Model Bankable Projects - Goat
Model Bankable Projects - Goat
Model Bankable Projects - Goat
Commercial Goatery
ii) Due to small body size and docile nature, housing requirements and
managemental problems with goats are less.
iii) Goats are friendly animals and enjoy being with the people.
iv) Goats are prolific breeders and achieve sexual maturity at the age
of 10-12 months gestation period in goats is short and at the age of
16-17 months it starts giving milk. Twinning is very common and
triplets and quadruplets are rare.
vii) Goats are ideal for mixed species grazing. The animal can thrive
well on wide variety of thorny bushes, weeds, crop residues,
agricultural by-products unsuitable for human consumption.
xi) The goat meat is more lean (low cholesterol) and relatively good for
people who prefer low energy diet especially in summer and
sometimes goat meat (chevon) is preferred over mutton because of its
"chewability"
xii)Goat milk is easy to digest than cow milk because of small fat
globules and is naturally homogenised. Goat milk is said to play a role
in improving appetite and digestive efficiency. Goat milk is non allergic
as compared to cow milk and it has anti-fungal and anti bacterial
properties and can be used for treating urogenital diseases of fungal
origin.
xiii) Goats are 2.5 times more economical than sheep on free range
grazing under semi arid conditions.
2.1 The country has 115.278 million goat as per 1992 livestock census
has increased to 120.8 million in 1997 and ranks first in the world. The
state wise goat population is given in Annexure-I. Goat meat
production stands at the level of 0.47 million tonnes. The slaughter
rate of goat is at the level of 39.7 % as compared to 31.8% for sheep
and 11% for buffaloes respectively. Goat also produce 2.55 million
tonnes of milk and 0.1288 million tonnes of skin as per FAO 189
records 2002 report (Annexure-II).The trend in consumption of mutton
and goat meat shows increase from 467000MT in 1981 to 696000
MTin 2002indicating annual compound growth rate of 1.28 % during
92-02.Sheep and goat meat production has reached 700400MT during
2002in India. Ovine meat export has touched 29670 thousand $ during
2000 which was then reduced to 5635thousand $ during 2001.
i) To produce 1000 stud bucks per year for the distribution among goat
rearers
ii)To improve yield of milk and chevon through selective breeding of
regular breeds like Jamnapari, Beetal, Barbari, Jakhrana, Jhalawadi.
3.2 Loan from banks with refinance facility from NABARD is available
for starting Goat farming. For obtaining bank loan, the farmers should
apply to the nearest branch of a Commercial or Co-operative or
Regional Rural Bank in their area in the prescribed application form
which is available in the branches of financing bank. The Technical
Officer attached to or the Manager of the bank can also help/give
guidance to the farmers in preparing the project report to obtain bank
loan.
3.3 For goat rearing schemes with very large outlays, detailed reports
will have to be prepared. The items of finance would include costs of
assets like Development of land, construction of sheds, purchase of
equipments, purchase of breeding stock, rearing cost of animals till it
generates income etc. The cost of land is not considered for loan.
However, if land is purchased for setting up a goat farm its cost can be
treated as party's margin as per the norms.
4. Schme formulation
4.3 The scheme should also include information on number and types
of animals to be purchased, their breeds, production performance,
cost and other relevant input and output costs with their description.
Based on this, the total cost of the project, margin money to be
provided by the beneficiary, requirement of the bank loan, estimated
annual expenditure, income, profit and loss statement, repayment
period etc, can be worked out and included in the scheme.
ii) Input cost for feeds and fodders, veterinary aid, insurance charges,
etc.
iv) The average unit cost (indicative only) of goat rearing units is
assumed for calculating project cost.
Banks are free to decide the rate of interest within the overall RBI
guidelines.However, for working out the financing viability and
bankability of the model project we have assumed the rate of interest
as 12% p.a.
7.4 Security:
Repayment period depends upon the gross surplus in the scheme. The
loans will be repaid in suitable half yearly/annual instalments usually
within a period of about 5-6 years with a grace period of one year.
7.6 Insurance:
3) In low lying and heavy rainfall areas the floors should be preferably
elevated.
5) The shed should be 10 ft. high and should have good ventilation.
10) Give adequate space for the animals. The housing space required
for
10. Avoid the kidding during peak periods of summer and winter.
6. Kids should be fed colostrum upto 5 days of age. Later on they can
be put on Kid starter rations.
1.Be on the alert for signs of illness such as reduced feed intake, fever,
abnormal discharge or unusual behaviour.
3. Breed the animals 12 hours after the onset of the first symptoms of
heat for maximum conception.
VIII.Marketing:
Annexure I
(inthousands)
Annexure II
Annexure III
1. GENERAL
i) Name of the sponsoring bank
(a) Capability
(b) Experience
2. TECHNICAL ASPECTS
a) Animals
v) Proposed Breed
viii) Insurance
b) Production parameters
d) Housing
i) Type of housing
e) Equipment needed
i) Water troughs
3. FINANCIAL ASPECTS
i) Unit cost
a)
b)
c)
Total
Tota
l
a) Profitability ratio
i) GP ratio
ii) NP ratio
c) Whether Income tax & other tax obligations are paid upto date
i) Rate of interest
4. INFRASTRUCTURAL FACILITIES
a) Availability of animals
i) Source
iii) Distance
b) Grazing/fodder land
i) Adequacy
v) Green fodder:
b) Feeding
i) Type of feeds
ii) Source
iii) Cost/animal/year
i) Source
ii) Place
iii) Distance
iv) Type of services available
v) Availability of staff
vi) Cost/animal/year
d) Marketing
ii) Place
iii) Distance
- Culls
- Fattened kids
e) Other aspects
i) Source of technical
guidance
- Source
- Periodicity
- Duration
M - MaleF-Female
Annexure - VI
Annexure - VIIa
Annexure - VIIb
Buck-20 s.ft./buck 2
Kids-4s.ft/kid 68
(Thatch roof)
2 Equipment -- 52 10 520
3 Cost of Animals Does 50 1600 80000
Buck 2 44 176
5 Veterinary aid 52 20 1,040
6 Fodder Per season for two 2 9,000
cultivation acres & for 3
seasons
7 Supplementary Does-6.75 kg/month 50 5 5063
for 3 months
Annexure - VIIc
No. of Bucks 2
No. of Does 50
A. Production Traits
i Age at Maturity (Months) 10-12
ii Kidding interval (Months) 8
iii Kidding percentage 85
iv Twinning percentage 60
v No. of kiddings per year 1.5
vi Sex ratio 1:1
vii Mortality(%) Adults 5
Kids 15
viii Saleable age of kids (months) 8-9
ix Culling of does (% per year) from second 20
year onwards
B. Expenditure norms
i Space requirement (st.per head)
Buck 20
Doe 10
Kids 4
ii Cost of construction (Rs.per sft) 35
iii Cost of equipment (Rs.per adult animal) 10
iv a) Cost of green fodder cultivation 1,500
(Rs./acre/season)
2
b) No. of acres
v Concentrate feed :
C. Income norms :
i Sale price of Bucklings (Rs./kid) 1000
ii Sale price of Doelings (Rs./kid) 900
iii Sale of culled does (Rs./doe) 1200
iv Sale price of culled Buck (Rs./buck) 1500
v Sale value of male/female kids (Rs./kid) 600
vi Income from manure is not assumed as it
D. Repayment norms:
i Repayment period (years) 6
ii Grace Period (years) 1
iii Interest rate(%) 12
* Excludes the capitalised cost for fodder cultivation for one season,
supplementary feed, insurance, veterinary aid, labour wages and Misc.
expenses. .
Annexure – VIII
Annexure - VIII