ACCOUNT OPENING FORM

For Individuals and Sole Proprietorships

Bank AL Habib Limited

Branch Date: D D M M Y Y Y Y

Account Number :
(For Bank Use Only)

IBAN :
(For Bank Use Only)

Title of Account:
As per Identity Document

*Mailing Address:

Date of Attaining Majority

D D M M Y Y Y Y
City/ District Country Postal Code
(Attested copy of “B” Form attached)
Nature of Account: Individual (Single) Joint Proprietorship Photo Minor

Type of Account: Current Current Plus Savings Monthly Saver Other

(Specify)

Currency of Account: Pak. Rupees US Dollars Pound Sterling Euro Other

(Specify)

Nature of Business: Service Manufacturing Retail Real Estate Other

(for Proprietorship only)
(Specify)

Details of Business: Sales Tax No. NTN

PERSONAL INFORMATION (APPLICANT 1)

*Full Name:
As per Identity Document

Date of Birth: D D M M Y Y Y Y
Place of Birth: Marital Status: Single Married Other
(Specify)

CNIC/ NICOP/ POC/ SNIC Number: ARC Number:

Date of Issue: Expiry Date: Place of Issue:

D D M M Y Y Y Y D D M M Y Y Y Y

*Father’s/ Husband’s Name:

*Mother’s Maiden Name:

Passport Number: Date of Issue: Expiry Date:

D D M M Y Y Y Y D D M M Y Y Y Y

Place of Issue: Nationality:

U.S. Citizen/ Resident/Green Card Holder: Yes No Residence Status: Resident Non-Resident (Country)

*Permanent Residential Address:

Business/ Profession: Salaried Business/Self-Employed Housewife Other

(Specify)

*Name/ Address of
Employer/ Business:

Telephone Number(s) Residence: Office: Fax:

(Local/ International):
Network: Mobilink Ufone Warid Zong Telenor Other
Mobile: ���
‫�  ورك‬
*E-mail Address:

Electronic Default Card for Domestic use only For International & Domestic Use:
DEP-1B (12-20) GAP

Banking �
UnionPay VISA Debit Card (Silver) VISA Debit Card (Gold) Other
� � ��
�  �� �
��‫د‬
Services PayPak
Name to appear on the Card: Supplementary VISA Debit Card Required:
(Please fill the prescribed form)
Yes No Signature
*Please use Capital Letters
 PERSONAL INFORMATION (APPLICANT 2)
*Full Name:
As per Identity Document

Date of Birth: D D M M Y Y Y Y
Place of Birth: Marital Status: Single Married Other
(Specify)

CNIC/ NICOP/ POC/ SNIC Number: ARC Number:

Date of Issue: Expiry Date: Place of Issue:

D D M M Y Y Y Y D D M M Y Y Y Y

*Father’s/ Husband’s Name:

*Mother’s Maiden Name:

Passport Number: Date of Issue: Expiry Date:

D D M M Y Y Y Y D D M M Y Y Y Y

Place of Issue: Nationality:

U.S. Citizen/ Resident/Green Card Holder: Yes No Residence Status: Resident Non-Resident (Country)

*Permanent
Residential Address:
Other

Business/ Profession: Salaried Business/ Self-Employed Housewife Other

(Specify)

*Name/ Address of
Employer/ Business:

Telephone Number(s) Residence: Office: Fax:

(Local/ International):
���
Network: ‫�  ورك‬
Mobilink Ufone Warid Zong Telenor Other
Mobile:
*E-mail Address:

Electronic Default Card for Domestic use only For International & Domestic Use:
Banking �
UnionPay VISA Debit Card (Silver) VISA Debit Card (Gold) Other
� � ��
�  �� �
��‫د‬
Services PayPak
Name to appear on the Card: Supplementary VISA Debit Card Required:
(Please fill the prescribed form)
Yes No Signature

E-STATEMENT REQUEST
E-Statement Required: Yes No

Applicant 1 Applicant 2
In case of Joint Account, please tick (✓) any one option above
on which e-statement is required.
I/We also request that all statements of account be sent to
Name(s)
my/our email address on the following frequency:
Other
Monthly Quarterly Half Yearly
(Specify)

do not send hard copy statement

Please send of account to my/our address &
I/We undertake to inform the Bank immediately if my email
address mentioned is changed or in any way compromised. Signature(s)

Cheque Book Required Yes No SMS Alerts Required Yes No

Cheque Book Undertaking: I understand that this cheque book, if not collected Applicant 1 Applicant 2
personally or through authorized representative within 60 days from the date of
issuance, may be destroyed and charges will be collected as per Bank Policy. In case of Joint Account, please tick (✓) any one option above on which SMS Alerts are required (Charges
applicable as per Schedule of Charges)

NEXT OF KIN
Name and address of the person/next of kin to be contacted for ascertaining my/our whereabouts.

Name:

Address:

Relationship with Applicant(s):

CNIC / SNIC Number: (optional)

Telephone Number: Account Holder’s Signature(s)

 ACCOUNT INTRODUCTION
Introducer’s Name:

Account Number: Bank Branch

CNIC / SNIC Number:

Telephone Number: Introducer’s Signature:

FOR BANK USE ONLY

Introducer’s signature verified by:

Name: Signature: Sign. No.

OPERATIONAL INSTRUCTIONS
Signing Authority: Singly Jointly Either or Survivor Other
(Specify)

Zakat Exemption: (enclose affidavit/declaration on bond paper) (enclose declaration on plain paper)
Yes No Non Muslim

Withholding Tax Exemption: (enclose valid Tax Exemption Certificate)

Yes No

Hold Mail: (Indemnity enclosed) Third party mandate: (enclose Third party mandate)
Yes No Yes No

EXISTING RELATIONSHIP WITH BANK AL HABIB LIMITED RELATIONSHIPS WITH OTHER BANKS
Title of Account: Bank/Branch Name: Account Number:

DECLARATION – Must be Signed by All Applicants

I/We request you to open an account(s) with Bank AL Habib Limited (“the Bank”) as per
details provided above, which I/we confirm are true and correct in all respects. I/We agree
to provide any document(s) required by the Bank according to the type of account(s)
requested and to abide by the current rules and policies of the Bank for the conduct of
such account(s). I/We have received a copy of the Account Opening Form and Rules/Terms
& Conditions of Account, which have been read and signed by me/us. I/We agree with
these Rules/Terms & Conditions and also agree to be bound by them as amended by you
from time to time. I/We agree to inform you of any changes in the information provided in
this Form or in related documents.
This request when accepted by the Bank will be deemed to be an agreement between
the Bank and me/ourselves and all sections of this Form shall be treated as an integral
and indivisible part of the same. It is understood that this account will be used for bona
fide personal/proprietorship transactions. I/We agree to be liable for any finances or debts
due to you which you may permit on this or any other account in my/our name.
I/We solemnly declare that I/we have not been refused banking facilities by any other bank
before approaching you for opening of my/ our account.

Applicable to Joint Account We, the undersigned, request you to open a Joint Account
in our names and authorize you, until any one of us shall give you notice in writing to the
contrary, to honour and pay to the debit of such account all cheques, drafts and orders,
all bills accepted and all notes made when signed/endorsed as specified above under
“Operational Instructions”, whether such account is for the time being in credit or overdrawn or
becomes overdrawn by reason of such payment, we being jointly and severally responsible
for the repayment of any finance with return, profit and mark-up. You are also authorized
to pay or deliver to or to the order of the survivor(s) of us any monies, securities or property
standing to the credit of our Joint Account or held by you for us.

Applicable to Sole Proprietorship I request you to open an account under the name
and style of
which is the name of the concern of which I am a sole proprietor and authorize you,
until I give you notice in writing to the contrary, to honour and pay to the debit of such
account all cheques, drafts and orders, all bills accepted and all notes made when
signed/endorsed by me whether such account is for the time being in credit or overdrawn
or becomes overdrawn by reason of such payment, I being responsible for the repayment
of any finance together with return, profit and mark-up.

Applicable to Minor’s Account I shall represent the Minor in all future transactions of
any description in the above account till the said Minor attains majority. I hereby fully
indemnify the Bank against any claim of the above Minor for any withdrawal/transaction
made by me in the account.

Relationship with the Minor: Other

Father Mother Paternal Grand Father By Court Order
(Specify)

Applicant 1 Name: Applicant 2 Name:

1 2

Signature: Signature:
(To be signed by all Applicants, or by Guardian if Applicant is a Minor)
 FOR BANK USE ONLY
Special Category Account:
(If any)
Bank Staff Shaky Signature Photo Account Minor ARC Parda Nasheen Blind
(Indemnity Attached) For English (Dep 30/1)
For Urdu (Dep 30/2)
Other
(Specify)

Check (✓) Check (✓)

if Applicable if Complied

1. Attested copy of CNIC or valid passport (with valid visa)

2. In case CNIC does not contain a photograph, attested
copy of any other document such as driving license
that contains a photograph, in addition to CNIC
3. In case of a salaried person, attested copy of service card,
or any other acceptable evidence of service including,
but not limited to a certificate from the employer
4. In case an individual is unable to sign or has
shaky signature, two passport size photographs
5. In case of Foreign Citizen residing in Pakistan, attested
copy of passport bearing valid visa or work permit.
6. In case of Minor’s account:
• Title of Account to include the word “MINOR”
• Attested copy of Minor’s birth certificate /
Form B/ SNIC/ Student Card or CRC
• Attested copy of guardian’s CNIC/ SNIC/ NICOP
• Proof of Guardian’s relationship with Minor
(attested copy of Birth Certificate/ Student Card/ CRC or court order)

7. In case of proprietorship account, application to open

account on the firm’s letterhead with rubber stamp (if available)
8. In case of Hold Mail account, duly executed Hold Mail Indemnity
9. In case of Third Party Mandatee, duly executed
Third Party Mandate and attested copy of CNIC
10. In case of exemption from Zakat, Zakat declaration on
Bond Paper or attested copy of duly executed affidavit
11. In case of Non Muslim Zakat declaration should be on plain paper
12. Specimen Signature Cards for Applicant(s)/Guardian and
Third Party Mandatee
13. Rules of Account, duly signed
14. Original identification document(s) seen by
Account Opening Officer
15. Letter of thanks sent by CPU
(postal/courier receipt to be attached on return by company)

Account Opening Officer’s Certificate: SBP Code FATCA Code

(If Required)
Photograph of person
I have checked this Account Opening Form and the required documents and certify
unable to properly sign
that these are in order. I also certify having verified the identity and credentials of the
Applicant(s) and, where applicable, the identity of Third Party Mandate and Guardian or with shaky signature /
after having seen the original identification document(s) and debarred list. Photo Account

Name: Signature: Sign. No.

Manager’s Approval:
Name: Signature: Sign. No.

Branch Manager to satisfy himself about reason for Hold Mail accounts and, where
applicable, to establish/verify the identity of Third Party Mandatee and Ultimate
Beneficiary.

All customer(s) Signature(s) and Photo on this Account Opening Form are admitted and verified by me

Officer Manager

Sign. No. Sign. No.

TO BE COMPLETED BY CPU

Received at CPU on: Processed by:

Authorized by: Scanned by: