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    State of Credit Infographic 2016

    Uploaded by

    Pendi Agarwal
    Experian credit 2016

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd

    State of Credit Infographic 2016

    Uploaded by

    Pendi Agarwal
    24 views1 page
    Experian credit 2016

    Copyright

    © © All Rights Reserved

    Available Formats

    PDF, TXT or read online from Scribd

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    Experian credit 2016

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Download as pdf or txt
    24 views1 page

    State of Credit Infographic 2016

    Uploaded by

    Pendi Agarwal
    Experian credit 2016

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Download as pdf or txt
    of 1

    Experian’s 7th Annual

    Experian’s seventh annual analysis ranks the top and bottom cities and
    explores how the nation is faring when it comes to credit management.

    VantageScore® national
    average up four points
    from last year
    669 to 673 000673

    2.35 1.51 $
    39,216 30%
    Number of Number of Average debt Utilization
    bankcards retail cards per consumer rates remained
    per consumer per consumer Up 0.59% consistent at
    Average balance: Average balance: from $38,987 30 percent.
    $5,551 $1,081

    MADISON, WI
    The city increased its
    LAS VEGAS, NV average score from
    Las Vegans 699 to 702 (0.46%),
    increased their knocking Cedar Rapids, Iowa,
    average score from out of the top rankings.
    636 to 645 (1.41%).
    Las Vegas climbed out of the
    bottom 10 this year, moving up
    10 spots from its 2015 ranking.

    Top 10 Cities by Highest Credit Score


    1 Mankato, MN . . . . . . . . . . . . . . . . . 708 6 Duluth, MN . . . . . . . . . . . . . . . . . . . 703

    2 Rochester, MN . . . . . . . . . . . . . . . . 708 7 Sioux Falls, SD . . . . . . . . . . . . . . . . 703

    3 Minneapolis, MN . . . . . . . . . . . . . 707 8 La Crosse, WI . . . . . . . . . . . . . . . . . 703

    4 Green Bay, WI . . . . . . . . . . . . . . . . 704 9 Fargo, ND. . . . . . . . . . . . . . . . . . . . . 703

    5 Wausau, WI. . . . . . . . . . . . . . . . . . . 704 10 Madison, WI . . . . . . . . . . . . . . . . . . 702

    Bottom 10 Cities by Lowest Credit Score


    1 Greenwood, MS . . . . . . . . . . . . . . 622 6 Monroe, LA . . . . . . . . . . . . . . . . . . . 639

    2 Albany, GA . . . . . . . . . . . . . . . . . . . . 624 7 Alexandria, LA . . . . . . . . . . . . . . . . 639

    3 Harlingen, TX . . . . . . . . . . . . . . . . . 631 8 Bakersfield, CA . . . . . . . . . . . . . . . 639

    4 Riverside, CA . . . . . . . . . . . . . . . . . 632 9 Corpus Christi, TX . . . . . . . . . . . . 639

    5 Laredo, TX . . . . . . . . . . . . . . . . . . . . 635 10 Shreveport, LA . . . . . . . . . . . . . . . . 640

    Generational Insights

    Silent Generation Baby Boomers Generation X Generation Y Generation Z

    VantageScore 730 700 655 634 631

    Number of
    credit cards 1.91 2.93 2.56 2.02 1.29

    Average balance
    on credit cards $3,780 $6,889 $6,866 $3,542 $1,682

    Revolving
    utilization 16 29 37 36 36

    Average debt $32,757 $42,628 $42,412 $32,698 $14,446

    Average number
    of retail cards 1.12 1.82 1.65 1.34 1.24

    Retail debt $660 $1,166 $1,347 $942 $402

    For more information, visit


    www.LiveCreditSmart.com.

    Experian® is the leading global information services company, providing


    data and analytical tools to clients in more than 80 countries. The company
    helps businesses to manage credit risk, prevent fraud, target marketing
    offers and automate decision-making. Experian also helps individuals to
    check their credit report and credit score and protect against identity theft.

    © 2016 Experian Information Solutions, Inc. All rights reserved. Experian and the • VantageScore® is a registered trademark of VantageScore Solutions, LLC.
    Experian marks used herein are trademarks or registered trademarks of Experian • VantageScore range: 300–850
    Information Solutions, Inc. Other product and company names mentioned herein • Average debt includes all nonmortgage debts.
    are the property of their respective owners.

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