PPT QUIZ 4, Prepared by Baroda Academy,

AHMEDABAD

120 Questions

NAME :
CLASS :
1. DATE :
What is the threshold limit above which the entities
(non-individuals) should include remitter and beneficiary
Legal Entity Identifier (LEI) information?
a) 1 crore b) 10 crore
c) 50 crore d) 100 crore

2. Branches are categorised on the basis of their credit

exposure under the revised risk assessment model,
what will be the maximum credit exposure of category
III branch?
a) 50 Cr b) 200 Cr
c) More than 200 Cr d) 350 Cr

3. As per risk based internal audit, maximum no of QRCs

which can be outstanding at a time is _____?
a) 1 b) 2
c) 3 d) 4
4. If an asset is sold by the secured creditor, what would be
the order for the appropriation of proceeds?
a) first towards costs, charge incidental b) first towards the dues of the secured
towards the preservation of securities creditor
c) first towards costs and dues to the d) secondly, if there is surplus towards
secured on prorate basis other person entitled to the asset

5. Which of the following is NOT an essential ingredient to

initiate action for enforcement of security under this
act?
a) There must be a security agreement in b) There must be a default in repayment of
which borrower is under liability of the secured debt or instalment thereof
secured creditor
c) The account must be classified as Non- d) The security interest must be at least Rs.
Performing Asset 200,000/-

6. What is the time limit within which Chief Metropolitan

Magistrate or District Magistrate shall pass an order
after receipt of the affidavit from the authorized officer
of the secured creditor?
a) Within 15 days of receipt of application b) Within 30 days of receipt of application
and within such further period not and within such further period not
exceeding in aggregate 30 days exceeding in aggregate 60 days
c) Within 45 days of receipt of application d) Within 60 days of receipt of application
and within such further period not and within such further period not
exceeding 90 days exceeding 120 days

7. Mr. Ajay had opened a SCSS account for Rs.15 lacs, after
6 months due to some emergency he was in
requirement of Rs. 2.00 lac, so he decided to do
premature closure of the account,how much penalty will
be deducted?
a) any Interest paid in the account b) 1% of the deposit amount
c) 1.5% of the deposit amount d) No Premature withdrwal allowed
8. What is the maximum amount of incentive that GMS
mobilization, Collection & Testing agent can be paid by
banks under Gold monetization scheme?
a) 0.01 b) 0.015
c) 0.02 d) 0.025

9. Bank earns commission of Rs. ___ per transaction in SSA

account?
a) 40 b) 50
c) 75 d) 100

10. What is the maximum entry age for NPS subscription?

a) 55 years b) 60 years
c) 65 years d) 70 years

11. If the PPF account is not renewed after maturity, and

suppose the account has a balance of Rs. 15 lacs,
whether he balance will fetch any interest or not and if
at all it gets interest then at what rate?
a) Post maturity the balance in the account b) Post maturity the balance will fetch only
will not fetch any interest Savings Bank Rate
c) If the account is not renewed, d) Post maturity, the account will get PPF
immediately the PPF account is required rate of interest till the time the account
to be closed has balance in it.

12. The entire process of declaring account as fraud of

lifting the RFA should be completed within ___ from date
of declaration of account as RFA
a) 6 months b) 1 years
c) 3 months d) 15 months
13. Vijay steel an MSME borrower was enjoying CC and TL
facilities worth Rs. 2 crore and Rs. 25 lacs respectively.
Now with the opening up post COVID the proprietor
wants to increase the capacity and has applied for
sanction of new term loan for purchase of machinery of
Rs. 45 lacs. During the assessment of proposal credit
officer noticed that the account during past year
remained for 62 days in SMA 1and around 31 days in
SMA 2 (At different intervals) due to COVID restrictions
etc. Can the facility be considered assuming all other
parameters are favorable?
a) No since it remained in SMA 1/SMA2 for b) Yes can be considered by same
total period beyond 90 days no fresh sanctionining authority as SMA 2 period
facilities can be sanctioned is less than 60 days
c) No can't be sanctioned since SMA 1 d) Yes can be sanctioned but by next higher
period is beyond 60 days authority

In above Example (question 5) how will the account be

14. upgraded?
a) By submission of all stock statements of b) By submission of all stock statement and
previous months payment of overdue amount
c) By delinking the drawing power and stock d) By submission of stock statements and
statement review of accounts

15. In case of restructured term loan account date of NPA

will be
a) 90 days from date of restructure b) 90 days from date of first overdue
c) Date of restructure d) 90 days from post restructure date
overdue

16. Advance accounts of Rs. ____ and above are brought

under purview of EWS
a) 10 lacs b) 25 lacs
c) 50 lacs d) 1 crores
17. What is the daily POS/ECOM limit of VISA platinum card?
a) Rs. 200000/- b) Rs. 300000/-
c) Rs. 500000/- d) Rs. 1000000/-

18. What is the replacement charges of business variant

debit card?
a) Free b) Rs. 150 + GST
c) Rs. 250 + GST d) Rs. 200 + GST

19. What is the Fee/penalty for decline of Debit card

transactions due to insufficient fund in the account?
a) Rs. 10 + GST b) Rs. 20 +GST
c) Rs. 30 + GST d) Rs. 15 + GST

20. Our Bank has tied up with which of the Oil marketing
company to issue co-branded fuel debit card?
a) HPCL b) IOCL
c) BPCL d) Shell

21. What is TAT for chargeback NFS transaction on Debit

card?
a) T + 3 days b) T + 5 days
c) T + 7 days d) T + 2 days
22. Sushil wants to purchase TV worth Rs. 90000/- and
wants to make payment using BHIM Baroda pay. Can he
do it?
a) Yes the maximum daily transaction limit b) No the maximum daily transaction limit is
is Rs. 500000/- Rs. 50000/-
c) Yes the maximum daily transaction limit d) No the maximum daily transaction limit is
is Rs. 100000/- Rs. 25000/-

23. Customers can block the UPI services instantly though

SMS by typing ____ in the message content
a) UPIBLK b) BOBBLK
c) BOBUPIBLK d) UPIBLOCK

24. What is the issuance fee of FASTag (inclusive of GST)?

a) Free b) Rs. 100
c) Rs. 200 d) Rs. 300

25. What is the maximum per transaction limit in cash

recycler in account where PAN in CBS is not registered
for card less transaction ?
a) Rs. 10000/- b) Rs. 20000/-
c) Rs. 49900/- d) Rs. 200000/-

26. Which menu is use to Transfer of Cheque book between

the accounts of same customer?
a) HIMC b) HISIA
c) HXFCHBAC d) HXFRCHQ
27. W hat is the menu option for rescheduling of Loan
Account in Finacle 10?
a) LARA b) HLARSH
c) HLARA d) HRESCHE

28. The term SWIFT stands for:

a) society for world-over international b) society for world-wide interbank financial
financial transfers transfers
c) society for world-wide interbank financial d) society for worldwide interest-earning
telecommunication financial transaction

29. Which of the following mode of operation are not

eligible for Baroda connect?
a) Minor natural guardian operation by NG b) Any two directors
c) All partners jointly d) Any two jointly or Survivor

30. What is the chargeback TAT for complaints related to

Debit card usage?
a) T + 3 DAYS b) T + 5 days
c) T + 7 days d) T + 15 DAYS

31. Neha and her father Shashank both require the Baroda
Travel Easy mutli currency forex card however Neha is
dependant child and doesn’t have PAN card. Can
mulitple card be issued In such case?
a) No single card per single retail customers b) Yes but Neha's PAN card will be required
to issue her separate card
c) Yes by choosing option "PAN belongs to" d) No since Neha is dependant no card can
separate cards can be issued be issued to her
32. In Baroda MACT Claims Sb Account the operating
instruction can be
a) Self b) Either or survivor
c) Former or survivor d) Jointly

33. If a welcome kit remains undilivered at the branch for

___ days it should be distroyed
a) 30 b) 60
c) 90 d) 120

Under Capital Gain Account Scheme, 1988, deposits can

34. be kept for a maximum period of _______ years.
a) 1 b) 2
c) 3 d) 5

35. Which of the following account remain active

permanently and do not become dormant.
a) Baroda Govt. Scholarship/ DBT account b) Baroda Champ savings account
c) Baroda Advantage Zero Balance Sb d) No accounts remain permanently active
Account

36. Undelivered welcome kit should be distroyed in the

presence of ___ no of officers if not delivered for
specified days
a) 2 b) 3
c) 4 d) None of the above
37. Under Capital Gain Account Scheme, withdrawing
money from the account after the period of two years,
the permission of _____________ is necessary.
a) RBI b) Income tax
c) Zonal Head d) Regional Head

38. In order for the term deposit not to attract pre-payment

penalties the Fixed deposit is to be kept for a minimum
period of ___________
a) 6 months b) 12 months
c) 18 months d) 24 months

Under Baroda Flexible Fixed Deposit Scheme, The

39. minimum amount of deposit to be kept initially under
this scheme will be ____________
a) Rs 1,000/- b) Rs 5,000/-
c) Rs 10,000/- d) Rs 15,000/-

40. Each unit in Baroda Flexible Fixed Deposit Scheme is

equalivant to __________
a) Rs 1,000/- b) Rs 2,000/-
c) Rs 3,000/- d) Rs 5,000/-

41. Under Baroda Flexible Fixed Deposit Scheme, pre-

payment facility will be allowed, provided a minimum of
_______ unit are available in the account.
a) 1 b) 2
c) 5 d) 10
42. Under Baroda Flexible Fixed Deposit Scheme, the
prepaid deposit unit will attract a penalty of _______%.
a) 1 b) 1.5
c) 2 d) No pre-payment penalty will be
applicable

43. Under Baroda Flexible Fixed Deposit Scheme,

withdrawals of deposit units and interest will be noted
by way of _______________.
a) Withdrawal slip b) Endorsements on the back of the receipt
c) Issue of new receipt. d) Noting is not required.

Baroda Recurring Deposit Scheme is not available to

44. _____
a) Clubs b) Partnership firms
c) NRI d) It can be opened by all

45. Baroda NRE RFC account can be opened in ____ no of

currencies
a) 3 b) 4
c) 5 d) 6

46. Maximum collection period for an outstation cheque

drawn on all the four major metro centres ( New Delhi,
Mumbai, Kolkata and Chennai) without resorting to pay
Interest is
a) 7 days b) 10 days
c) 14 days d) 30 days
47. Customers can pay the renewal premium of which of
the products online thru Bank of Baroda's website
a) CholaMS group Health Insurance b) CholaMS Group Personal Accident
c) CholaMS Motor Insurance d) CholaMS Burglary Cover

48. Customers can purchase which life insurance online

from our Bank of Baroda's website
a) e-IndiaFirst MahaJeevan Plan b) e-IndiaFirst Life Wealth Maximizer Plan
c) e- Baroda Jeevan Suraksha d) e-Term Life Insurance

49. Bank of Baroda has introduced a cobranded health

insurance plan in the name of _____
a) BoB National Health Policy b) BoB Max Health Plus
c) Baroda Star Medi-Classic Insurance Policy d) Baroda Mediprime Policy

50. Bank of Baroda has introduced a cobranded health

insurance plan in colaboration with which insurance
company
a) M/S National Insurance Company Limited b) Max Bupa Health Insurance Co Ltd.
c) Star Health & Allied Insurance Co Ltd. d) Tata-AIG general Insurance

51. The bank has launched a pick up and drop service for
which category of customers
a) HNI b) Rediance NRI
c) Large corporate customers d) No such service provided
52. Under the Liberalised Remittance Scheme, all resident
individuals, including minors, are allowed to freely remit
up to USD
a) 100000 b) 150000
c) 200000 d) 250000

53. In case of usance bills, Post-shipment finance can be

granted for a maximum duration of how many days
from date of shipment inclusive of Normal Transit
Period (NTP) and grace period, if any
a) 365 b) 360
c) 270 d) 180

The foreign currency balances available with the bank in

54. which of the following account could be utilised for
financing the pre-shipment credit in foreign currency
a) NRE Account b) EEFC Account
c) NRO Account d) Domestic Term Deposit Account

55. All creditworthy exporters, including those in small and

medium sectors, with good track record would be
eligible for issue of which card by individual banks as per
the criteria laid down?
a) Gold Card b) Platinum Card
c) BKCC d) Diamond Card
56. Which scheme of the ECGC provides protection to banks
against non-payment of post-shipment credit by
exporters
a) The Whole Turnover Pre-shipment b) Comprehensive Shipment Policy
Guarantee
c) Buyer wise Policy d) The Whole Turnover Post-shipment
Guarantee

57. Which of the following is a product for the Banks to

finance against export receivables?
a) Factoring b) Cash Credit
c) Advance against duty drawback d) Advance against ECGC receivables

58. As per “BOB Credit Guarantee Scheme for MFI

(BCGSMFI)”, the rate of interest is capped at MCLR + ------
-----.
a) 0 b) 2
c) 3 d) 5

59. For “BOB Credit Guarantee Scheme for MFI (BCGSMFI)”,

NCGTC shall provide ---------------% guarantee coverage
a) 75 b) 50
c) 25 d) No coverage

60. Scheme code for FITL (Corporate Accounts) under One

Time Restructuring Scheme, for borrowers affected by
Covid-19 pandemic is -------
a) LA029 b) LA030
c) LA031 d) LA032
61. In Negative outlook sectors, credit Exposure will be
limited to the borrowers with external rating of ____ and
above
a) AAA b) AA
c) A d) BBB

62. What should be the minimum rating of the corporate as

per our internal rating model, when the financing is
being considered with intangibles as prime security?
a) BOB 1 b) BOB 2
c) BOB 3 d) BOB 4

An NPA account is classified as doubtful asset if the

63. eroded security value is
a) Less than 70% of outstanding b) Less than 50% of outstanding
c) Less than 30% of outstanding d) Less than 10% of outstanding

64. what is the maximum limit that can be sanctioned by a

Rural branch under Baroda Personal Loan Scheme?
a) 5,00,000/- b) 10,00,000/-
c) 15,00,000/- d) 2,00,000/-

65. Maximum MSME exposure criterion, for “Digital

Renewal/ Review” is Rs. ------------ lacs
a) 5 b) 10
c) 25 d) 50
66. In parlance of “Baroda Energy Efficiency Project Finance”
scheme, “S” in “ESCO” stands for ---------.
a) Saving b) Services
c) Solar d) Solution

67. Minimum BOBICON rating, for strategic customers

segment, in case of commercial vehicle finance scheme
is -------------
a) BOB-6 b) BOB-5
c) BOB-4 d) BOB-3

68. As per revised construction and mining equipment

finance scheme guidelines, existing well-rated
borrowers, under Pre-sanctioned loan limit for strategic
customer, the minimum exsiting exposure should be
_____ crores.
a) 2 b) 5
c) 10 d) 25

69. In all the Bank Guarantees issued by our Bank, ------

clause should be incorporated
a) Limitation b) Counter Indemnity
c) SFMS advise clause d) All of the above

70. What is the maximum repayment period allowed under

Scheme for financing textile units?
a) 5 years b) 9 years
c) 7 years d) 3 years
71. Who among the following is not eligible for “First Time
Buyer (FTB)” segment under Commercial Vehicle Fleet
Finance product
a) Individuals b) Proprietorship firm
c) Partnership firm d) Company

72. What is the time limit from the date of issue of notice
under Section-13(2) of SARFAESI Act, 2002 after which
the secured creditor can initiate an action for
enforcement of security?
a) 30 days b) 60 days
c) 90 days d) 120 days

73. If there are more than one borrower, how should the
demand notice be served?
a) Demand notice must be served only on b) Demand notice must be served on any
those borrowers whose borrowing is one of the borrowers
more than 40% of the debt
c) Demand notice must be served on the d) Demand notice must be served on all
person whose name appears first in the borrowers
list

74. What is the eligibility of an authorized officer appointed

by a secured creditor under SARFAESI Act, 2002:
a) He should not be below Deputy General b) He should not be below Chief Manager of
Manager of a public sector bank or a public sector bank or equivalent
equivalent
c) He should not be below Assistant d) He should not be below Senior Manager
Manager of a public sector bank or of a public sector bank or equivalent
equivalent
75. What is the purpose of Central Registry (CERSAI):
a) Registration of transaction of financial b) Storehouse of information relating to
assets SMA-1
c) Registration of Suit filed account d) Registration of wilful defaulters

76. Whether the branch can invoke SARFAESI, where the

NPA account is already suit with DRT for recovery of
dues?
a) It is permitted only after the suit with DRT b) Permitted only with the permission of
is withdrawn. RBI.
c) The Bank can take both the actions d) SARFAESI Act does not allow
simultaneously simultaneous actions.

77. What is threshold of exposure for Red Flagging of

Accounts?
a) Rs 250 million and above b) Rs.30 million and above
c) Rs 500 million and above d) Rs 50 million and above

78. A Project Loan (Infrastructure) will be termed as NPA in

case of non-achievement of commercial operation
within _______________.
a) One year from original DCCO b) Two years from original DCCO
c) Three year from original DCCO d) four years from original DCCO

79. An NPA account is classified as a loss asset if the eroded

security value is ________.
a) Less than 10% of outstanding b) Equal to or less than 10% of outstanding
c) Less than 10% of contractual d) Equal to or less than 10% of contractual
80. In Rural Branch sanction of aggregate exposures of
above Rs. 10 lacs to be reported to sanctioning authority
with copy of appraisal and relevant papers within
a) 7 days of sanction b) 15 days of sanction
c) 3 days of sanction d) 5 days of sanction

81. What is presentCOE (cost of equity) to be compared with

RAROC?
a) 14% b) 15%
c) 15.5% d) 16%

82. Which of the following ratios are defined on

Industry/sector specific criteria for MSME proposals >/
RS. 10 crore and corporate >/Rs.50 crores
a) Fixed Asset coverage ratio b) Total Debt/EBITDA
c) Interest coverage Ratio d) Gross Profit Margin

83. Which of the following is incorrect for Jewel Loan Card ?

a) One copy should be kept inside jewel b) One copy should be attached outside the
packet jewel packet
c) One copy should be attached with the d) One copy should be given to the
loan documents customer

84. Whenever the jewel safe is opened for keeping

/removing the packets, the same is required to be
documented in …………
a) Finacle b) Key Register
c) Jewel Packet Movement Register d) No documentation is required
85. what is the frequency at which Recalibration of weighing
machine and checking accuracy of the weighing balance
machine should be cross checked with the help of
weights ?
a) Daily b) Weekly
c) Monthly d) Quarterly

86. The weighing balance machine must be certified by once

in a year or
before the due date of renewal.
a) Regional Office b) Dept. of weights and measures
c) BIS d) Zonal Office

87. In case of Finance against Warehouse receipt, what is

the periodicity for conducting asset verification of
pledged stock ?
a) Monthly b) Bi-Monthly
c) Quarterly d) Half Yearly

88. What is the guidelines regarding Margin under new

tractor loan scheme to ensure borrower contribution?
a) Receipt issued by dealer will sufficient to b) Margin should be invariably routed
ensure margin contribution by borrower through SB account of the borrower
c) Branch can remit the loan amount d) Borrower contribution shall be ensured
directly to dealer without insisting for by discret inquiry with dealer
borrower contribution

89. In case of Gold Loan accounts with sanctioned limit of

above Rs. 3 Lakh, reassaying of pledged Gold
ornamentsd/Jewellery to be done within          
a) 7 Days b) 10 Days
c) 15 Days d) before end of month
90. Branch Officials should conduct audit of all BC points
attached to their Branch on or before        of every
month
a) 3rd b) 5th
c) 7th d) 10th

91. To ensure the visit of the branch officials to BC points,

the visiting official has to do at least one transaction at
the BC point and paste a copy of transaction slip in the
Visitors Register.
a) Financial b) Non-Financial
c) AEPS d) Finacial or Non Financial

92. Who can consider the Home Loan proposal Where

House/ Flat is older than 25 years, and the loan is
considered up to the period of residual life as
mentioned in the valuation report of by the Valuer?
a) Sanctioning Authority can consider the b) RMCC
same upto that period without any
deviation
c) DRMCC d) ZOCC

93. Maximum exit age (by the time loan has to be repaid) of
Salaried person in HL (without deviation) can be
a) 60 years b) Retirement age
c) 70 years with certain conditions d) 65 years with certain conditions
94. Maximum Age relaxation is provided to Non-Salaried if
…………..is added as Co-applicant /Guarantor
a) Any close relative with sufficient income b) Only Son, Daughter or Spouse who is a
Legal heir
c) Only Son, Daughter or Spouse who is a d) Only Son or Spouse who is a Legal heir
Legal heir with sufficient income with sufficient income

95. In case of purchase of residential plot under HL, the

construction should be complete within
a) 1 year b) 2 years
c) 3 years d) 5 years

96. In case of takeover of HL, the account should not have

been classified under………… during the last one year
a) SMA-0 b) SMA-1
c) SMA-2 d) SMA-1 or SMA-2

97. The applicant/co-applicant (whose income is considered

for Home Loan eligibility) who is non-salaried should be
engaged in the business for a minimum period of ______
a) 1 year b) 2years
c) 3 years d) 4 years

98. The applicant/co-applicant (whose income is considered

for Home Loan eligibility) who is NRI/PIO/OCA having job
contract/work permit/employed/self-employed and
staying abroad for the minimum past ______
a) 1 year b) 2years
c) 3 years d) 4 years
99. What is the minimum Gross Annual Income required per
annum for an NRI to be eligible for applying Baroda
Home Loan?
a) Rs 2 lacs b) Rs 3 lacs
c) Rs 4 lacs d) Rs 5 lacs

100. As per scheme guidelines, what is the maximum limit of

Home Loan in our Bank?
a) Rs 5 Cr b) Rs 7.5 Cr
c) Rs 10 Cr d) Rs 20 Cr

101. What is the Home Loan limit for drawing Credit

Information Reports from two Credit information
companies (CIBIL & Equifax)?
a) Limit above Rs 10 lacs b) Limit above Rs 20 lacs
c) Limit above Rs 30 lacs d) Limit above Rs 75 lacs

102. What is the maximum loan limit that can be sanctioned

to an Individual/ Non-individual by Branch Head under
auto loan scheme?
a) Rs 1 crore b) Rs 2 crore
c) Rs 3 crore d) Rs 5 crore

103. Our bank has recently tied up with which automobile

company & integrated with their platform for providing
smart finance solution to the customers?
a) Hyundai Motor Company b) Mahindra Auto
c) Tata Motors d) Maruti Suzuki India Ltd
 Our bank has started giving tree plantation certificate to
104. which loan borrowers for availing facility from us?
a) Home Loan b) Auto Loan
c) Crop Loan d) MSME Loan

105. "Baroda auto loan for pre-owned car" can be given to

a) Individual Indian Residence only b) Individual Indian Residence & NRIS only
c) Individual and non-individual both d) Resident Indians, Non-Resident Indians &
corporates

106. What is the minimum amount that can be sanctioned

under Baroda Auto loan for pre-owned car?
a) Rs 0.50 Lakh b) Rs 1 Lakh
c) Rs 2 Lakh d) Rs 5 Lakh

107. What is the maximum amount that can be sanctioned

under Baroda Auto loan for pre-owned car?
a) Rs 25 lakh b) Rs 50 lakh
c) Rs 100 Lakh d) Rs 200 Lakh

108. RBI under section 26A of Banking Regulation Act 1949

has started DEAF scheme. What is the full form DEAF?
a) Deposit Earners And Awareness Fund b) Depositors Education And Awareness
Fund
c) Depositors Equity And Advisory Fund d) Depositors Equality And Accessibility
Fund
109. Banks in India should transfer the unclaimed amount
eligible under DEAF scheme fund within a period of
______ months from the expiry of the said period.
a) 3 months b) 30 days
c) 45 days d) 6 months

110. Keys of all vacant lockers should be checked

a) Daily b) Monthly
c) Quarterly d) Half Yearly

111. For branches having two or more than two officers

(including BM), How many set of Branch Premises Keys
are mandetory?
a) 2 b) 3
c) 4 d) 5

112. In case of loss of any set of keys, the branch should

arrange to replace all the locks of the lost key to ensure
the security of the branch under intimation to
a) Regional Authority b) Security Authority
c) Premises Authority d) Zonal Authority

113. our bank’s customer visited at our BC point to transfer

fund from his account to other bank account it is called ?
a) Issuer Fund Transfer b) Acquirer Fund Transfer
c) Issuer withdrawal d) Acquirer Withdrawal
114. Can BSBD account holder open other deposit accounts
individually?
a) No, individual cannot have any other b) Yes, individual can open Recurring
deposit account. deposit only
c) Yes, individual can open Term deposit d) Yes individual can open time deposit
only

115. At the time of visit to BC point, branch officials have to

do at least        financial/non- financial transaction at BC
point.
a) One b) Two
c) Three d) Four

116. PMJDY account of minor of age 10 years and above can

be opened in the individual name of the minor, with
operational instruction_______ , with some limitations.
a) Self b) Jointly with Guardian
c) Either or Survivor d) Operation by Guardian only

117. Period of retention of correspondence of loss of keys in

branch is _____ years
a) 1 b) 3
c) 5 d) 10

118. Maximum amount of cash remittance permitted by

three wheeler is
a) Rs 5 Lacs b) Rs 10 Lacs
c) Rs 15 Lacs d) Rs 20 Lacs
 Currency notes whose serial numbers & series of issue
119. have been noted & kept in cash safe/ cashier box is
known as
a) Special Money b) Bait Money
c) Authorised Money d) Cash Box Money

120. Rameshbhai, a grain merchant in Por Village of

Vadodara District is having "BHIM Baroda Adhar Pay"
systerm for accepting digital payments for goods. For a
transaction of how much limit can he used this service?
a) Rs. 5000/- b) Rs. 10000/-
c) Rs. 25000/- d) Rs. 50000/-
Answer Key
1. c 31. c 61. c 91. d
2. a 32. a 62. b 92. a
3. a 33. b 63. b 93. c
4. a 34. b 64. c 94. c
5. d 35. a 65. c 95. c
6. b 36. a 66. b 96. d
7. a 37. b 67. a 97. b
8. b 38. b 68. a 98. b
9. a 39. b 69. d 99. d
10. d 40. a 70. b 100. d
11. d 41. a 71. d 101. a
12. a 42. a 72. b 102. a
13. d 43. b 73. d 103. d
14. b 44. c 74. b 104. b
15. c 45. b 75. a 105. a
16. c 46. a 76. c 106. c
17. a 47. a 77. b 107. b
18. d 48. d 78. b 108. b
19. b 49. a 79. a 109. a
20. c 50. a 80. c 110. c
21. b 51. b 81. b 111. b
22. c 52. d 82. c 112. a
23. c 53. a 83. c 113. b
24. b 54. b 84. c 114. d
25. b 55. a 85. a 115. a
26. c 56. d 86. b 116. a
27. b 57. a 87. b 117. b
28. c 58. b 88. b 118. b
29. d 59. a 89. c 119. b
30. b 60. d 90. b 120. b