Financial Education
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About this ebook
This book is for everybody to learn about money. It will keep people safe for them to learn the facts about money. This book is meant to be a guide to inform you of all the necessary information on money. People deserve to have a source to turn to. You should read it to prepare yourself for adult life and also before having kids so that you don't make any mistakes with money. This is because mistakes with money have serious consequences. This book will prevent you from having any hardships. The schools don't teach about money, and the banks don't teach about money. Everyone deserves to look somewhere to find out the facts about money. Money is the most important thing to know about.
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Book preview
Financial Education - Annette Golan-Allen
Financial Education
Annette Golan-Allen
Copyright © 2023 Annette Golan-Allen
All rights reserved
First Edition
PAGE PUBLISHING
Conneaut Lake, PA
First originally published by Page Publishing 2023
ISBN 978-1-6624-7267-1 (pbk)
ISBN 978-1-6624-7268-8 (digital)
Printed in the United States of America
Table of Contents
Budget
Budget Practice
Savings Accounts
Savings Practice
Checking Account
Checking Account Practice
Credit Cards
Credit Card Example
Credit Card Practice
Debt
Credit Card Application
APR
Credit Score
Credit Score Practice
Repayment
College
College Application
FAFSA
Career Salaries
Consolidating Loans
Private Loans
Car Financing
Planning
Safe Habits
Paying Bills
Other Career Options
Stocks
Retirement
Paying Rent or a Mortgage
Prenups
Lawyers
Kids
About the Author
Budget
When you get paid, divide it into three piles:
50% goes to your bills.
20% goes to buying things.
30% goes to savings.
To figure out how much money is 50%, get a calculator. Type in the total amount of your check and then multiply it with 0.50. For example, if your check is for $140, you type in the following: 140 x .50 = _______.
To find out how much is 20%, type this into the calculator: