PRULink Exact Protector

Listening. Understanding. Delivering.
PRULink Exact Protector

We do customization.
Take control of your protection and investment with a wide range
of optional benefits available.
PRULink Exact Protector
PRULink Exact Protector is a limited pay, investment-linked life insurance
product. It has an affordable premium and comes with flexible payment
terms. Tailored to meet your financial capabilities and needs, its premium
for the basic coverage starts at PhP 35,000 (USD 600).
Product features:
Can be issued from Annual premium Choose how long Coverage

age 0 (7 days) starts at you want to pay is up to
to 70 PhP 35,000.00 – 5, 7, 10 and age 100
/USD 600 15 years
Core benefits(1) :
• In case of death of the insured, we will pay the sum assured + fund value(2) + 125% of
top-ups(3) less 125% of withdrawals less policy debt (if any)
• If client survives age 100, we will pay the sum assured + fund value
• In case the insured suffers from sickness or injury that prevents his ability to work or
carry out basic activities such as moving, bathing, and feeding, without assistance, we
will provide a cash benefit deducted from the base plan sum assured
• In case the insured meets an accident that results in death or disability, we will provide
an additional cash benefit
What PRULink Exact Protector (PEP) does for you:
You get a bonus for being a loyal customer
PEP 15 policyholders can enjoy a loyalty bonus equal to 10% for Peso-denominated
or 5% for USD-denominated of the premium paid starting on the 11th up to the 15th
year of the policy. This is will be used to buy additional units and increase fund value
of your policy provided that you pay for your premiums regularly and on time.
You customize your own plan

Avail of any of the following optional add-ons to attach to your plan for a more
comprehensive protection:
Protection against accident, death, and disability

• Future Safe Rider
• Personal Accident
• Additional Term
• Payor Term
• Payor Waiver
• Waiver of Premium on Total and Permanent Disability
Protection against critical illnesses
• Crisis Cover Benefit
• Life Care Benefit
• Life Care Plus
• Life Care Advance Plus
• Multiple Life Care Plus
• Life Care Waiver
Protection against hospital expenses
• Hospital Income Benefit
You can do withdrawals from your fund value

at no extra charge(4)
You won't incur surrender charges for withdrawals made from the fund value
accumulated using the regular premium.
Why trust Pru Life UK?
We stand for stability.
Pru Life UK is the local subsidiary of Prudential plc, an Asia-led portfolio of businesses focused on structural
growth markets. It has 17 million life customers in its Asia and Africa businesses and built on a tradition
that adheres to the strictest and most prudent insurance standards. This same tradition applies to its
operations all over the world, including the Philippines.
We are dynamic, fast-growing, and innovative.

Pru Life UK is among the leaders in the industry. In 2002, we introduced in the market
the variable life insurance products, which are permanent life insurance policies with an investment
component.
We provide expertise.
Our fund managers are considered as some of the best in the region. Eastspring Investments (Singapore)
Limited is the Asian asset management business of Prudential plc, an international financial services group
that has one of the widest footprints across Asia. Pru Life UK Investments is the investment arm and a
wholly-owned subsidiary of Pru Life UK. Through our fund managers, we provide investment solutions across
a broad range of asset classes including equities, fixed income, multi asset solutions and alternatives and
are committed to delivering high quality investment outcomes for our clients over the long term.
For more information on the product’s key features and optional benefits, you may visit our website
at www.prulifeuk.com.ph
1
Benefits indicated above are subject to specific guidelines set by Pru Life UK and the actual provisions of the policy contract.
2
Fund values are not guaranteed. The fund value may run out due to partial withdrawals, deduction of charges, and/or extreme
market volatility. If the fund value becomes insufficient to pay for the charges, you may make a top-up to keep the fund value
sufficient and your policy in force.
3
Top-ups are subject to top-up amount limits and to an initial charge of 3% of the top-up amount. Sum Assured will increase by
125% of top-up made.
4
Partial/full withdrawal from the top-up units is subject to surrender charges of 5%, 4%, 3%, 2%, and 1% for the first five years
from the time top-up was made. Partial withdrawals diminish both the death benefit and fund values.
Optional Benefits Disclaimers:
Pre-existing Conditions – medical conditions, injuries or illnesses that you already have before purchasing Life Care Advance Plus
(LCAP), Multiple Life Care Plus (MLCP) and/or Hospital Income (HI) benefit will not be covered.
Plan Exclusions – this plan and other benefits attachable to it has other conditions and exclusions that may affect the payment of
the insurance proceeds.
Free-look Period – you have 15 days from the date you receive your Policy Data Page to decide if LCAP, MLCP and/or HI benefits
are for you. If you advise us that you wish to discontinue your coverage within this period, we will refund the rider premium you
paid in full.
9/F Uptown Place Tower 1, 1 East 11th Drive, Uptown Bonifacio, 1634 Taguig City, Philippines
Office trunklines: (632) 8683 9000, (632) 8884 8484
Customer helpdesk: (632) 8887 LIFE within Metro Manila, 1 800 10 PRULINK for domestic toll-free
Established in 1996, Pru Life UK is the pioneer of insuravest, or investment-linked life insurance products, in the Philippines and is one of the first life insurance companies approved to distribute US
dollar-denominated investment-linked life insurance policies in the country. Since its establishment, Pru Life UK has expanded its reach to over 190 branches in the Philippines, with the biggest life
agency force of more than 35,000 licensed agents. The company ranked first (1st) among the country’s life insurers based on the Insurance Commission’s Full Year 2020 rankings in terms of new
business annual premium equivalent. Pru Life UK is headquartered in Uptown Bonifacio, Taguig City. Pru Life UK and Prudential plc are not affiliated with Prudential Financial, Inc., (a company whose
principal place of business is in the United States of America), Prudential Assurance Company Limited (a subsidiary of M&G plc, a company incorporated in the United Kingdom), Philippine
Prudential Life Insurance Company, Prudentialife Plans, Inc. or Prudential Guarantee and Assurance, Inc. (all Philippine-registered companies). Pru Life UK is a life insurance company and is not
engaged in the business of selling pre-need plans.
www.prulifeuk.com.ph Pru Life UK - Official @PruLifeUK @PruLifeUK Pru Life UK

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Listening. Understanding. Delivering.

PRULink Exact Protector

Can be issued from Annual premium Choose how long Coverage

You customize your own plan

Protection against accident, death, and disability

You can do withdrawals from your fund value

We are dynamic, fast-growing, and innovative.

Optional Benefits Disclaimers:

www.prulifeuk.com.ph Pru Life UK - Official @PruLifeUK @PruLifeUK Pru Life UK

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