Daily Lesson Log Plaridel National High School Grade 11 Kilven D. Masion Mathematics 2nd
Daily Lesson Log Plaridel National High School Grade 11 Kilven D. Masion Mathematics 2nd
Daily Lesson Log Plaridel National High School Grade 11 Kilven D. Masion Mathematics 2nd
3. Textbook pages
n n
(1+ j ) −1 (1+ j ) −1
F=R F=R
j j
−n −n
1−(1+ j) 1−(1+ j)
P=R P=R
j j
where: where:
R - is the regular payment R - is the regular payment
j - is the equivalent interest rate per payment j - is the equivalent interest rate per payment
interval converted from the interest rate per period; interval converted from the interest rate per
n - is the number of payments. period; n - is the number of payments.
B. Establishing a Purpose for Example 1: Example 3: In order to save for her high school
the Lesson graduation, Marie decided to save ₱ 200 at the
Suppose Mrs. Remoto would like to save ₱3,000 at end of each month. If the bank pays 0.250%
the end of each month for six months, in a fund compounded monthly, how much will her money
that gives 9% compounded monthly. How much is be at the end of 6 years?
the amount of future value of her savings after 6
months?
C. Presenting Example 2: Example 4: Mr. Ribaya paid ₱ 200,000 as a down
examples/instances of the Suppose Mrs. Remoto (in problem no.1) would like payment for the car. The remaining amount is to
Lesson to know the present value of her monthly deposit of be settled by paying ₱16,200 at the end of each
₱ 3,000 when interest is compounded monthly. How month for 5 years. If interest is 10.5%
much is the present value of her savings at the end compounded monthly, what is the cash price of
of 6 months? his car.
D. Discussing new concepts What’s New (page 8)
and practicing new skills #1
E. Discussing new concepts Example 1. Example 2.
and practicing new skills #2 Mr. Ribaya received two offers on a lot that he Company A offers ₱150,000 at the end of 3 years
wants to sell. Mr. Ocampo has offered ₱ 50,000 and plus ₱300,000 at the end of 5 years. Company B
a ₱1 million lump-sum payment 5 years from now. offers ₱25,000 at the end of each quarter for the
Mr. Cruz has offered ₱ 50,000 plus ₱ 40,000 every next 5 years. Assume that money is worth 8%
quarter for five years. Compare the fair market compounded annually. Which offers has a better
values of the two offers if money can earn 5% market value?
compounded annually. Which offer has a higher
market value?
F. Developing mastery (Leads What’s More What’s More
to Formative Assessment # Activity 1.1 (page 15) Activity 1.2 (page 15)
3)
G. Finding practical ABC Bank pays you an interest at the rate of 2% A sala set is for sale at P16,000 in cash or on
applications of concepts and compounded quarterly. How much will you have in monthly installment of P2,950 for 6 months at
skills in daily living the bank at the end of 5 years if you deposits 12% compounded semi-annually. Which is
P3,000 every month? lower: the cash price or the present value of the
installment term?
H. Making Generalizations and The future value F and the present value P of a The future value F and the present value P of a
abstractions about the general ordinary annuity is given by general ordinary annuity is given by
lesson
n n
(1+ j ) −1 (1+ j ) −1
F=R F=R
j j
Prepared by:
KILVEN D. MASION
SST-1
Noted by: