Value Value Value Value Value Value Value Value Value Value Volume (In Thousand) Value (In Rs. Thousand)

Electronic Payment Systems - Representative Data (Updated as on December 31, 2016)
Volume in million, Value in Rs. billion
RTGS
NEFT
CTS*
IMPS*
NACH*
UPI*
Debit and
Credit Cards at
POS &
USSD**
Data for the period

volume
Nov-16
Dec-16
value
7.9 78479.2
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
0.3
0.3
0.3
h
0.3
0.3
0.3
0.3
0.4
h
h
0.2
0.4
0.4
0.4
0.4
0.3
h
0.4
0.4
0.4
0.4
0.4
h
h
0.5
0.4
0.4
0.4
0.4
3781.0
3784.7
706.0
h
3552.4
3630.4
3300.7
3151.8
4329.5
h
h
297.2
3684.4
3818.4
4419.4
3213.2
707.0
h
3113.4
3498.0
3335.3
3471.0
3965.7
h
h
3947.7
3853.8
3945.0
4681.5
6364.5
volume
value
123.0 8807.8
10.4
7.7
6.4
h
7.0
6.0
7.2
6.9
7.1
h
h
5.3
6.4
6.7
6.0
5.8
4.9
h
5.8
5.8
5.9
5.9
6.1
h
h
7.1
5.8
6.9
6.5
9.3
564.6
466.6
272.9
h
459.2
350.1
399.0
417.1
473.6
h
h
230.5
488.7
487.7
495.3
415.2
250.1
h
421.1
407.7
416.0
482.1
519.9
h
h
546.4
489.0
525.3
653.1
841.9
volume
value
volume
value
volume
value
volume
value
volume (in
thousand)
volume
value
volume
Mobile Banking
value
87.1 5419.2
36.2
324.8
152.5
606.6
0.3
0.9
7.0
7302.6
205.5
352.4
59.0
13.2
4.6
288.8
4.4
265.9
4.7
231.4
h
h
4.9
247.2
4.6
222.7
5.2
256.8
5.1
256.6
4.8
277.5
h
h
h
h
2.4
134.0
5.6
294.6
6.5
320.8
6.1
292.2
6.0
297.2
5.3
252.4
h
h
6.2
299.6
5.6
280.7
5.5
269.3
5.2
267.3
5.1
270.3
h
h
h
h
6.9
368.7
5.9
321.6
5.4
282.3
5.2
297.8
4.7 267.676
1.8
1.7
1.7
1.2
1.9
1.7
1.8
1.8
1.8
1.5
1.0
1.3
1.7
1.9
1.9
1.9
1.7
1.1
2.0
1.9
1.9
1.9
1.8
1.6
0.9
2.0
1.8
1.7
1.8
1.9
18.2
16.4
15.0
9.0
16.4
14.0
15.5
15.4
15.3
11.6
6.5
11.2
13.9
15.5
15.6
15.0
13.2
6.6
14.9
15.0
14.6
14.7
15.0
11.2
5.6
15.6
14.9
14.9
15.8
18.7
11.6
9.4
6.2
h
15.0
18.2
13.5
6.0
6.0
h
h
14.0
5.5
4.9
6.0
4.5
5.6
h
8.4
5.6
2.5
4.6
6.1
h
h
8.7
4.1
9.1
8.4
8.9
55.7
14.5
15.3
h
64.0
21.1
32.0
29.9
17.3
h
h
46.5
13.6
23.1
47.2
13.7
8.5
h
16.3
17.4
9.2
14.0
16.6
h
h
18.4
14.6
19.4
20.8
51.4
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.1
0.1
0.0
0.0
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.2
0.1
0.2
0.1
0.1
0.2
0.2
0.3
0.3
0.3
0.3
0.1
0.3
0.3
0.3
0.3
0.3
0.2
0.1
0.3
0.4
0.4
0.4
0.4
1.0
1.2
1.4
1.1
0.9
0.8
1.3
1.8
2.5
1.4
1.5
2.2
2.4
1.9
2.3
3.4
3.6
3.4
3.2
3.0
3.5
3.6
3.3
4.8
5.1
4.8
4.0
3.6
9.1
12.3
943.4
1349.9
1413.9
1198.2
1076.3
943.3
1358.0
1740.3
2220.7
1509.0
1355.6
1820.6
2388.2
2200.4
2553.7
3432.9
3879.1
3439.4
4200.6
3877.1
4245.8
4425.7
4297.8
5484.1
4622.1
5680.2
4916.5
4447.2
7156.4
9153.2
8.6
8.9
10.0
9.9
10.5
9.2
9.8
6.5
10.1
10.0
9.5
11.4
9.9
9.6
9.5
10.2
10.2
9.9
10.9
10.1
10.1
9.9
10.2
10.1
10.4
11.2
10.0
10.6
8.8
14.6
15.3
17.4
15.3
17.5
16.0
17.2
12.0
17.0
16.6
13.8
19.1
15.3
15.4
15.5
16.6
18.0
16.2
18.4
16.3
18.2
16.7
16.8
16.9
16.2
19.2
17.2
18.7
14.9
2.5
2.6
2.7
2.5
2.7
2.6
2.7
2.5
2.7
2.7
2.7
2.8
2.8
2.9
2.6
3.1
3.0
2.8
2.9
2.5
2.9
3.0
3.0
3.0
2.7
3.0
3.0
2.9
3.0
2.7
0.6
0.6
0.6
0.6
0.6
0.6
0.7
0.6
0.7
0.7
0.7
0.7
0.7
0.7
0.7
0.8
0.8
0.7
0.7
0.6
0.7
0.7
0.7
0.7
0.6
0.7
0.7
0.7
0.7
0.6
Notes:
1.Data is provisional.
2. *: Source is NPCI.
3. **:Figures Negligible, Source is NPCI
4. &: Card transactions of four banks. This data is obtained with a lag of 2 days, hence it will be updated on the day following the release.
5. #: PPI issued by 8 non-bank issuers for goods and services transactions only.
6. h: Holiday
7. Mobile Banking figures are taken from 5 banks. The total volume & value of electronic payment systems does not include mobile banking.
RTGS Real time gross settlement

NEFT National electronic funds transfer
CTS Cheque truncation system
value (in Rs.

thousand)
PPI #
volume
value
72.3 1244.9
2.8
2.6
2.6
2.0
2.5
2.5
2.6
2.5
2.3
1.9
1.8
2.1
2.2
2.3
2.4
2.3
2.3
1.7
2.3
2.3
2.2
2.1
2.2
1.8
1.5
2.1
2.1
2.1
2.2
2.5
49.3
89.1
26.3
11.5
43.8
71.9
44.3
40.2
48.5
12.5
9.2
17.5
47.5
45.0
45.8
79.1
24.2
7.4
49.0
62.3
102.6
45.6
53.1
10.4
7.2
52.2
62.6
48.5
47.9
76.3
Total
volume
value
671.5
###
39.9
35.1
32.0
13.6
42.4
42.6
40.5
29.2
33.0
14.3
13.3
37.4
32.5
33.1
32.5
32.0
31.1
13.8
36.5
32.0
29.4
30.9
32.9
14.7
14.2
39.5
31.1
37.1
34.2
28.0
4723.5
4564.1
1258.5
24.9
4357.4
4254.9
4021.8
3883.5
5131.1
29.0
21.1
739.1
4511.5
4682.0
5286.2
3971.9
1250.1
23.6
3884.8
4236.0
4063.7
4266.8
4805.3
29.1
22.5
4917.0
4712.3
4806.8
5684.9
7545.2
IMPS Immediate payment service

NACH National automated clearing house
UPI - Unified Payments Interface
USSD - Unstructured Supplementary Service Data
POS Point of sale
PPI Prepaid payment instrument

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Electronic Payment Systems - Representative Data (Updated as on December 31, 2016)

Volume in million, Value in Rs. billion

Data for the period

RTGS Real time gross settlement

value (in Rs.

IMPS Immediate payment service

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