals: How to Tips for Millennials
    Ebook81 pages4 hours

    Setting Up Your Own Financial Goals: How to Tips for Millennials

    By Dueep Jyot Singh

    ()

    Read preview

    About this ebook

    Table of Contents

    Introduction
    Personal Financial Goals
    Finding Your Motivation
    Making Your 401K Investments Work for You
    Credit Card Debt
    Goal-setting in Your 30s
    Conclusion
    Author Bio
    Publisher

    Introduction

    This book is for all those millennials who are in the age group of 18 – 35, have just either begun to manage their own finances or are looking for ways in which they can set up doable financial goals, to be accomplished in their 20s and 30s.

    Every generation had its own way to tackle finances as well as budget. Generation X put apart a bit of its money, to be used as an emergency fund, because they had already seen what could happen when people invested in Wall Street and it came crashing down. Generation Y invested a bit of its money in stocks, shares, debentures, and lately in the 2000s, penny shares. Generation Z, the latest generation does not want to invest money into ventures and shares and a very volatile stock market. However it wants to have full control over the money it has in hand.

    So now you are going to get tips and techniques on how to achieve financial goals, and what you need to do to control your money, in your 20s as well as your 30s. If you are already in your 30s and you have not started managing your money, you are starting out late. But then you have the excuse that you were so busy in your career planning, in relationships, and in other important personal and professional activities in your life that you really do not bother much about money, money sources, investing money, and how money could be managed in the future by you.

    So let us suppose you are in your 30s. You already have reach some stage of personal and professional responsibility. You have set up your “house” and now you intend to start with your idea of Real Life from Now on. Possibly you do not have so many financial assets, because you have just finished your education, and the only problem is, perhaps you have burdened yourself with student loans which you are going to pay off for the next 10 years.

    LanguageEnglish
    PublisherMendon Cottage Books
    Release dateMar 12, 2018
    ISBN9781370989256
    Setting Up Your Own Financial Goals: How to Tips for Millennials

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      Book preview

      Setting Up Your Own Financial Goals - Dueep Jyot Singh

      Setting Up Your Own Financial Goals

      How to Tips for Millennials

      Dueep Jyot Singh

      Financial Learning Series

      Mendon Cottage Books

      JD-Biz Publishing

      Download Free Books!

      http://MendonCottageBooks.com

      All Rights Reserved.

      No part of this publication may be reproduced in any form or by any means, including scanning, photocopying, or otherwise without prior written permission from JD-Biz Corp Copyright © 2016

      All Images Licensed by Fotolia, Pixabay, John Davidson, and 123RF.

      Disclaimer

      The information is this book is provided for informational purposes only. The information is believed to be accurate as presented based on research by the author.

      The author or publisher is not responsible for the use or safety of any procedure or treatment mentioned in this book. The author or publisher is not responsible for errors or omissions that may exist.

      Download Free Books!

      http://MendonCottageBooks.com

      Table of Contents

      Introduction

      Personal Financial Goals

      Finding Your Motivation

      Making Your 401K Investments Work for You

      Credit Card Debt

      Goal-setting in Your 30s

      Conclusion

      Author Bio

      Publisher

      Introduction

      This book is for all those millennials who are in the age group of 18 – 35, have just either begun to manage their own finances or are looking for ways in which they can set up doable financial goals, to be accomplished in their 20s and 30s.

      Every generation had its own way to tackle finances as well as budget. Generation X put apart a bit of its money, to be used as an emergency fund, because they had already seen what could happen when people invested in Wall Street and it came crashing down. Generation Y invested a bit of its money in stocks, shares, debentures, and lately in the 2000s, penny shares. Generation Z, the latest generation does not want to invest money into ventures and shares and a very volatile stock market. However it wants to have full control over the money it has in hand.

      So now you are going to get tips and techniques on how to achieve financial goals, and what you need to do to control your money, in your 20s as well as your 30s. If you are already in your 30s and you have not started managing your money, you are starting out late. But then you have the excuse that you were so busy in your career planning, in relationships, and in other important personal and professional activities in your life that you really do not bother much about money, money sources, investing money, and how money could be managed in the future by you.

      So let us suppose you are in your 30s. You already have reach some stage of personal and professional responsibility. You have set up your house and now you intend to start with your idea of Real Life from Now on. Possibly you do not have so many financial assets, because you have just finished your education, and the only problem is, perhaps you have burdened yourself with student loans which you are going to pay off for the next 10 years.

      Yes, we would be really glad to give you a student loan, which you can pay back for the 20 years following your graduation…

      In the 1920s and 30s, when youngsters went in for higher education, they did not take out student loans, but achieved a personal objective of earning money, saving it, and then studying. But in the 40s, 50s and 60s, banks and financial institutions decided that the youngsters of their generation needed to get trapped into the trap of loans, in the shape of car loans, house loans, student loans, and even vacation loans. By the 80s, this was a way of life, and it had become quite natural for a youngster of generation Y to go to the nearest bank and ask for a loan, or his own college would tell them, all right, we are going to give you the best advice on how to take a loan, with which you are going to pay us especially when we are hiking up the already exorbitant fees to give you an education which is possibly not going to help you in your future life, but then, a scholar and his money are soon parted.

      Also, if you are in your 30s, you are already settled in your first job

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