CONNOR SHELTON Visit us at www.syncbank.

com/amazon
xxxx xxxx xxxx 2562 Customer Service: 1-866-634-8379
Account Number

Summary of Account Activity Payment Information

Previous Balance $97.26 New Balance $28.76
- Payments $70.00 Total Minimum Payment Due $27.00
+ Fees Charged $1.50 Payment Due Date 02/10/2020
New Balance $28.76
Late Payment Warning: If we do not receive your Total
Credit Limit $1,900.00 Minimum Payment Due by the Payment Due Date listed above,
Available Credit $1,871.00 you may have to pay a late fee up to $38.00.
Statement Closing Date 01/17/2020 Minimum Payment Warning: If you make only the minimum
Days in Billing Cycle 30 payment each period, you will pay more in interest and it will
take you longer to pay off your balance. For example:

If you make no You will pay off And you will end
additional charges the balance up paying an
using this card shown on this estimated total
and each month statement in of ...
you pay ... about ...

Only the minimum 2 months $29.00

payment

If you would like information about credit counseling

services, call 1-877-302-8775.

Rewards Summary Rewards Explained

Rewards Earned YTD $0.00 Amazon Prime Cardholders can earn 5% Back on
eligible Amazon.com purchases, and also earn
Previous Rewards Balance $4.86 Bonus Rewards by purchasing select items at
+ 5% Rewards Earned $0.00 Amazon.com. Bonus Rewards are earned
- Rewards Redeemed $0.00 in addition to the 5% Back benefit.
= Current Rewards Balance $4.86
Visit amazon.com or www.syncbank.com/amazon
to redeem available rewards. For more details about the
5% Back program, visit www.amazon.com/storecard.

PAYMENT DUE BY 5 P.M. (ET) ON THE DUE DATE.

Notice: We may convert your payment into an electronic debit. See Statement Disclosures link on your eServices Statement
Page for details, Billing Rights and other important information.

Account Number: xxxx xxxx xxxx 7247

Total Minimum Payment Payment Due Date New Balance
Due
$27.00 02/10/2020 $28.76

Save a stamp, pay on-line at

www.syncbank.com/amazon $ .
CONNOR SHELTON
8172 ALMAVILLE RD
MUFREEBORO TN 37160
Make Payment to: SYNCHRONY BANK/AMAZON
PO BOX 960013
ORLANDO, FL 32896-0013
24703
1017577
000604578
000270000002876
00027000002500
Transaction Summary
Tran Date Post Date Reference Number Description of Transaction or Credit Amount

PAYMENTS AND CREDITS

12/23 12/23 P934200B500XS6H14 ONLINE PYMT-THANK YOU ATLANTA GA ($45.00)
01/14 01/14 P934200QY00XS6H0Y ONLINE PYMT-THANK YOU ATLANTA GA ($25.00)
TOTAL PAYMENTS AND CREDITS ($70.00)
FEES
01/17 01/17 MINIMUM INTEREST CHARGE $1.50
TOTAL FEES FOR THIS PERIOD $1.50
INTEREST CHARGED
01/17 01/17 INTEREST CHARGE ON PURCHASES $0.00
TOTAL INTEREST FOR THIS PERIOD $0.00

2020 Totals Year-to-Date

Total Fees Charged in 2020 $1.50

Total Interest Charged in 2020 $0.00
Total Interest Paid in 2020 $0.00

Interest Charge Calculation

Your Annual Percentage Rate (APR)is the annual interest rate on your account.
Expiration Annual Balance Subject Interest
Type of Balance Date Percentage Rate to Interest Rate Charge
Regular Purchase NA 27.49% (v) $27.55 $0.62
(v) = Variable Rate

New Promotional Financing Plans

Eligible card purchases may be billed under one of the following promotions: No Interest if Paid in Full within 6, 12, or 24
months. Under each of these promotions, if the promotional balance is not paid in full within the promotional period, interest will
be imposed from the date of purchase at a rate of 27.49%. If a (v) is shown after your APR in the Interest Charge Calculation
section of this billing statement, the APR is a variable rate and will vary with the market based on the Prime Rate. Minimum
monthly payments are required. See promotional advertising for further details.

Cardholder News and Information

PLEASE READ THE IMPORTANT CHANGE-IN-TERMS NOTICE INCLUDED ON THIS BILLING STATEMENT. THIS
NOTICE MAKES CHANGES TO THE CARDHOLDER AGREEMENT GOVERNING YOUR ACCOUNT.
Synchrony Bank may continue to obtain information, including employment and income information from others about you
(including requesting reports from consumer reporting agencies and other sources) to review, maintain or collect your account.

Cardholder Benefits and Information

Manage your account online at www.syncbank.com/amazon. Check your balance, view your statements, pay your bill, update
your personal information and more!

As an Amazon Prime Store Cardholder, any 5% back rewards you may have earned in this billing cycle will be displayed in the
5% Rewards Earned line of the Rewards Summary section above. Not an Amazon Prime Store Cardholder? Visit
www.amazon.com/storecard to learn how to upgrade today.

Use your Amazon Prime Store Card to pay in more places! Amazon Prime Store Cardholders can now use their card to pay
for transactions with many merchants who offer Pay with Amazon. When using Pay with Amazon, select your Amazon Store
Card as a payment option once you've signed in using your Amazon credentials. Visit http://payments.amazon.com/storecard
to see eligible sites.

5484
Important Changes to Your Account Terms
The following is a summary of changes that are being made to your account terms.

Unless otherwise noted, these changes will take effect on 03/18/20.

Revised terms as of 03/18/20 :

Revised Terms
Late Payment Up to $39.
Fee

Additional Information about the Late Payment Fee change

We are increasing the Late Payment Fee applicable to your account. The Late Payment Fee terms
in your credit card agreement will be replaced with the Late Payment Fee terms shown below.
Please keep this important document for your records.

"We will charge this fee if we do not receive the total minimum payment due on your account by 5
p.m. (ET) on the due date. This fee is equal to:

1. $28, if you have paid your total minimum payment due by the due date in each of the prior six
billing cycles.
OR
2. $39, if you have failed to pay your total minimum payment due by the due date in any one or
more of the prior six billing cycles.

The late payment fee will not be more than the total minimum payment that was due."

Minimum Payment Calculation: We are increasing the total minimum payment on your account.
The Minimum Payment Calculation terms in your credit card agreement will be replaced with the
Minimum Payment Calculation terms shown below. Please keep this important document for your
records.

"Your total minimum payment is calculated as follows.

The greater of:

1. $28, or $39 (which includes any past due amounts) if you have failed to pay the total minimum
payment due by the due date in any one or more of the prior six billing cycles.
OR
2. The sum of:
a. Any past due amounts; PLUS
b. 1% of your new balance shown on your billing statement (excluding any balance in connection
with an Equal Payment Offer); PLUS
c. Any payment due in connection with an Equal Payment Offer; PLUS
d. Any late payment fees charged in the current billing cycle; PLUS
e. All interest charged in the current billing cycle.
We round up to the next highest whole dollar in figuring your total minimum payment. Your total
minimum payment will never be more than your new balance. Payments required in connection with
an Equal Payment Offer will not be increased to, but may be included in, the $28 or $39 minimum
amount otherwise due."