Information booklet

For the EPF members

Employees’ Provident Fund Organization

Ministry of Labour & Employment

EPFO
Contents

Contents
3
Welcome

4-6 7-8
Benefits to the
Filing e-nominations
employees

9 10-16
Eligible nominees FAQs on UAN KYCs

17
Duties &
Responsibilities

18
Grievances &
Complaints
02
 Welcome

Welcome
Dear Members,

EPFO warmly welcomes you to one of the world’s largest social security
organization.

EPFO as you would know is responsible for offering social security coverage to
the organized sector workforce touching millions of lives. It offers its members a
myriad of services, which includes provident fund, insurance and pension both for
members and their families.

EPFO has over 6.42 crore contributory members making it one of the largest
financial entities in the country. The total corpus of EPFO stood over ₹17 lakh
crores. In terms of asset size, it ranks 8th among all sovereign pension funds and
16th among all pension funds of the world.

We are happy to enter into a partnership with you for ensuring adequate social
security cover for the nation’s workforce. For this, it is necessary that you are
aware of the various benefits available under the law. As a part of ease of doing
business, all the transactions/services including payments have been made
online and physical interaction is discouraged.

In order to support both the employers and the employees in their

interaction/interface with EPFO information booklets have been prepared for both
the employers and the employees. This toolkit can be used as a ready reckoner
for this purpose.

WORKERS – AN EQUAL PARTNER IN NATION BUILDING

03
 BENEFITS TO THE EMPLOYEES
BENEFITS AVAILABLE TO THE EMPLOYEES

• As a member, you join EPF Scheme 1952 which is an attractive investment

instrument guaranteeing considerable corpus at the time of retirement.
Contribution to this scheme is made by you and also by your employer.

• You also become a member of Employees Pension Scheme 1995 and become
eligible for receiving pension in your old age. You do not pay a single rupee towards
contribution and the entire contribution is made by the employer and Government
of India.

• In addition, you automatically become a member of the Employees Deposit Linked

Insurance Scheme 1976 wherein insurance in the form of an amount linked to your
PF balance is made available in the unfortunate event of death while in service.

Every member is allotted a single permanent UNIVERSAL ACCOUNT NUMBER

(UAN) which can be used for availing benefits during his lifetime service.

Member should activate their UAN with Mobile Number and seeding the mandatory
KYCs i.e., Aadhaar, Personal Bank Account Number and PAN with respective UAN.

SMS alerts after employer remits member’s monthly contribution.

To avail this facility member should link their mobile number with UAN

SMS facility to know the PF balance in the member’s preferred language.

Member can send SMS as EPFOHO <UAN> <LAN> to 7738299899 from the registered
mobile number.

A member can track his PF account through his Mobile Phone by using UMANG App.

Facility to give a Missed Call to 9966044425 from his registered mobile number to
know the PF balance and the KYCs linked with his UAN.
04
 BENEFITS TO THE EMPLOYEES
BENEFITS UNDER EMPLOYEES PROVIDENT FUND
Condition Service tenure Withdrawal Amount Other
Limitations
Construction/ The employee The amount that can be Applicable for
During the
Purchase service
of period, partial
should have withdrawal of PF accumulation
withdrawn is limited to 24 (non-refundable) is
purchase/constructi
available
house on certain grounds without
completed 5 production of supporting
times the monthly salary documents.
on in the name of
years for purchasing house site the PF account
membership or 36 times the monthly holder and his/her
salary in case of purchase spouse
of house and
construction of house

Medical No limitation An amount equal to the The PF account

treatment employee’s share with holder can apply for
interest or 6 times his withdrawal for
monthly salary, whichever treatment of self,
Many other facilities and benefits like...is lower can be his/her parents,
withdrawn. spouse or children.

Withdrawal The employee 90% of the amount can be Applicable only

within one year should be due to withdrawn within 1 year of
of retirement superannuate in retirement
one year
Renovation of The employee An amount equal to 12 Applicable for house
house should have times the monthly salary in the name of the
completed 5 can be withdrawn PF account holder
years and his/her spouse
membership
Wedding/ The employee 50% of the employee’s Applicable for
Post should have contribution with interest wedding expenses
Matriculation completed 7 can be withdrawn of self, siblings and
education years children and for
membership education of
children

Other benefits/facilities available to the members

o Facility for applying Partial / Final Settlement of PF through Online Portal / UMANG
App.
o EPF e-Passbook available on the go.
o PF account can be accessed by the member online from anywhere at any time.
o A facility for Auto Transfer of PF accumulations while changing the jobs.
o Rates of interest declared for PF savings is way higher than the Fixed
Deposits/Public Provident Fund.
o Member can voluntarily contribute to the EPF Scheme not exceeding his PF wages
in addition to his statutory monthly contribution.
05
 BENEFITS TO THE EMPLOYEES
EMPLOYEES PENSION SCHEME (EPS) & EMPLOYEES
DEPOSIT LINKED INSURANCE SCHEME (EDLI)

Benefits to the members under EPS

o Member no need to contribute for this Scheme.

o Guaranteed Pension for every eligible member and their family in this Scheme.
o Minimum Monthly Member Pension is Rs.1,000/- p.m. (eligible service of 10 years & on
attainment of 58 years of age)
o Lump sum benefit called withdrawal benefit if the member leaves employment or retires
before completion of 10 years’ service calculated on the basis of his wages and the
number of years of membership. Alternately scheme certificate can be issued which
contains the record of present and past service which can be added together making
members eligible for pension if total of 10 years service is achieved.
o It is preferable to opt for scheme certificates in lieu of withdrawal benefit if the member
desires to avail pensionary benefit at the time of retirement.
o Minimum Disabled Monthly Pension is Rs.250/- p.m.(Contributed at least for 1 month)
o Widow/Widower Monthly Pension is 50% of the Member Pension or Rs.1,000/-
whichever is higher.
o Children Monthly Pension (Maximum of 2 children upto the age of 25 years) is 25% of
Widow/Widower Pension or Rs.250/- whichever is higher.
o Disabled Child Pension is 25% of Widow Pension or Rs.250/- whichever is higher till the
life-time of the disabled child.
o Orphan Monthly Pension (without Parent) is 75% of the Widow Pension or Rs.750/-
whichever is higher. (Maximum of 2 orphans upto the age of 25 years)
o Nominee Monthly Pension is equal to Widow Pension or Rs.1,000/- whichever is higher.
o Dependent Parent Monthly Pension is equal to Widow Pension or Rs.1,000/- Whichever
is higher.

Benefits to the members under EDLI

o Member no need to contribute for this Scheme.

o From 15.02.2018 onwards, the Assurance Benefit to the legal heirs of the deceased
member shall not be less than Rs.2,50,000/- and not exceeding Rs.7,00,000/-.

Other important informations

o Option to draw Early Pension is available if not employed after 50 years of age
o Facility to file “e-Nomination” is available online which is like a ‘Will’ for the legal
heirs.
o A member may opt to get extra 4% of pension by deferring pension payment
beyond 58 till attainment of 60 years of age.
o By submitting a Joint Declaration with employer, employees earning higher wages
can also benefit by joining the fund.
06
 BENEFITS TO THE EMPLOYEES
FILING e-NOMINATIONS
On becoming a member of Employees’ Provident Fund (EPF)/Employees’ Pension
Scheme (EPS), it is mandatory for the members to nominate their nominees
conferring the right to receive the PF amount that stands to their credit and the
Pension benefits in the event of his death. In order to facilitate the filing of
nomination instead of submission of Form-2 (physical) the members can file
Aadhaar based e - Nomination.

The steps to be followed by the members to furnish their nominees details through online:
“Kindly use Desktop version of Mozilla Firefox 58.0+ browser for using this facility”

1. Member’s mobile number should be linked with his Aadhaar.

2. Log on to EPFO's website, https://unifiedportal-mem.epfindia.gov.in/memberinterface/
and enter your UAN (Universal Account Number) and password to login.
3. Click on “View” tab and then click on “Profile” option to upload your profile photo (less than
100 kb) in jpg/jpeg format and update all the required details including permanent/current
address.
4. Then go to click on "Manage" tab and then click on “E-nomination” option.
5. Details like UAN, Name, Date of birth, Gender, Name of the Father/Husband, Marital Status,
Permanent/Current Address, Date of Joining in EPF and Date of Joining in EPS appear on
the screen. On verification of the said details, click “Proceed” option.
6. Now, click on "Yes" to update family declaration. Members can nominate more than one
nominee and also distribute the amount in (%) percentage that may stand to his credit in the
Fund amongst his/her nominees at his/her own discretion.
7. Go to "add family details" and add the details of people you want to nominate. You need to
enter the Aadhaar Number, Name & date of birth as per Aadhaar, Relationship, Address of
the nominee, Bank account details and upload the photo (less than 100 kb) of the nominee,
then click “Save family details.” If the nominee is a minor, please furnish the details of the
Guardian i.e., name of the guardian, relationship and address. You can also add more than
one nominee by clicking on "Add Row".
8. Go to "nomination details" and declare the total amount of share in percentage (%) among
your nominees. In case, you would like to nominate only one person as your nominee then
you can declare 100% as share.
9. Click on "save EPF nomination" box.
10.Now, click on “e-sign” button and enter your Virtual id number (VID) of Aadhaar to generate
OTP, which will be sent to the registered mobile number, which is linked in your Aadhaar
card.
11.The Aadhaar e-sign facility helps in approving the e-nomination form. Enter the OTP (one-
time password).
12.After this, e-nomination gets registered with the EPFO. A readily available nomination in the
system enables to easily file the Pension Claim and in the event of the demise to the
member his/her nominee will be able to file online claim based on the OTP on his/her
Aadhaar Linked Mobile. One doesn't need to apply any physical document to the employer
or ex-employer after the online nomination is done.
07
 (DECLERATION FORM)
e-NOMINATION (FORM-2) & FORM-11
e-NOMINATION (FORM-2) & FORM-11 (DECLERATION FORM)

It is mandatory for the Employees who are joining a EPF covered establishment to
submit Form-11 (Self-declaration) and Form-2 (Nomination). Employer is also
bound by this provision to take these two declarations.

Now, e-Nomination has replaced the Form-2. Hence, Member must file this in his login and submit
the copy to employer for record.

Further, employers shall also ensure submission of Form-11 by every person taken into
employment, wherein the details of the past employment with UAN, PF account number,
Possession of Scheme certificate in respect of past employment, whether he is an International
worker, KYC details, etc., are furnished beforehand.

Form-11 is the important document to decide the membership status in Employees’ Pension
Scheme 1995. The Form-11 copy should be maintained by the employer and shall be produced as
and when required by the Regional P.F. Commissioner for verification. Format of Form-11 is
available in the official website (www.epfindia.gov.in -> Miscellaneous -> Downloads -> Return
Form -> Form-11) or use this link:
https://www.epfindia.gov.in/site_docs/PDFs/Downloads_PDFs/Form11Revised.pdf

08
 BENEFITS TO THE EMPLOYEES
ELIGIBLE NOMINEES
Nominees are very important in all Savings, Insurance & Pension Schemes as they
get their share of PF accumulations/EDLI and the Pension benefits in case of death
of the member.

There are two types of Nominees for EPF and Pension Schemes based on
member’s marital status. (Generally, EPF nominees are entitled to receive EDLI
benefits. Please note that EDLI benefits will be given on death occurred “while in
Service” only.)

The steps to be followed by the EPF/EPS members to furnish their nominees details online:

If the member is a Bachelor / Spinster having “Family” :

If the member is a Bachelor / Spinster having “No Family” :

If the member is a Married Person:

o If a member has a family at the time of making a nomination, it shall be in favour of one or more
persons belonging to his family for EPF/EDLI Schemes and any nomination made by such
member in favour of a person not belonging to his family shall be INVALID.
o A fresh nomination shall be made by the member on his marriage and any nomination made
before such marriage shall be deemed to be INVALID.
o At the time of making a nomination, if the member has no family, the nomination may be in
favour of any person or persons but if the member subsequently acquires a family, such
nomination shall forthwith be deemed to be INVALID and the member shall make a fresh
nomination.
o Members may nominate their nominees any number of times through e-Nomination in
09

member portal and the latest nomination only will be VALID.

 FEW IMPORTANT FREQUENTLY ASKED QUESTIONS

FAQs
Q.1. What is Universal Account Number (UAN)?
UAN is 12-digit number provided to each member of EPFO. The UAN acts as an
umbrella for the multiple Member IDs allotted to an individual. This number acts as a
pivot to link multiple Member Identification Numbers (Member Id) allotted to a single
member under single Universal Account Number. UAN duly seeded with KYC detail.
This enables the member to avail various online services directly without the need for
any intermediation by the employer.

Q.2. What is KYC?

Know Your Customer or KYC is a one-time process which helps in identity verification
of subscribers by linking UAN with KYC details. The Employees / Employers need to
provide KYC details viz., Aadhaar, PAN, Bank etc., for unique identification of the
employees enabling seamless online services.

Q.3. How can the employer generate UAN for newly joined employees not having
UAN?
The employer has to login to EPF employer portal using the User ID and password and
follow the below given steps: [ Link: https://unifiedportal-emp.epfindia.gov.in/epfo/ ]
o Go to “Member” section.
o Click on the “Register Individual”. Check the previous employment as “NO”.
o Enter the employee’s details and KYC details such as PAN, Aadhaar, Bank details,
etc.
Benefits
o Approve all to the members
details undersection.
in the “Approval” EDLI
o A new UAN is generated by EPFO and the employer can link the PF account with
UAN of the employee.

Q.4. How can an employee generate his UAN on his own?

An employee can generate his UAN by visiting the unified member portal
https://unifiedportal-mem.epfindia.gov.in/memberinterface/no-
auth/citizenRegistration/viewRegistraton? and clicking on “Direct UAN Allotment by
Employees”. A valid Aadhaar number with registered mobile is pre-requisite to avail
this facility. Employee has to provide employment details to obtain UAN.

Q.5. How can a member know his UAN?

o Visit unified member portal.
o Enter mobile number as per EPFO records.
o Click on the “Get Authorization Pin” option.
o A Pin will be sent to your mobile number registered with EPFO and enter the Pin.
o Enter the details such as name, Date of Birth as per EPFO records and select any
one of Aadhaar, PAN, Member Id and furnish the details then click “Show my UAN”.
(Link :https://unifiedportal-mem.epfindia.gov.in/memberinterface/no-
10

auth/uanservice/home?_HDIV_STATE_=20-7-D5AA3A488FD3A31C9F7099F41F121148
]
 FEW IMPORTANT FREQUENTLY ASKED QUESTIONS

FAQs
Q.6. How can a member activate his UAN?
o Visit EPF Member Portal and click on “Activate UAN” OR UAN Activation under
Employee Centric Services of EPFO on UMANG APP
o Select any one of the following – UAN, Member ID, Aadhaar or PAN.
o Fill additional details such as Name, Date of Birth, Mobile Number and Email ID and
click on “Get Authorization PIN”
o An authorization PIN will be sent to the mobile number registered with EPFO
o Enter this PIN and click on “Validate OTP and Activate UAN”
o UAN will be activated and password will be sent to member’s mobile. Now the
member can log in to unified member portal using his UAN and password.
[Link: https://unifiedportal-mem.epfindia.gov.in/memberinterface/]

Q.7. Can one mobile number be linked with multiple UANs?

One mobile number can be used for registration with one UAN only.

Q.8. How to activate UAN via offline mode?

No. UAN registration and activation is done only online.

Q.9. Can contractual employees register their UAN and avail online facilities?
Both contractual, as well as direct employees, can avail UAN facilities online after
registration and activation.

Q.10. In which format I should create my UAN password?

The password should be alphanumeric, have minimum 1 Special Character and 8 - 25
character long. Special characters are: ! @ # $ % ^ & * ( ) Sample Password : abc@1973

Q.11. What can I do if my UAN is not seeded with Aadhaar?

Member can himself seed UAN with Aadhaar by visiting member portal. Thereafter the
employer must approve the same to complete the linkage. Alternatively, member can
ask his employer to link Aadhaar with UAN. The member can use “e-KYC Portal” under
Online Service available on home page of EPFO website or e-KYC service under EPFO
in UMANG APP to link his/her UAN with Aadhaar without employer’s intervention.

Q.12. My UAN was generated during the initial days of the launch of UAN facility. My
employer erroneously linked it with wrong Aadhar number. How can I correct the
same?
Member has to apply for correction to Regional office of EPFO where his EPF account
is maintained through submission of joint request.
11
 FEW IMPORTANT FREQUENTLY ASKED QUESTIONS

FAQs
Q.13. How can I seed my KYC details with UAN?
o Login to your EPF account at the unified member portal
o Click on the “KYC” option in the “Manage” section
o You can select the details (PAN, Bank Account, Aadhar etc) which you want to link
with UAN
o Fill in the requisite fields
o Now click on the “Save” option
o Your request will be displayed in “KYC Pending for Approval”
o Once employer approves the details the message will be changed to “Digitally
approved by the employer”
o Once UIDAI confirms your details, “Verified by UIDAI” is displayed against your
Aadhaar.

Q.14. How can I seed my Bank account details?

o Login to your EPF account at the unified member portal
o Enter your bank account number and IFSC code.
o The details have to be approved by your employer.
o Once approved the bank account gets seeded.

Q.15. Can I change my already seeded Bank account number?

Yes. The bank account number can be updated any number of times by following the
steps mentioned above. However, the bank account details cannot be changed during
pendency of any claim with EPFO.

Q.16. What precautions should I take while seeding Bank account number?
You should seed active bank account to which you are either an individual or joint
holder with your spouse. Also ensure that the bank account does not have a deposit
cap greater than your withdrawal benefit.

Q.17. I have changed my job. Should I activate my UAN again?

UAN has to be activated only once. You do not have to re-activate it every time you
switch jobs.

Q.18. Do I have to pay any fee for UAN registration?

No, UAN registration is free of cost and you do not have to pay any fee to activate it.

Q.19. Can I activate UAN through SMS or mobile app?

You cannot activate UAN through SMS. However, you can activate UAN through
Umang App. To download Umang app, please visit Google Play store.
12
 FEW IMPORTANT FREQUENTLY ASKED QUESTIONS

FAQs
Q. 20. What are the documents required for change in Date of Birth of EPF members?
Any of the following documents may be accepted as valid proof of date of birth:
o Birth certificate issued by the Registrar of Births and Deaths
o Any School / education related certificate
o Certificate based on the service records of the Central / State Government
Organization.
o Passport
o Any other reliable document issued by a Government department.
o In the absence of proof of date of birth as above, Medical certificate issued by Civil
Surgeon after examining the member medically and supported with an affidavit on oath
by the member duly authenticated by a competent court.
o Aadhaar / e-Aadhaar: The change in date of birth shall be accepted as per Aadhaar /e-
Aadhaar upto a maximum range of plus or minus three years of the date of birth
recorded earlier with EPFO.

Q.21. What are the facilities given to members through UAN driven Member Portal?
The UAN driven Member Portal facilitates the following to members:
A. Services:
o Self-generation of Universal Account Number
o E-Nomination
o Change in Name, Date of Birth, Gender
o Enter KYC details
o Seamless Transfer of PF Accumulation from Previous Employment Advance claim for
outbreak of Pandemic (Covid-19)
o Aadhaar based online claim submission
o Entry of date of exit from service
B. Information:
o Download Passbook
o Download UAN Card
o Check eligibility for online transfer claim
o PF contributions & balance by sending SMS to 7738299899 in 10 languages
o PF account details by missed call on 011-22901406

Q.22. Do I need to upload documents on the EPFO Portal?

No, you are not required to upload documents on the EPFO Portal. Just the name as per
the document and the document number must be specified.

Q.23. What are the minimum details which are required to be linked with UAN for
availing online services?
Mobile, Aadhar and Bank account number.

Q.24. Is linking PAN with UAN beneficial for availing online services?
13

Yes, if you link your PAN number with UAN then you can avail tax benefits on EPF
withdrawal.
 FEW IMPORTANT FREQUENTLY ASKED QUESTIONS

FAQs
Q.24. Is linking PAN with UAN beneficial for availing online services?
Yes, if you link your PAN number with UAN then you can avail tax benefits on EPF
withdrawal.

Q.25. My name is same in PAN card and Aadhaar card but I am not able to link it with
my UAN.
The name as per Aadhaar and PAN must be same as that in PF records for KYC to be
successfully completed. Please note that the name as printed on PAN card may be
different from that in the Income Tax database. In such a case you must enter the
name as per IT database to get it successfully linked with UAN. If there is a name
mismatch then a name change request can be raised.

Q.26. What to do if my employer is not approving KYC?

In case your employer is not approving KYC details, you can directly approach
administration or HR department with request. If it is taking more time you can
escalate it to higher authority in the organization. If no one is responding to your
request you can approach EPF Grievance via http://epfigms.gov.in.

Q.27. How do I know that KYC updated by me is approved by the employer?

The status will be shown against updated KYC document on the same page. The
system will also trigger SMS on your register mobile number.

Q.28. My employer erroneously entered wrong PAN and Bank account details?
You can login to your member portal and update the PAN and Bank account details
yourself. The same will be digitally approved/updated by the employer.

Q.29. My employer has not updated my date of exit despite lapse of two months
after leaving job. How can I update my date of exit?
o Visit Member Unified Portal
o Enter UAN, Password and CAPTCHA.
o Go to Manage and Click Mark Exit
o Choose ‘PF Account Number’ from ‘select employment’ drop down
o Enter ‘Date of Exit’ and ‘Reason of Exit’
o Click on option ‘Request OTP’ and enter OTP sent on your Aadhaar linked Mobile
Number
o Select the Checkbox
o Click ‘Update’
o Click ‘OK’
14
 FEW IMPORTANT FREQUENTLY ASKED QUESTIONS

FAQs
Q.30. How to change my UAN linked mobile number?
After login into the Member Interface of Unified Portal, there is a provision in “Member
Profile” section to change your mobile number.

Q.31. Can I apply online claim if my mobile is not linked with Aadhaar?
No, you cannot submit online claim if your mobile is not linked with Aadhaar. At the
time of claim submission, OTP is sent to Aadhaar linked mobile only.

Q.32. What to do if my Aadhaar is not linked with mobile?

Please visit your nearest Aadhaar Service Centre. For more details you can visit official
website of UIDAI https://uidai.gov.in.

Q.33. What to do if I forgot my password?

Please click on “Forgot Password” at Member Interface of Unified Portal. Provide your
UAN with CAPTCHA. System will send the OTP on your mobile which is seeded with
UAN and you can reset the password.

Q.34. What to do if I forgot my password and my registered mobile with UAN has
also changed?
Please click on “Forgot Password” at Member Interface of Unified Portal. Provide your
UAN with CAPTCHA. System will ask whether OTP is to be sent on registered mobile
or some other mobile. System will ask to enter your basic details (Name, DOB and
Gender). After successful matching of basic details system will ask to provide your
Aadhar or PAN. If KYC details are matched system will ask new mobile number and
OTP will be sent to the new mobile. After successful verification of OTP, you can reset
your password.

Q.35. What is to be done in case I change the job and join somewhere else?
You need to simply declare your UAN with your subsequent employer.

Q.36. Which claims that can be filed online?

You can file Withdrawal, Advance, and Pension claim (after e-Nomination) online
through EPFO Member Portal or through Umang app.

Q.37. How can I view/download my passbook?

First of all, you need to login to the UAN Member Portal with your UAN and password.
Then go to the menu ‘Download’ and select ‘Download Passbook’. A link provided to
download PDF of this passbook.

Q.38. How can I view/download my UAN card?

You need to login first with your valid UAN and password. Then go to ‘Download’
15

Menu and select an option ‘Download UAN Card’. PDF of UAN card can be
downloaded.
 FEW IMPORTANT FREQUENTLY ASKED QUESTIONS

FAQs
Q.39. I am not able to see the Passbook or Passbook is not available?
In case you are working in an Exempted establishment then your passbook will not be
available in the UAN portal. You may contact your establishment to get the PF
statement.

Q.40. Two UAN allotted to me. What should I do?

In case two UAN are allotted to you, this could be because of not filling of Date of Exit
by your previous employer in ECR filing and / or you have applied for transfer of
service in your current establishment. In such a case, it is suggested to immediately
report the matter to your employer and through email to EPFO
(uanepf@epfindia.gov.in) by mentioning, both -your current UAN and your previous
UAN(s). After due verification, the previous UAN(s) allotted to you will be blocked and
the current UAN will be kept active.

Q.41. Why I am not able to link / list previous member IDs pertaining to me?
As the details are matched with previous Member ID w.r.t. current Member ID and if
there is any deviation in name etc. it will not allow for link / list Member ID.

Q.42. How to change Name and DOB in EPFO records as per Aadhaar Card?
o Enter UAN, Password and CAPTCHA.
o Click Sign-in
o Click Manage and then Click Modify Basic Details
o Enter Aadhaar, Name and DOB as per Aadhaar. Click Save/Submit. Click “Yes”.
o Inform your Employer to approve your Name Change Request.
Visit Member Unified Portal as mentioned in https://unifiedportal-
mem.epfindia.gov.in/memberinterface/

Q.43. What are the services available through umang app?

UMANG APP is the only official APP through which EPFO services should be availed.
The following services are available through UMANG APP:
• View Passbook
• Online Claim filing
• Claim tracking
• UAN Activation
• UAN Allotment
• Jeevan Pramaan Submission
• Download Pension Payment Order
16
 WHAT ARE YOUR DUTIES & RESPONSIBILITIES?

DUTIES & RESPONSIBILITIES

• Keep track of your PF accumulations from time to time.

• Activate your UAN immediately on becoming a member to avail online services

• Keep your password confidential and never share with anyone on any account.

• Never share your OTP (One time password) received in your mobile while
transacting with EPFO to anyone

• Always remember that you are responsible for maintaining the confidentiality of
your login credentials.

• Point out any discrepancy in the monthly deposits made by the employer into your
PF account.

• Bring to notice any technical difficulty in accessing the member portal to your
employer and EPFO

• Never treat your PF account as a bank account for taking care of your financial
needs. It is meant for long term wealth creation with the objective of ensuring
financial security in your old age. Therefore, advances from your account should be
taken only if necessary and only on the specified contingencies or reasons provided
for in the scheme.

• Whenever you change jobs, please ensure transfer of your PF accumulations and
also your service rendered into the new pension account.

• If you were allotted more than a single UAN for whatsoever reasons kindly take
steps to merge them into the latest UAN by filing transfer applications. This shall
help in having all your PF accumulations in one place and also ensuring that you
have more than the minimum required number of years ( 10 years) for becoming
eligible to receive pension.

• Beware of fake websites and phishing mails which seek to steel your passwords or
PF accumulations. Kindly note that https://www.epfindia.gov.in is the only official
website of EPFO and UMANG is the only official app.

• Seed your UAN with KYC documents like Aadhaar, bank account and verify that
your name, father’s name, date of birth and gender are same in all documents to
avail services of EPFO.

• In case of any discrepancy get it corrected through your employer

• File your e-nominations to enable your family to get the benefits in case of any
untoward incident.

• Do not hesitate to raise your grievances at the official website of EPFO through
EPFiGMS (Employees Provident Fund Internet Based Grievance Management
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System)
 GRIEVANCE OR A COMPLAINT
WHAT CAN YOU DO IF YOU HAVE A GRIEVANCE OR A
COMPLAINT?
• In case any member has a complaint /grievance , he is welcome to raise the issues
to EPFO for which there are multiple means available :

• The member can file a grievance in EPFiGMS (https://epfigms.gov.in/).

• The filing is done through a simple mobile OTP based method and once a
grievance is registered, a registration number is generated which can be used for
tracking the status of resolution of the grievance.

• The system allows for escalating the grievance to the next higher authority if the
member is dissatisfied with the response.

• Strict timelines are prescribed for resolution of the grievance

• In addition to EPFiGMs, grievance can also be registered at CPGRAMS which is a

Government of India initiative.

• He may also write to the office concerned at the official E-mail ids which are
available in the public domain at EPFO’s website
https://www.epfindia.gov.in/site_en/Contact.php.

• For enhancing members’ engagement with EPFO, Nidhi Aapke Nikat which is a
monthly programme is held on 10th of every month in every EPFO office wherein
members are welcome not only to raise their grievances but also to put forward
their suggestions or give feedback.

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 CONNECT WITH EPFO

CONNECT WITH EPFO

WhatsApp based Regular holding of Dedicated
helpline cum Webinars by field revamped
grievance redressal offices for awareness grievance portal
mechanism where generation and EPFiGMS for
subscribers, solving grievances of handling
employers and employers, grievances
pensioners can file employees and digitally
grievances or seek pensioners.
guidance on any
issue

WAYS TO CONNECT WITH EPFO

Facilitation centers at the UMANG Mobile app, Toll Social media handles:
field offices are the free call centre, Twitter at @socialepfo
service of all stakeholders www.epfindia.gov.in Facebook at /socialepfo
Dedicated portals
www.epfigms.gov.in,
www.pgportal.gov.in
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 RESPONSIBILITY CENTERS

RESPONSIBILITY CENTERS
www.epfindia.gov.in

21 ZONAL
OFFICES

@socialepfo

117 DISTRICT 138 REGIONAL

OFFICES
OFFICES
/socialepfo

EPFO has a nationwide presence

The responsibility centers in these offices reach out to all
stakeholders and ensure extension of the Social Security services

पंडित दीनदयाल उपाध्याय राष्ट्रीय सामाजिक सरु क्षा अकादमी

कममचारी भविष्ट्य ननधि संगठन
श्रम एंि रोिगार मंत्रालय
भारत सरकार नई ददल्ली
PANDIT DEENDAYAL UPADHYAYA NATIONAL ACADEMY OF SOCIAL SECURITY
1st November 2022
Employees’ Provident Fund Organization
Ministry of Labour & Employment
Government of India New Delhi
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