c
 


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80% on Agreement or Market Value 85 % on agreement value + stamp Finance from 75% to 85% of the
  85% of property cost 80% on Market Value 85% on Market Value 85% of property cost
(whichever is lower) duty project cost
1% of the loan amount applied for, subject 0.5% or a maximum of Rs. 10,000/- or 0.5% of loan 0.15 % - 1.5 %,If unable to sanction 0.5% of the loan amount or Rs.
to a minimum of Rs 10,000 plus service 1500/- whichever is higher +
   1% + Service tax as applicable amount(whichever is lesser) + the loan , the processing fees minus 0.35(below 20L),0.40(above 20L)
tax. This fee is payable on application and applicable Service Tax &
is not refundable. 10000 Service Tax Rs. 2000 will be refunded Surcharge
D




 

1yr- 8 %, 2nd & 3rd Yr- 9%, 1 yr- 8.25, 2nd yr- 9 and 3rd yr on 8.5 on standard home loans & 9.01 1yr- 8.25% , 2nd yr- 9%, 3rd yr on Tenure less than 15 yr -





  8.5 4th yr on - 9.25 %(Floating for Home Saver Loan (Similar to PLR - 3.25 % (less than 30
 


 Rate Pegged to SBAR) Lending Rate - 4.75 HSBC Smart Loan) L),PLR - 3%(More than 30 L) 8.75%,More than 15- (5
Dp to 25% of the loan amount sanctioned If financed by owned funds If 25% of outstanding amount is paid Rs.600 per Prepayment,The If financed by owned funds then
minimum amount that has to be
every financial year - Nil,For amount in
 !"  # Nil then no penalty, but if every year till 3 years - No Penalty , given as part prepayment is Rs. Nil no penalty, but if borrowed funds
excess of 25% of the loan amount
25000, Payment can be made only
sanctioned -3% of amount prepaid borrowed funds then 2% otherwise 2% of outstanding amount after 6 mths then 2%
If financed by owned funds 2.5 % on remaining principal amount
# 3% Nil nil, but if borrowed funds 2% & any part payments in the past 6 2% + Service Tax 2%
then 2 %. mths
Treated as an Obligation(Financial Does not have effect on Loan Does not have effect on Does not have effect on Loan Does not have effect on Loan Does not have effect on Loan Does not have effect on Loan
$ 
Guarontor) Eligibilty Loan Eligibilty Eligibilty Eligibilty Eligibilty Eligibilty
%  %" 15 working days including 2 days
15 days 10-15 working days 14 days 14 days 4 days for Loan Sanction 15 days
%% sanction