Business Profile(BPO Division)

Krystal Integrated Services Pvt. Ltd.

Krystal Integrated Services Pvt. Ltd., in response to ever increasing need of High quality
business with minimum cost formed a Business Process Outsourcing division in the year
2002at Mumbai, Maharashtra.

The state of the art infrastructure selected is both scalable and flexible providing
for small to corporate sized enterprises. It has a distinct location advantage being in the
heart of the India’s financial capital, Mumbai.

We bring to the world a whole new class of services and a unique approach to customer
satisfaction. We serve to the world and an extensive portfolio of services in the most
professional manner and also adhering to the industry standards. We share our
knowledge of offshore development, our deep project management experiences,
processes and methodology and wide network of personnel sources to ensure an
outsourcing strategy that works for our clients. With strong plans of investing in people
and technology, our strategy revolves around an inexorable commitment to provide
superior services using world-class technology. The aim is to build a culture, based on
our values of integrity and trust; supported by action with results.

Krystal provides Inbound and Outbound Voice based services, Web based and E-mail
based services, Back-Office services and services related to Data Processing and Data
Analytics. Based on our rich domain understanding and vast experience, we provide
following solutions among others to corporations of any size across the globe.
 Banking  Inbound (Technical Trouble
 Communication Services Shooting)
 Insurance  Value base Dunning (Collections
 Health care Outbound)
 Business Development  Sales (Outbound)
 Customer Care  Relationships Manager
 Human Resource (Personalised Service)
 Research  Data Entry
 Address Verification  Scanning
 CAF Pickup  Data Storage
 Time base Dunning (Collections  Verification
Outbound)  Documentation
  Scanning  Sales (Outbound)

Services
Krystal, is a commercial centre, with back-up facilities. It is a fully servicing outsourced
Contact Centre company, committed to providing superior value to our clients. Besides
the cost advantage, our services ensure quick and accurate responses to our clients'
customers. Through inventive tools, we deliver long-term sustainable benefits to our
clients.

Solutions come in different services, in order to meet the diverse needs of individual
Clients. Krystal has a complete solution to providing a different service all together.

Our existing and prospective clients can make significant savings by using our extensive
range of call centre, back office and facility management solutions.

Our contact centre offer businesses a full range of management services to drive sales
growth, customer services and back office operations. In addition, we can provide a full
IP network to enhance and expand company communications.

Outbound Services
Telecom
- Telemarketing lead management - Product Promotion
- Lead Generation / Qualification of - Research Surveys and Polling
telemarketing lead lists - Customer Satisfaction
- Decision Maker Contacts - Telephone and Web Based
- Appointment Scheduling Business Development
- Debt Collection Services - Up Sell/Cross Sell Campaigns
- Database Selling - Direct Mail Follow-up
- Market Intelligence Services -Seminar Population

Banking/FSS (Retail Banking, Mortgage, Credit Cards, travels & tourism)

- Debts follow ups - Customer service management
- Tele banking for international banks, software
- Lead generation firms, telecom service providers,
- Cold calling credit card companies etc.
- Script development - Airline ticketing and reservations
- Plan management - Database cleansing and updating
- Up selling - Third party verification
- Plan migration - Record verification
- Payment follow ups - - Fraud detection /prevention Calls
- Welcome / thank-you calls - Continuity sales calls

Inbound Services
Finance & Accounts
- Accounts Payable - Fixed Assets
-T&E - General Accounting
- Order Processing - Subsidiary Accounting
- Billing - Joint Venture Accounting
- Accounts Receivable - Reporting
- Collections - Reconciliations
- Cash & Banking - FP & A
- Scanning

CRM
- Customer Care - Sales Support – Consultative
- Dispute Resolution Selling, Up Selling / Cross Selling
- Order Management - Ticketing
- E-Commerce - Reservation
- Warranty Services - Loyalty Program
- Customer Analytic - Frequent Flyer Program
- Billing & Payments - Customer Feedback Program
- Order Processing Multi lingual Support – French &
- Refunds German

Tech Support
- Level 1,2,3, Support - Product Installation Questions
- Helpdesk Support - Product Activation
- 3rd Part Software Troubleshooting - Support for Multiple Platforms
- Remote Desktop Troubleshooting - Service Dispatch
- Warranty configuration & Sales - Cross Sell / Up Sell
- Consumer Tech Support

Telecom (Wireless, ISP)

- Order Fulfillment - Time base Dunning (Collections
- Plan Swaps Outbound)
- Account Modifications - Value base Dunning (Collections
- Warranty Exchanges Outbound)
- Correspondence Management - Sales (Outbound)
- Address Verification - Relationships Manager (Personalised
- CAF Pickup Service)
- Customer Data Verification - Churn Management
- Offline Handset Programming - Fault Management
- Phone Activation

Insurance (Health)
- Claims Registration - Data Storage
- Claim Adjudication - New Policy Setup
- Claims Data Entry - Policy Owner Service
- Claims Data Validation - Funds Management
- Claims Data Correction Administration - HAS, FSA, HRA
- Coordination of Benefits - Dispute Resolution
- Data Entry - Claim Settlement
- Scanning

Banking / FSS (Retail Banking, Mortgage, Credit Cards)

- Account Opening / Maintenance - Documentation
- Back-office Process for Post Close - Processing of Accounts Generated by
Audits Telesales
- Verification of Details / Update to - Data Processing
Credit Bureaus - Account Activation
-Verification - Credit Disputes Business Profile

Receivables Management
- Card Collections – Inbound & Outbound: Collections of Overdue /
Delinquent amounts from Credit Card Customers.
- Bank Collections – Responsible for the collection of overdue amounts
from loans / overdrafts.

International
-Sales (Outbound)
-Inbound (Technical Trouble shooting)

Technology
We focus on using technology in a way that translates into real business benefits for our
clients. Advanced technology gives our client complete confidence that their customers
will receive a reliable, quality service with state of the art functionality and
efficiency.
Krystal developed an information technology infrastructure in order to make a
scalability platform and offer highly diverse and reliable connectivity solutions to its
clients.

Our network ensures 100% reliability with dedicated 1 MBPS ADSL broadband providing
total quality transmission.
Our contact centre is fully equipped with Dual Core Assembled workstations and dual
processing servers. Our network is one of the latest advancements in the IT industry
using the new enhance CAT6 caballing for lighting speeds of data transfer.

Technology highlights:
 An industry renowned predictive dialer Altitude solution which aids the outbound
campaign excel and achieve maximum productivity
 Enhanced CAT6 cabling for voice and data transfer over internet and LAN
 Round the clock support 24 hours a day, 7 days a week, 365 days a year
 We have a state of art logger to monitor all the calls incoming outgoing
to monitor the performance and train the agents to catch perfection
 Dual Core Assemble workstations with IBM and HP Quad core processing servers

Infrastructure
Krystal’s infrastructure combines state-of-the art facilities with security to ensure that
your customer's data is secured along with your business. Krystal has invested heavily to
ensure an excellent, world-class BPO facility, which caters to the needs of our esteemed
clientele.Our state of the art infrastructure supported by the latest in technology. Our
migration process is thoroughly thought out and planned to the smallest detail. We
strongly believe in holding your hand through the migration of your functions step by
step offering guidance, expertise and support accurately and efficiently. Krystalis
unique in its approach because it understands the culture and ethics of its offshore
centre.

Facility Highlights:
The salient features of our BPO facility are:
 Seating Capacity of 150 people at any given time.
 1 Training Room with a capacity of 20 people at a time.
 8 Support Staff Cubicles.
 1 Cabin for Manager.
 Cafeteria has a Seating capacity of 10 people at a time.
Quality
Krystal’s Quality Assurance Team ensures that every agent delivers quality service at
every customer contact. Our Customer Service Agents are considerate problem solvers.
We only employ highly skilled agents who provide superior customer care.

We train our agents to efficiently track customer service requests and immediately
route customer queries based on their training and expertise.

Our devotion to training produces superior customer service. Agents receive 4 weeks of
in-depth training on core skills, including communication, customer service and sales.
Krystal provides extensive training on client programmes and on-going training and
quality improvement.

We have an in-house quality monitoring process that utilizes formal instruments of

measurement. This process establishes exceptional quality levels and tracks an agent’s
performance based on the following criteria:
 Competence levels
 Communication with customers
 Call control skills
 Product or service knowledge
 Overall professional conduct and performance
 Stringent monitoring program
 Restricted Data Center Access
 Dedicate Quality Assurance