To,

The Branch Manager,

UCO BANK,
Branch-

SEARCH - REPORT
I refer to your letter/instruction dated ……………. Inter alia advising me to submit the
legal search of the under mentioned property on the basis of photo copies of the
document supplied by you, after perusing the document submitted by the bank, I furnish
my opinion as under –

Branch / Bank UCO BANK, Branch-

Name of the Applicant

Full Address

Name of the Owner of the immovable

property to be mortgaged.

Equitable mortgage of (shop/plot/home:

Specific description of the property to be
mortgage) (property address)

BOUNDARIES :
EAST :
WEST :
NORTH :
SOUTH :

1. Name of the applicant Borrower status

whether individual, Partnership, Company,
etc name of Director/Partners
2. In what capacity the Mortgagor is
intending to create Mortgage, whether as
borrower/guarantor
3. Full particulars of original documents
which is/are being deposited for the
purpose of creating equitable mortgage.
(a) Whether sale deed / partition deed /
lease deed / gift deed / deed of trust Or
#1
wakfnama / deed surrender or release deed
/ probate of will
Whether the receipt issued by Registering
Authority for Registry Charges and deficit
stamp fee is also deposited.
(b) The date of execution of above documents

(c) Whether the documents has registered

or not, if so, the date on which the
document was registered.
(d) Whether the document is original one ?
Care: normally certified copy is not
accepted.
(e) Who had executed the documents
mentioned at Serial no. 3 and in whose
favour ? Whether all the persons having
title to the property are depositing title
deeds.
4. Details of the property and its area :
(a) Holding no. :
(b) Ward no. :
(c) Circle no.:
(d) Khasra no. :
(e) Khatauni no. :
(f) Area :
(g) Nature of the property :
(h) Any other details :
5. Whether non-encumbrance certificate
for the immediate last 13 years showing
that the property in question is
unencumbered has been obtained. :
6. Whether particulars of Land holdings
and name of title holder in the certificate
tally with the details in the deed :
7. Whether non-encumbrance certificate
has been signed by the Competent
Authority.
8. Whether the name of the Mortgagor is
recorded in Khasra and Khatauni or the
Revenue / Municipal records.
#2
9. If the answer to the above question is
Yes, state clearly the capacity in which the
above name is recorded.
10. The Character of the property whether
Self acquired or joint Hindu Family
11. Is the land within the declared
residential Area :
12. Whether or not the land is covered by
any section of Land Ceiling / Acquisition
Act ? If so, a copy of relevant notification
should be furnished.
13. Will the local authorities readily
sanction the construction plans ? In case,
any hesitation/delay is apprehended,
reasons therefore :
14. Rent receipts :
(a) For how many years received
(b) Whether particulars of land holdings
and name of the title holder in the rent
receipt tally with the details in the
Khatauni and Deed.
15. What is the estimated market value
of the property:-
16. Whether the property in question is
wholly/ partly lease out. If so its impact
on the valuation of property.
17. Whether the equitable mortgage can be
created at the center where the loan is
being granted ? If not, the name of the
nearest center where it can be created.
18. Is there any bar or condition applicable
to the creation of the mortgage ?
19. If so whether the necessary clearance
has been obtained ?
20. Is there any condition in the
Patta/Lease which is onerous to the
interest of the Bank
21. Whether the property in question is
fully covered under Securitization and
Reconstruction of Financial Assets and
Enforcement of Securities Interest Act,
2002 (SARFAESI Act, 2002)
22. Brief history of the ownership of the
#3
property as how to it has been acquired by
the present owner :

Place : Indore Signature of the Advocate with seal

Date : _______________

( )
ADVOCATE
Bar Council Regn. No.

#4
 TITLE-CERTIFICATE
This is to certify the I have examined all the relevant documents of aforesaid
property situated at _____________________ which belongs to _______________ is
free from all sorts of encumbrances, charges, liabilities of any kind what so ever and
title of owner of the said property is clear and marketable and chain of title is complete.
The said property is reported undisputed.

Details of Documents to be deposited to create equitable mortgage with UCO

BANK:-

Place : Indore Signature of the Advocate with seal

Date : _______________

( )
ADVOCATE
Bar Council Regn. No.

#5
 Non Encumbrances Certificate & Detailed Report on Title

Ref : Premises No. & Address - ____________________________ Present owner of

the said: __________________________

I have caused necessary search in the Sub-Registry Office at for the

period ________________ Receipts No. ________________ from Records.
JLRO/MUNICIPAL Mutation and all other relevant documents in respect of the
aforesaid property. My report is as follows:

The said ______________ after purchasing the aforesaid property became the
absolute owner of the aforesaid mentioned ___________________ etc. and got
his/her/their name/duly mutated in the local JLRO office and Municipal Office and paid
the relevant taxes upto date. I hereby certify that the above mentioned land of
_________________________ is free from all sorts of encumbrances. charges,
liabilities, liens, lispendens and attachment of any kind whatsoever and the said
property is absolutely clear, free and marketable.
It is also hereby certified that the above mentioned land is not affected by any
restriction of Urban Land (Ceiling & Regulation) Act, 1976 and the same is not under
any claim of CMDA and CIT and it is fit for equitable mortgage. The receipts for the
relevant searches are enclosed hereto.
The Boundaries of above mentioned property are as under :
EAST :
WEST :
NORTH :
SOUTH :
It is further certified that I have verified from the Sub-Registrar's Office, about
the genuineness of the title deed(s) examined by me and that the same is (are) original
and not duplicate or fake.
Signature of the Advocate with seal

( )
ADVOCATE

#6
 AFFIDAVIT

I/We ____________________ Address : _____________________________ do each of us

hereby solemnly and sincerely declare and say as follows:

1. I am the sole Proprietor of any carry on business in the name and form of
…… ................................................. at ..................................

OR

We are the partners of any carry on business in the firm name and style of
…… ............................................ at .......................................

OR

I along with my co-partners Shri ................................................ carry on business in

partnership in the firm name and style of …....................................................
at ................................................... We are the partners of any carry on business in
the firm name and style of …….....................................................
at ................................

OR

I along with my co-partners Shri ................................................ carry on business in

partnership in the firm name and style of ……. ...................................................
at ...................................................

OR

I am one of the Directors of ………...................................................... having its

Registered office at ........................................................... [hereinafter referred as
"the company"] and I am authorized by a resolution of the Board of Directors dated
the .................................. to make this Declaration.

2. I/We /The Company am/ are/ is the sole and absolute owner/s of the pieces or
parcels of land or ground together with the building/s hired tenaments and premises
standing thereon in the Registration, Sub-District of ..................................... and
more particularly described in the First Schedule hereunder written [hereinafter
referred to as "the said property"] and no other person has any share, right, title or
interest of any land or nature whatsoever in the said property.

3. I/We say that I/We/ the Company am / are/is entitled to deal with the said property
as I /We/ the Company like/s, all encumbrances, claims or demands of any kind or
nature whatsoever. I/We further declare that no adverse claim of any kind exists
against the said property. I/We say that I/We/the company have/has not received
any notice of any intended or compulsory acquisition of the said property or any
notice and the said property is reserved for any particular purpose.

#7
4. I/We further say that the only title deeds documents or writing to the said property
which are in my/our the company's possession are those specified and mentioned in
Second Schedule's hereunder; written and that I/We do not have to my / our / the
company's possession any other title deeds, documents or writings in respect of the
said property. I / We further declare and say that I / We / the Company have / has
not at any time deposited any of the title deeds relating to the said property with any
person or persons whomsoever as and by way of security, equitable mortgage by
deposit of title deeds, charge, lien or trust or in any manner whatsoever and that the
said property is free from all encumbrances, claims and demands. No claim has
ever been made against me/ us / the company or against the said property on the
ground of any deposit' of all or any of the title deeds, documents or writings or any
one or more of them as security or on any other ground whatsoever.

5. I/We say that I/We/the Company and/are/is the absolute owner/s of the plants,
engine, boilers machinery etc. which are affixed to and / or installed in/or the said
property [hereinafter referred to as "the said plant and Machinery"] and that the said
P\plant is free from any mortgage, charge or encumbrance of any kind or nature
whatsoever and I/we/the Company am/are/is entitled to deal with to dispose of the
said plant on any manner I/We/the Company like/s.

6. I/We hereby declare that I/We/ the Company have / has not executed any person[s]
or not authorized any person [s] in any manner to deal with the properties
mentioned hereinbelow. I/We declare that no such Power of Attorney or authority
shall be executed / give in future till the property is held as security by Bank.

7. I/We say that there are no land revenue assessment, income tax, wealth tax,
expenditure tax or any other taxes, cesses, dues, assessments due and payable by me
/ us / the Company for which the property and / or the said plant and Machinery is /
are liable to be attached nor have I / We / the Company received nay notice under
the payment of taxes Act. The Gift Tax Act or any other Act issued or pending
against me / us / the Company over the said property and / or the said plant.

8. I / We say that the property and / or the said plant is / are not subject matter of any
suit or legal proceedings nor any attachment before or after judgment nor has any
trust secret or otherwise, be created in respect or the said property and / or the said
plant and Machinery.

9. I / We further say that ............................................................. Bank has given and

has agreed to continue to give me/us/the Company various banking and financial
facilities to enable me/ us / the Company to carry on my / our / the Company
business on the faith of the assistances which are hereby given viz., that I/We / the
Company will not sell, exchange, partition mortgage charge, encumber lease,
dispose of or deal with any of our properties and the said plant and Machinery in
any manner whatsoever until such time all the liabilities under the various facilities
granted to me / us / the Company have been paid in full by me / us / the Company
and I / We / the Company have got the discharge confirmation in Writing by the
Bank.

#8
10. I/We hereby further declare and say that I/We/the Company have/ has agreed and
undertake to indemnify and keep indemnified the Bank effectually against all claim
demands, charges and expenses whatsoever in respect of our properties and the said
plant and Machinery.

11. I/We make this declaration solemnly, sincerely and conscientiously knowing the
same to be true and knowing that on the faith of the said declaration the Bank has
given and agreed to continue to give to us the said banking and financial facilities.

The First Schedule

[Description of the said property]
(property address)

BOUNDARIES :
EAST :
WEST :
NORTH :
SOUTH :

The Second Schedule

[List of title deeds, documents and writings]

Deponent

VERIFICATION :

I, the above named deponent verify on oath that the contents mentioned
above are true and correct to my personal knowledge. Nothing has been concealed therein
and no part of it is false. SO HELP ME GOD.

Deponent

Solemnly affirmed and sworn by the aforesaid (name of party) This ......... day of .............
before me.

#9