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Sixt US en
Seccin 316.613, estatutos de la Florida, requiere que cada op- A complete copy of the Supplemental Liability Excess Policy is available for your review from your
erador de un vehculo transportando nios de 5 aos de edad o rental agent.
menor debe utilizar correctamente una silla de auto aprobado
por el gobierno federal a prueba de accidentes. Esta empresa de Throughout this Policy, the words we, us and our refer to the company named in the Declarations.
alquiler de automviles tiene sillas de auto para nios aproba- In addition, certain words or phrases that appear in quotation marks have special meaning. Refer to
das por el gobierno que estn disponibles para el alquiler. the Supplemental Liability Excess Policy for a complete list of definitions.
Sektion 316.13 nan stati lwa Floride la di ke chack moun ki ka SECTION I EXCESS LIABILITY COVERAGE
opere yon machinn kap transporte ti moun ki gen 5 an ou mw- Coverage We will pay the ultimate net loss, in excess of the minimum financial responsibility liability
ens, fo ke yo itilize yon machinn ke gouvenmen approve chz ti limits, to which this coverage applies, provided that:
mounn ke yo teste. Kompayi lokation sa gen chz sa yo ke gou- n It results from an accident involving a rental vehicle;
venmen approve pou lwe. n The accident occurs while the rental agreement is in effect and the rental agreement
becomes effective during the policy period; and
n Excess rental liability insurance has been elected by the renter at the origin of the rental
agreement.
Who Is An Insured Only the following are insureds under this excess policy:
n The policyholder shown in the Declarations.
n The renter who has:
Entered into a rental agreement with the policyholder shown in the Declarations; and
Elected under the rental agreement to purchase optional excess rental liability insurance.
n Additional authorized drivers as defined herein.
Who Is An Authorized Driver Transfer Of Rights Of Recovery Against Others To Us
n Only the following are authorized drivers under this excess policy: n If any person or organization to or for whom we make payment under this Policy has rights to
A driver whose name is listed on the original rental agreement; or recover damages from another, those rights are transferred to us. That person or organization
A driver designated by description, if any, in the rental agreement. must do everything necessary to secure our rights and must do nothing after accident to impair them.
n Any driver who does not meet one of the conditions above is not an authorized driver, even if:
That driver had the permission of an insured; or General Conditions
That driver is covered by the underlying insurer for the minimum financial responsibility
liability limits. Attachment of Liability
n Liability under this Policy shall not attach until the minimum financial responsibility liability limits have
Limit Of Insurance Regardless of the number of insureds, rental vehicles, premiums paid, been exhausted by payment of judgments or settlements and the insured has become legally obli
claims made or vehicles involved in the accident, for each rental agreement the most we will gated to pay the ultimate net loss in excess of such minimum financial responsibility liability limits.
pay for the ultimate net loss, resulting from any one accident, is the difference between the
dollar amount shown in the Declarations and the minimum financial responsibility liability limits. Coverage Territory
n The coverage territory is as stated in the rental agreement and is further limited to:
Exclusions This insurance does not apply to any of the following: The United States of America;
n Bodily injury or property damage arising out of the use, or permitting the use, of a rental vehicle: The territories and possessions of the United States of America;
By any driver other than the renter or an authorized driver; Puerto Rico; and
By any driver while under the influence of drugs or alcohol; Canada.
For any illegal purpose;
To carry persons or property for hire; SECTION III DEFINITIONS
To tow or propel any other auto; n Bodily injury means bodily injury, sickness or disease sustained by a person including death
In any race, contest or training activity; resulting from these.
Off-road or on unpaved roads that are not regularly maintained; or n Insured means any person qualifying as an insured in WHO IS AN INSURED (SECTION I).
By any violation of the rental agreement. n Minimum financial responsibility liability limits means the minimum limits specified by a
n Any loss, cost or expense payable under or resulting from any first party physical damage coverage; compulsory or financial responsibility law of the applicable jurisdiction.
no-fault law; personal injury protection or auto medical payments coverage; or uninsured or under- n Rental agreement means any written agreement, stating a period of less than one year,
insured motorist law; or any similar law, in any jurisdiction. entered into setting forth the terms and conditions governing the use of a vehicle provided by the
n Bodily injury to renter or any family member, if such family member resides in the same rental car company.
household with the renter and any authorized driver while driving the rental vehicle. n Rental vehicle means the auto rented or leased by the renter from the policyholder and
n Property damage to the rental vehicle. described in the rental agreement.
n Bodily injury or property damage expected or intended from the standpoint of the insured. n Renter means any person obtaining the use of an auto from the policyholder (rental car
company or its franchisee) under the terms of a rental agreement.
SECTION II CONDITIONS n Ultimate net loss means all sums for which an insured becomes legally obligated to pay, as
Loss Conditions Duties In The Event Of Accident, Claim Or Suit damages for bodily injury and property damage combined. Ultimate net loss will be reduced
n In the event of accident, claim or suit that is likely to involve this Policy, the policyholder or the by deduction for all salvage or recoveries which have been or will be paid.
insuredmust give us or our authorized representative prompt notice of the accident. Include: n Underlying insurer means the insurance company or the certified self-insurer who provides
How, when and where the accident occurred; the minimum financial responsibility liability limits.
The insureds name and address; and
To the extent possible, the names and addresses of any injured persons and witnesses.
Legal Action Against Us No one may bring a legal action against us under this Policy until:
n There has been full compliance with all the terms of this Policy. Personal Accident Insurance (PAI) underwritten by ACE USA, with its Execu-
tive Offices at 436 Walnut St, Philadelphia, PA 19106. For further information
Appeals If an insured or underlying insurer elects not to appeal judgments in excess please read the PAI policy available for you at any Sixt counter. The policy is
of the minimum financial responsibility liability limits, we may elect to appeal such judg- underwritten by ACE USA.
ments at our own expense, but in no event shall our liability for the ultimate net loss
exceed the Limit Of Insurance plus expenses incurred in such an appeal.
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