Car Insurance

Relax. We’ve got you covered.
Mr. Gokulnath Aravind

NO:3/98 MIDDLE STREET,JEGAVEERAPANDIAPURAM
MELASEITHALAI, OTAPIDARAM
TUTICORIN 628722, Tamil Nadu
Contact: +91 9841417001 /9841417001
Dear Gokulnath,
A warm welcome from all of us.
You’ve made a great choice by selecting Edelweiss Private Car Package Insurance. Your Policy No. is
900058273.
We’re going to do our best to provide you amazing service at all times. Count on us to always give you
the full picture, and to be completely fair and honest.
After reading this letter, do take a little time to download and go through the relevant policy information
on our website www.edelweissinsurance.com. It will help you know all the important details of the cover
you now enjoy. We know that insurance documents can make simple things sound difficult, but we really
think you should read them, because this is important!
The above information bears the main features and benefits, of course, and just as importantly, the
features which are not covered under your policy.
You can download the relevant policy information by following the steps given below:
· Visit www.edelweissinsurance.com
· Visit product page
· Select the desired product
· Download the relevant policy information
We’re just a call or an email away if you need to ask us something.

Write to us at support@edelweissinsurance.com or call us at 1800 12000.
Once again, we’re delighted to have you with us.
Warm regards,
Shubhdarshini Ghosh
Executive Director & CEO
Edelweiss Private Car Package Insurance UIN No:IRDAN159P0002V01201819

Edelweiss General Insurance Company Limited, Corporate Office: 5th Floor,Tower 3, Kohinoor City Mall, Kohinoor City, Kirol Road, Kurla (West),Mumbai -
400 070, Registered Office: Edelweiss House, Off CST Road, Kalina, Mumbai - 400 098, IRDAI Regn. No.:159, CIN: U66000MH2016PLC273758,Reach us on:
1800 12000, Email: support@edelweissinsurance.com, Website: www.edelweissinsurance.com , Issuing/Corporate Office: +91 22 2286 4400, Grievance
Redressal Officer: +91 22 4931 4422, Dedicated Toll-Free Number for Grievance: 1800 120 216216. Trade logo displayed above belongs to Edelweiss
Financial Services Limited and is used by Edelweiss General Insurance Company Limited under license.
Objects in
this document
are simpler
than they seem.
Edelweiss Private Car Package Policy Schedule

We know you just want to see what date your policy is valid till. But it will take just a little longer
to go through the rest of it. Also, it would be great if you saved a soft copy to your phone.
Intermediary Name: Motor Direct Chennai

Intermediary Reference Code: 2210001128 Contact No.: 180012000
Policy Details
Policy Servicing Office: Chennai Policy number: 900058273
Period of Insurance: From 20-Dec-2019 00:00:00 to 19-Dec-2020 23:59:59

Period of Insurance CPA Cover: From 20-Dec-2019 00:00:00 to 19-Dec-2020 23:59:59
Insured Name: Mr. Gokulnath Aravind
Insured Address: NO:3/98 MIDDLE STREET,JEGAVEERAPANDIAPURAM, MELASEITHALAI, OTAPIDARAM, TUTICORIN

628722, Tamil Nadu
Customer ID: 1000180383 Customer GST no: NA

Co-insurance Details: NA Policy Issued On: 14-Dec-2019
Person involved in Sales/ Motor Direct Chennai Proposal/Cover Note No.: 14203017
Intermediary Details: (Code - 2210001128)
Vehicle Details
Registration Mark Engine Chassis Make Model Variant CC Year of Seating IDV
& Place of Registration No No Manufacture Capacity
including
driver
MAKDF25 1.5 S MT
TN 10 AM 9378 N15A1203
5LDN0222 HONDA AMAZE DIESEL 1498 2013 5 `346725.00
Chennai South West 8118
77 BS-IV
Insured’s Declared Value
For the Vehicle For Trailers Non-electrical Electrical/Electronic Value of CNG Total Sum
Accessories Accessories /LPG Kit Assured
`346725.00 `0 `NA `NA `NA `346725.00

How have we worked out your premium?
‘Own Damage’, as the term suggest, covers harm or loss to your own vehicle
‘Liability’ means the damage to someone else.
A. Own Damage B. Liability

Base Premium on Vehicle `4,183.06 Base Premium including `3,221.00
and Accessories Premium for TPPD Vehicle
Total `4,183.06 Total `3,221.00
Add: Add:
Subtotal (additions) `0.00 PA
Premium for Add-ons 1) PA Owner Driver `220.00
1) Depreciation Protect `2,253.71 2) PA Unnamed Passenger `25.00
2) Consumable Expenses Protect `495.00 Sub Total (additions) `245.00
3) Road Side Assistance `110.00 Total `245.00
Subtotal (additions) `2,858.71
Less:
4) No Claim Bonus Discount ( %) `836.61
Subtotal (deductions) `836.61
TOTAL OWN DAMAGE PREMIUM `6,205.16 TOTAL LIABILITY PREMIUM `3,466.00
PACKAGE PREMIUM (A+B) `9,671.16
CGST Amount @ 9% `870.40
UT/SGST Amount @ 9% `870.40
FINAL PREMIUM `11,411.96
Consolidated Stamp duty Paid vide Letter of Authorisation No. CSD/58/2019/2552/19
Stamp Duty
dated 07-Jun-2019 at General Stamp Office, Mumbai.
Geographical Area: India No Claim Bonus:836.61 Compulsory Deductible:1,000.00

Voluntary Deductible:0.00 Additional Compulsory Deductible:0.00
We know you like a little extra!

So, here are the Add-Ons that you have chosen with your policy.
Depreciation Protect Consumable Expenses Protect
Road Side Assistance

Did you love someone else before we met?
It’s OK, we’ll deal with it. Here are the details of your last insurer.
Previous Policy No.: 120321823110068442 Previous Policy Expiry Date: 19-Dec-2019

Previous Insurer-Name: Reliance General Insurance Co. Ltd.
Who’s your nominee?

It’s always good to have a Nominee, and you did the
right thing by naming one. Given below are the details.
Name and Age of Nominee: PREMNATH & 36 Years Relationship: Brother
Name of Appointee (If Nominee is minor): NA
Relationship to the Nominee: NA
Red, orange or green?

What kind of loss/damage is covered, and what isn’t? As a thumb rule here
are a few things you should remember.
·Calculation of Depreciation:
If the loss/damage to your vehicle is partial, here's how we calculate the depreciation (unless its covered in your Add-ons).
- For Rubber/Nylon/Plastic parts, Tyres & Tubes, Batteries and Air Bags: 50%
- For Fibre Glass parts: 30%
- For everything made of glass: Nil
Depreciation for all other parts, including wooden ones, is up to a maximum of 50%, depending on how old the car is. If you need to
have your car painted, depreciation of 50% will apply only on the cost of materials. If you get one combined bill for painting, we'll
consider 25% of the total bill amount as material cost, and apply depreciation on it.
· Use of the vehicle:
The Policy covers the use of the vehicle for any purpose except Motor Trade, Hiring or Reward, Carrying Goods (other than samples
or personal luggage), Organized Racing, Pacemaking, Speed Testing, Reliability Trials etc.
· Who can drive?

The driver can be anybody including the insured, provided he/she holds an effective driving license at the time of the accident and is
not disqualified from holding a license. However, the driver must satisfy the requirements of Rule 3 of the Central Motor Vehicles
Rules, 1989.
· Loss/damage to others:
Section II-1 (i) of your policy, covers you for liability in case of loss/damage to someone else’s property, or unlimited liability for injury/
death to other third parties in case you have an accident.

This is most important! Slow down here.
The Insured is not indemnified if the vehicle is used or driven otherwise than in accordance with this Schedule. Any payment made by
the Company by reason of wider terms appearing in the Certificate in order to comply with the Motor Vehicle Act, 1988 is recoverable
from the Insured. See the clause headed "AVOIDANCE OF CERTAIN TERMS AND RIGHT OF RECOVERY".
"Warranted that the Assured named herein/owner of the vehicle insured holds a valid Pollution Under Control (PUC) Certificate on the
date of commencement of the Policy, renews and maintains valid and effective PUC Certificate during the of the Policy. If the PUC is
not found valid on the date of loss, the company shall repudiate any claim made under the Policy".
What does this mean?
Quite simply, your policy is not valid if it is not used as per the terms of this policy schedule such as, giving your car out on rent,
using it for training, racing or any other commercial use.
Subject to EGICG.01 , EGICG.08 , EGICG.11 , IMT -16 , IMT - 22 Endt. Nos. & Memorandum..... printed/herein/attached
Date and Signature of proposal: 14-Dec-2019

in Witness whereof this Policy has been signed at: Chennai this Date : 14-Dec-2019
Receipt No.PP137855 Date: 14-Dec-2019
I/We hereby certify that the Policy to which this Certificate relates as well as this Certificate of Insurance are issued in accordance with
the provisions of Chapter X and Chapter XI of M.V. Act, 1988.
Address of Issuing Office: NA
Date of Issue: 14-Dec-2019
For more details

scan this QR code
For Edelweiss General Insurance Company Limited
Signature Not Verified

Digitally signed by DS EDELWEISS GENERAL INSURANCE COMPANY LIMITED
Date: 2019.12.14 17:39:55 IST
Reason: Authentication
Location: Mumbai
Authorized Signatory
Tax is not payable under reverse charge by the recipient

GST Registration No.: 33AAECE2328J1ZV HSN/SAC Code : 9971
Description of Good or Service : General Insurance Service
Place of Supply
State Tamil Nadu Code 22


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Relax. We’ve got you covered.

Mr. Gokulnath Aravind

A warm welcome from all of us.

We’re just a call or an email away if you need to ask us something.

Edelweiss Private Car Package Insurance UIN No:IRDAN159P0002V01201819

Edelweiss Private Car Package Policy Schedule

Intermediary Name: Motor Direct Chennai

Period of Insurance: From 20-Dec-2019 00:00:00 to 19-Dec-2020 23:59:59

Insured Address: NO:3/98 MIDDLE STREET,JEGAVEERAPANDIAPURAM, MELASEITHALAI, OTAPIDARAM, TUTICORIN

Customer ID: 1000180383 Customer GST no: NA

Edelweiss Private Car Package Insurance UIN No:IRDAN159P0002V01201819

A. Own Damage B. Liability

Total `4,183.06 Total `3,221.00

Geographical Area: India No Claim Bonus:836.61 Compulsory Deductible:1,000.00

We know you like a little extra!

Depreciation Protect Consumable Expenses Protect

Road Side Assistance

Edelweiss Private Car Package Insurance UIN No:IRDAN159P0002V01201819

Previous Policy No.: 120321823110068442 Previous Policy Expiry Date: 19-Dec-2019

Who’s your nominee?

Red, orange or green?

· Who can drive?

Edelweiss Private Car Package Insurance UIN No:IRDAN159P0002V01201819

Date and Signature of proposal: 14-Dec-2019

Address of Issuing Office: NA

Date of Issue: 14-Dec-2019

For more details

For Edelweiss General Insurance Company Limited

Signature Not Verified

Tax is not payable under reverse charge by the recipient

Edelweiss Private Car Package Insurance UIN No:IRDAN159P0002V01201819

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