In this episode of the Healthy, Wealthy & Smart podcast, host Dr. Karen Litzy welcomes back financial expert Joseph Reinke to discuss the critical topic of student loans. As the year comes to a close, many are assessing their budgets and the impact of student loan repayments on their financial planning for the upcoming year. Joe, a CFA charter holder and founder of FitBux, shares valuable insights into managing student loans and offers guidance on financial management strategies for healthcare providers, particularly physical therapists. Please tune in to learn about the latest updates regarding student loans and how to navigate the financial hurdles they present in your career.   Time Stamps:  [00:01:57] Student loans overview and history. [00:03:41] Student loan forgiveness programs. [00:10:48] Loan forgiveness program explained. [00:12:25] Income-based repayment strategies. [00:15:24] Nonprofit loan forgiveness explained. [00:20:24] Future of student loan policies. [00:24:03] Financial strategies for student loans. [00:27:02] Student loan repayment strategies. [00:31:44] Loan forgiveness and refinancing options. [00:33:18] Student loan management tips. [00:37:15] Money for future self.   More About Joe: Joseph is a Chartered Financial Analyst (CFA) and founder of FitBUX which has helped over 18,000 young professionals on their journey to financial freedom. Joseph has been personally investing since he was 12 years old. In addition, he has experience in student loans, mortgages, wealth management, investment banking, valuation, stock trading, and option trading. He has been on 100s of podcast and has been invited to 100s of universities to discuss financial planning with their soon to be graduates.   He is currently an adjunct financial wellness professor at 15 universities.   Resources from this Episode: FitBux Website FitBux on YouTube   Jane Sponsorship Information: Book a one-on-one demo here Mention the code LITZY1MO for a free month   Follow Dr. Karen Litzy on Social Media: Karen’s Twitter Karen’s Instagram Karen’s LinkedIn   Subscribe to Healthy, Wealthy & Smart: YouTube Website Apple Podcast Spotify SoundCloud Stitcher iHeart Radio