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    Interest Rates: Effective From 20th October 2021 (3rd Kartik 2078)

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    kapil
    This document outlines interest rates for various deposit and loan products offered by Mega Bank Nepal Ltd effective October 20, 2021. Savings deposit rates range from 4.36% to 5.86%, fixed deposit rates are 9.36% for 3 months and above for individuals and 8.36% for institutions. Recurring deposit rates are 8% for child education plans and 7.5% for personal goal plans. Retail term loan interest rates have a monthly base rate of 6.8% plus a spread of 4.16%.

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    Interest Rates: Effective From 20th October 2021 (3rd Kartik 2078)

    Uploaded by

    kapil
    29 views2 pages
    This document outlines interest rates for various deposit and loan products offered by Mega Bank Nepal Ltd effective October 20, 2021. Savings deposit rates range from 4.36% to 5.86%, fixed deposit rates are 9.36% for 3 months and above for individuals and 8.36% for institutions. Recurring deposit rates are 8% for child education plans and 7.5% for personal goal plans. Retail term loan interest rates have a monthly base rate of 6.8% plus a spread of 4.16%.

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    3rd-karthik-20781634790768

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    This document outlines interest rates for various deposit and loan products offered by Mega Bank Nepal Ltd effective October 20, 2021. Savings deposit rates range from 4.36% to 5.86%, fixed deposit rates are 9.36% for 3 months and above for individuals and 8.36% for institutions. Recurring deposit rates are 8% for child education plans and 7.5% for personal goal plans. Retail term loan interest rates have a monthly base rate of 6.8% plus a spread of 4.16%.

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Download as pdf or txt
    29 views2 pages

    Interest Rates: Effective From 20th October 2021 (3rd Kartik 2078)

    Uploaded by

    kapil
    This document outlines interest rates for various deposit and loan products offered by Mega Bank Nepal Ltd effective October 20, 2021. Savings deposit rates range from 4.36% to 5.86%, fixed deposit rates are 9.36% for 3 months and above for individuals and 8.36% for institutions. Recurring deposit rates are 8% for child education plans and 7.5% for personal goal plans. Retail term loan interest rates have a monthly base rate of 6.8% plus a spread of 4.16%.

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    INTEREST RATES

    Effective from 20th October 2021 (3rd Kartik 2078)


    Rate Per Minimum
    (A) Deposits
    Annum Balance
    Savings Deposit
    Mega Avibhabak Bachat Khata 4.86% NPR 500
    Mega Professional Savings Account 4.86% NPR 1000
    Mega Triple Benefit Plus Savings Account 4.86% NPR 500
    Mega Bishwas Bachat Khata V. 2020 4.86% NPR 5,000
    Mega Nagarik Sambridhi Savings Account 4.86% NPR 100
    Mega Corporate Benefit Savings Account V. 2020 4.86% NPR 1,000
    Mega Corporate Benefit Savings Account * 4.86% NPR 1,000
    Mega Karmachaari Bachat Khata 4.86% NPR 100
    Mega Maha Bachat Khata*** 4.86% NPR 1000
    Mega Maya Bachat Khata (MMBK)*
    General 4.86% NPR 10,000
    Standard 4.86% NPR 20,000
    Super 4.86% NPR 30,000
    Mega Shareholder Bachat Khata (Special) 4.86% NPR 500
    Mega Prabardhak Bachat Khata (Special) 4.86% NPR 1,000
    Mega Maya Bachat Khata V. 2020 4.61% NPR 50,000
    Mega Sarbapriya Bachat Khata 4.61% NPR 50,000
    Mega Utkrishtha Bachat Khata 4.61% NPR 25,000
    Mega Subharambha Bachat Khata 4.61% NPR 10,000
    Mega Young Star Savings Account 4.61% NPR 1,000
    Mega Shareholder Bachat Khata (Normal) 4.36% Nil
    Mega Prabardhak Bachat Khata (Normal) 4.36% Nil
    Mega Lokpriya Bachat Khata (Normal Savings) 4.36% Nil
    Mega Swabhimaan Bachat Khata 4.36% NPR 1,000
    Mega Srijanshil Nari Bachat Khata 4.36% NPR 500
    Mega Youth My Bank@ Campus Savings Account 4.36% NPR 200
    Mega Micro Savings Account 4.36% NPR 5
    Mega Social Security Allowance Savings Account 4.36% Nil
    Mega Remittance Savings Account 4.36% Nil
    Mega Jeevan Sathi Bachat Khata 4.36% NPR 5,000
    Mega Swornim Bachat Khata 4.36% NPR 5,000
    Mega Rising Savings Account 4.36% NPR 500
    Mega Matribhumi Savings Account 5.86% NPR 500
    FCY Savings Deposit (USD, GBP & EUR) 2.50% Nil
    Fixed Deposit Individual Institutional
    3 Months & Above 9.36% 8.36%
    Mega Recurring Deposits**
    Child Education Plan 8.00%
    Personal Goal Plan 7.50%
    Retirement Plan 7.00%
    (B) For All Categories of Floating Rate Loans and Advances Premium Up to 7% p.a.
    (C) For All Retail Term Loans (Fixed Rate) Premium Up to 7% p.a.
    Percentage
    Monthly Base Rate (Bhadra 2078) 6.80%
    Spread (Bhadra 2078) 4.16%
    * For existing customers only
    ** Conditions apply
    *** Interest payment frequency shall be monthly.
    Notes:
    1. All the interest rates are in Per Annum.
    2. Interest payment frequency shall be Quarterly for all types of Deposit Products except those specifically mentioned above.

    3. Interest rates of Consortium Loans shall be as per the decision of Consortium. Interest rate on Loan against Fixed Deposit shall be
    Coupon rate plus 2% or Base Rate plus 2% whichever is higher.
    4. New or Existing Retail Loan Customers availing term loans above 1 year tenure will have option to choose among Floating and
    Fixed Rate for the entire or remaining term of Loan respectively as per NRB Directive No. 15/077.
    5. Premium/penal rate up to 2% shall be charged in addition to existing premium in case repayment of principal due or payment of
    interest is irregular, documents to be submitted to the Bank is not submitted on time or loan covenants are not abided by the
    customers.

    Mega Bank Nepal Ltd. Rising Mall, Kamaladi, Kathmandu Post Box No: 26559, Phone No: 01-
    4169217/16/05/04, Fax No. 01-4169215

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