Your Trusted Payment Gateway

Online financial transactions made more

secured with this simplified payment gateway
Latest encryption technology in RapidoPayments,
tested against various security compromises
up to 100% success rate
Implementation of advanced encryption technology to
make your financial transactions secured from
the threat of online thefts

ABOUT US
RapidoPayments is established in the early months of 2016. Head-
quartered in Panama, the company has considered establishing
Panama offices keeping in mind its rapid popularity with finance and
accounting services.

Ecosystem of online transaction is the prime target of cyber-thieves.

RapidoPayments gateway offers safe online transaction platform for
merchants, vendors and general users. This technology driven
payment solution has implemented end-to-end encryption technique
to develop this error proof platform. Users could select multiple
options for making online transactions.

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PAYMENT SERVICE PROVIDER
RapidoPayments gateway is capable of dealing with huge amount of
financial transactions that are in particular dealt in by banking and
accounting service providers. The clients include capital market
service providers as well. Along with this, ecommerce websites
could integrate this gateway to offer a secured financial transaction
medium to huge number of users.

Well aware of the client requirements, RapidoPayments believes in

establishing long lasting professional relations with each and every
one of its customer base and offers 24*7 client-supports.

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 Our Director
Mr. Kunal Gupta (Director & Share Holder)

Mr. Kunal Gupta, BCA from PESIT (Bangalore) is having over 8 years
of experience in Onshore management, finance, team Leadership
and business strategy management. He has worked with Infosys for
two years as software engineer. He is an excellent communicator
with highly nurtured interpersonal, analytical, and presentation skills,
with an ability to relate with people at all levels of business and man-
agement.

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 Features

Email address
Cross reputation
Parameter Checks Automatically deter- Manual
Detects suspicious mines the reputation Reviews
of customer email Implement manual
behaviour using more
address reviews to
than 20,000 rules plus
increase accept-
velocity checks
ance rate and
maintained by our
conversion
experts
Flexible
Cross-Merchant 3DSecure
Intelligence Implement dynam-
Aggregates the ic use of 3D
knowledge and
experience gained Industry Secure to increase
conversion
from other
merchants Templates
Automatically implements
and maintains sector
specific risk profiles
IP Geolocation
Differentiates between
Real-Time Behavioral threats and genuine
Mapping transactions by
pinpointing the buyer’s
Performs real-time location
correlation of transactions
to closely track unusual Device
behaviours Fingerprinting
Identifies the unique
device used for a
fraudulent transaction
and improves
tracking

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Credit Card:
When you need online credit cards pro-
cessing, it is best to use special merchant
accounts especially designated for the
purpose. The underlying procedures to
open a new account are extremely easy
with RapidoPayments and there are mul-
tiple benefits associated with it like one
can easily access the facilities of in-built
fraud protection methodologies and
supreme customer support services.

Debit Card:
RapidoPayments gateway solution offers the services of secure
online debit solutions, PIN and signature debit solutions. The con-
sumers could use their check cards and bank ATM cards to purchase
goods or services. At present, 65 percent of entire online payment is
done by debit cards and so it is a good option to be explored.
RapidoPayments ensures both the security of financial transactions
and offers all-round customers’ services.

Online/Net Banking:
Net-banking facility offered by
RapidoPayments lets you manage, pay or
transfer your bills within or outside country
boundary, in quickest time. You could be
sure about the supreme quality of security
features attached with it. One of the major
benefits of using the Net-banking feature is
that you could access it 24*7.

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Real-time Transaction Flow
With Fraud Check

Industry
Templates
Customer Accept

Rules By our
Transaction Manual review By You or
Engine Experts

Block
Fraud Score

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 Industry Templates
Benefits from a custom fraud prevention policy is just a few
clicks away
Automatically implements and maintains sector-spe-
cific risk profiles

Set-up a custom fraud prevention policy in just a few

clicks

Covers all major industry sectors

Frequently updated as per latest trends

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 The Arsenal
The RMS consists of more than 100+ rule based on parameters such
as negative database, IP address, device identification, issuing bank,
proxy detection, velocity checks, email-id verification and address
validation with telephone verification of zip code etc. The system
helps us to identify and curtail the fraud attacks. Few of them have
been explained in brief in next slides:

IP checks
Time zone checks
Velocity checks
Various reverse lookups
Geo-location vs. BIN checks
Device fingerprinting
Network packet analysis (Proxy,
VPN, Tor detection)
Behavioral mapping
Machine learning systems
Manual reviews

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Velocity Checks:
It used to protect merchants and minimize fraud by
enabling them to set transaction frequency limits and card usage
within a specific timeframe. These features enable merchants to be
alerted when there are possible instances of fraud due to abnormal
buying behaviors such as:

Buying 10 times using the same card in the span of 30 minutes

Multiple order using different cards but shipped to the same
address
Multiple orders using different cards, names, and addresses but
all from the same IP address
Frequency of orders coming from the same URL

Email Check:
Email check offers a layer of secured financial transaction wherein
emails are sent to customers in order to receive their approval for the
transaction. Only after they confirm it, the transaction takes place in
reality.

BIN Check:
Validates the card-issuing bank by checking the BIN.

IP Check/Block:
The IP address checker compares the country written down on the
billing address of the product/service and compares it with the
location placed by the customer in the order form. If there is a
mismatch, chances are high that the transaction is a fraudulent one.

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Address Check:
Address checker matches the billing address entered by the buyer
and compares it with information stored in the database of card
issuing company. This unique tool helps to verify the fact that the
customer who is using the credit card is the actual owner of the card.

Device ID Check:
Device ID checker tool helps to identify the ID of the visiting device
(both static and mobile) to identify it with certainty thereby minimising
the chances of fraudulent transactions. Device ID checker could
operate on multiple operating systems like iOS, Android, Microsoft,
Linux and Mac.

Country Check:
Country checker tool helps to verify the security of line items to be in-
cluded in accounting documents to make payments to creditors lo-
cated in high-risk zone countries. One may describe a high-risk zone
country that is predominated by high-level corrupt practices followed
by governmental and private organisations. In addition, in these
countries, stability of government is questionable. Most high-risk
zone countries practice regulated trade regimes. Country checker
compares a list of such countries when users apply for payments
through credit cards.

Billing and Shipping Address Check:

When multiple financial transactions are completed by a single card
with a variety of shipping addresses, chances are there that this is a
possible theft case. Billing and Shipping address checker compares
these 2 addresses.

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 Email Address Reputation
Presence of an email
address in these data
sources is determined in
real time

The email address is then

added to the database for
future lookups. A negative 01
database is maintained for
known fraudulent transactions

The older, the

better for the
05 02 transaction

Email 31

Address

04 03
If there is no hit In the Email Address Repu-
database, the score goes tation only adds to the
up only slightly fraud score – it does
not determine the fate
of the transaction all
by itself

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Manual Review / Analysis in 3 steps

Relevancy Correlated External

and Coherency Transactions investigation
Check Analysis
Identification of all Internet and social
Card data correlated transactions networks
Billing and shipping info Behavior analysis and Advanced Geolocation
Geolocation suspicious behavior identi- check
Basket amount etc. fication Directories
Analysis done on all possi- Whois etc
ble fraudulent transactions

High Risk Low Risk High Risk Low Risk

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 A Team Of Support

Fraud & Fraud Development

E-Commerce Fraud Product
Technical Manual &
Fraud Data Management
Support Reviewers Infrastructure
Consultants Analysts Team
Teams Teams

Availability of proficient and trained support team, as and when

required

Data-analysts constantly review the profiles of possible fraudsters

Pro-active monitoring system to filter out fraudulent trends

Availability of various packages based on requirements:

Outsourced manual review services

Dedicated e-commerce fraud consultant
Ad hoc reports
Periodic performance review
360 fraud management

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