PROFILE

Gokul Resolution Services (P) Ltd.

New No: 5, Old No: 2, Ground Floor, Ramapuram Ramasamy Street, Saidapet, Chennai - 600 015, Phone: +91-44-4335 8226 Mobile: +91 98419 39294 / 7299 948 650 Email: chennai@gokulrs.com Website: www.gokulrs.com

About us
GOKUL Resolution Services Private Limited. (Formerly known as Gokul Associates) is an Enforcement, Resolution and Recovery "One Stop Solution
Agency for debt recovery activities for Banks and Financial Institution clients.

GOKUL Resolution Services Private Limited. has its Regional Headquarters in

Chennai and operations in major cities in States of Tamilnadu, Karnataka, Andhra Pradesh and we operate nation wide also through our associate network. GOKUL

Resolution Services Private Limited. has a team of more than 30 law

attorneys, Retired Legal Professionals, and teams of multiple disciplined professionals functionally. The Team of GOKUL Resolution Services Private Limited. is a highly skilled and competent professional (I I B F Certified DRAs) with years of experience. They bring the highest level of professional excellence, integrity and sound ethical and fair practices. We represent a broad section of Financial Banks and Institutions, domestic manufacturing & Service companies.

Services
Debt recovery is a highly special activity involving sensitive, cautious and meticulous care. We fully recognize that we are dealing with differently sensitive issues while recovering the delinquent accounts. We always adopt a considerate, friendly and courteous approach where it requires with the debtors to ensure better business relationship whilst simultaneously protecting the interests of our clients. Our professional approach of our best talented team in conjunction with update Technology applied in contact and correspondence has yielded proven and impressive results. We provide the following services:

COMMERCIAL DEBT RECOVERY SERVICES JUDGEMENTS COLLECTION SERVICES SKIP TRACING SERVICES CONSULTANCY SERVICES

COMMERCIAL DEBT RECOVERY

GOKUL Resolution Services Private Limited Debt Recovery Professionals
offer a full range of B2B (Business to Business) Debt Collection Service from Manufacturing to Distribution to Retail and Services Sector. In other words, we cover Manufacturing, Business, Trade, Information and Technology, BPO, Financial, Real-Estate, Software, Marketing, Distribution, Licensing Agency and others. We cover all type of Business entity like Sole Proprietorship, Partnership, Limited Liability Company.

GOKUL Resolution Services Private Limited does customize collection

process to suit clients needs with appropriate procedurals including face-to-face negotiations. Our Attorneys are accomplished negotiators and we often succeed in securing past dues from the debtors through negotiations.

JUDGEMENTS COLLECTION
Incase litigation is required there will be no delay in initiating litigation having regard to the best legal options available like Law-Suit, Winding-up petitions, etc., with the clients concurred approval. Once in litigation, we routinely utilize pre judgments remedies to gain leverage over the Defendant-Debtor. Applications for provisional remedies, such as writs of attachment and/or professions for the appointment of a receiver, are often prepared filed & served simultaneously with the summons and complaints. With our experience we have found that the judicious use of these remedies not only exerts sufficient pressure on Debtors to resolve these matters quickly, it also forces the early disclosure of any substantive defenses as economically as possible.

We collect Landmark judgments while we obtain any of our judgments. Our attorneys follow a very systematic and fool-proof approach in collecting the judgments from investigations to execution and if need arises, to, injunctions. Post-judgment remedies include attachment of bank accounts, properties and repossession. We follow fair Debt Collection Practices. With the help our Expert Attorneys & Professionals, the Database and immense Network, we immediately activate the Judgment collection process and begin gathering the information relating to assets, source of income, hidden assets etc of the Judgment Debtors.

SKIP TRACING
Our Skip Tracing process involves tracking someone who owes money to the client but remains non traceable. Successful collection of a delinquent account requires locating the debtor. A debtor may relocate and/or have his communications disconnected, leaving creditors with no immediate means of contact. Skip tracing allows mostly the creditors to locate debtors through the expertise available to us.

CONSULTANCY SERVICES
GOKUL Resolution Services Private Limited offers expert and specialized
legal opinions on Debt recovery and collection issues that may arise in India. We help our Clients in designing right strategy in respect of a particular delinquent account and offer our advice on all doubts, queries and issues relating to Debt recovery which includes suggesting remedies also. Our Consultancy Services can be availed through personal meetings, video conferencing and tele-conferencing also. We can review your consultancy requirements and put forward pricing proposals to suit your needs.

Recovery Process
Our Commercial Debt recovery services include case assessment, cordial negotiations, pre-litigation advice, and candid analysis of the relative risks and rewards of the litigation. Our approach to debtors is firm but friendly. On receipt of a recovery account it will be assigned immediately to a dedicated team of Recovery Professionals, who would handle the case right from beginning to end.

We understand that the debtors are also the clients and therefore we believe in resolving the bad debt collection matters through friendly negotiations by using proven negotiation techniques. In the event of litigation becoming necessary we act quickly and effectively having regard to various legal options available, with the clients concurred approval. Our dedicated team assigned to the client will be responsible to monitor bad debt collections, measure the efficacy and effectiveness of strategies and liaise with the clients on ongoing basis thereby ensuring that client expectations with regards to their bad debts recovery is met. Our web enabled technology will let you manage and monitor your claim from placement to payment. GOKUL Resolution Services Private Limited Recovery Procedure includes:

AMICABLE NEGOTIATION LEGAL ACTION

Amicable Negotiation
Debtors are essentially Business potentials. We endeavor to provide a way which will initiate payments whilst maintaining a strong & friendly relationship between parties to business. On receipt of an account for recovery, a dedicated team of specially trained professionals & accomplished negotiators (Law Attorneys) will swiftly contact the debtor with a formal demand and notices as prescribed in Act for payment. They will also meet debtor in person for an amicable and friendly negotiations. If negotiations fail, details on the issues involving the case will be discussed and we recommend the next step needed to be taken.

Legal Action.
SARFAESI Act 2002 Recovery Mode D R T Recovery Mode OL Recovery Mode Hypothecations Act Recovery Mode Arbitration Act Recovery Mode

If negotiation fails or does not result in immediate recovery or a reasonable payment plan a strategy either under SARFAESI Act or otherwise as suitable to the client will be followed. On receipt of the instructions for a legal action there will not be any delay in initiating such action having regard to the best available legal option.

Once in litigation, we routinely utilize pre-judgment remedies to gain leverage, over the Defendant-Debtor applications for provisional remedies, such as writs of attachment or possessions or motions for the appointment of a receiver and the requisites are often prepared, filed & served simultaneously with the summons and complaints. With our experience we have found that the judicious use of these remedies not only exerts sufficient pressure on Debtors to resolve these matters quickly. We at GOKUL Resolution Services Private Limited do not depend much on the external attorney to handle the legal aspect of the recovery cycle as we have our own panel of Advocates. Our in-house legal capabilities and expertise ensure an effective incidence of success. We offer specialized legal recovery programs to our clients. In terms of legal costs there is absolute transparency and are incurred only on the express authority of our clients. A realistic assessment of costs is always provided. The Legal Assistance includes:

Filing & representing the appropriate civil &/or criminal proceedings against the debtor, as the case may be. Pursuing the litigation & obtaining the orders from the appropriate judicial courts or quasi judicial authorities.

Vision, Mission & Value Proposition

GOKUL Resolution Services Private Limited helps clients maximize their recovery receivables at every stage of their recovery endeavor. Vision: To Transform NPA Liability To Standard Economic Assets. Mission: To deliver long term benefits of measurable value to our customers and enhancing the confidence of our clients by offering our:

Best talented work force. Domain knowledge & expertise High quality operation and innovation Disciplined processes framework Adaptation of up to date technology Centralized Systematic Management Service ( CSMS )

We have been investing extensively in gaining expertise for managing complex recoveries and translating this knowledge into creating a delivery structure that maximizes customer value while minimizing operational risks. Our value proposition is to ensure maximize recoveries at just cost with technology enabled recovery solutions. We are not permitted to publish a list of clients due to regulatory and secrecy restrictions, but the same can be furnished on request.

Clients:
Will Provide at Request

Details of the Directors. DIRECTOR - 1

Mr.S.LAKSHMINARASIMHAN. Mobile No: +91 7299 948 650 An energetic mature graduate in economics, aged 52 years, has a rich experience in the financial sector, more so, in the field of Advance-Recovery Management. Capitalizing his valuable experience in Recovery under SARFAESI ACT that he gained from his long tenure in his earlier positions as the Regional Head, he ventured to render service to the Bank and Financial Institutions on his own and the result is the emergence of GOKUL Resolution Services Private Limited.

DIRECTOR 2
Mr.V.SINGARAVELAN. Mobile No: +91 9841 93 92 94 Masters in Commerce and additionally qualified in Law, at the young age of 41years, has to his credit over 15 years of successful NPA and other Recoveries through SARFAESI Act. He has proven his credentials in other lawful recovery modes also and thus makes GOKUL Resolution Services Private Limited. Stand atop amongst its equals. His level of involvement and intensity is an inspiration to the operational Team.

Contact Us:
Head Office:
New No: 5, Old No:2, Ground Floor, Ramapuram Ramasamy Street, Saidapet, Chennai: 600 015. Phone: +91 44 433 58 226 Mobile No: +91 9841 93 92 94 E-mail: chennai@gokulrs.com

Key Person Contact Details:

S.No 1 2 3 Name Mr.Lakshminarasimhan Mr.R.Sridharan V.Singaravelan Designation Managing Director Chief Advisor Group (C A G ) General Manager Chief Advisor (Procedurals &Systems) Mobile Number +91 7299 94 86 50 +91 7299 94 86 51 +91 9841 93 92 94 Email Id narasimhan@gokulrs.com sridharan@gokulrs.com singaravelan@gokulrs.com

S.Muruganandham

+91 9840725321

Chennai@gokulrs.com

Branches at Tamilnadu, Andhra Pradesh, Karnataka.

Details of Panel Attorneys

Gokul Resolution Services Pvt Ltd., Chennai: 600 015.
Chennai: Mr.J.H.Iniyan B.A.B.L, No: 8, II Floor, Sunkurama Chetty Street, Parrys, Chennai: 600 014. Mobile No: +91 9840 38 82 55, Email: advocateiniyan@gmail.com Mr.R.Radhapandian B.A.B.L Old No: 182,New No: 280, Sara Mansion, II Floor, Lingi Chetty Street, Chennai: 600 001. Mobile No: 9840018694, adv.radhapandian@gmail.com Chengalpet: Mr. B. Seetharaman, No.3, 12th Cross Street, GOKULAM, Anna Nagar, Chengalpet 603 001. Mobile: 9751000480 Mail ID : s.raman74@gmail.com Madurai: R.Narayanan B.A.B.L Kural Advocates, Sripriya Complex, #32A, New Natham Road, (Opp: Reserve Line Bus Stop), Madurai: 625 014 Mobile No: 9382323253 Adv.narayanan@gmail.com Coimbatore Mr.B.Madhusudhanan B.A.B.L Mr.S.Mohan B.A.B.L DoorNo:250, II Floor, 4th Street, Gandhipuram,Coimbatore: 641012 Mobile No: 9865827434 madhusudhananbabl@gmail.com Chennai: Mr.J.Viswanathan, B.A.B.L, Mrs.Uma Viswanathan, B.A.B.L 39/18. Venkatachala Naicken Street, Triplicane, Chennai: 600005 Mobile No: 9841 40 86 19 lawcraze@yahoo.com Mr.S.K.D.Babu B.A.B.L, 60/33. 4th Main Road, C I T Nagar, Chennai: 600035. Mobile No: 9841786335

Chennai Sub-urban Mr.K.Kabilan Bsc. B.L TNHB 27/7, Durga Nagar Tambaram Sanatorium Chennai: 600 047 Mobile No: 9444051294 Madurai: Mr.B.A.Muruganantham B.Sc, M.L, 35. Sunnambukara Street, Madurai: 625001, Mobile: 9842174149/8428507202 basakain@yahoo.co.in Coimbatore M.Thiyagarajan, B.A.B.L No:6, Ground Floor,S.R.Complex, Old Post office Road, Coimbatore: 641018 MobileNo:9655220522 Email:

Trichy: Mr.Augustin 5/76, 5th Cross, Thirunagar, Ponmalai, Trichy 4. Mobile: 9843020328 Email: Dindigul Mr. S. Ramasubramanian, 5/96, Sathya Nagar, Meenakshipuram Natham, Dindigul District Mobile:9626668484 Email: Tanjore M. Murugananthi B.Sc., B.L., No.72, Bakthapuri Street, Kumbakonam, Tanjore. Mobile No: 98948 01586. Email: Vellore: Mr.R.J.Mohan B.A.B.L No: 909,36th Street, Phase II, Near Puttru Koil, Sathuvachari Vellore: 632009 MobileNo:9842398918 Email: Cuddalore C. Kannadasan B.A. B.L., No.11-A, Main Road, Puthupallayam, Cuddalore 1. Mobile No: 94866 27282 Salem Mr.N.Pandiyaraj M.Com, B.L 88. Erumapalayam Main Road, Kitchipalyam, Salem: 636015 Mobile No: 984271791

Pudhukottai Mr.S.M.Kumar Pudukottai No: 7. Ezhil Nagar, Pudukottai: 622005. Mobile: 9443601099 Email: Theni Mr D. Rajkumar S/o R.Dhinakaran, Block No: 26. Janab Tex Upstairs, Chinthamani Complex, Cumbum Road, Theni: 31 Mobile: 9994888774 Email: Tiruvarur Mr.Deiveegan B.A.B.L Haji Haja Buildings, Nallamangudi Nannilam: 610105, Tiruvarur District Mobile: 9894629758 Email: Tiruvallur Mr. V. Srinivasaraghavan, Advocate, No.52, Agaram Street, Tiruvallur Town, Tiruvallur. Mobile: 9944067315 Email: Nagapattinam Mr. Anburaj B.A.B.L.. Advocate,Nagapattinam, Mobile No: 9842490781 Puducherry Mr.K.Ranganathan No:11. Laporte Street, Puducherry: 605001 Mobile No: 944313923

AREA OF OPERATION
S.No 1 2 3 4 5 6 7 8 9 10 11 12 13 Branch Location Chennai Madurai Dindigul Tirunelveli Sivagangai Tiruchi Tanjore Puducherry Vellore Salem Erode Coimbatore Nilgiris

Members of Advising Committee

1. Mr. A.Sundaram. Chief Manager (Rtd.) Indian Bank. Quilon. 9444713301

2. Mr. K.Srinivasan. Chief Manager (Rtd.) Canara Bank, Chennai.

9444939499

3. Mr. R.Sinouvassin, Branch Manager (Rtd.) State Bank of India, Madurai.

9445665552

4. Mr. S.Muruganandham, Addl. Dy.Com.Police & Head (Rtd.) Banking & Frauds, Department of Police, Tamil Nadu.

9840725321