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07-05-2023

Quote No : bnult2wydmv

Benefit Illustration for HDFC Life Sanchay Plus


This Illustration has been produced by HDFC Life Insurance Company Limited to help you understand the benefits of your
HDFC Life Sanchay Plus
DETAILS
Name of the Prospect/Policyholder: Raja Proposal No: NA
Age: 43 Name of Product: HDFC Life Sanchay Plus
A non-participating non-linked savings
Name of Life Assured: Raja Tag Line:
insurance plan
Age: 43 Unique Identification No: 101N134V17
Policy Term: 17 Years GST Rate: 4.5%* for first year
2.25%* second year
Premium Paying Term: 12 Years
onwards
Amount of Instalment Premium
Rs.100000
(Without GST):
Mode: Annual

*0% if qualifies as zero-rated supply under GST law

This benefit illustration is intended to show year-wise premiums payable and benefits under the policy.
"Some benefits are guaranteed and some benefits are variable with returns based on the future performance of your insurer carrying on life insurance business. If your policy offers
guaranteed benefits then these will be clearly marked "guaranteed" in the illustration table on this page. If your policy offers variable benefits then the illustrations on this page will
show two different rates of assumed future investment returns, of 8% p.a. and 4% p.a. These assumed rates of return are not guaranteed and they are not the upper or lower limits
of what you might get back, as the value of your policy is dependent on a number of factors including future investment performance."

Policy Details

Policy Option Guaranteed Income Sum Assured Rs. 1120000


Guaranteed Payout Sum Assured on Death (at
Annual 2128526
Freqency inception of the policy) Rs.

Guaranteed Payout Payout Term


297250 12
Amount (years)

Rider Details

Rider Name Rider UIN Rider PPT Rider PT Rider Sum Assured Rs.

HDFC Life Critical Illness Plus Rider 101B014V02 12 Years 12 Years 1000000
Income Benefit on Accidental Disability Rider 101B013V03 12 Years 17 Years 1120000

Premium Summary

PP PP Total
Base Plan CI Rider IB Rider PP Rider (PAC) Rider Rider Instalment
(ADC) (CC) Premium

Instalment Premium without GST 1,00,000 5,437 399 0 0 0 1,05,836

Instalment Premium with First Year GST 1,04,500 6,416 471 0 0 0 1,11,387

Instalment Premium with GST 2nd Year Onwards 1,02,250 6,416 471 0 0 0 1,09,137
(Amount in Rupees)
Policy Year Single/ Guaranteed Non Guaranteed
Annualized
Survival Benefits / Other benefits Maturity Benefit Death Benefit Min Special Surrender Value
Premium
Loyalty Additions (if any) Guaranteed
Surrender
Value

1 1,00,000 0 0 0 21,28,526 0 0

2 1,00,000 0 0 0 21,28,526 60,000 60,000

3 1,00,000 0 0 0 21,28,526 1,05,000 1,05,000


4 1,00,000 0 0 0 21,28,526 2,00,000 2,00,000

5 1,00,000 0 0 0 21,28,526 2,50,000 3,02,947


6 1,00,000 0 0 0 21,28,526 3,00,000 3,97,156

7 1,00,000 0 0 0 21,28,526 3,50,000 5,06,212

8 1,00,000 0 0 0 21,28,526 6,00,000 6,32,033


9 1,00,000 0 0 0 21,28,526 6,75,000 7,76,826

10 1,00,000 0 0 0 21,28,526 9,00,000 9,42,976


11 1,00,000 0 0 0 21,28,526 9,90,000 11,33,214

12 1,00,000 0 0 0 21,28,526 10,80,000 13,50,585

13 0 0 0 0 21,28,526 10,80,000 14,75,519

14 0 0 0 0 21,28,526 10,80,000 16,11,987

15 0 0 0 0 21,28,526 10,80,000 17,61,117


16 0 0 0 0 21,28,526 10,80,000 19,24,010

17 0 0 0 0 21,33,047 12,00,000 21,01,974

18 0 0 0 2,97,250 0 0 0

19 0 0 0 2,97,250 0 0 0

20 0 0 0 2,97,250 0 0 0

21 0 0 0 2,97,250 0 0 0
22 0 0 0 2,97,250 0 0 0

23 0 0 0 2,97,250 0 0 0

24 0 0 0 2,97,250 0 0 0

25 0 0 0 2,97,250 0 0 0

26 0 0 0 2,97,250 0 0 0
27 0 0 0 2,97,250 0 0 0

28 0 0 0 2,97,250 0 0 0

29 0 0 0 2,97,250 0 0 0

Notes: Annualized Premium excludes underwriting extra premium, frequency loadings on premiums, the premiums paid towards the riders, if any, and Goods & Service Tax.

I , have explained the premiums charges and benefits under the product fully to the I Raja ,having received the information with respect to the above, have understood
prospect / policy holder. the above statement before entering into the contract.

Place:

Date: Signature of Agent /Intermediary / Official Date: Signature of Prospect / Policyholder

Note: Kindly note that name of the company has changed from "HDFC Standard Life Insurance Company Limited" to "HDFC Life Insurance Company Limited".

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