Regulations and Syllabus for

BANKING DIPLOMA EXAMINATIONS

JAIBB & DAIBB


















THE INSTITUTE OF BANKERS BANGLADESH
BDBL Bhaban (10
th
Floor), 12 Kawran Bazar
Tejgaon, Dhaka-1215
Phone : 9137282-3/101-112, E-mail : ibb@dbn-bd.net
Web : www.ibb.org.bd



January 2010
__________________________________________________________
Price Tk 50/-




THE INSTITUTE OF BANKERS, BANGLADESH

Regulations and Syllabus for JAIBB and DAIBB
Examinations

Chapter I

GENERAL INFORMATION

Birth of the IBB

At their meeting held on the 26
th
July, 1972, a few eminent Bankers and other professionals decided to
establish the Institute of Bankers, Bangladesh (IBB), as a professional body of banks and financial
institutions in Bangladesh. The IBB was registered on the 6
th
February, 1973 bearing Registration No.
3894145/3 of 1972-1973 as an Association under the Societies Registration Act, 1860 (Act No. XXI of
1860)

Mission

2 IBB would develop a professionally sound human resource base, through continuous education,
training and orientation process, for the financial sector to face the challenges of the modern era in the
backdrop of the new global economic order

Objectives of the IBB

3 The objectives of the IBB are :
(i) to develop professionally qualified and competent bankers primarily through a
process of training, examinations and continuing professional development
programmes
(ii) to design, organise and conduct examinations to test the proficiency of employees of
banks and financial institutions in various banking related subjects
(iii) to award certificate and diploma to the successful candidates of JAIBB and DAIBB
Examinations, respectively
(iv) to provide necessary educational support services such as organizing coaching
classes, imparting training and supplying text book/reading materials etc
(v) to disseminate knowledge on banking and financial services through publication of
journals, newsletters and by organizing dialogues, lectures, seminars, etc.
(vi) to organise and manage efficient library for the examinees ; and
(vii) to undertake any other activity incidental to, and facilitating, the achievement of the
basic objectives of the IBB as mentioned above

Vision
4 Be the premier institute in the banking and financial sector for developing competent and skilled
professionals of international standard and repute.

Two-Tier Certificate Courses

5 The IBB conducts the Banking Diploma Examination, Part-I and Part-II usually twice a year at
such centers as may be determined by the Council of the IBB from time to time. Part-I Examination
aims at giving basic and fundamental knowledge of banking and Part-II Examination is designed to
update the advanced knowledge in the field of banking and allied matters to enable better decision
making by bankers

Persons passing Part-I Banking Diploma Examination be awarded Junior Associateship and be called
JAIBB (Junior Associate of the Institute of Bankers, Bangladesh) and for Part-II the title be retained
as DAIBB (Diplomaed Associate of the Institute of Bankers, Bangladesh.
Subjects

6 The subjects for JAIBB and DAIBB Examinations are as follows:

Junior Associate of the Institute of Bankers, Bangladesh (JAIBB)
Compulsory subjects
1 Principles of Economics & Bangladesh Economy
2 Business Communication
3 Organization & Management
4 Laws and Practice of Banking
5 Marketing of Financial Services
6 Accounting for Financial Services

Diplomaed Associate of the Institute of Bankers, Bangladesh (DAIBB)
Compulsory subjects
1 Management of Financial Institutions
2 Lending Operation & Risk Management
3 International Trade & Foreign Exchange
4 Information Technology in Financial Services
5 Management Accounting
Optional Subjects (Six)
In addition to the aforesaid compulsory subjects, any one of the following optional
subjects shall be chosen by a candidate for passing DAIBB:
(a) Central Banking & Monetary Policy
(b) Agriculture & Microfinance
(c) SME & Consumer Banking
(d) Islamic Banking
(e) Investment Banking & Lease Financing
(f) Treasury Management

Syllabus

7 The details of the prescribed syllabus and the suggested books/reading materials are furnished in
Annex-1 to this booklet. Although the detailed syllabus has been prepared for each of the subjects
mentioned above, the same is only indicative and NOT exhaustive. Keeping in view the professional
nature of the examinations, all matters falling within the realm of the subject concerned will have to be
studied by a candidate as questions may be asked on all the relevant matters under the subject. A
candidate should prepare himself/herself for answering questions that may be asked on the latest
developments taking place under the various subjects of the examinations. The examinees will also be
asked to answer case study based/practice oriented questions.

Question setting pattern

8 The question setting patterns will be both narrative as well as practice oriented based on case
studies. Initially 25%, later on 50% and then up to 75% questions of both JAIBB and DAIBB
Examinations will be based on case studies/practice oriented. Such limits may be attained in two to three
years (2010, 2011 and 2012, respectively) after making the course contents, reading materials, library
facilities and coaching facilities available to the candidates. Subject wise question setting patterns are
delineated as under:

A Junior Associate of the Institute of Bankers, Bangladesh (JAIBB)

Subjects under narrative/descriptive type of questions shall be:

Principles of Economics & Bangladesh Economy
Business Communication
Organization & Management

Subjects under case studies/practice-oriented questions shall be

Practice & Law of Banking
Marketing of Financial Service
Accounting for Financial Services

B Diplomaed Associate of The Institute of Bankers, Bangladesh (DAIBB)

Subjects under narrative/descriptive type of questions shall be:

Management of Financial Institutions
Information Technology in Financial Services

Subjects under case studies/practice-oriented questions shall be

Lending Operation & Risk Management
International Trade & Foreign Exchange
Management Accounting

Question papers of all the six optional subjects under DAIBB (to be chosen by the candidates) shall be
of descriptive type.

Eligibility Criteria

9 The eligibility criteria for appearing at the JAIBB (Junior Associate of the Institute of Bankers,
Bangladesh) shall be at least pass certificate holder of H. S. C. Examination or its equivalent. Candidates
must be employees of the member Banks/FIs of IBB.

Examination & Other Fees

10 IBB will charge an Enrolment Fee/Examination Fee of Tk 1000/- (Taka one thousand) only from
each candidate for appearing in each examination (JAIBB & DAIBB) for the first time. Unsuccessful
candidates will, however, pay an examination fee of Tk 300/- (Taka three hundred) only per subject for
each subsequent appearance: The new Enrolment Fees will be effective from the next Winter
(November 2009) session. A fee of Tk 50/- (Taka fifty) only might be paid for issuing Provisional
Certificate and Tk 100/- (Taka one hundred) only for issuing a Final Certificate of both JAIBB and
DAIBB.

11 The examination fee once paid for any examination is neither refundable nor can be used for the
subsequent examination even if the candidate withdraws his/her application for examination or absents
himself/herself from appearing at the examination and/or he/she is disallowed to sit for the examination
for any reason, whatsoever

12 The Examination fee and other fees payable by a candidate to the IBB should be paid through a
Bank Draft or Pay Order drawn in favour of the Institute of Bankers, Bangladesh

13 When a candidate makes the payment of any fee to the IBB, he/she should check with the IBB if
the receipt of such payment is acknowledged by the IBB within a reasonable time

14 The Examination Entry Form duly filled in, together with the Demand Draft/Pay Order
representing the examination fee, should be sent by a candidate to the IBB well before the announced
last date

15 Incomplete Examination Entry Form or such Form containing incorrect information shall be
rejected by the IBB

Availability of Forms, etc.

16 The Application Form for Enrolment, Examination Entry Form and other information may be
obtained from the office of the Institute of Bankers, Bangladesh, Dhaka, or from the office of the
General Manager, Bangladesh Bank at Chittagong, Sylhet, Rajshahi, Bogra, Khulna, Barisal and
Rangpur as well as the office of Sonali Bank and other Banks as may be designated by the IBB for the
purposes in view from time to time.

Submission of Examination Entry Form, etc.

17 A candidate wishing to appear at any examination shall submit the prescribed Examination Entry
Form duly filled in, together with the prescribed examination fee, to the IBB through the respective
Administration Section of the Banks/financial institutions Principal Office/Regional Office/Branch
within the time as specified by the IBB before each examination

Date of examination, etc.

18 The time, place and date of each examination will be announced by the IBB from time to time

Issuance of Admit Cards

19 On receipt of Entry Forms duly filled in by the candidates along with the Demand Drafts/ Pay
Orders for enrolment fees and examination fees, the Institute will issue Admit Cards, signed by the
Secretary General or any other person authorized by him, to the candidates. The Institute will indicate
the name of examination centre and Roll Number of the candidate in the Admit Card. The Admit Cards
of the candidates of Dhaka city will be sent by the Institute to the Local Office/Zonal Office/Regional
Office/Administration Department of the Head Office of their respective bank/financial institution. The
Admit Cards of the candidates of the places outside Dhaka city, where there is no office of Bangladesh
Bank, will be sent to the Principal Office/Regional Office of Sonali Bank located there. Where there are
offices of Bangladesh Bank, the Admit Cards will be sent by the Institute to those offices. The
Candidates will have to collect their Admit Cards from the above mentioned offices of their respective
Banks/Sonali Bank/Bangladesh Bank, as the case may be

Duration of examination

20 The examination in all the subjects will be in writing, and the time allowed for each subject of
both JAIBB and DAIBB of the Examination is three hours save and except for the following subject :

three and half hours time will be allowed for the paper on Management Accounting of
DAIBB Examination

Language of answers

21 Answer to the questions on all subjects shall be written either in Bangla or in English at the
option of the examinee

Condition for appearing at DAIBB Examination, etc.

22 No candidate will be allowed to sit for DAIBB without passing all the subjects of JAIBB
Examination. No candidate will also be allowed to sit simultaneously for both JAIBB and DAIBB
Examinations.

Change of Centre

23 Change of examination centre will not be permitted except in the case of transfer of the candidate
by his employer. An application for the change of examination centre duly certified by the
bank/financial institution concerned under the circumstances mentioned above shall be sent to the
Secretary General of the IBB at least fifteen days before the commencement of the examination

Time limit for passing examination

24 The total time limit for passing both tiers of the Banking Diploma Examination is eight years:
four years for JAIBB and four years for DAIBB. The time limit will commence from the month in
which a candidate first appears at any examination. A candidate can avail of all the chances of appearing
at the examination during the stipulated time limit. No extension of the time limit shall be allowed to
any candidate. If a candidate can not pass JAIBB and/or DAIBB Examination within the stipulated time
limit, he/she shall have to be registered afresh with the IBB if he/she desires to appear again at such
examination in the future

Improvement examination

25 A candidate who has passed the examination on any subject shall not be allowed to sit for
examination on the same subject again for the purpose of improving his/her result or for any other
purpose.

Exemption/Waiver

No exemption shall be granted to any candidate from appearing at the examination on any subject of
either JAIBB or DAIBB of the Banking Diploma Examination in consideration of his/her higher
academic degree in the relevant subject. However, candidates who passed various subjects in former
Part-I and Part-II Examination will be entitled for a waiver of respective subject(s) as outlined below:

Corresponding subject(s) under old (Part-I and Part-II) and new (JAIBB and DAIBB) syllabus and waivers thereof

Sl
No
Examination/subject under new
syllabus (2010)
Examination/subject under old
syllabus (2002)
Remarks
01 JAIBB
Principles of Economics & Bangladesh
Economy (PBE)
Part-I
Business Economics (BE)
Candidates who passed BE under old
syllabus will get waiver for PBE under new
syllabus
02 Business Communications (BC) a) Business Correspondence in Bangali
(BCB)
b) Business Correspondence in English
(BCE)
Candidates who passed BCB & BCE under
old syllabus will get waiver for BC under
new syllabus
03 Organization & Management (OM) Principles of Management (PM) Candidates who passed PM under old
syllabus will get waiver for OM under new
syllabus
04 Laws and Practice of Banking (LPB) Practice & Law of Banking (PLB) Candidates who passed PLB under old
syllabus will get waiver for LPB under new
syllabus
05
Marketing of Financial Services
(MFS)
New subject Must appear to complete JAIBB
Examination
06 Accounting for Financial Services
(AFS)
Principles of Accounting (PA) Candidates who passed PA under old
syllabus will get waiver for AFS under new
syllabus
Application of Computer in Banking
(ACB)
ACB has been transferred to DAIBB as IT
DAIBB: (Compulsory Subjects) Part-II: (Compulsory Subjects)
01
Management of Financial
Institutions (MFI)
New subject Must appear to complete DAIBB
Examination
02 Lending Operation & Risk Management
(LRM)
Credit Management (CM) Candidates who passed CM under old
syllabus will get waiver for LRM under new
syllabus
03 International Trade & Foreign Exchange
(FE)
Foreign Trade and Foreign Exchange
(FE)
Candidates who passed FE under old
syllabus will get waiver for FE under new
syllabus
04 Information Technology in Financial
Services (IT)
Application of Computer in Banking
(ACB) (Part-I)
Candidates who passed ACB under old
syllabus will get waiver for IT under new
syllabus
05 Management Accounting (MA) Management Accounting (MA) Candidates who passed MA under old
syllabus will get waiver for MA under new
syllabus
Practice of Banking (PB) Deleted from DAIBB
Commercial Law (CL) Deleted from DAIBB

06
Optional subjects:
Central Banking & Monetary Policy
(CMP)
Optional subjects:
Monetary Policy (MP)
Candidates who passed MP under old
syllabus will get waiver for CMP under new
syllabus
07 Agriculture & Microfinance (AM) Rural Finance (RF) Candidates who passed RF under old
syllabus will get waiver for AM under new
syllabus
08
SME & Consumer Banking New subject New optional subject
09 Islamic Banking (Is B) Islamic Banking (Is. B) Candidates who passed Is. B under old
syllabus will get waiver for Is.B under new
syllabus
10 Investment Banking & Lease Financing
(ILF)
Investment Banking (Inv. B) Candidates who passed Inv. B under old
syllabus will get waiver for ILF under new
syllabus
11
Treasury Management (TM) New subject New optional subject
Industrial Finance (IF) Deleted from DAIBB



Exemption from JAIBB

27 Holders of the final Certificate of the Associateship Examination of the Institute of Financial
Services, London, or of the Indian Institute of Bankers, or of the Institute of Bankers, Pakistan, may be
granted exemption from appearing at the whole of JAIBB Examination of the IBB. A candidate applying
for such exemption shall be required to pay a registration fee of Taka 500.00 to the IBB.

Examination Centre, etc.

28 The examination will be held by means of confidentially printed question papers and conducted
at the principal cities/towns of Bangladesh and elsewhere as may be convenient through such
Superintendents and Invigilators as may be determined by the IBB. If it is not possible to hold the
examination at any particular centre allotted to a candidate, the IBB will not be liable for the expenses
he/she may incur therefor. The IBB will, however, endeavour as far as practicable to arrange for the
examination of such candidate at the nearest available centre.

29 The Examination Centres are arranged by the IBB every year only after the closing date for
receipt of the Examination Entry Form, and no information regarding such centres can obviously be
given to any candidate prior to or at the time of submission of the Examination Entry Form.

Delivery of Question Papers

30 Question papers will be delivered by the IBB to the Member Secretary of the Local Examination
Committee in insured and sealed packets or by special messenger(s), if deemed fit, depending upon the
gravity of the situation prevailing at that time. The sealed packets of the question papers shall be opened
by the concerned Member Secretary of the Local Examination Committee in presence of the Invigilators
and/or the Magistrate designated by the concerned Deputy Commissioner, as the case may be

Pass marks

31 The pass marks are 50 out of the full marks of 100 in each of the subjects of JAIBB and DAIBB
Examinations

Examination of Scripts, etc.

32 In examining and marking the scripts, the examiners will take into consideration the quality of
hand writing, spelling, general style, relevance to the questions (to the point) and intelligence applied for
writing the answers

Use of calculator

33 A candidate is prohibited from using mathematical table, slide rules and similar aids during the
examination. The use of a simple calculator is permissible

No books, Mobile Phones, etc. in the examination hall

34 A candidate is forbidden to bring into the examination hall books, mobile phones, notes or any
material of similar nature

Instructions on answer scripts

35 A candidate is advised to read the instructions printed on the cover of answer scripts carefully for
meticulous compliance and avoid cancellation of answer scripts and other punishments




Prizes

36 Prizes will be awarded by the IBB annually on the basis of the results of JAIBB and DAIBB as
detailed in Annexure-1 to this booklet. The IBB, however, reserves the right of withholding any or all
the prizes if no candidate of sufficient merit is found therefor. All the Prizes will be awarded on the
combined results of the two regular examinations held yearly

Cancellation of examination results, etc.

37 The IBB shall have the right to disqualify any candidate who, it has reasons to believe, has
adopted unfair means at the examination or committed any other offence during the examination. The
IBB may:

(a) cancel the results of the examination taken for such candidate in any or all the subjects of the
examination at which he/she appeared ; and
(b) debar him/her from appearing at any of the future examinations either permanently or for a
specified period;

The decision of the IBB in this regard shall be final. The aforesaid action to be taken by the IBB will be
reported by the IBB to the bank/financial institution employing the candidate for taking suitable
disciplinary action against him/her.

38 The IBB also reserves the right to cancel the results of an examination of a candidate who is
found guilty of adopting unfair means in such examination even if it is detected after the announcement
of results of such examination

Debarring from appearing at examination

39 A candidate found guilty of indiscipline at the examination hall shall be debarred from
appearing at the future examinations of the IBB for a period not exceeding five years, and the action to
be taken by the IBB in this regard will be reported by the IBB to the bank/financial institution
employing the candidate for taking further punitive action against him/her.

Other punishments for other offences

40 Apart from the aforesaid punishments, the IBB may also impose any or all the penalties listed in
Annex-3 to this booklet on the delinquent candidate who is found guilty of offence(s) during the
examination as mentioned therein.

Publication of Results

41 The results of any examination will be communicated by the IBB to the Member Secretaries of
the Local Examination Centres immediately after the publication thereof. A Gazette of the results will
also be sent to the Head Office of each of the banks/financial institutions, from which a candidate will
have appeared at the examination. A candidate will have to ascertain the results of his/her examination
from the aforesaid offices or from the office of the IBB

No candidate will be informed by the IBB of the results of his/her examination individually by any
means of communication






No re-evaluation of answer scripts

42 The decision of the Syllabus and Examination Committee of the Council of the IBB on matters
of any examination shall be final, and no request for re-evaluation of the answer scripts shall be
entertained

Scrutiny of marks

43 An examinee may, however, be allowed to have his/her answers scripts scrutinized for re-
checking the totaling of the marks on payment of a scrutiny fee of Tk. 20.00 per subject

Wrong tabulation, etc.

44 The IBB reserves the right to correct, modify, alter or change the results of any examination in
any manner if such results are found to be wrongly tabulated or compiled

Correction of error

45 Typographical error, if any, in the results sheet will not entitle anybody to interpret the results in
his/her favour and to claim any advantage therefrom. The IBB reserves the right to correct such error as
and when it comes to its notice, and no action shall lie against the IBB in this regard

Issuance of JAIBB Certificate

46 A Certificate signed by the Secretary General of the IBB will be issued to a candidate who
passed all the subjects of JAIBB Examination, to that effect

Issuance of DAIBB Certificate

47 A Diploma jointly signed by the President and the Secretary General of the IBB will be issued
to a candidate who passed both JAIBB and DAIBB of Banking Diploma Examination

Distinction

48 A candidate securing 80 percent or more marks in any subject of JAIBB and DAIBB
Examination will have his/her Certificate or Diploma marked with distinction against such subject(s)

Entitlement of JAIBB

49 Any candidate who passed the JAIBB Examination will become a Junior Associate of the IBB
and so long as his/her name remains on the Register of Junior Associates, he/she will be entitled to add
to his/her name or signature the letters JAIBB signifying the Junior Associate of the Institute of
Bankers, Bangladesh

Entitlement of DAIBB

50 Any candidate who passed the DAIBB Examination will become a Diplomaed Associate of the
IBB and so long as his/her name remains on the Register of Diplomaed Associates, he/she will be
entitled to add to his/her name or signature the letters DAIBB signifying the Diplomaed Associate
of the Institute of Bankers, Bangladesh



New Formats of Provisional and Final Certificates of JAIBB and DAIBB

51 The Council approved the new formats of Provisional Certificate and Final Certificate of JAIBB
and DAIBB to be issued with immediate effect and May 2010 Examination, respectively
Fee for duplicate Diploma, etc.

52 The rate of fee for the issuance of a duplicate JAIBB or DAIBB certificate is Tk. 100 (Taka one
hundered) only

Change of regulations, etc.

53 The IBB reserves the right to change the Regulations and Syllabus for JAIBB and DAIBB from
time to time. Any such change will be notified by the IBB, accordingly.







































Chapter 5

GOLD MEDALS

1. Two Bangladesh Bank Gold Medals, one for JAIBB and one for DAIBB Examination, plus
cash Tk. 6,000.00 in each case, for standing first in the examination by securing minimum
60% marks in the aggregate and completing the examination in one chance.

2. Two Eastern Bank Ltd. Gold Medals, one for JAIBB and one for DAIBB, plus cash
Tk. 6,000.00 in each case, for standing first among the candidates who complete the
examination in one chance.

3. One Monsur-ul-Amin Gold Medal (awarded by the IBB) for standing first among the
candidates who complete both JAIBB and DAIBB Examinations in three consecutive
chances securing at least 60% marks in the aggregate.

SILVER MEDALS

4. Two Bangladesh Bank Silver Medals, one for JAIBB and one for DAIBB, plus cash
Tk. 4,000.00 in each case, for not qualifying for the Bangladesh Bank Gold Medals but
standing first in the examination irrespective of the aggregate marks secured in the
examination.

5. Two Sonali Bank Ltd Silver Medals, one for JAIBB and one for DAIBB, plus cash
Tk. 4,000.00 each case, for standing second in the examination by securing at least 55%
marks in the aggregate.

























CASH PRIZES

6. The cash prizes will be awarded to the candidates for securing the highest marks in
individual subjects and completing the JAIBB and DAIBB Examination, as the case may be
as indicated below : -

Name of Banks Amounts of
prizes
Subjects and passing of Part-I or
Part-II Examination
(i) Janata Bank Ltd Three prizes of
Tk. 6,000.00

Tk. 10,000.00

Tk. 10,000.00
for securing highest marks in
(i) Law & Practice of Banking (JAIBB)
(ii) Management of Financial Institutions
(DAIBB)
(iii) Lending Operation & Risk Management
(DAIBB)
(ii) Agrani Bank Ltd Two prizes of

Tk. 6,000.00

Tk. 10,000.00
for securing highest marks in
(i) Accounting for Financial Services
(JAIBB)
(ii) Central Banking & Monetary Policy
(DAIBB)
(iii) Rupali Bank Ltd. One prize of
Tk. 10,000.00
for securing highest marks in
International Trade and Foreign Exchange
(DAIBB)
(iv) Bangladesh Krishi Bank One prize of
Tk. 10,000.00
for securing highest marks in
Agriculture & Micro finance (DAIBB)
(v) Bangladesh Shilpa Bank One prize of
Tk. 10,000.00
for securing highest marks in
SME & Consumer Banking (DAIBB)
(vi) Pubali Bank Ltd. One prize of
Tk. 10,000.00
for securing highest marks in
Treasury Management (DAIBB)
(vii) Uttara Bank Ltd. One prize of
Tk. 10,000.00
for securing highest marks in
Management Accounting (DAIBB)
(viii) Arab Bangladesh Bank Ltd. One prize of
Tk. 6,000.00
for securing highest marks in
Principles Economics & Bangladesh
Economy (JAIBB)
(ix) Jamuna Bank Ltd. One prize of
Tk. 6,000.00
for securing highest marks in
Marketing of Financial Services (JAIBB)
(x) National Bank Ltd. One prize of
Tk. 6,000.00
for securing highest marks in
Business Communication (JAIBB)
(xi) Standard Chartered Bank One prize of
Tk. 6,000.00
for securing highest marks in
Information Technology in Financial
Services (DAIBB)
(xii) BASIC Bank Ltd. One prize of
Tk. 6,000.00
for securing highest marks in
Principles of Management (JAIBB)
(xiii) Investment Corporation of
Bangladesh
One prize of
Tk. 10,000.00
for securing highest marks in
Investment Banking (DAIBB)
(xiv) Al-Arafah Islami Bank Ltd. One prize of
Tk. 10,000.00
for securing highest marks in
Islamic Banking (DAIBB)

7. The minimum qualifying marks for award of cash prizes for standing first in individual subjects
and passing the examination (JAIBB or DAIBB, as the case may be) are 60%.


PUNISHMENTS FOR UNFAIR MEANS

08 Punishments prescribed by the Council of the Institute of Bankers, Bangladesh for offences
committed by examinees in JAIBB and DAIBB Examinations.

Sl.
No.
Offence Punishment
01. Copying from books, notes, etc. in the
examination hall.
(i) Cancellation of examination in all the
subjects of the said examination ; and
(ii) Debarment from appearing at the subsequent
two examinations.
02. Copying from the answer script of another
examinee or allowing others to copy from
ones own answer script.
(i) Cancellation of examination in all the
subjects of the said examination ; and
(ii) Debarment from appearing at the subsequent
two examinations.
03. Smuggling in and out, of question
paper/script, in the original or solved
form/shape/condition.
(i) Cancellation of examination in all the
subjects of the said examination ; and
(ii) Debarment from appearing at the subsequent
two examinations.
04. Tearing of script in
disgust/frustration/anger or for any other
reason.
Expulsion from the entire examination and
cancellation of examination in all the subjects of
the said examination.
05. Committing fraud/forgery/alteration in the
script.
(i) Expulsion from the entire examination ;
(ii) Cancellation of examination in all the
subjects of the said examination ; and
(iii) Debarment from appearing at the
subsequent four examinations.
06. Misbehaviour with the invigilating staff or
any other act of indiscipline in or outside
the examination hall.
(i) Expulsion from the entire examination ;
(ii) Cancellation of examination in all the
subjects of the said examination ; and
(iii) Debarment from appearing at the
subsequent four examinations.
07. Impersonation with and without
substituting photograph on the admit card
and writing for other candidates.
(i) Expulsion from the entire examination ;
(ii) Cancellation of examination in all the
subjects of the said examination ;
(iii) Debarring both the persons involved, if they
are examinees, from appearing at the
subsequent ten examinations ; and
(iv) Filing of criminal case by the Institute of
Bankers, Bangladesh if the accused person is an
outsider.
08. Escaping away with answer script. (i) Cancellation of examination in all the
subjects of the said examination ; and
(ii) Debarment from appearing at the subsequent
two examinations.
09. Disobedience/violation of orders of the
Supervising Officer/hall Superintendent/
invigilators e.g. refusal to surrender
books/incriminating papers, to take seats
according to seat arrangement, etc.
(i) Expulsion from the entire examination ;
(ii) Cancellation of examination in all the
subjects of the said examination ; and
(iii) Debarment from appearing at the
subsequent five examinations.


Sl.
No.
Offence Punishment
10. Physical assault on the invigilators/
supervising officer/hall Superintendent
/other staff on duty in the examination
hall.
(i) Expulsion from the entire examination ;
(ii) Cancellation of examination in all the subjects
of the said examination ;
(iii) Debarment from appearing at the subsequent
ten examinations ; and
(iv) Filing of criminal case against the examinee
by the IBB.
11. Indulgence in disturbance/rowdyism/
provocation/agitation/walk out/causing
damage to furniture and property in or
around the examination hall.
Filing of criminal case against the examinee by
the IBB.
12. Possession of fire arms or anything
capable of being used as a weapon of
offence in or around the examination
hall.
Filing of criminal case against the examinee by
the IBB.
13. Commission of any of the above
mentioned offences for the second time.
Any punishment awarded by the Syllabus and
Examination Committee according to the nature
and gravity of the offence.
14. Any other infringement of rules. Any punishment awarded by the Syllabus and
Examination Committee according to the nature
and gravity of the offence.

In addition to the above-mentioned punishments, the Syllabus & Examination Committee may
recommend appropriate disciplinary actions, depending upon the gravity of the offences, to the
respective banks/financial institutions of the examinees concerned.

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Note : The aforesaid actions to be taken by the IBB will be reported to the employer of the candidate
concerned for information and further disciplinary action against him/her.