LOAN AMORTIZATION SCHEDULE

ENTER VALUES LOAN SUMMARY

Loan amount $1,400,000.00 0 Scheduled payment $18,500.00
Annual interest rate 3.00% Scheduled number of payments 85
Loan period in years 7 Actual number of payments 85
Number of payments per year 12 Total early payments $0.00
Start date of loan 10/1/2018 Total interest $153,871.20

Optional extra payments LENDER NAME Woodgrove Bank

PMT BEGINNING SCHEDULED EXTRA TOTAL CUMULATIVE

PAYMENT DATE PRINCIPAL INTEREST ENDING BALANCE
NO BALANCE PAYMENT PAYMENT PAYMENT INTEREST
1 10/1/2018 $1,400,000.00 $18,500.00 $0.00 $18,500.00 $15,000.00 $3,500.00 $1,385,000.00 $3,500.00
2 11/1/2018 $1,385,000.00 $18,500.00 $0.00 $18,500.00 $15,037.50 $3,462.50 $1,369,962.50 $6,962.50
3 12/1/2018 $1,369,962.50 $18,500.00 $0.00 $18,500.00 $15,075.09 $3,424.91 $1,354,887.41 $10,387.41
4 1/1/2019 $1,354,887.41 $18,500.00 $0.00 $18,500.00 $15,112.78 $3,387.22 $1,339,774.62 $13,774.62
5 2/1/2019 $1,339,774.62 $18,500.00 $0.00 $18,500.00 $15,150.56 $3,349.44 $1,324,624.06 $17,124.06
6 3/1/2019 $1,324,624.06 $18,500.00 $0.00 $18,500.00 $15,188.44 $3,311.56 $1,309,435.62 $20,435.62
7 4/1/2019 $1,309,435.62 $18,500.00 $0.00 $18,500.00 $15,226.41 $3,273.59 $1,294,209.21 $23,709.21
8 5/1/2019 $1,294,209.21 $18,500.00 $0.00 $18,500.00 $15,264.48 $3,235.52 $1,278,944.73 $26,944.73
9 6/1/2019 $1,278,944.73 $18,500.00 $0.00 $18,500.00 $15,302.64 $3,197.36 $1,263,642.10 $30,142.10
10 7/1/2019 $1,263,642.10 $18,500.00 $0.00 $18,500.00 $15,340.89 $3,159.11 $1,248,301.20 $33,301.20
11 8/1/2019 $1,248,301.20 $18,500.00 $0.00 $18,500.00 $15,379.25 $3,120.75 $1,232,921.95 $36,421.95
12 9/1/2019 $1,232,921.95 $18,500.00 $0.00 $18,500.00 $15,417.70 $3,082.30 $1,217,504.26 $39,504.26
13 10/1/2019 $1,217,504.26 $18,500.00 $0.00 $18,500.00 $15,456.24 $3,043.76 $1,202,048.02 $42,548.02
14 11/1/2019 $1,202,048.02 $18,500.00 $0.00 $18,500.00 $15,494.88 $3,005.12 $1,186,553.14 $45,553.14
15 12/1/2019 $1,186,553.14 $18,500.00 $0.00 $18,500.00 $15,533.62 $2,966.38 $1,171,019.52 $48,519.52
16 1/1/2020 $1,171,019.52 $18,500.00 $0.00 $18,500.00 $15,572.45 $2,927.55 $1,155,447.07 $51,447.07
17 2/1/2020 $1,155,447.07 $18,500.00 $0.00 $18,500.00 $15,611.38 $2,888.62 $1,139,835.69 $54,335.69
18 3/1/2020 $1,139,835.69 $18,500.00 $0.00 $18,500.00 $15,650.41 $2,849.59 $1,124,185.28 $57,185.28
19 4/1/2020 $1,124,185.28 $18,500.00 $0.00 $18,500.00 $15,689.54 $2,810.46 $1,108,495.74 $59,995.74
20 5/1/2020 $1,108,495.74 $18,500.00 $0.00 $18,500.00 $15,728.76 $2,771.24 $1,092,766.98 $62,766.98
21 6/1/2020 $1,092,766.98 $18,500.00 $0.00 $18,500.00 $15,768.08 $2,731.92 $1,076,998.90 $65,498.90
22 7/1/2020 $1,076,998.90 $18,500.00 $0.00 $18,500.00 $15,807.50 $2,692.50 $1,061,191.40 $68,191.40
23 8/1/2020 $1,061,191.40 $18,500.00 $0.00 $18,500.00 $15,847.02 $2,652.98 $1,045,344.37 $70,844.37
24 9/1/2020 $1,045,344.37 $18,500.00 $0.00 $18,500.00 $15,886.64 $2,613.36 $1,029,457.73 $73,457.73
25 10/1/2020 $1,029,457.73 $18,500.00 $0.00 $18,500.00 $15,926.36 $2,573.64 $1,013,531.38 $76,031.38
26 11/1/2020 $1,013,531.38 $18,500.00 $0.00 $18,500.00 $15,966.17 $2,533.83 $997,565.21 $78,565.21
27 12/1/2020 $997,565.21 $18,500.00 $0.00 $18,500.00 $16,006.09 $2,493.91 $981,559.12 $81,059.12
28 1/1/2021 $981,559.12 $18,500.00 $0.00 $18,500.00 $16,046.10 $2,453.90 $965,513.02 $83,513.02
29 2/1/2021 $965,513.02 $18,500.00 $0.00 $18,500.00 $16,086.22 $2,413.78 $949,426.80 $85,926.80
30 3/1/2021 $949,426.80 $18,500.00 $0.00 $18,500.00 $16,126.43 $2,373.57 $933,300.37 $88,300.37
31 4/1/2021 $933,300.37 $18,500.00 $0.00 $18,500.00 $16,166.75 $2,333.25 $917,133.62 $90,633.62
32 5/1/2021 $917,133.62 $18,500.00 $0.00 $18,500.00 $16,207.17 $2,292.83 $900,926.45 $92,926.45
33 6/1/2021 $900,926.45 $18,500.00 $0.00 $18,500.00 $16,247.68 $2,252.32 $884,678.77 $95,178.77
34 7/1/2021 $884,678.77 $18,500.00 $0.00 $18,500.00 $16,288.30 $2,211.70 $868,390.47 $97,390.47
35 8/1/2021 $868,390.47 $18,500.00 $0.00 $18,500.00 $16,329.02 $2,170.98 $852,061.44 $99,561.44
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PMT BEGINNING SCHEDULED EXTRA TOTAL CUMULATIVE
PAYMENT DATE PRINCIPAL INTEREST ENDING BALANCE
NO BALANCE PAYMENT PAYMENT PAYMENT INTEREST
36 9/1/2021 $852,061.44 $18,500.00 $0.00 $18,500.00 $16,369.85 $2,130.15 $835,691.60 $101,691.60
37 10/1/2021 $835,691.60 $18,500.00 $0.00 $18,500.00 $16,410.77 $2,089.23 $819,280.82 $103,780.82
38 11/1/2021 $819,280.82 $18,500.00 $0.00 $18,500.00 $16,451.80 $2,048.20 $802,829.03 $105,829.03
39 12/1/2021 $802,829.03 $18,500.00 $0.00 $18,500.00 $16,492.93 $2,007.07 $786,336.10 $107,836.10
40 1/1/2022 $786,336.10 $18,500.00 $0.00 $18,500.00 $16,534.16 $1,965.84 $769,801.94 $109,801.94
41 2/1/2022 $769,801.94 $18,500.00 $0.00 $18,500.00 $16,575.50 $1,924.50 $753,226.44 $111,726.44
42 3/1/2022 $753,226.44 $18,500.00 $0.00 $18,500.00 $16,616.93 $1,883.07 $736,609.51 $113,609.51
43 4/1/2022 $736,609.51 $18,500.00 $0.00 $18,500.00 $16,658.48 $1,841.52 $719,951.03 $115,451.03
44 5/1/2022 $719,951.03 $18,500.00 $0.00 $18,500.00 $16,700.12 $1,799.88 $703,250.91 $117,250.91
45 6/1/2022 $703,250.91 $18,500.00 $0.00 $18,500.00 $16,741.87 $1,758.13 $686,509.04 $119,009.04
46 7/1/2022 $686,509.04 $18,500.00 $0.00 $18,500.00 $16,783.73 $1,716.27 $669,725.31 $120,725.31
47 8/1/2022 $669,725.31 $18,500.00 $0.00 $18,500.00 $16,825.69 $1,674.31 $652,899.62 $122,399.62
48 9/1/2022 $652,899.62 $18,500.00 $0.00 $18,500.00 $16,867.75 $1,632.25 $636,031.87 $124,031.87
49 10/1/2022 $636,031.87 $18,500.00 $0.00 $18,500.00 $16,909.92 $1,590.08 $619,121.95 $125,621.95
50 11/1/2022 $619,121.95 $18,500.00 $0.00 $18,500.00 $16,952.20 $1,547.80 $602,169.76 $127,169.76
51 12/1/2022 $602,169.76 $18,500.00 $0.00 $18,500.00 $16,994.58 $1,505.42 $585,175.18 $128,675.18
52 1/1/2023 $585,175.18 $18,500.00 $0.00 $18,500.00 $17,037.06 $1,462.94 $568,138.12 $130,138.12
53 2/1/2023 $568,138.12 $18,500.00 $0.00 $18,500.00 $17,079.65 $1,420.35 $551,058.47 $131,558.47
54 3/1/2023 $551,058.47 $18,500.00 $0.00 $18,500.00 $17,122.35 $1,377.65 $533,936.11 $132,936.11
55 4/1/2023 $533,936.11 $18,500.00 $0.00 $18,500.00 $17,165.16 $1,334.84 $516,770.95 $134,270.95
56 5/1/2023 $516,770.95 $18,500.00 $0.00 $18,500.00 $17,208.07 $1,291.93 $499,562.88 $135,562.88
57 6/1/2023 $499,562.88 $18,500.00 $0.00 $18,500.00 $17,251.09 $1,248.91 $482,311.79 $136,811.79
58 7/1/2023 $482,311.79 $18,500.00 $0.00 $18,500.00 $17,294.22 $1,205.78 $465,017.57 $138,017.57
59 8/1/2023 $465,017.57 $18,500.00 $0.00 $18,500.00 $17,337.46 $1,162.54 $447,680.11 $139,180.11
60 9/1/2023 $447,680.11 $18,500.00 $0.00 $18,500.00 $17,380.80 $1,119.20 $430,299.31 $140,299.31
61 10/1/2023 $430,299.31 $18,500.00 $0.00 $18,500.00 $17,424.25 $1,075.75 $412,875.06 $141,375.06
62 11/1/2023 $412,875.06 $18,500.00 $0.00 $18,500.00 $17,467.81 $1,032.19 $395,407.25 $142,407.25
63 12/1/2023 $395,407.25 $18,500.00 $0.00 $18,500.00 $17,511.48 $988.52 $377,895.76 $143,395.76
64 1/1/2024 $377,895.76 $18,500.00 $0.00 $18,500.00 $17,555.26 $944.74 $360,340.50 $144,340.50
65 2/1/2024 $360,340.50 $18,500.00 $0.00 $18,500.00 $17,599.15 $900.85 $342,741.36 $145,241.36
66 3/1/2024 $342,741.36 $18,500.00 $0.00 $18,500.00 $17,643.15 $856.85 $325,098.21 $146,098.21
67 4/1/2024 $325,098.21 $18,500.00 $0.00 $18,500.00 $17,687.25 $812.75 $307,410.95 $146,910.95
68 5/1/2024 $307,410.95 $18,500.00 $0.00 $18,500.00 $17,731.47 $768.53 $289,679.48 $147,679.48
69 6/1/2024 $289,679.48 $18,500.00 $0.00 $18,500.00 $17,775.80 $724.20 $271,903.68 $148,403.68
70 7/1/2024 $271,903.68 $18,500.00 $0.00 $18,500.00 $17,820.24 $679.76 $254,083.44 $149,083.44
71 8/1/2024 $254,083.44 $18,500.00 $0.00 $18,500.00 $17,864.79 $635.21 $236,218.65 $149,718.65
72 9/1/2024 $236,218.65 $18,500.00 $0.00 $18,500.00 $17,909.45 $590.55 $218,309.19 $150,309.19
73 10/1/2024 $218,309.19 $18,500.00 $0.00 $18,500.00 $17,954.23 $545.77 $200,354.97 $150,854.97
74 11/1/2024 $200,354.97 $18,500.00 $0.00 $18,500.00 $17,999.11 $500.89 $182,355.86 $151,355.86
75 12/1/2024 $182,355.86 $18,500.00 $0.00 $18,500.00 $18,044.11 $455.89 $164,311.74 $151,811.74
76 1/1/2025 $164,311.74 $18,500.00 $0.00 $18,500.00 $18,089.22 $410.78 $146,222.52 $152,222.52
77 2/1/2025 $146,222.52 $18,500.00 $0.00 $18,500.00 $18,134.44 $365.56 $128,088.08 $152,588.08
78 3/1/2025 $128,088.08 $18,500.00 $0.00 $18,500.00 $18,179.78 $320.22 $109,908.30 $152,908.30
79 4/1/2025 $109,908.30 $18,500.00 $0.00 $18,500.00 $18,225.23 $274.77 $91,683.07 $153,183.07
80 5/1/2025 $91,683.07 $18,500.00 $0.00 $18,500.00 $18,270.79 $229.21 $73,412.28 $153,412.28
81 6/1/2025 $73,412.28 $18,500.00 $0.00 $18,500.00 $18,316.47 $183.53 $55,095.81 $153,595.81

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PMT BEGINNING SCHEDULED EXTRA TOTAL CUMULATIVE
PAYMENT DATE PRINCIPAL INTEREST ENDING BALANCE
NO BALANCE PAYMENT PAYMENT PAYMENT INTEREST
82 7/1/2025 $55,095.81 $18,500.00 $0.00 $18,500.00 $18,362.26 $137.74 $36,733.55 $153,733.55
83 8/1/2025 $36,733.55 $18,500.00 $0.00 $18,500.00 $18,408.17 $91.83 $18,325.38 $153,825.38
84 9/1/2025 $18,325.38 $18,500.00 $0.00 $18,325.38 $18,279.57 $45.81 $0.00 $153,871.20
85 10/1/2025 $0.00 $18,500.00 $0.00 $0.00 $0.00 $0.00 $0.00 $153,871.20

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PAYMENT DATE PRINCIPAL INTEREST ENDING BALANCE
NO BALANCE PAYMENT PAYMENT PAYMENT INTEREST

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PAYMENT DATE PRINCIPAL INTEREST ENDING BALANCE
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PAYMENT DATE PRINCIPAL INTEREST ENDING BALANCE
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PAYMENT DATE PRINCIPAL INTEREST ENDING BALANCE
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PAYMENT DATE PRINCIPAL INTEREST ENDING BALANCE
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PAYMENT DATE PRINCIPAL INTEREST ENDING BALANCE
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