MIROC Benefits 2021 v1

Ascension Michigan
Ascension Providence Rochester

2021 Benefits summary Associate benefit status Scheduled to work
While the Ascension network extends across the United Full-time, benefit-eligible 36-40 hours per week
States, a common bond unites our caregivers at each (72-80 hours per pay period)
ministry: the desire to provide compassionate, personalized Part-time, benefit-eligible 20-35.99 hours per week
care for all—especially those most in need. To ensure we (40-71.99 hours per pay period)
attract and retain quality associates, we offer affordable, PRN associates and those scheduled to work less than 20 hours per
accessible care through our comprehensive benefits week are only eligible for the voluntary Retirement Savings Program
program. With many choices, you can select the plans that and the Employee Assistance Program.
best meet your needs, providing security now and in the
future. Dependent eligibility
Family members and other members of the household, including
Ascension Providence Rochester is a ministry of Ascension,
Legally Domiciled Beneficiaries, may also be eligible for benefit
the largest Catholic healthcare system in the United States. coverage. Specific guidelines about dependent eligibility are provided
All benefits are provided through Ascension. These include upon hire.
programs that protect your health, income and survivors, as
well as secure your retirement and enrich your spirit.
2021 Benefits overview

Medical Benefit Options (highest level of coverage when using providers in the Ascension Network)
Health Innovations Choice Plan from Bind— copay only plan
protection • Deductible: $0 individual and family
• Coinsurance: $0
• Copays: $25 primary care office visit; $75 urgent care
• Out-of-pocket maximum: $3,000 individual; $6,000 family
SmartHealth HDHP 3000/0
• Deductible: $3,000 individual; $6,000 family
• Eligible medical services: Deductible first, then 0% coinsurance after deductible met
• Primary care office visit / specialist office visit / urgent care center: 0% after deductible
SmartHealth PPO Copay Plan
• Deductible: $0 individual and family
• Coinsurance: 0%
• Copays: $25 primary care office visit; $50 specialist office visit; $75 urgent care center
Prescription Drug Coverage: Automatically included with the SmartHealth medical plan; covers generic and brand name
drugs; prescription copays and coinsurance based upon the type of medication you use
SmartHealth Well-being Program: Educational tools and wellness services; earn up to $225 in rewards
Socially Just Medical Benefits (SJB) - Health Benefits Subsidy: A waiver or discount available on medical and dental
premiums, reduced pharmacy copays and tuition expenses paid upfront, up to the local ministry-specific limit for
qualified associates
1
Dental Care Coverage through Delta Dental of Missouri (100% preventive coverage):
Dental
• PPO Base: Regular exams at 100%, basic services at 60%
• PPO Comprehensive: Regular exams at 100%, basic services at 60%, major services at 50%
• PPO Comprehensive Plus: Regular exams at 100%, basic services at 85%, major services at 50%, plus orthodontia for children
Vision Vision Care Coverage through Vision Service Plan:

• Full Service Plan: Annual eye exam, one pair of glasses or contacts up to $125 per year
• Full Service Plus Plan: Annual eye exam, one pair of glasses up to $150 or contacts up to $200 per year; EasyOption benefits
Healthcare Flexible Spending Account (FSA): Contribute between $260-$2,750 annually on pre-tax basis for healthcare expenses
FSA, HSA not covered under medical, dental or vision plans
and HRA Dependent Care Flexible Spending Account (FSA): Contribute between $260-$5,000 annually on pre-tax basis for eligible
dependent care expenses
Health Savings Account (HSA): Available with SmartHealth HDHP plan; Ascension makes annual base contributions of $750
individual/$1,500 family (if associate contributes at least $26 per year) and earned wellness rewards; associates may also make
pre-tax contributions
Health Reimbursement Arrangement (HRA): Available with SmartHealth PPO copay plan; Ascension contributes earned wellness
rewards; no associate contributions
Disability Short Term Disability (STD)*: Provided free to all benefit-eligible associates with option to buy up to a 70% benefit
and life Long Term Disability (LTD)*: Provided free to full-time, benefit-eligible associates with option to buy up to a 70% benefit;
part-time, benefit-eligible associates can purchase long term disability benefit of 50% or 70% replacement of base pay
insurance
Basic Life and AD&D Insurance: Provided at no cost: 1x base pay part-time and full-time associates; 2x base pay for managers,
directors, physicians; 3x pay for executives; includes coverage for accidental death or injury
Supplemental Term Life Insurance: Additional life insurance 1x to 7x annual base pay, up to $5,000,000 available for purchase
Dependent Life Insurance: Life insurance for your spouse and/or children available for purchase
Voluntary AD&D: Additional AD&D insurance up to $4,000,000 available for purchase
Business Travel Accident Insurance: $400,000 survivor protection if you die while traveling on approved business for Ascension
*Pre-existing condition limitations apply.
Securing Employer Automatic Contributions: Employer-paid retirement benefit based on earnings and years of service
your Voluntary Employee Retirement Savings Plan Contributions: 403(b) retirement account that allows you to contribute on pre-tax
retirement or Roth (after-tax) basis; contribute as little as $1 or 1% up to 80% of earnings; annual associate contribution limits apply
Employer Matching Contributions to the Retirement Savings Plan*: Employer match (equal to 50% of first 6% of earnings you
contribute) if you make pre-tax contributions and meet requirements
*You will be eligible for the match if you are regularly scheduled to work 40 hours per pay period.
Employee Assistance Program (EAP): Assistance with managing stress, relationships and financial issues
Enriching
Document End-of-Life Care: Access to professionals for documenting end-of-life care decisions
self/spirit
Financial Wellness Program: Free self-assessment and budgeting tools; financial and retirement education
Tuition Reimbursement: Reimbursement for eligible expenses up to an annual limit for qualified courses
Paid Time Off and Holiday Time Off: Use for vacations, sickness and personal family obligations
Discount Program: Selection of shopping discounts/incentives from popular brands

Voluntary
benefits Critical Illness Coverage: Lump sum benefit to help cover conditions (i.e. heart attack, cancer, organ failure)
Accident Insurance: Lump sum benefit to help cover injuries or expenses (i.e broken bones, concussions, ER visits,
outpatient surgery)
Transportation Benefit: Work-related transit/parking expenses deducted from paycheck; pre-tax basis
Legal Services Plan: Low-cost legal assistance available for adoptions, wills, trusts, identity theft, etc.

MIROC Benefits 2021 v1

Uploaded by

Copyright:

Available Formats

MIROC Benefits 2021 v1

Uploaded by

Document Information

Copyright

Available Formats

Share this document

Share or Embed Document

Sharing Options

Did you find this document useful?

Is this content inappropriate?

Copyright:

Available Formats

MIROC Benefits 2021 v1

Uploaded by

Copyright:

Available Formats

Ascension Michigan

Ascension Providence Rochester

2021 Benefits overview

Vision Vision Care Coverage through Vision Service Plan:

Discount Program: Selection of shopping discounts/incentives from popular brands

You might also like