Fixed/Recurring Deposit

Existing Customers - Resident Individuals/HUF/Overseas Indians

Type of Account:
Fixed Deposit Recurring Deposit Tax Saver FD FD Plus* NRE Deposit NRO Deposit FCNR Deposit RFC Deposit
*Cannot be closed prior to maturity
For Office Use

Branch Name ______________________________ Branch Code: Scheme Code Date:

Customer Onboar
Primary Applicant
Name* P R E F I X F I R S T M I D D L E

L A S T

Customer ID* PAN***

Joint Applicant
Name* P R E F I X F I R S T M I D D L E

L A S T

Customer ID*
f Joint Applicants 0 If more than one joint applicant, use TDJ01 form for joint applicant.
***If PAN is not available, please fill up Form 60 or 61 separately. PAN/Form 60/61 is not required for NRE/FCNR deposits
FD/RD Account O
*To avail Senior
en Rate of Interest, ensure your Date of Birth is updated in Bank Account. Special rate available for Staff and Senior ens are not applicable for NRE/NRO/FCNR/RFC deposits
Mode of Opera * *I would need Fixed Deposit in the form of (Tick one): Receipt Physical Advice e-Advice

Self Either/ survivor Former / survivor Anyone/ survivor

Jointly by all Minor A/C operated by Guardian Others_____________________________
Type of Deposit account
Deposit/Installment Amount: Period: Months Days Period of RD should be only f 3 months

Interest payout (Tick one): C e (Reinvestment) Monthly (MIC) Quarterly (QIC) Half-yearly* Simple (Payout) *Applicable for Overseas Indians only

Auto Renewal: Y N (No auto renewal for Recurring Deposits, FD Plus & Tax Saver FD) No. of

Auto Closure: Y N If Yes, please fill “INTEREST PAYMENT/MATURITY PROCEEDS”

Standing I or RD: kindly debit my A/C no. on of every month.

TDS to be deducted: Y Form SB/CAA/C No OR FD

N If No, TDS exempt reference No TDS exempt submission date D D M M Y Y Y Y

Form 15H/G Y N To be collected separately by Branch wherever applicable.

Interest Payment / Maturity Proceeds

For Interest Payment/Maturity Proceeds:

Credit My Axis Bank A/C No

Issue DD Signature
Applicant Signature

Notr: 1) Interest payment is subject to RBI guideline fr efer the latest interest rate chart at the branch or visit www.axisbank.com 3) Interest pa ce.
4) No interest would be paid if the NRE/FCNR deposit is prematurely closed before 1 year and also subject to terms and c

R e Details * Applicable for Overseas Indians only

Payment by : DD Cheque Wire Transfer TC FC Debit to Account

Amount `/FC

Currency Type : INR FC (Please specify Foreign Currency)_____________________________ R ough _______________________________________________________

Note: Funds in NRO account cannot be debited for crea f NRE and FCNR deposits
I ayment Details
Deposit Amount ` (in words) __________________________________________________________________________________________________

Mode of Payment : Cash Debit my/ our A/C A/C No. (as per mode of oper )
To open account with cash, customer can deposit cash upto `49,999/- in account opening branch only

Cheque No. Dated D D M M Y Y Y Y Cheque should be crossed A/C payee and drawn payable to “Axis Bank Ltd A/c <Applicant Name>”

Drawn on_______________________________________________Bank_______________________________________Branch Signature

Applicant Signature only for A/C Debit
Office use only: I eposit Tran ID Value Date D D M M Y Y Y Y

1
 Nomina a1 Form)* (Only f )

I wish to nominate *** I do not wish to nominate Print Nominee Name: Y N

N under 45 ZA of the Banking R Act, 1949 and Rule 2 (1) of the banking Companies (N ) Rules 1985 in respect of bank deposit
I/We (Name) _____________________________________________________________ (Address) _______________________________________________________________________________________
Nominate the following person to whom in the event of my/our/minior’s death the amount of deposit in the above account may be returned by AXIS BANK LTD.

Name Address: Same as Primary Applicant

If different form Primary Applicant

R with depositor, If any Age Years If nominee is Minor, Date of Birth

*As nominee is minor I/We appoint (name) R with minor*

*Strike out if nominee is not a minor
Address: Same as Primary Applicant If different

to receive the amount of deposit on behalf of the nominee in the event of my/our minor’s death during the minority of the nominee
Signature of Witness*** ____________________________________________________________ Signature of Primary Applicant** ___________________________________________________
Name _____________________________________________________________________________ Name ____________________________________________________________________________
Address ___________________________________________________________________________ Address __________________________________________________________________________
Date _______________________, Place ________________________ Signature of the Joint Applicant(s)
*Strike out if nominee is not a minor **Where deposit is made in the name of a minor y a person lawfully of the minor.
*** In case of thumb impr e **** I hereby decline to presently nominate any individual and I understand & acknowledge the risk & consequences associated en by me

Rules & Regula

1)The payout of interest on Term Deposits under Monthly Interest C scheme, takes place at a discounted rate as prescribed under the IBA guidelines.
2)The payout of interest for Quarterly Interest C is applied on Simple Interest basis.
3)TDS: 1) Incase of reinvestment deposit ,Interest is compounded on anniversary quarter and for TDS purpose interest is computed on calendar quarter basis.
Interest payment is subject to RBI guideline from to Interest payment is subject to tax at source. TDS rates will be as applicable from to as per the Income Tax Act, 1961 and Income Tax rules. of TDS in respect of interest on
Fixed Deposits (wherever applicable) TDS in respect of interest earned on fixed deposits, is deducted on the basis of the total interest projected on the aggregate of fixed deposits of the customer, for the financial year. Thus, if the total projected interest in a
financial year crosses the threshold limit as applicable from to TDS is deducted pr from the fixed deposits at the of interest This is in accordance with 194 A3 (i) (a) of the Income Tax Act. Individuals seeking
ex from TDS on the interest income of FD and RD, have to submit a completed Form 15 G/H at the Bank branch within the new Financial Year and every a new deposit is booked. For all new Reinvestment Term Deposits to be opened on and 1st
August, 2013 and all Reinvestment Term Deposits that may be renewed on and 1st August 2013, interest reinvested would be net of TDS and hence the maturity value would vary to that extent.
4) Premature Encashment: a. For Rupee Term Deposits of a contracted amount less than ` 5 Crores opened/renewed on or May 1, 2014 (including Flexi deposits), interest rate shall be 1.00% below the card rate, prevailing as on the date of deposit, as
applicable for the period the deposit has remained with the bank or 1.00% below the contracted rate, whichever is lower. However, for Rupee Term Deposits closed within 14 days from the date of booking of the deposit interest rate shall be rate applicable for the
period the deposit has remained with the bank or the contracted rate, whichever is lower.
b. For Rupee Term Deposits of a contracted amount less than ` 5 crores opened/renewed on or December 15, 2017 (including Flexi deposits), for the first withdrawal with value <= 25% of Term Deposit original principal value, Premature Closure
Penalty Rate will not be applicable. For subsequent withdrawals, Premature Closure Penalty Rate will apply on the e withdrawal amount. For the withdrawal with value > 25% of Term Deposit original principal value, Premature Closure Penalty
Rate will be applicable for the e withdrawal amount. However, for Rupee Term Deposits closed within 14 days from the date of booking of the deposit, interest rate shall be rate applicable for the period the deposit has remained with the bank or the contracted
rate, whichever is lower.
c. For Rupee Term Deposits of a contracted amount of ` 5 Crores and above, interest rate shall be 1% below the card rate prevailing as on the date of deposit, as applicable for the period the deposit has remained with the bank or 1% below the contracted rate,
whichever is lower. This would also be applicable on Rupee Term Deposits closed within 14 days from the date of booking of the deposit.
d. In case the term deposit is closed prematurely, before of the minimum period of 7 days, no interest shall be paid for the said term deposit.
e.No interest payable on premature withdrawal within 1 year for NRE and FCNR Deposits.f. For NRE /FCNR Deposits of a contracted amount is less than ` 5 Crores (or equivalent in FCNR), interest rate shall be rate applicable for the period the deposit has
remained with the bank or the contracted rate, whichever is lower.g. For NRE /FCNR Deposits of a contracted amount is ` 5 Crores & above (or equivalent in FCNR), interest rate shall be 1% below the card rate prevailing as on the date of deposit, as applicable for
the period the deposit has remained with the bank or 1% below the contracted rate, whichever is lower.
f.For Rupee Term Deposits of a contracted amount less than Rs. 5 crores and for a tenure >2 Years, premature penalty will not be applicable for TDs closed after 15 months of booking/renewal. Deposits eligible for the waiver will be TDs opened/re
newed on or after December 15 2020 (excluding Flexi deposits), TDs closed for the entire contracted amount and for Domestic & NRO deposits.
5.a. In the event of the death of one of the depositor, premature and payment of Term Deposits held in 'Either or Survivor' or Former or Survivor' or 'any one' basis shall be allowed to survivor /s. Such payment to survivor/s shall give valid discharge to the
bank. Such premature withdrawal shall not any penal charge. However, the interest rate shall be the rate applicable for the period the deposit has remained with the bank or the contracted rate, whichever is lower.
b. In the event of 'With disposal' being 'Either or Survivor' and a premature withdrawal is required by either of the joint holder even when both are alive: In case either one of us request the bank, to allow either of us to prematurely withdraw the said
deposit, the bank is to honour the same. We further affirm that the payment of proceeds of such deposits to either one of us represents a valid discharge of the bank's liability, provided there is no order from a competent court restraining the bank from
making the payment from the said account to either of us.
C. In case the mode of is 'Either or survivor' or 'Former or Survivor' or 'Anyone or Survivor', in the event of the death of one of the deposit holder, premature withdrawal is required by the survivor: In the event of the death of either one of us, the survivor, if
he / she so request the bank, to prematurely withdraw the said deposit without seeking the concurrence of the legal heirs of the deceased joint deposit holder, the bank is to honour the same. We Further affirm that payment of the proceeds of such deposit
to the survivor represents a valid discharge of the bank's liability provided.
d. (i)There is no order from a competent court restraining the bank from making the payment from the said account. (ii) That the survivor would be receiving the payment from the bank as a trustee of the legal heirs of the deceased depositor and that such payment
to him/her shall not affect the right or claim that any person/s may have against the survivor to whom the payment is made.
e.Where the deposit is held singly and premature withdrawal is required by the nominee in the event of death of the deposit holder. (i) In the event of my death, the nominee named for the deposit is to prematurely withdraw the said deposit, if he/she so
requests the bank, without seeking the concurrence of my legal heirs. I further affirm that payment of the proceeds of such deposit to the nominee represents a valid discharge of the bank's liability (ii)That the nominee would be receiving the payment from the
bank as a trustee of the legal heirs of the deceased depositor and that such payment to him/her shall not affect the right or claim that my legal heirs may have against the nominee to whom the payment is made.
6) All encashment or withdrawals of Fixed Deposit with repayment as direct credit to the linked account can be executed at any Axis bank branch.
7) (i) For Recurring Deposits opened on or 9th August,2016, in case of delay in payment of any instalment/s beyond the calendar month, the depositor /s shall be liable to pay a penalty at ` 10 per ` 1000 per month for the period of delay. (ii) For
Recurring Deposit Customers, in case of delay in payment of any instalment/s beyond the calendar month, the depositor /s shall be liable to pay a penalty at
the Business Prime Lending Rate +4% for the period of delay. (iii) F of a month will be treated as full month for the purpose of such penalty i. e. if the instalment due on 31.05.2011, is paid on 02.06.2011 the delay shall be treated as one
month. (iv) Please note that standing for Instalment dates 28th/29th/30th/31st will not be available at the of Recurring Deposit Account opening. (v) The penalty so leviable shall be deducted from the total payment payable at the of maturity
of the Recurring Deposit.
8) For all new Reinvestment Term Deposits to be opened on and 1st August, 2013 and all Reinvestment Term Deposits that may be renewed on and 1st August 2013, interest reinvested would be net of TDS and hence the maturity value would
vary to that extent.
9) Minimum deposit amount for opening of FD Plus account is ` 5 crore.
10) FD Plus Deposits cannot be closed prior to date of maturity. Premature withdrawal is not permissible under this scheme except for ex cases which include bankruptcy/winding up/dir by court/regulators/receiver/liquidator/deceased cases.
Premature closure arising out of afor scenarios in the above cases will result in the change of applicable interest rate from the FD Plus rate to that of Normal Fixed Deposit rate (as per the prevailing rate) and will include of penalty.
11) In case of minor, minor needs to be filled in.
12) An overdue term deposit or its may be renewed from the date of Maturity, provided the overdue period from the date of maturity the date of renewal does not exceed 14 days. The rate of interest payable on the amount of the deposit so renewed
shall be the appropriate rate of interest for the period of renewal as prevailing on the date of maturity. If the overdue period is more than 14 days and if the depositor places the e amount of overdue deposit or at least the principal amount of deposit as a fresh
term deposit, interest may be paid for the overdue period on the amount so placed as a fresh deposit at the rate decided by the Bank which at present is simple interest at Savings Bank interest rates.
13) The Bank reserves the right to disallow premature withdrawal of large deposit for amount ` 5 crs and above held by other than Individuals and Hindu Undivided family(HUF).
14)Personal Inf a. Any of my details including personal inf change of address etc. will be provided by me to the bank, along with documents of proof within 2 weeks of such change. I agree to indemnify Axis Bank for any fraud, loss or
damage, due to my providing wrong inf or not the inf that may occur to me and to Axis Bank and based on which the bank may act as true and correct. b. All inf provided by me of any nature (including personal & e
inf ) will be used in the provision of services or of providing inf and updates (including value-added services), research and credit scoring, v in or electronic
clearing network as may be required by law/customary by the bank c. All inf provided by me of any nature (including personal & e inf ) can be shared with agencies/service providers who have an agreement with Axis Bank for
business purpose and on need to know basis. Axis Bank shall always strive to comply with the rules and r as applicable from to on this context in accordance with the bank's Privacy policy. If I intend to revoke my consent to the sharing of the
data, the products/services available to me, pursuant to the consent provided earlier, shall no longer be available to me, and I shall be required to closure of such products/services.
15)FATCA-CRS Terms and C The Central Board of Direct Taxes has on 7th August 2015 Rules 114F to 114H, as part of the Income-tax Rules, 1962, which Rules require Indian financial such as the Bank to seek personal, tax
and beneficial owner inf and certain and from all our account holders. In relevant cases, inf will have to be reported to tax appointed agencies/ withholding agents for the purpose of ensuring appropriate
withholding from the account or any proceeds in r thereto. Should there be any change in any inf provided by you, please ensure you advise us promptly, i.e. within 30 days.If you have any about your tax residency, please contact your tax
advisor. If you are a US or resident or green card holder, please include United States in the foreign country inf field along with your US Tax I Number.$ It is mandatory to supply a TIN or equivalent if the country in which you
are tax resident issues such If no TIN is yet available or has not yet been issued, please provide an and this to the form.
16) The deposits in the Bank are insured with DICGC for an amount of ` 5 lakhs (principal + interest) per depositor.
(Please do not sign this form if it is BLANK. Please ensure all relev e completely filled to your sign the form)
I do hereby solemnly declare that the inf ovided above is up to date and correct and I hereby submit my recent pho tocopy of the KYC documents.

Signature of Primary Applicant* Signature of 1st Joint Applicant Signature of 2nd Joint Applicant Signature of 3rd Joint Applicant

Credit Card Offer:

I wish to apply for Credit Card against EMP No. Date
Signature of Bank Official in
this FD
whose presence signed

Applicant for Customer

For Office Use Only

A/C No. A/C Manager For Axis Bank Limited

SE Code Ledger No REP Code

A/C Lable 1 _______________________________ A/C Lable 2 _______________________________

Branch Head / Authorized Signatory

Camp Code Camp. Reference Number
Name of Official: _________________
DECLARATION BY THE BRANCH
I hereby c that this account opening form is complete in all respects and relevant documents have been obtained as per the KYC guidelines of the Bank
: ____________________
and RBI (as amended from to ) and performed due diligence to verify the genuineness of the customer. The Account may please be set up in Finacle.
Incase of signature mismatch, I c that the customer has been personally met and has signed in my presence. Kindly process the request. S. S. Number : _____________________
2
 Customer Onboar Joint Applicant / Guardian / Karta
Name* P R E F I X F I R S T M I D D L E

***If PAN is not available, please fill up Additional declaration Form 60 or 61

L A S T

ustomer* Y N If Yes, Customer ID

Contact details upda equired Y N If No, please proceed to filling the declar
If no , I confirm if found otherwise, bank reserves the right to consolidate the customer IDs as it may decide, without any prior no e to me
Following fields Are Applicable for new customers or any KYC M for ess, contact details given below will be updated in all account held with the bank)

Date of Birth*# Gender* M F T ^ Minor** Y N Married* Y N N

# If minor/ senior en, please provide proof of DOB **If minor please fill Minor Declar stands for ‘third gender’
PAN*** or FORM 60/61 ***If PAN is not available, please fill up A orm 60 or 61

Address Details
Same as primary holder Please note the address below

Communica Address*

Landmark* City*

Pin code* State* Country*

Residence Type* Owned Rented/Leased Ancestral/Parental Company Provided

E.G. RKADAM@GMAIL.COM
Mobile No Email Address
Please ensure to furnish correct email ID.
Tel. No. (R) Tel. No. (O)

Permanent Address** Same as c ess Please note the address below

Landmark* City*

Pin code* State* Country*

Residence Type* Owned Rented/Leased Ancestral/parental Company Provided Preferred Language of C

Customer Profile )

Occupa * Salaried Self Employed Business R ed Student Housewife Others Oc ode*#

Annual Turnover/Income <1 > 1-5 > 5-10 > 10-15 > 15-25 > 25-50 >50
(Net Credits in `lakhs)* odes as applicable for Non Individuals in case of HUF

Know Your Customer*

Account opening through e-KYC (Aadhaar) Y N T To be filled by the Branch

If No, please provide KYC documents (A tocopies of the following documents and produce the original copies of these document for v )
I proof Document Type ID No. Issuing Authority Place of Issue
Address proof Document Type ID No. Issuing Authority Place of Issue
Declara ture
I do hereby solemnly declare that the informa ovided above is up to date correct and I hereby submit my recent photograph and self-a tocopy of the KYC documents

Signature of Joint Applicant Signature of other holders Photo

35mm x 35mm

Emp No. Date

Signature of Bank Official in whose presence signed

Informa ther products & Offerings*

I hereby agree to Axis Bank/Subsidiaries/Affiliates/Agents c or various other product updates, mark omo ffers or any such
inf

I do hereby give my consent to receive such inf ough Email Y N SMS Y N Phone Calls Y N
Signature

3
 A eclara )
Form 60 [Please fill the latest version of Form 60 as separate annexure]
Form of Declara to be filed by a person who dose not have a permanent account number and who makes payment in cash in respect of tr
specified in clauses (a) to (h) of rule 114B.

1. Full name and address of the declarant______________________________________________________________________________________________________________________________________

2. P f tr pening of Saving/Current Account 3. Amount of the tr
4. Are you assessed to tax? Yes / No 5. If yes, (i) Details of Ward/Circle/Range where the last return of income was filed? __________________________________________________________
(ii) Reasons for having PAN ___________________________________________________________________________________________________________________________________________________
6. Details of the document being produced in Support of address in column (1) __________________________________________________________________________________________________

Verifica
I _________________________________________________, do hereby declare that what is stated above is true to the best of my knowledge and belief. Verified today, the _________________
_________________________ day of ___________________20__

Date ___________________, Place ____________________

Signature

Close Rela e Declara (To be filled by the applicant’s close r e if the applicant dose not have any address proof)
I hereby confirm that Mr. / Mrs. (Applicant Name*) ______________________________________________________________who is desirous of opening an account with your Bank is my
(R *) __________________________________________________________ he / She is residing with me since _______________________________(Month*) ________________ (year*) at
the below ess:
Building Name* ____________________________________________________________________________________________________________ City* ___________________________________________
State* __________________________________ Country* _______________________________________ PIN Code* ________________ Telephone Number* ____________________________________
The applicant dose not hold a documentary address proof in his / her independent name. Since the applicant is residing with me, the address proof in my name is being
Provided to the bank for the purpose of address v v wards receiving any correspondence form the bank in the name of applicant at my
abov ess. I enclose herewith the below:
1. Self-a ocument Name*) ______________________________________________as Iden Proof
2. Self-a ocument Name*) ______________________________________________ as Address Proof
Signature
Name of the Declarant __________________________ Customer ID (If _______________________________
Signature Mismatch Declara (in case of major mismatch customer needs to submit an affidavit)
The signature on the ID proof / Address / Cheque provided is different form my signature in the Account Opening Form. Please consider the signature on the Account opening Form as my
updated signature in your Bank records .

Old signature New signature

As per documents as per account
ustomer ID opening form

I agree to indemnify and keep indemnified the Bank at all form and against all cost, charges document, (including y fees) suffered and/or incurred by for any act done
or to be done on account of the above declar
Minor Declara
Type of Guardian : Father Mother Court Appointed Testamentary Guardian

Full Name of Guardian Mr. Ms.

I hereby declare that the date of birth of the minor who is my ______________________ is _______/ _______/ ______ and I am
his/her natural and lawful guardian/ guardian appointed by court order, dated ______/ _______/ ______(copy enclosed).
I shall represent the said minor in all future tr of any on the above account the said minor
majority. indemnify the Bank against the claim of the above minor for any withdrawal/tr made by me in his/her
account. Signature

Version / August’ / 20 11-12-20