Guide To Choosing ALF-RCF
Guide To Choosing ALF-RCF
Guide To Choosing ALF-RCF
Assisted Living or
Residential Care Facility
in Oregon
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Section B: Who may need an assisted living or residential
care facility?
ALFs and RCFs are for people who may need help with daily
activities and tasks. These settings offer personal care services, Individuals move into
24-hour care staff, meals, medication management, health ALF/RCF settings
services and social activities. for more social
interaction, to reduce
ALFs and RCFs have different types of licenses even though their responsibilities,
they offer very similar services. They have the same licensing for safety and security,
rules for services and staffing, but the requirements for the and for activities,
physical design of the facility are different. There are additional health services and
rules that apply to endorsed Memory Care Communities. The wellness offerings.
main difference between ALF and RCF settings is whether they
offer shared or private apartment spaces and rooms. All ALF
residents have their own apartments with a small kitchen area and a private bathroom. Some
RCFs may have residents share rooms, while others offer private rooms or apartments.
ALF and RCF settings are not nursing facilities. They do not offer continuous nursing care
or complex therapy services provided by nursing and post-acute care rehabilitation facilities.
Why are ALFs and RCFs licensed by the Department of
Licensing survey reports
Human Services?
should be publicly
posted. If you don’t Licensing is a way to monitor the quality of care residents
see a recent licensing receive in ALFs and RCFs. Licensed ALFs and RCFs must
survey, ask a staff meet and maintain certain standards and are inspected every
member to tell you two years. (Current inspection reports are available at the
where it can be found. facility.) A license is required for a facility to advertise and
provide care and services as an ALF or RCF.
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communities do not provide help with activities of daily living, medication management or
health care coordination. You can hire private caregivers to assist you in one of these settings.
These senior housing settings are not licensed by the Oregon Department of Human
Services. They must follow Fair Housing Act and landlord tenant laws and federal housing
requirements, if applicable. These facilities cannot use the terms “assisted living facility”
or “residential care facility.”
Adult foster/care homes
These are licensed single-family homes where staff provide care for up to five people and
serve a range of needs in a home setting.
Nursing facilities
These facilities provide licensed 24-hour supervised nursing care. Caregivers must be certified
nursing assistants. Nurses and certified nurse aids provide nutritional, therapeutic and
personal care.
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What additional services may be offered by ALFs and RCFs?
Some facilities provide more intensive health-related services. For example, a medically
complex diet requires a registered dietician be involved in planning. Residents and their
families should know what additional services the facility offers, and the costs and limits
of those services. If the facility agrees to provide you with extra services, get that agreement
in writing.
Consider what services you need now and what you may need in the future as you age and
your health care needs changes. You will be more successful at choosing a facility if you
match your needs with the setting that is the best fit for your current and future needs.
How can the facility help you with medications and nursing services?
Medication management
The majority of seniors living in ALF and RCF settings need help with their medications.
Facilities are required to have safe medication systems and provide additional training to
caregivers who give medications. Staff who typically administer medications are not nurses,
but the medication system is approved by a registered nurse, physician or pharmacist.
To ensure safe delivery of medications, many ALFs and RCFs require medications to be
“bubble packed” with each pill in a separate plastic bubble on top of a cardboard package.
Your pharmacy needs to package your medications in the way the facility requires. If your
family is going to bring in your medications, ask how the pills need to be packaged and
what happens if the family is unable to bring the medications. This information should be
included in the disclosure and residency agreements.
Medicare Part D or Medicaid programs may pay for all or some of your medications.
Nursing services
ALFs and RCFs are required to have a registered nurse (RN) on staff or on contract. In
addition to a RN, some facilities also use licensed practical nurses (LPN). Nursing staff hours
vary from facility to facility. The number of licensed nursing hours must be based upon the
number of residents and their health service needs. The hours should also be included in the
facility staffing plan.
Ask the administrator The nurse typically does not give hands-on nursing care. The
how many hours a licensed nurse in an ALF and RCF oversees and coordinates
week the nurse is in your health service needs. Facility nurses will be involved in
the facility. assessing and updating your service plan if there is a major
change in your health condition or other nursing needs.
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Who are the caregivers at these settings?
Caregivers will have different tasks at each facility. Oregon rules require all caregivers receive
orientation and training and demonstrate competency before working with residents. Each
caregiver receives 12 hours of additional training every year plus additional fire and life
safety training.
Outside provider services
The facility must help residents in accessing health care services and benefits to which
they are entitled from outside providers. The facility must also coordinate onsite health
services with outside service providers such as hospice, home health or other privately paid
supplemental health care providers. Residents do have the choice of coordinating their own
medical appointments, but they need to communicate that information to the facility.
How will you know if there are enough staff members to care for you and the
other residents?
Oregon rules require ALFs and RCFs to develop “acuity-based” staffing plans. This means
each facility must have a written system to determine the
Facilities must post a appropriate number of caregivers needed to meet their
staffing plan. Look at residents’ needs. Facilities must be able to explain how their
the plan and ask how system works and are required to adjust staffing needs when
it is adjusted to meet residents’ needs change. They are required to have enough staff
the changing needs of to meet the scheduled and unscheduled needs of the residents
the residents. living in their facility. An example of an unscheduled need
would be if you required additional help because of a sudden
illness or injury.
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What activities are available for you?
Facilities are required to provide a variety of daily activities. They must ask you about your
activity preferences and include those in your service plan. These planned activities must
offer opportunities to be involved in the larger community, outside of the facility.
ALFs and RCFs must provide equal services to residents with disabilities. If you use a
wheelchair or other mobility aid, ask how your needs will be accommodated during
outings. If the ALF or RCF has its own van, ask how many wheelchair spaces are
available and how they determine who gets to go on an outing.
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Here are some questions to ask about the costs:
• What are the services covered in the fee? What is extra?
• What is the range of costs?
Ask the facility what are the lowest, highest and average monthly charges.
• Should I expect the fees to increase each year?
Most facilities raise their rates 3–5 percent each year due to increasing costs. Ask what
the facility’s history of rate increases have been over the last two or three years.
• How can I compare fee arrangements?
It can be hard to compare the different fee arrangements at each facility. Facilities
charge for their services in a variety of ways. The cost will vary based on the particular
residence, size and features of the apartment/living unit, the amount of amenities, and
the level of services you need. There may be additional charges such as entrance fees
and deposits. Most have a base rate that usually covers the cost of room and board,
housekeeping and activities, and may include some amount of personal care.
Sometimes the terms used by facilities to bill for care and services may not be clear.
You may come across terms such as “levels of care” or “point system” or a combination
of points and level of care. Facilities may use a different system and it is important for
you to understand how the facility bills for their services. Below is an explanation of
the most common billing methods.
Point system – All care-giving services,
such as helping you with bathing, dressing
and getting on and off the toilet, are given
a number of points based on how much
time the facility believes it will take the staff
to help you. Each facility assigns a dollar
amount to its points. After the facility has
decided how much care you will need, it
adds up the number of points and multiplies
that total by the dollar amount it has
assigned to each point. This is the amount
you are charged for the services you are
given. For example, if you need assistance
with medication administration, you might be assigned a higher number of points if the
medication has to be provided more than one time per day. The higher number of points
may increase your charge.
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Advantage: You are charged for the services you actually want or need.
Disadvantage: The amount you are charged can change from month to month.
Level system – or a tier system. A typical set of services are set for each ‘level.” Lower levels
equal less or less-intensive services; as the levels increase so do the services and cost. For
example, you might start out at level one and do most things for yourself. As time goes by
you need help to get dressed and showered. You would then move to another level and be
charged more money.
Advantage: You can easily tell how much you are going to be charged based on the care you
need.
Disadvantage: There is less flexibility. As soon as you need at least one service in the next
level, you can be charged at that level’s rate.
Bundled points and level of care – All care-giving services are given a number of points
based on how much time the care facility believes it will take the staff to help you. Each level
contains an amount of points assigned by the facility. For example, a facility may decide that
people who need 1–20 points of care are in level one. Those who need 21–30 points of care
will be in level two. Those in level two will be charged more than those in level one.
Advantage: This system allows for small changes for services needed without necessarily
changing the rate.
Disadvantage: If you are on the lower end of the level, you are paying the same rate as
someone at the higher end of the level.
In summary:
• Ask the administrator to explain the method of deciding monthly charges.
• In general, the more services you need, the higher your monthly cost.
• Even if you don’t need many services now, you may need more in the future
and your monthly costs may increase.
Oregon has a website called the Aging and Disability Resource Connection (ADRC). The
ADRC website has information on funding your care. The website has tools to calculate how
much ALF and RCF services will cost and how to estimate your available financial resources.
ADRC website: https://adrcoforegon.org/consite/plan-funding-your-care.php
Medicaid long-term care services - There are several programs that may provide
assistance, each with different eligibility criteria. Medicaid pays for ALF and RCF services
for eligible, low-income individuals. Your need for services and your income are evaluated
to determine eligibility.
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There are several insurance and government programs that could help you pay for ALF and
RCF services. These programs may cover some of your future costs.
Long-term care insurance: Will long-term care insurance cover all or part of the costs?
Some private health and long-term care insurance policies include coverage for ALF and
RCF care. If you have an insurance policy, check with your agent to find out exactly what the
policy will cover and how you will be screened to find out if your health condition is eligible
for coverage. Ask your agent if the benefit will cover the facility service fees.
Medicare: Will Medicare cover the cost of care?
Medicare doesn’t pay
No, Medicare does not cover the cost of living in an ALF or for ALF and RCF
RCF facility. care. Medicare will
Medicaid: Does the facility accept Medicaid payments for their help pay for a limited
services? If so, are you eligible for services? amount of skilled
nursing or home
Many, but not all, facilities accept Medicaid as a source of health care if you meet
payment. If you think you may not have enough money for certain conditions
care in an ALF or RCF setting, you should call your local in connection with a
Department of Human Services, Aging and People with hospital stay.
Disabilities office or the Area Agency on Aging. The staff can
check to see if you are eligible for Medicaid long-term care or
other state services.
They will also explain how you will use your income (Social Security, pension, etc.) to
help pay for services. The facility cannot charge you more than the amount Medicaid had
calculated as your contribution towards your care. Medicaid provides for a small personal
incidental fund allowance to cover items you choose to buy for yourself.
Facilities who accept Medicaid cannot require you to pay out of your own resources for
a set length of time. For example, they should not be able to say that you must be able to
pay privately for six months before going on Medicaid. These “duration of stay” contracts
are not enforceable. Call the Long-Term Care Ombudsman’s Office at 1-800-522-2602 if
you are told you must pay privately for a specific period of time.
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Next consider what your needs may be in the future?
Look at the facility
Could your care needs improve with additional support
description and the services
and assistance or decline due to a health condition?
provided. Pick the one that
Finally, look for a facility that can provide the services best matches your current
you need now and ones that you may need in the future. and future needs.
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Section H: Choosing a facility
Choosing the right facility requires you to identify your needs and preferences and match
them with the setting and services the facility provides. It is important for you to:
• Collect information on facilities.
When choosing a • Tour the facilities and narrow your choices. Talk with
facility, it is important residents, families and staff at each community you tour.
that you understand • Consider other factors, such as whether the facility can
the sections of the honor your food preferences and whether you can maintain
residency agreement your preferred morning and nighttime routines.
related to moving out
• Think about whether the facility can meet any future
and refunds. That way,
health needs based on your health status.
you will know what to
expect if you decide to • Think about what kind of living space you are looking for.
move out. • Compare facility services and costs.
• Ask about why you may have to move out of a facility.
Use the CIS, facility visits, the ALF/RCF consumer comparative tool and other methods to
help you decide which facility best meets your needs.
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• Advance directive
• Guardianship
• Conservatorship
• Power of attorney
• Any other legal document that may affect your future care
The facility will also request information about your medical history and will require
any current orders from your doctor, including orders for your medications. The
facility cannot administer your medications without the order from your doctor.
3. An in-person visit
Facility staff will talk with you to get to know you and your care needs. Based on your
situation, the facility may ask to come to your home to evaluate your care needs before
you move into the facility. Staff will also ask about what kind of activities interest
you. You may want to include your family and friends in the visit and information
gathering process. Including family may be important if you have memory problems
or a complex medical history. The information discussed during this visit will help the
facility staff decide whether or not they can meet your needs.
4. The initial service plan
The facility will develop an initial service plan for you that will most likely change
within the first month of living in your new facility as the staff get to know you better.
5. Residency agreement
The residency agreement is a legal contract signed by you and the facility. It is one of
the most important documents you will receive. You should understand the terms of
the agreement and keep a copy for your records.
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notice of an increase.
4. The refund policy if you leave voluntarily or are given a move-out notice
5. The “move-out” criteria that explains why you may need to move out of the facility
6. Other important legal rights
7. Successful transitions guide (https://apps.state.or.us/Forms/Served/de9566.pdf )
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Facilities may have a “code of conduct” or a list of “responsibilities of residents” as part of a
resident handbook. Some of these guidelines are for your safety and others are designed to
create a living situation that supports respect and dignity. For example, you may not be able
to have a pet or keep guns at the facility.
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Section L: For more information about these facilities
If you would like more information about ALFs and RCFs:
1. Additional tips for choosing your
ALF or RCF are available at https://
adrcoforegon.org/consite/index.php
or call 1-855-673-2372 (1-855- ORE-
ADRC).
2. The Department of Human Services
website has a Facility Comparison Tool
for choosing among Oregon’s assisted
living and residential care facilities.
https://apps.state.or.us/Forms/Served/
de2000.pdf
3. You can call the Department of Human Services licensing unit at 1-800-282-8096.
4. You can call the Long-Term Care Ombudsman office at 503-378-6533 or 1-800-
522-2602. The office of the Long-Term Care Ombudsman is a free service available
to residents, families, facility staff and the general public. Ombudsman respond to a
wide variety of resident concerns, including problems with resident care, medications,
billing, lost property, meal quality, evictions, guardianships and service plans.
5. You can check the Care Conversations website at https://careconversations.org/.
6. These Oregon long-term care associations have consumer information on their
websites:
Oregon Health Care Association - http://www.ohca.com
Leading Age Oregon - http://www.leadingageoregon.org
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Section M: Residents’ Bill of Rights
The facility must implement a Residents’ Bill of Rights. Each resident and the resident’s
designated representative, if appropriate, must be given a copy of the resident’s rights and
responsibilities before moving into the facility. The Bill of Rights must state that residents
have the right:
• To be treated with dignity and respect.
• To be given informed choice and opportunity to select or refuse service and
to accept responsibility for the consequences.
• To participate in the development of their initial service plan and any revisions or
updates at the time those changes are made.
• To receive information about the method for evaluating their service needs and
assessing costs for the services provided.
• To exercise individual rights that do not infringe upon the rights or safety
of others.
• To be free from neglect, financial exploitation, verbal, mental, physical, or
sexual abuse.
• To receive services in a manner that protects privacy and dignity.
• To have prompt access to review all of their records and to purchase photocopies.
Photocopied records must be promptly provided, but in no case require more
than two business days (excluding Saturday, Sunday, and holidays).
• To have medical and other records kept confidential except as otherwise provided
by law.
• To associate and communicate privately with any individual of choice, to send and
receive personal mail unopened, and to have reasonable access to the private use of
a telephone.
• To be free from physical restraints and inappropriate use of psychoactive medications.
• To manage personal financial affairs unless legally restricted.
• To have access to, and participate in, social activities.
• To be encouraged and assisted to exercise rights as a citizen.
• To be free of any written contract or agreement language with the facility that
purports to waive their rights or the facility’s liability for negligence.
• To voice grievances and suggest changes in policies and services to either staff or
outside representatives without fear of retaliation.
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• To be free of retaliation after they have exercised their rights
• To have a safe and homelike environment.
• To be free of discrimination in regard to race, color, national origin, gender, sexual
orientation, or religion.
• To receive proper notification if requested to move-out of the facility, and to be
required to move-out only for reasons stated in OAR 411-054-0080 (Involuntary
Move-out Criteria) and have the opportunity for an administrative hearing,
if applicable.
In addition to the rights listed above, there are additional federal rights for assisted living and
residential care facilities that are considered home- and community-based settings (HCBS).
(2) HCBS RIGHTS.
(a) Effective Jan. 1, 2016 for providers initially licensed after Jan. 1, 2016, and effective
no later than Sept. 1, 2018 for providers initially licensed before Jan. 1, 2016 the
following rights must include the freedoms authorized by 42 CFR 441.301(c)(4) and 42
CFR 441.530(a)(1):
(A) Live under a legally enforceable residency agreement;
(B) The freedom and support to access food at any time;
(C) To have visitors of the resident’s choosing at any time;
(D) Choose a roommate when sharing a bedroom;
(E) Furnish and decorate the resident’s bedroom according to the Residency
Agreement; and
(F) The freedom and support to control the resident’s schedule and activities.
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500 Summer Street NE, E12
Salem, OR 97301-1073
Hours: 8:00 a.m. - 5:00 p.m.
Email: spd.web@state.or.us
503-945-5921
1-800-282-8096
TTY: 800-282-8096
You can get this document in other languages, large print, braille or a format you prefer. Contact
Aging and People with Disabilities at 503-945-5921 or 1-800-282-8096 or email spd.web@state.
or.us. We accept all relay calls or you can dial 711.
DHS 9098 (rev 10/2016)