CONFIRMATION OF PURCHASE OF INSURANCE

E-C/Note No : D02921-20000388
Issue Date & Time : 10 SEP 2020 08:25:47am
Period of Cover : From 20 SEP 2020 To 19 SEP 2021
Vehicle Registration No. : MU6557
Make of Vehicle : YAMAHA Y80
Engine No. : 1HA-034586M Chassis No. : HYA-34586
Capacity : 79 CC Year of Make : 1989
Insured Name : CHIN CHOU MOI
Address : DT-79 DURIAN TUNGGAL,76100,DURIAN TUNGGAL,MELAKA
NRIC/Business Reg No. : 500722-04-5165 / 3331429
Type of Cover : V-TP MOTOR THIRD PARTY
Product : MOTORCYCLE FOR PRIVATE USE
HP Owner : N/A
Sum Insured (RM) : 0
Transaction Type : Renewal
All Claims Excess : RM 0.00
Voluntary Excess : 0.00
Sum Insured (RM) 0 Premium (RM) 36.60
Loading % 100.00 % Loading Amount (RM) 36.60
All Rider (Y/N) Y All Rider Amt (RM) 36.60
NCD % 25.00 % NCD Amt (RM) 27.45

Basic Net (RM) 82.35

Extra Coverage (RM) 0.00

SST 6.00 % SST (RM) 4.94
Stamp Duty (RM) 10.00
Cycle PAC (RM) 13.78

Act Premium (RM) 73.24 Payable Premium (RM) 111.07

Extra Benefits Extra Sum Ins (RM) Extra Premium (RM)

ALL RIDERS 0 0.00
Cycle PAC (including premium for extra coverage whenever is applicable, SST and stamp 5,500.00 13.78
duty)

Named Drivers
ALL RIDERS

Agent : D02921-000 DINAMIS SERVICES AGENCY

Tel No : 06-3175681 06-3175682
Page 1 of 1
THIS IS A COMPUTER GENERATED FORM, SIGNATURE IS NOT REQUIRED.
 MOTORCYCLE
MOTORSIKAL
THE SCHEDULE JADUAL
ORIGINAL COPY SALINAN ASAL

Agent Code (Kod Ejen) : D02921-000 (MELAKA) Date (Tarikh) : 10 SEP 2020
DINAMIS SERVICES AGENCY Receipt No. :
(No. Resit)
Replacing Cover Note No. : D02921-20000388
(Menggantikan Nota Lindung No.) ACT (ACT) : RM 73.24
Policy No. (No. Polisi) : 541400070098-06 Basic Premium : RM 36.60
Loading:100.00% : RM 36.60
The PolicyHolder : CHIN CHOU MOI
(Yang Diinsuranskan)
All Riders : RM 36.60
Address (Alamat) : DT-79 DURIAN TUNGGAL, 76100 DURIAN TUNGGAL,
MELAKA NCD:25.00% : RM 27.45
Business Reg. No. (No. Sykt.) : Extra Cover : RM 0.00
I/C No. New (No. K/P Baru) : 500722-04-5165 Old I/C No.(No. K/P Lama) : 3331429
Gross Premium : RM 82.35
Business / Profession (Perniagaan / Pekerjaan) : OTHERS
Hire Purchase Owners (Pemilik Sewa Beli ) : N/A SST: 6.00% : RM 4.94
Employer / Lessors (Majikan / Pemajak) : Stamp Duty
(DUTI SETEM) : RM 10.00
Period of Insurance (a) From (Dari) : 20 SEP 2020 To (Hingga) : 19 SEP 2021 Termasuk kedua-dua
(Tempoh Insurans)
Time(Masa) : 12:01AM To(Hingga) : 11.59PM tarikh dan masa
Total Premium : RM 97.29
(b) Any subsequent period for which you shall pay and we shall (JUMLAH)
agree to accept a renewal premium
Sebarang tempoh selanjutnya untuk mana anda membayar dan kami bersetuju
menerima premium pembaharuan
The Motor Vehicle Any of the following (Mana - mana daripada yang berikut): Kenderaan Motor
Registration No. Make Type of Body Cubic Capacity Year of Seating Capacity Your Estimate of Value
Manufacture Including Driver Including Accessories
No. Pendaftaran Buatan Jenis Badan Keupayaan Enjin Tahun Diperbuat Muatan Tempat Duduk Nilai Anggaran Anda
termasuk Pemandu termasuk Aksesori
MU6557 YAMAHA MOTORCYCLE 79 CC 1989 2 Third Party
Y80

Date of Signature of Proposal and Declaration EXCESS : RM 0.00 Engine (Enjin) : 1HA-034586M
Tarikh Cadangan dan Perakuan Ditandatangan CHASSIS (CASIS) : HYA-34586
(LEBIHAN)
Subject to the terms and conditions of the Policy and endorsement as numbered below :
Tertakluk kepada peraturan - peraturan dan syarat - syarat Polisi dan pengendorsan seperti disenaraikan di bawah :
Named Driver : 1) ALL RIDERS
Include Endorsement No :3(p),FINANCIALSERVICESACT2013
Additional Extra Coverage/Endorsements :-
Code Description Sum Insured Premium
03 ALL RIDERS 0 36.60

LEGISLATION:-
Road Transport Act, 1987 (Malaysia) Motor Vehicles (Third Party Risks and Compensation) Act (Cap 189) Republic of Singapore Motor Vehicles (Third Party Risks and
Compensation) Rules (Republic of Singapore) Motor Vehicles Insurance (Third Party Risks) Act (Cap 90) Negara Brunei Darussalam (the reference to legislation under the
heading "Avoidance of Certain Terms and Right of Recovery" is limited to Section 94, 95 and 96 of the Road Transport Act 1987 (Malaysia) Section 7, 8 and 9 of the Motor
Vehicles (Third Party Risks and Compensation) Act (Cap 189) Republic of Singapore and Section 7 of the Motor Vehicles Insurance (Third Party Risks) Act (Cap 90) Negara
Brunei Darussalam.
UNDANG - UNDANG:-
Akta Pengangkutan Jalan Raya, 1987 Malaysia, Akta Kenderaan Motor (Risiko Dan Pampasan Pihak Ketiga) (Cap 189) Republik Singapore, Peraturan Kenderaan Motor
(Risiko Dan Pampasan Pihak Ketiga) 1960 Republik Singapura, Akta Insurans Kenderaan Motor (Risiko Pihak Ketiga) (Cap 90) Negara Brunei Darussalam (rujukan kepada
undang - undang di bawah tajuk "Pengelakan Peraturan - Peraturan Dan Hak Tuntutan Tertentu" adalah terhad kepada Seksyen 94, 95 dan 96 Akta Pengangkutan Jalan
Raya, 1987 Malaysia. Seksyen 7, 8 dan 9 Akta Kenderaan Motor (Risiko Dan Pampasan Pihak Ketiga) (Cap 189) Republik Singapura, dan Seksyen 7 Akta Insurans
Kenderaan Motor (Risiko Pihak Ketiga) (Cap 90) Negara Brunei Darussalam).

Limits of Liability:-
Had Tanggungan:
For and on behalf of / Untuk dan bagi pihak
Limit of the amount of the Company's Liability under Section 1-3 .......... RM50.00
Had jumlah tanggungan Syarikat di bawah Seksyen 1-3 .......... Zurich General Insurance Malaysia Berhad
Limit of the amount of the Company's Liability under Section 11-1(a) .......... Unlimited
Had jumlah tanggungan Syarikat di bawah Seksyen 11-1(a) ..........
Limit of the amount of the Company's Liability under Section 11-1(b) .......... RM3,000,000.00
Had jumlah tanggungan Syarikat di bawah Seksyen 11-1(b) ..........

Limitation as to Use : As shown in the Certificate of Insurance

Had Penggunaan : Seperti ditunjukkan dalam Sijil Insurans
Geographical Area : Malaysia, Republic of Singapore and Negara Brunei Darussalam
Had Wilayah : Malaysia, Republik Singapura dan Negara Brunei Darussalam
Junior Cho
Authorised Driver : As shown in the Certificate of Insurance
Chief Executive Officer
Pemandu Yang Dibenarkan
: Seperti ditunjukkan dalam Sijil Insurans
Page 1 of 3
 Code / Kod 18 MY3
CERTIFICATE OF INSURANCE SIJIL INSURANS
ROAD TRANSPORT ACT, 1987 (MALAYSIA) AKTA PENGANGKUTAN JALAN RAYA, 1987 (MALAYSIA)
THE MOTOR VEHICLES (THIRD PARTY RISKS, RULES 1959 (MALAYSIA) PERATURAN KENDERAAN MOTOR (RISIKO PIHAK KETIGA) 1959 (MALAYSIA)
THE MOTOR VEHICLES (THIRD PARTY RISKS AND COMPENSATION) ACT AKTA KENDERAAN MOTOR (RISIKO DAN PAMPASAN PIHAK KETIGA) (CAP 189) (REPUBLIK SINGAPURA)
(CAP 189) (REPUBLIC OF SINGAPORE) PERATURAN KENDERAAN MOTOR (RISIKO DAN PAMPASAN PIHAK KETIGA) 1960 (REPUBLIK
THE MOTOR VEHICLES (THIRD PARTY RISKS AND COMPENSATION) RULES 1960 (REPUBLIC OF SINGAPURA),
SINGAPORE) AKTA INSURANS KENDERAAN MOTOR (RISIKO PIHAK KETIGA) (CAP 90) NEGARA BRUNEI
THE MOTOR VEHICLES INSURANCE (THIRD PARTY RISKS) ACT (CAP 90) NEGARA BRUNEI DARUSSALAM DARUSSALAM

Certificate No. (No. Sijil) : 541400070098-06 D02921-000

1. Index Mark and Registration Number of Vehicle : MU6557 NCD : 25.00 %

(Tanda Indeks dan Nombor Pendaftaran Kenderaan) : YAMAHA Y80
2. Name of PolicyHolder (Nama Pemegang Polisi) : CHIN CHOU MOI
3. Effective date of the Commencement of Insurance for the purposes of the Regulations, Ordinance of 20 SEP 2020
Enactment :
4. Date of Expiry of the Insurance (Tarikh Insurans Tamat) : 19 SEP 2021
5. Persons or Classes of Persons entitled to drive* (Orang atau Kelas Orang yang berhak memandu*) :

a) Policyholder b) Any other person who is riding on the Policyholder's order or with his permission. Provided
that the person riding is permitted in accordance with the licensing or other laws or regulations to drive the
Motor Vehicle or has been so permitted and is not disqualified by order of a Court of Law or by reason of any
enactment or regulation in that behalf from riding the Motorcycle.

Limitation on Usage
Use for social domestic and pleasure purposes and by the Policyholder in person in connection with his
business or profession. The policy does not cover :- Use for hire or reward, racing, pace-making, reliability
trial, speed- testing or the carriage of goods (other than samples) in connection with any trade or business
or use for any purpose in connection with the Motor Trade.

* Limitations rendered inoperative by Section 95 of the Road Transport Act 1987 (Malaysia) or Section 8 of the Motor Vehicles (Third Party Risks and Compensation) Act (Cap 189) Republic of Singapore or Section 7
of the Motor Vehicles Insurance (Third Party Risks) Act (Cap 90) Negara Brunei Darussalam are not to be included under these heading.

* Had - had yang tidak lagi berkuatkuasa kerana Seksyen 95 Akta Pengangkutan Jalan Raya, 1987 (Malaysia) atau Sekyen 8 Akta Kenderaan Motor (Risiko Dan Pampasan Pihak Ketiga) (Cap 189)
Republik Singapura atau Seksyen 7 Akta Insurans Kenderaan Motor (Risiko Pihak Ketiga) (Cap 90) Negara Brunei Darussalam tidak boleh dimasukkan di bawah tajuk ini.

Insured in pursuance to cover Note No : D02921-20000388

Dikeluarkan mengikut Nota lindungan No :

I / We hereby certify that the Policy to which the Certificate is issued in accordance For and on behalf of / Untuk dan bagi pihak
with the provisions of Part IV of the Road Transport Act, 1987 (Malaysia), Motor ZURICH GENERAL INSURANCE MALAYSIA BERHAD
Vehicles (Third Party Risks & Compensation) Act (Cap 189) Republic of Singapore
and the Motor Vehicles Insurance (Third Party Risks) Act (Cap 90) Negara Brunei
Darussalam.

Saya / Kami dengan ini mengesahkan bahawa Polisi yang berkaitan dengan Sijil
ini dikeluarkan selaras dengan peruntukan - peruntukan Bahagian IV Akta
Pengankutan Jalan Raya, 1987 (Malaysia), Akta Kenderaan Motor (Risiko Dan Junior Cho
Pampasan Pihak Ketiga) (Cap 189) Republik Singapura dan Akta Insurans Chief Executive Officer
Kenderaan Motor (Risiko Pihak Ketiga) (Cap 90) Negara Brunei Darussalam
Page 2 of 3
CERTIFICATE OF INSURANCE

This Certificate is not transferable to a new owner of the Vehicle .

If for any reason the Insurance is terminated during its currency this Certificate must be returned to the Company or if this Certificate has been
lost or destroyed a Statutory Declaration to that Effect must be made . Failure to comply with this obligation is an offence under the compulsory
Insurance Legislation.

This Certificate must be returned if the Insurance is suspended during its currency.

SIJIL INSURANS

Sijil ini tidak boleh dipindahkan kepada pemilik baru Kenderaan.

Jika atas sebarang sebab Insurans ini ditamatkan semasa ia masih berkuatkuasa Sijil ini mesti dipulangkan kepada Syarikat atau jika Sijil ini
telah hilang atau dimusnahkan, satu Pengakuan Berkanun menyatakan demikian mesti dibuat. Kegagalan untuk mematuhi kewajipan ini
adalah satu kesalahan di bawah Undang - Undang Insurans wajib.

Sijil ini mesti dipulangkan jika Insurans digantung semasa ia masih berkuatkuasa.

IMPORTANT NOTICE
If you are involved in an accident causing injury to any person or damage to any property or other vehicle you must :
(a) Try to obtain names and address of any witness to the accident.
(b) Report to the Company immediately.
(c) Refer to the Company immediately all communications received from the Police Authorities.
(d) Send to the Company immediately all letters from Third Parties unanswered.
(e) Not to pay money to any Party involved in the accident without the Company's written permission.

NOTIS PENTING
Sekiranya anda terlibat di dalam sebarang kemalangan yang menyebabkan kecacatan kepada sesiapa atau kerosakan
kepada sebarang harta benda atau sebarang kereta anda mesti :
(a) Cuba mendapatkan saksi-saksi kepada kemalangan itu.
(b) Melaporkan kepada Syarikat dengan segera.
(c) Merujuk kepada Syarikat dengan segera segala perhubungan yang diterima daripada pihak berkuasa Polis.
(d) Mengirimkan kepada Syarikat dengan segera semua surat - surat yang diterima dari pihak - pihak lain tanpa berjawab.
(e) Jangan membayar wang kepada sebarang pihak yang terlibat di dalam kemalangan itu tanpa mendapat kebenaran
bertulis dari Syarikat ini.

I / We hereby certify that the Policy to which the Certificate is issued in accordance
For and on behalf of / Untuk dan bagi pihak
with the provisions of Part IV of the Road Transport Act, 1987 (Malaysia), Motor
ZURICH GENERAL INSURANCE MALAYSIA BERHAD
Vehicles (Third Party Risks & Compensation) Act (Cap 189) Republic of Singapore
and the Motor Vehicles Insurance (Third Party Risks) Act (Cap 90) Negara Brunei
Darussalam.

Saya / Kami dengan ini mengesahkan bahawa Polisi yang berkaitan dengan Sijil
ini dikeluarkan selaras dengan peruntukan - peruntukan Bahagian IV Akta
Pengankutan Jalan Raya, 1987 (Malaysia), Akta Kenderaan Motor (Risiko Dan Junior Cho
Pampasan Pihak Ketiga) (Cap 189) Republik Singapura dan Akta Insurans Chief Executive Officer
Kenderaan Motor (Risiko Pihak Ketiga) (Cap 90) Negara Brunei Darussalam

Page 3 of 3
 CERTIFICATE OF INSURANCE
CyclePAC - Certificate
Class : PAMI

Agent Code : D02921-000 Premium : RM 13.00

Extra Premium : RM 0.00

SST (6.00%) : RM 0.78

Total : RM 13.78

Master Policy No. : 011800043910-00

Name of Insured : DINAMIS SERVICES AGENCY
Insured Address : 40A & B, JALAN PB1 TAMAN PADANG BALANG BATU BERENDAM
75350 MELAKA MELAKA

Certificate No. : 542000073910-00

Insured Person/Company : CHIN CHOU MOI (500722-04-5165)
Insured Person/Company Address : DT-79 DURIAN TUNGGAL
76100 DURIAN TUNGGAL MELAKA
Insured Person : CHIN CHOU MOI (500722-04-5165)
Additional Insured Person :
Number of units :1

Insured Vehicle’s Registration No : MU6557 Model/ Serial No. : YAMAHA

Period of Coverage (a) From 20 Sep 2020 To 19 Sep 2021 (both dates inclusive)
(b) Any subsequent period for which the Insured shall pay and the Company shall agree to accept a
renewal premium.

Coverage Description Sum Insured (RM)

Basic Coverage : CYCLEPAC - CERTIFICATE 5,500 per unit

SPECIAL CONDITIONS

1. The Rider PA and Pillion Rider respectively only provide coverage for accidental death and permanent disablement of the
Additional Insured Person and pillion rider for the Sum Insured stated above.

In consideration of the motorcycle owners agreeing to hire the motorcycle under a Hire Purchase Agreement with the Insured
2. it is hereby declared and agreed that all monies payable under this insurance shall be made direct to the Insured whose
receipt shall be full and final discharge of the Company. Provided that in the event of the monies paid shall exceed the
balance due under the Hire Purchase Agreement, the Insured shall refund the balance to the Insured Person, his /her
beneficiaries or nominees as the case may be.

3. On the happening of an accident giving rise to a claim in respect of the Basic Coverage, all coverage under this Certificate of
Insurance shall cease to be in force.

Basic Coverage, Rider PA and Pillion Rider are only valid on the happening of an accident involving the Insured Vehicle whilst
4.
riding on the Insured Vehicle
 Junior Cho
Chief Executive Officer

Coverage under this Certificate of Insurance is subject to the terms conditions and exclusions of the Master Policy issued under
the name of the Insured. The Master Policy , Policy Scheduleand Certificate of Insurance must be referred together should there
be any subsequent changes or renewal of Master Policy. The Master Policy is kept at the premises of the Insured and can be
viewed by the Insured Person upon request.
Page 2 of 2
 ORIGINAL COPY

INVOICE

SST REG. NO. : W10-1808-31020434

INVOICE NO : EMT2000925720
CLIENT CODE : 0003368725
ACCOUNT CODE : D02921-000
INVOICE DATE : 10 SEP 2020

CHIN CHOU MOI

DT-79 DURIAN TUNGGAL
76100 DURIAN TUNGGAL
MELAKA MALAYSIA

PARTICULARS

CLASS : MOTORCYCLE
VEHICLE NO : MU6557
VEHICLE BODY : MOTORCYCLE
SEATING CAPACITY : 2
POLICY NO : 541400070098-06
PERIOD OF INSURANCE : 20 SEP 2020 TO 19 SEP 2021

No. Description Amount SST Rate SST Amount Total (RM)

1 Premium 82.35 6.00 4.94 87.29
Total Before Disbursement 82.35 4.94 87.29
Stamp Duty (Disbursement) 10.00 0.00 10.00

Total After Disbursement 92.35 4.94 97.29

Total Amount Payable 97.29

A Cashier’s Receipt will be given on payment of this account

E. & O.E.
THIS IS A COMPUTER GENERATED FORM AND DOES NOT REQUIRE A SIGNATURE Page 1 of 1
 ORIGINAL COPY
INVOICE

SST REG. NO. : W10-1808-31020434

INVOICE NO : EPT2000593303
CLIENT CODE : 0003368725
ACCOUNT CODE : D02921-000
INVOICE DATE : 10 SEP 2020

CHIN CHOU MOI

DT-79 DURIAN TUNGGAL
76100 DURIAN TUNGGAL
MELAKA MALAYSIA

PARTICULARS

CLASS : CYCLEPAC - CERTIFICATE

POLICY NO : 542000073910-00
PERIOD OF INSURANCE : 20 SEP 2020 TO 19 SEP 2021

No. Description Amount SST Rate SST Amount Total (RM)

1 Premium 13.00 6.00 0.78 13.78
Total Before Disbursement 13.00 0.78 13.78
Stamp Duty (Disbursement) 0.00 0.00 0.00
Total After Disbursement 13.00 0.78 13.78

Total Amount Payable 13.78

A Cashier’s Receipt will be given on payment of this account

E. & O.E.
THIS IS A COMPUTER GENERATED FORM AND DOES NOT REQUIRE A SIGNATURE Page 1 of 1