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    Repossession Dispute Letter (Collection Only)

    Uploaded by

    gabby maca
    The letter disputes a vehicle repossession deficiency claimed by a collections agency. It requests proof that legal notices were provided and the vehicle was resold in a commercially reasonable manner, as required by law. If no such proof is provided within 14 days, the deficiency claim will be considered invalid and further collection or credit reporting will violate consumer protection acts.

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    © All Rights Reserved
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    Repossession Dispute Letter (Collection Only)

    Uploaded by

    gabby maca
    227 views1 page
    The letter disputes a vehicle repossession deficiency claimed by a collections agency. It requests proof that legal notices were provided and the vehicle was resold in a commercially reasonable manner, as required by law. If no such proof is provided within 14 days, the deficiency claim will be considered invalid and further collection or credit reporting will violate consumer protection acts.

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    repo dispute

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    The letter disputes a vehicle repossession deficiency claimed by a collections agency. It requests proof that legal notices were provided and the vehicle was resold in a commercially reasonable manner, as required by law. If no such proof is provided within 14 days, the deficiency claim will be considered invalid and further collection or credit reporting will violate consumer protection acts.

    Copyright:

    © All Rights Reserved
    Download as DOCX, PDF, TXT or read online from Scribd
    Download as docx, pdf, or txt
    227 views1 page

    Repossession Dispute Letter (Collection Only)

    Uploaded by

    gabby maca
    The letter disputes a vehicle repossession deficiency claimed by a collections agency. It requests proof that legal notices were provided and the vehicle was resold in a commercially reasonable manner, as required by law. If no such proof is provided within 14 days, the deficiency claim will be considered invalid and further collection or credit reporting will violate consumer protection acts.

    Copyright:

    © All Rights Reserved
    Download as DOCX, PDF, TXT or read online from Scribd
    Download as docx, pdf, or txt
    of 1

    REPOSSESSION DISPUTE LETTER (COLLECTION ONLY)

    Your Name 123 Your Street Address Your City, ST 01234


    Collections Company 123 Fagetaboutit Ave Chicago, IL
    Date:
    Name of Original Creditor Address of Original Creditor
    Name of Original Seller (car dealer) & Address

    Re: Acct # XXXX-XXXX-XXXX-XXXX (collection agency) Re: Acct # XXXX-XXXX-XXXX-XXXX (original creditor)
    Make of car: Model: VIN#

    To Whom It May Concern:

    I am writing in regard to the above referenced accounts and transactions.


    This vehicle was repossessed by <Original Creditor> in the State of <Your State> on or about,
    <insert day>, and resold on or about <insert date>
    Under the laws of the State of <State where car was repossessed> UCC § <Your stat’s UCC code, you will
    need to look this up> and State RISA and MVISA statutes a deficiency can’t be claimed unless all of the
    required notices were properly and timely given, and all of the allowable redemption and cure time limits
    were adhered to.
    Please provide copies of the legal notices and proof of the commercially reasonable manner of the resale
    of the subject vehicle.
    If no such proof is provided within 14 days from receipt of this notice, the alleged claim of a deficiency
    will be considered null and void, and any continued collection activities, or continued reporting of this
    invalid claim on my credit reports will be considered a violation of the FDCPA and FCRA.
    In addition, if you singularly or severally fail to comply with the above requests, I reserve the right to seek
    damages against all parties, under all available State and Federal statutes and UCC § 9 remedies.

    Sincerely,
    Your Name
    Thanks!

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