Total Households in Households with Inside/Outside

ID Area Account Footprint

1 1,772,960 17,563 Outside
2 1,345,209 14,547 Outside
3 960,434 10,847 Outside
4 928,274 18,133 Inside
5 893,995 5,291 Outside
6 812,137 6,297 Outside
7 748,942 9,195 Outside
8 722,804 8,547 Outside
9 603,903 3,725 Outside
10 595,213 3,218 Outside
11 562,390 7,621 Outside
12 542,007 11,225 Outside
13 489,865 5,735 Outside
14 440,767 5,703 Outside
15 339,224 3,474 Outside
16 332,315 5,450 Outside
17 325,698 4,777 Outside
18 287,628 1,998 Outside
19 275,046 2,937 Outside
20 254,036 4,790 Outside
21 245,942 2,172 Outside
22 227,997 8,092 Inside
23 217,511 1,761 Outside
24 202,815 2,098 Inside
25 176,018 2,163 Outside
26 170,380 1,726 Outside
27 170,222 1,273 Outside
28 158,496 2,090 Inside
29 158,489 1,066 Outside
30 154,349 1,850 Inside
31 151,797 2,283 Outside
32 146,332 5,870 Outside
33 146,119 1,921 Outside
34 142,345 3,106 Outside
35 135,681 1,376 Outside
36 133,114 1,196 Outside
37 125,420 879 Outside
38 124,506 1,178 Outside
39 124,379 2,517 Inside
40 116,390 2,938 Inside
41 105,192 642 Inside
42 100,405 2,896 Inside
43 100,089 868 Outside
44 96,897 1,866 Inside
45 89,566 2,457 Outside
46 81,025 1,013 Inside
47 77,940 1,238 Outside
48 76,094 1,183 Outside
49 69,325 702 Inside
50 67,422 362 Outside
51 63,131 486 Outside
52 55,466 360 Outside
53 52,500 462 Inside
54 52,194 668 Inside
55 51,251 356 Outside
56 49,698 510 Inside
57 49,410 804 Inside
58 48,064 769 Inside
59 47,816 467 Outside
60 47,332 314 Outside
61 44,833 545 Outside
62 44,805 280 Outside
63 44,391 282 Outside
64 43,791 295 Outside
65 43,661 275 Inside
66 43,040 817 Inside
67 40,755 435 Inside
68 40,587 330 Inside
69 40,531 333 Inside
70 39,960 277 Inside
71 39,958 411 Inside
72 39,692 472 Inside
73 38,144 350 Inside
74 37,553 376 Inside
75 37,458 198 Outside
76 36,157 365 Inside
77 36,149 1,044 Inside
78 36,008 340 Outside
79 35,222 252 Inside
80 34,366 378 Inside
81 33,678 669 Inside
82 33,240 658 Inside
83 32,453 497 Inside
84 32,420 383 Outside
85 31,943 398 Inside
86 30,731 344 Inside
87 30,560 482 Inside
88 29,560 198 Inside
89 29,077 842 Inside
90 29,034 177 Inside
91 28,341 158 Outside
92 27,735 495 Inside
 93 27,012 255 Inside
94 26,547 439 Inside
95 26,384 146 Outside
96 26,220 466 Inside
97 25,748 585 Outside
98 23,764 791 Outside
99 23,522 255 Inside
100 23,435 171 Outside
101 23,217 297 Inside
102 22,696 202 Inside
103 22,018 441 Outside
104 21,122 112 Outside
105 21,025 159 Outside
106 20,900 149 Outside
107 20,880 156 Outside
108 19,259 285 Outside
109 17,121 482 Outside
110 16,200 105 Inside
111 15,699 336 Outside
112 15,341 219 Outside
113 13,002 246 Inside
114 10,731 1,466 Inside
115 9,513 137 Outside
116 9,025 338 Inside
117 8,843 42 Inside
118 8,480 284 Outside
119 5,019 87 Outside
120 1,799 13 Inside

Data source: Company documents.

SUMMARY OUTPUT

Regression Statistics
Multiple R 0.911211516
R Square 0.830306427
Adjusted R Square 0.828868345
Standard Error 1365.76365
Observations 120

ANOVA
df SS MS F
Regression 1 1076976211.95757 1.077E+09 577.37106
Residual 118 220106621.034099 1865310
Total 119 1297082832.99167

Coefficients Standard Error t Stat P-value

Intercept 226.0276597 144.731867409311 1.5616993 0.1210368
Total Households in Area 0.010862249 0.000452055993 24.028547 2.851E-47

RESIDUAL OUTPUT

Observation
Predicted Households with Account
Residuals
1 19484.35988 -1921.35988033
2 14838.02219 -291.02219323971
3 10658.5005 188.49949940427
4 10309.17059 7823.8294133421
5 9936.823568 -4645.8235680051
6 9047.661625 -2750.6616247488
7 8361.221827 833.778173488243
8 8077.304373 469.695626551274
9 6785.772156 -3060.7721564984
10 6691.379216 -3473.3792164449
11 6334.847632 1286.15236829331
12 6113.442419 5111.55758084912
13 5547.063054 187.936945667112
14 5013.748374 689.251625844965
15 3910.763068 -436.76306784317
16 3835.715792 1614.2842075112
17 3763.840294 1013.15970628379
18 3350.314491 -1352.3144907432
19 3213.645679 -276.64567926412
20 2985.429837 1804.57016314365
21 2897.510797 -725.51079694923
22 2702.587746 5389.41225359848
23 2588.686208 -827.68620792042
24 2429.054603 -331.05460296923
25 2137.978928 25.0210718999351
26 2076.737571 -350.73757067527
27 2075.021335 -802.02133540157
28 1947.650609 142.349391303503
29 1947.574573 -881.57457295652
30 1902.604864 -52.604863886168
31 1874.884406 408.115594458651
32 1815.522217 4054.47778288123
33 1813.208558 107.791441826158
34 1772.214432 1333.78556792073
35 1699.828408 -323.82840762399
36 1671.945016 -475.94501555066
37 1588.370875 -709.37087507063
38 1578.44278 -400.44277987974
39 1577.063274 939.936725688363
40 1490.284771 1447.71522949587
41 1368.649311 -726.64931104282
42 1316.651727 1579.34827285085
43 1313.219257 -445.21925660175
44 1278.546959 587.45304082641
45 1198.915815 1258.08418507636
46 1106.14135 -93.141349906759
47 1072.631313 165.368686924654
48 1052.579602 130.420397780663
49 979.0530417 -277.05304166445
50 958.3821826 -596.38218264008
51 911.772274 -425.772274036
52 828.5131388 -468.51313876444
53 796.2957095 -334.29570951258
54 792.9718615 -124.97186145086
55 782.7287611 -426.7287610515
56 765.859689 -255.85968902583
57 762.7313614 41.2686385616695
58 748.1107749 20.8892251338189
59 745.4169372 -278.41693722139
60 740.1596089 -426.15960891461
61 713.0148497 -168.01484974388
 62 712.7107068 -432.71070678399
63 708.2137359 -426.21373587695
64 701.6963867 -406.69638673632
65 700.2842944 -425.28429442252
66 693.5388381 123.461161938038
67 668.7186001 -233.71860008473
68 666.8937423 -336.89374232535
69 666.2854564 -333.28545640556
70 660.0831125 -383.08311247339
71 660.061388 -249.06138797625
72 657.1720299 -185.17202985724
73 640.3572691 -290.35726907441
74 633.9376802 -257.93768017089
75 632.9057666 -434.90576655696
76 618.7739812 -253.77398117036
77 618.6870832 425.312916818188
78 617.1555061 -277.15550613376
79 608.6177788 -356.61777875954
80 599.319694 -221.31969398557
81 591.846467 77.1535330290208
82 587.0888021 70.9111979016815
83 578.5402125 -81.540212475524
84 578.1817583 -195.18175827279
85 573.0004657 -175.00046570599
86 559.8354204 -215.83542044191
87 557.9779759 -75.977975936832
88 547.1157274 -349.11572736911
89 541.8692613 300.130738689095
90 541.4021846 -364.40218462249
91 533.8746464 -375.87464636507
92 527.2921237 -32.292123733027
93 519.438718 -264.43871801857
94 514.3877724 -75.387772434577
95 512.6172259 -366.61722591804
96 510.8358172 -44.835817152933
97 505.7088358 79.2911641710303
98 484.1581347 306.841865329384
99 481.5294705 -226.52947051723
100 480.5844549 -309.58445489184
101 478.2164847 -181.21648470407
102 472.5572532 -270.55725320029
103 465.1926487 -24.192648671379
104 455.460074 -343.4600739547
105 454.4064358 -295.40643584363
106 453.0486548 -304.04865477267
107 452.8314098 -296.83140980132
108 435.2237049 -150.22370487304
109 412.0002174 69.9997825647399
110 401.9960865 -296.99608650439
111 396.5541 -60.554099971964
112 392.665415 -173.66541498472
113 367.2586156 -121.25861558483
114 342.5904491 1123.40955091246
115 329.3602303 -192.36023033206
116 324.059453 13.9405469689908
117 322.0825238 -280.08252379169
118 318.1395276 -34.139527561603
119 280.5452853 -193.54528526873
120 245.5688449 -232.56884488067
 Significance F
2.85089672E-47

Lower 95% Upper 95% Lower 95.0% Upper 95.0%

-60.5808409088 512.63616 -60.580840909 512.63616032
0.00996705463 0.0117574 0.00996705463 0.0117574425
 Total Households in Area
Residual Plot
10000

Residuals
5000
0
-5000 0 500,000 1,000,000 1,500,000 2,00
-10000
Total Households in Area
seholds in Area
idual Plot

00 1,000,000 1,500,000 2,000,000

al Households in Area
I would like to take it through Regression analysis. My assumptions are as follows:

Y=No. of household with accounts | X1=Total Households in Area | X2=Inside (0) or Outside (1) | alpha = 0.05

On doing regression analysis, following were my results: Model is significant, Intercept = 419.9 | Total Households in Area =
0.011 | Inside/Outside Footprint = -412.19 (It is to be noted that my co-efficient of X2 is negative)

Y=419.9+0.011*(Total Households)-412.19(Inside/Outside)

If I choose X2=0 (which means having physical branch - Inside), my Y value will be high (which means no. of households
with accounts will be more) and if I choose X2=1, my Y value will be less, since there is negative relation.

Hence, I can conclude that the presence of a physical branch will bring more business to the bank.

Thank You!