To, Date- 02-03-2022

NITINKUMAR ISHWARLAL PRAJAPATI

LAJARI CREATION
FIRST FLOOR, B/97, SUMEL BUSINESS PARK-II, NR-VANIJY BHAVAN, KANKARIA, AHMEDABAD-380008
KANKARIA
AHMEDABAD
GUJARAT-380008
PHONE NO : 9825883715
E MAIL : nitinprajapati3393@gmail.com

Welcome to Hero FinCorp Family

Reference Your Unsecured Business Loan_Corp Account No. HCFAHMUBL00007868387

Dear Sir/Madam,

We welcome you to Hero FinCorp Limited "HFCL" and wish to thank you for choosing us as your preferred Financial
Institution.

We are pleased to confirm that your loan amount mentioned in Schedule 1 has already been disbursed as per your request.
We are delighted to provide solutions to your financial needs and hope to make your experience a memorable one.

For your ready reference, we are hereby enclosing the important documents pertaining to your loan for quick access to the
loan in the following schedule: -
Schedule1 - Disbursement details
Schedule2 - The repayment schedule of your loan, which will assist you to track the EMI due dates and loan
outstanding.

To know more about Service charges applicable on your loan, please click here & refer Schedule of Charges.
For any further assistance, please feel free to contact your Relationship Manager. Alternatively, you can also write to us at
corporate.care@herofincorp.comi or visit our website at www.herofincorp.com. Kindly quote your Loan Account Number ini
any future correspondence with us.
You can also call us at 1800-103-5271 (Toll Free) from Monday to Friday between 10 AM to 6 PM.

We look forward for a long and mutually rewarding loan relationship.

Warm regards,

Hero FinCorp Ltd

THIS IS A COMPUTER GENERATED LETTER, HENCE DOES NOT REQUIRE SIGNATURE

Hero FinCorp Ltd.

A-44 , Mohan Co-Operative Industrial Estate, Mathura Road ,New Delhi 110044 India
Phones: +91-11-49487150, Fax: +91-11-49487197,+91-11-49487198
CIN: U74899DL1991PLC046774

Page 1 of 3
 Schedule 1

1. Please note that as per the terms of the loan agreement signed between you and Hero FinCorp Ltd, repayment shall
yilbe made through EMIs.

2. The disbursement details are as follows:

1 Customer ID 25927448
2 Loan Account Number HCFAHMUBL00007868387
3 Loan Amount Sanctioned (Rs) 20,20,000.00/-
4 Loan Amount Disbursed (Rs) 20,20,000.00/-
5 Disbursal Date 28-FEB-2022
6 EMI Amount(Rs) AS PER ATTACHED REPAYMENT SCHEDULE
7 Tenure (months) 36
8 Rate of Interest 18.00% P.A.
9 Pre / First EMI Due On 03-APR-2022
10 Mode of Repayment PDC
11 Bank Name (Repayment) NOT AVAILABLE
12 Bank Account Number NOT AVAILABLE
13 Property / Asset Details AS PER SANCTION LETTER

As mentioned in the loan agreement, all the repayments of dues (Pre-EMI & EMI) will need to be paid by due date to avoid
bouncing and penal charges.

Note:

All future communication to you would be sent at the above mentioned address. If any change of address is
received by us in writing with Self Attested Copy of address proof as per KYC Guidelines, further communication will
be sent on the changed address.
You are requested to revert to us within seven days in case of any discrepancy observed in the above mentioned
details.
Please note that all the contents of this Letter & Schedules are subject to the terms & conditions of Loan Agreement
duly signed by you.

E.O.E

THIS IS A COMPUTER GENERATED LETTER, HENCE DOES NOT REQUIRE SIGNATURE

Hero FinCorp Ltd.

A-44 , Mohan Co-Operative Industrial Estate, Mathura Road ,New Delhi 110044 India
Phones: +91-11-49487150, Fax: +91-11-49487197,+91-11-49487198
CIN: U74899DL1991PLC046774

Page 2 of 3
 Schedule 2
Repayment Schedule Loan Account No. HCFAHMUBL00007868387
[This Repayment schedule forms an intergal part of the Facility Agreement]

Opening Closing
Instl Num Due Date Principal Inst Amt Principal Interest Principal
1 03-04-2022 2,020,000.00 73,028.00 42,728.00 30,300.00 1,977,272.00
2 03-05-2022 1,977,272.00 73,028.00 43,368.00 29,660.00 1,933,904.00
3 03-06-2022 1,933,904.00 73,028.00 44,019.00 29,009.00 1,889,885.00
4 03-07-2022 1,889,885.00 73,028.00 44,679.00 28,349.00 1,845,206.00
5 03-08-2022 1,845,206.00 73,028.00 45,349.00 27,679.00 1,799,857.00
6 03-09-2022 1,799,857.00 73,028.00 46,030.00 26,998.00 1,753,827.00
7 03-10-2022 1,753,827.00 73,028.00 46,720.00 26,308.00 1,707,107.00
8 03-11-2022 1,707,107.00 73,028.00 47,421.00 25,607.00 1,659,686.00
9 03-12-2022 1,659,686.00 73,028.00 48,132.00 24,896.00 1,611,554.00
10 03-01-2023 1,611,554.00 73,028.00 48,854.00 24,174.00 1,562,700.00
11 03-02-2023 1,562,700.00 73,028.00 49,587.00 23,441.00 1,513,113.00
12 03-03-2023 1,513,113.00 73,028.00 50,331.00 22,697.00 1,462,782.00
13 03-04-2023 1,462,782.00 73,028.00 51,086.00 21,942.00 1,411,696.00
14 03-05-2023 1,411,696.00 73,028.00 51,852.00 21,176.00 1,359,844.00
15 03-06-2023 1,359,844.00 73,028.00 52,630.00 20,398.00 1,307,214.00
16 03-07-2023 1,307,214.00 73,028.00 53,419.00 19,609.00 1,253,795.00
17 03-08-2023 1,253,795.00 73,028.00 54,221.00 18,807.00 1,199,574.00
18 03-09-2023 1,199,574.00 73,028.00 55,034.00 17,994.00 1,144,540.00
19 03-10-2023 1,144,540.00 73,028.00 55,859.00 17,169.00 1,088,681.00
20 03-11-2023 1,088,681.00 73,028.00 56,697.00 16,331.00 1,031,984.00
21 03-12-2023 1,031,984.00 73,028.00 57,548.00 15,480.00 974,436.00
22 03-01-2024 974,436.00 73,028.00 58,411.00 14,617.00 916,025.00
23 03-02-2024 916,025.00 73,028.00 59,287.00 13,741.00 856,738.00
24 03-03-2024 856,738.00 73,028.00 60,176.00 12,852.00 796,562.00
25 03-04-2024 796,562.00 73,028.00 61,079.00 11,949.00 735,483.00
26 03-05-2024 735,483.00 73,028.00 61,995.00 11,033.00 673,488.00
27 03-06-2024 673,488.00 73,028.00 62,925.00 10,103.00 610,563.00
28 03-07-2024 610,563.00 73,028.00 63,869.00 9,159.00 546,694.00
29 03-08-2024 546,694.00 73,028.00 64,827.00 8,201.00 481,867.00
30 03-09-2024 481,867.00 73,028.00 65,799.00 7,229.00 416,068.00
31 03-10-2024 416,068.00 73,028.00 66,786.00 6,242.00 349,282.00
32 03-11-2024 349,282.00 73,028.00 67,788.00 5,240.00 281,494.00
33 03-12-2024 281,494.00 73,028.00 68,805.00 4,223.00 212,689.00
34 03-01-2025 212,689.00 73,028.00 69,837.00 3,191.00 142,852.00
35 03-02-2025 142,852.00 73,028.00 70,885.00 2,143.00 71,967.00
36 03-03-2025 71,967.00 73,047.00 71,967.00 1,080.00 0.00
Total 2,629,027.00 2,020,000.00 609,027.00

***END OF REPORT***

Hero FinCorp Ltd.

A-44 , Mohan Co-Operative Industrial Estate, Mathura Road ,New Delhi 110044 India
Phones: +91-11-49487150, Fax: +91-11-49487197,+91-11-49487198
CIN: U74899DL1991PLC046774

Page 3 of 3