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Classic 11 March 2023 To 12 April 2023: Your Account

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Statement number 28
Issue date 12 April 2023
MR R ZEKIO Write to us at Box 3 BX1 1LT
174A FINCHLEY ROAD Call us on 0345 300 0000
LONDON Visit us online www.lloydsbank.com
NW3 6BP yTQQPXuQxZwVRYuSZv
jgP2;goWiohtTk7Poc Your Branch PICCADILLY
oWABjVPFTyqUdjGsN6
yeWnUwwuix36;UvBuA
oSXoS3CpTky9sbhAgp Sort Code 30-96-64
zzzzzzzzzzzzzzzzzz
Account Number 67029960
IBAN GB58 LOYD 3096 6467 0299 60
BIC LOYDGB21085

CLASSIC 11 March 2023 to 12 April 2023

Your Account
Date of previous statement 10 March 2023 Type of Fee Quantity Total
Debit card fee 1 £0.70
Balance on 11 Mar 2023 £22.65
Money in £4,216.61 Total fees 1 £0.70
Money out £3,332.51
Balance on 12 Apr 2023 £906.75 The fees detailed above have been paid during this statement period.
Arranged overdraft interest £0.00 The fees paid in this statement period are highlighted in the 'Fees Explained'
section and on the reverse.
You should review your account regularly to check whether it
remains appropriate for your circumstances.

Fees Explained

Club Lloyds Account Holders – The Club Lloyds maintaining the account fee will not feature in the Type of Fee table above, but will be shown in the transactions
overleaf as ‘'Club Lloyds fee’. If you are eligible to have this Maintaining the account fee waived, you will also see a transaction described as ‘'Club Lloyds waived’. This
does not apply to non-Club Lloyds customers.
Other services - There are fees for other services you have asked for. You can find more details in your account conditions or at www.lloydsbank.com.

Lloyds Bank plc, 25 Gresham Street, London, EC2V 7HN.


Things you need to know
Getting in touch

J Write to us: Lloyds Bank,


PO Box 1, BX1 1LT Q Visit us in branch K Go online:
lloydsbank.com/contactus f Call: 0345 300 0000
8am-8pm, 7 days a week

Ways to manage your account About the fees we charge if you use your card abroad
Keep track of what's going in and coming out of your account at any time using: Personal Debit and Cashpoint® Card Charges - If you use your card to withdraw
• Internet Banking – View and manage your accounts online - 24 hours a day, 7 cash or make a payment in a currency other than pounds, the amount is converted
days a week. Register at lloydsbank.com/internetbanking to pounds on the day it is processed by Visa using the Visa Payment Scheme
• Mobile Banking – Manage your account on the go with your mobile phone or exchange rate on the day. You can find the exchange rate by calling
tablet - 24 hours a day, 7 days a week. Download our app from Google Play or 0345 300 0000 (+44 1733 347 007 from overseas). If your account is held in the
the App Store. Channel Islands or Isle of Man, call 0345 744 9900 (+44 1539 736626 from
overseas). If you call before the transaction is processed the rate provided will be
• Telephone Banking – Our automated service is available 24/7, or you can talk
an indication only.
to us between 8am and 8pm, 7 days a week. Not all services are available 24
hours a day, 7 days a week. We will charge you a foreign currency transaction fee of 2.99% of the value of the
• Text Alerts – We can also send you mobile alerts. Alerts can help you manage transaction. This is a fee for the currency conversion. You can find more
your money and avoid charges. They remind you when you need to pay cleared information on our website about the exchange rates that apply to your
funds into your account. They can also help you avoid going into an transaction to help you compare them with other card issuers' rates.
unarranged overdraft or having payments refused. Unless you’ve opted out, If you use your debit card or your Cashpoint® card to withdraw cash in a currency
you’ll automatically receive alerts provided we have an up to date mobile other than pounds (at a cash machine or over the counter) we will also charge a
number for you. Find out more at lloydsbank.com/mobilealerts foreign currency cash fee of £1.50. Where you elect to allow the cash machine
operator/financial service provider to make the conversion to pounds we will only
Overdrafts - choosing the right way to borrow charge a foreign cash fee of £1.50. The provider of the foreign currency may make
An arranged overdraft can help out when you need to borrow in the short term. For a separate charge for conversion. We won't charge a foreign currency cash fee or a
example to pay an unexpected bill. But if you use it often and don’t reduce your foreign cash fee if you withdraw euro within the EEA or UK.
balance, it can turn into an expensive way to borrow. Our cost calculator, which you
can find online at lloydsbank.com/overdrafts, tells you how much an arranged Where you use your debit card to make a purchase or other transaction (not cash
overdraft costs. You should consider if an arranged overdraft facility is the most withdrawal) in a currency other than pounds, whether in person, or by internet or
suitable option for you to borrow money. If you need to borrow money for a longer phone, we will also charge a £0.50 foreign currency purchase fee. The foreign
time, there may be other options better suited to your needs. For more information currency purchase fee does not apply to the Premier and Platinum debit cards; and
visit lloydsbank.com/borrow or call us to talk through your options. will not be charged if your payment is made in euro within the EEA or UK.
We will not make a charge for the withdrawal of cash in pounds within the UK,
Check if your account is still right for you however, the owner of a non-Lloyds Bank cash machine may. Other charges apply,
Your banking needs can change over time so it’s important to check your account is please see the banking charges guide for details.
still right for you by visiting lloydsbank.com/currentaccounts to see our latest
With Travel Smart you can use your debit card abroad as often as your like with no
current accounts.
debit card fees for £7 a week. Add it to your account before you travel and it’ll start
Our interest rates on the date you tell us.
If we pay interest on your balance, your current interest rate is shown on the front of Keeping your data safe
this statement. To find out what the interest rates are on our other accounts, visit
We promise to keep your personal information safe and only use in the way you’ve
lloydsbank.com/current-accounts/rates. Alternatively ask us in branch.
asked. See our privacy notice at lloydsbank.com/privacy or call us for a copy on
0345 602 1997.
JProtecting yourself from fraud We’re here for you if something isn’t right
• Check your statements regularly - If something doesn’t look right or you We want to make sure you’re happy with the products and service we offer. But if
spot a transaction on your statement you didn’t make, call us straight away something goes wrong, let us know and we’ll do everything we can to put things
on 0800 917 7017 or +44 207 4812614 if outside the UK. We may not be right. If you’re still not happy, you can ask the Financial Ombudsman Service to look
able to refund a payment on some types of account if you tell us more than at your concerns, for free.
13 months after the date it happened.
• Keep your statements in a safe place - If you want to throw them away, you The Financial Services Compensation Scheme (FSCS)
should do it in a secure way, like shredding them – please don’t just put them The deposits you hold with us are covered by the Financial
in the bin. Services Compensation Scheme (FSCS). Every year we’ll
send you an information sheet which tells you the types of
• Helping you stay protected - We’ll do all we can to help you avoid fraud. Visit
deposits covered and the protection offered by the FSCS.
lloydsbank.com/security for ways to protect yourself and information on
For more information visit FSCS.org.uk
the latest scams.
• If your card, cheque book or PIN is lost or stolen - Call us straight away on We send statements and other communications from time to time for legal
0800 096 9779 or +44 1702 278 270 if outside the UK – lines are open reasons or to let you know about changes to your accounts or services.
24/7. When you call us your call may be monitored or recorded in case we need to check
• The freeze card feature in our Mobile Banking app lets you quickly freeze and we have carried out your instructions correctly and to help improve our quality of
unfreeze different types of transaction on your cards whenever you need to. service.
Find out more at
lloydsbank.com/help-guidance/customer-support/lost-or-stolen-cards

If your vision is impaired – please contact us for an alternative


format such as large print, Braille or audio CD.
If your hearing or speech is impaired – you can contact us using the Relay UK Service or via Textphone on 0345 300 2281 (lines are open 24 hours a
day, 7 days a week). SignVideo services are also available if you're Deaf and use British Sign Language at lloydsbank.com/signvideo
Lloyds Bank plc. Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no. 2065 Lloyds Bank plc is authorised by the Prudential Regulation Authority and
regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.
Fair lending – we adhere to The Standards of Lending Practice which are monitored and enforced by the LSB: www.lendingstandardsboard.org.uk
Statement No. 28 Sort Code 30-96-64
12 April 2023 Account Number 67029960
Page 3 of 6

CLASSIC

Your Transactions
Date Pmnt Details Money Out (£) Money In (£) Balance (£)
Type
10 Mar 23 STATEMENT OPENING BALANCE 22.65
13 Mar 23 DEB WHO INTERNET CD 2128 20.00 2.65
13 Mar 23 DEB Finchley Convenien CD 2128 1.89 0.76
13 Mar 23 FPI KARMELA DYBELI SENT FROM MONZO 60.00 60.76
PTOBDILJ1L8YDUJ9EE
15 Mar 23 FPI XHAFERI ANDI 338908529121513001 10.00 70.76
15 Mar 23 DEB LUL TICKET MACHINE CD 2128 58.50 12.26
15 Mar 23 FPI KARMELA DYBELI SENT FROM MONZO 5.00 17.26
PR6PNP21O1NUPKN1TL
16 Mar 23 DEB Finchley Convenien CD 2128 1.29 15.97
16 Mar 23 DEB Breadstall CD 2128 6.00 9.97
16 Mar 23 DEB WHG LIMITED CD 2128 6.00 3.97
17 Mar 23 FPI RIGKERS ZEKIO PVPGRZ4QRCGT80Z1ZP 20.00 23.97
17 Mar 23 DEB KINDRED GROUP PLC CD 2128 140.00 163.97
17 Mar 23 FPI RIGKERS ZEKIO PWDG9F4GLBMVG4AJ6V 270.00 433.97
17 Mar 23 DEB MCDONALDS 48 CD 2128 2.38 431.59
17 Mar 23 FPO KARMELA DIBELI 17MAR23 19:27 410.00 21.59
20 Mar 23 DEB UNIBET CD 2128 18MAR23 20.00 1.59
20 Mar 23 FPI KARMELA DYBELI SENT FROM MONZO 18.00 19.59
PQN4CBH6WKES6UG8PF 19MAR23
20 Mar 23 DEP P.O. 99 ALFRISTON 235.00 254.59
20 Mar 23 FPO RIG ERS 20MAR23 15:07 10.00 244.59
20 Mar 23 FPO RIG ERS 20MAR23 15:17 13.00 231.59
20 Mar 23 DEB UBER *TRIP CD 2128 17.54 214.05
20 Mar 23 DEB BETFRED COM CD 2128 60.00 274.05
20 Mar 23 FPI RIGKERS ZEKIO PC1X8FO4ZWOWJVZGF7 13.00 287.05
21 Mar 23 DD H3G 02626373 986735148901170323 96.46 190.59
21 Mar 23 RETURNED DD 96.46 287.05
21 Mar 23 DEP P.O. 161 163 CLAPH 640.00 927.05
21 Mar 23 FPO KARMELA DIBELI 21MAR23 17:01 300.00 627.05
21 Mar 23 FPO RIGKERS ZEKIO 21MAR23 17:36 10.00 617.05
21 Mar 23 DEB CRO CD 2128 1.53 615.52
21 Mar 23 DEB Alfriston Road Pos CD 2128 2.30 613.22
21 Mar 23 DEB MCDONALDS 48 CD 2128 3.99 609.23
21 Mar 23 DEB UNIBET CD 2128 10.00 599.23
21 Mar 23 DEB AG Communications CD 2128 30.75 568.48
21 Mar 23 DEB LONDON OVERGROUND CD 2128 58.50 509.98
22 Mar 23 FPO RIG ERS 22MAR23 11:05 10.00 499.98
22 Mar 23 FPO RIG ERS 22MAR23 17:44 100.00 399.98
22 Mar 23 DEB BETFRED 3DS CC GBP CD 2128 9.00 390.98
(Continued on next page)
Lloyds Bank plc, 25 Gresham Street, London, EC2V 7HN.
Statement No. 28 Sort Code 30-96-64
12 April 2023 Account Number 67029960
Page 4 of 6

CLASSIC
Date Pmnt Details Money Out (£) Money In (£) Balance (£)
Type
22 Mar 23 DEB admiralcasino.co.u CD 2128 10.00 380.98
22 Mar 23 DEB BETFRED 3DS CC GBP CD 2128 10.00 370.98
22 Mar 23 DEB BETFRED 3DS CC GBP CD 2128 20.00 350.98
22 Mar 23 DEB BETFRED 3DS CC GBP CD 2128 20.00 330.98
22 Mar 23 DEB BETFRED 3DS CC GBP CD 2128 30.00 300.98
22 Mar 23 DEB BETFRED 3DS CC GBP CD 2128 50.00 250.98
22 Mar 23 DEB ALDI 781-119 CD 2128 2.63 248.35
22 Mar 23 DEB SAINSBURYS S/MKTS CD 2128 2.94 245.41
22 Mar 23 DEB Finchley Convenien CD 2128 5.49 239.92
22 Mar 23 DEB UK regulated CD 2128 10.00 229.92
22 Mar 23 DEB TOP GIFT OUTLET NO CD 2128 14.00 215.92
22 Mar 23 DEB BETFRED CD 2128 10.00 205.92
23 Mar 23 DEB BETFRED 3DS CC GBP CD 2128 10.00 195.92
23 Mar 23 DEB BETFRED 3DS CC GBP CD 2128 10.00 185.92
23 Mar 23 DEB BETFRED 3DS CC GBP CD 2128 20.00 165.92
23 Mar 23 DEB BETFRED 3DS CC GBP CD 2128 20.00 145.92
23 Mar 23 DEB UK regulated CD 2128 20.00 125.92
24 Mar 23 DEB BETFRED 3DS CC GBP CD 2128 20.00 105.92
24 Mar 23 DEB BETFRED 3DS CC GBP CD 2128 50.00 55.92
24 Mar 23 DEB UK regulated CD 2128 20.00 35.92
27 Mar 23 DEB BETFRED 3DS CC GBP CD 2128 25MAR23 35.00 0.92
27 Mar 23 DEB APPLE.COM/BILL CD 2128 26MAR23 0.79 0.13
27 Mar 23 DEP P.O. 99 ALFRISTON 530.00 530.13
27 Mar 23 DEB UK REGULATED CD 2128 120.00 650.13
27 Mar 23 FPO RIG ERS 27MAR23 18:55 20.00 630.13
28 Mar 23 DD H3G 02307744 986735148901220323 96.46 533.67
28 Mar 23 DEB Alfriston Road Pos CD 2128 3.90 529.77
28 Mar 23 DEB UNIBET CD 2128 10.00 519.77
28 Mar 23 DEB UNIBET CD 2128 20.00 499.77
28 Mar 23 DEB CRO Topup CD 2128 20.20 479.57
28 Mar 23 DEB ALDI 781-119 CD 2128 33.13 446.44
28 Mar 23 DEB LUL TICKET MACHINE CD 2128 224.70 221.74
28 Mar 23 FPI RIGKERS ZEKIO P98NDK3KUNVB8RFKVC 30.00 251.74
29 Mar 23 FPI RIGKERS ZEKIO PIKGRM2UJOYOEF7HAH 46.15 297.89
29 Mar 23 DEB admiralcasino.co.u CD 2128 10.00 287.89
29 Mar 23 DEB WHG LIMITED CD 2128 10.00 277.89
29 Mar 23 DEB SAINSBURYS S/MKTS CD 2128 9.25 268.64
29 Mar 23 DEB UK regulated CD 2128 20.00 248.64
29 Mar 23 DEB UK regulated CD 2128 20.00 228.64
29 Mar 23 DEB UK regulated CD 2128 20.00 208.64
30 Mar 23 FPI RIGKERS ZEKIO PKCO97VSTYG95DM2CV 29.00 237.64
(Continued on next page)

Lloyds Bank plc, 25 Gresham Street, London, EC2V 7HN.


Statement No. 28 Sort Code 30-96-64
12 April 2023 Account Number 67029960
Page 5 of 6

CLASSIC
Date Pmnt Details Money Out (£) Money In (£) Balance (£)
Type
30 Mar 23 DEB
UK regulated CD 2128 10.00 227.64
30 Mar 23 DEB
WHO INTERNET CD 2128 10.00 217.64
30 Mar 23 DEB
UK regulated CD 2128 20.00 197.64
31 Mar 23 DDL B CAMDEN 02977807 01 84596981 116.00 81.64
31 Mar 23 DEB
CRO CD 2128 9.57 72.07
31 Mar 23 DEB
UK regulated CD 2128 10.00 62.07
31 Mar 23 DEB
UK regulated CD 2128 20.00 42.07
03 Apr 23 DEB
BETVICTOR CD 2128 01APR23 10.00 32.07
03 Apr 23 DEB
BETVICTOR CD 2128 01APR23 10.00 22.07
03 Apr 23 DEB
CO-OP GROUP FOOD CD 2128 01APR23 2.44 19.63
03 Apr 23 DEB
CRO CD 2128 02APR23 19.51 0.12
03 Apr 23 FPI
LTG CREATIVE BUILD 24 CALDERVALE 720.00 720.12
37134901637600000N
04 Apr 23 DEB UNIBET CD 2128 10.00 710.12
04 Apr 23 DEB Trannel Internatio CD 2128 10.00 700.12
04 Apr 23 DEB Trannel Internatio CD 2128 10.00 690.12
04 Apr 23 DEB WHO INTERNET CD 2128 10.00 680.12
04 Apr 23 DEB AG Communications CD 2128 10.25 669.87
04 Apr 23 DEB AG Communications CD 2128 10.25 659.62
04 Apr 23 DEB AG Communications CD 2128 10.25 649.37
04 Apr 23 DEB SUMUP *SHINECUT CD 2128 25.00 624.37
04 Apr 23 DEB WISE*RIGKERSZEKIO CD 2128 270.00 354.37
05 Apr 23 DEB admiralcasino.co.u CD 2128 10.00 344.37
05 Apr 23 DEB WHO INTERNET CD 2128 10.00 334.37
05 Apr 23 DEB SAINSBURYS S/MKTS CD 2128 13.40 320.97
05 Apr 23 DEB UK regulated CD 2128 30.00 290.97
05 Apr 23 DEB CRO Topup CD 2128 34.34 256.63
06 Apr 23 DEB BETVICTOR CD 2128 10.00 246.63
06 Apr 23 DEB BETVICTOR CD 2128 10.00 236.63
06 Apr 23 DEB BETVICTOR CD 2128 10.00 226.63
06 Apr 23 DEB BETVICTOR CD 2128 10.00 216.63
06 Apr 23 DEB BETVICTOR CD 2128 20.00 196.63
06 Apr 23 DEB BETVICTOR CD 2128 20.00 176.63
06 Apr 23 DEB BETVICTOR CD 2128 20.00 156.63
06 Apr 23 DEB BETVICTOR CD 2128 20.00 136.63
06 Apr 23 DEB BETVICTOR CD 2128 20.00 116.63
06 Apr 23 DEB BETVICTOR CD 2128 40.00 76.63
11 Apr 23 DEB UK regulated CD 2128 07APR23 10.00 66.63
11 Apr 23 DEB UK regulated CD 2128 07APR23 20.00 46.63
11 Apr 23 DEB CRO CD 2128 08APR23 6.69 39.94
11 Apr 23 DEB CRO CD 2128 08APR23 35.81 4.13
11 Apr 23 FPI RIGKERS ZEKIO P2000NJPCYSVFQ2D4L 10APR23 299.00 303.13
(Continued on next page)
Lloyds Bank plc, 25 Gresham Street, London, EC2V 7HN.
Statement No. 28 Sort Code 30-96-64
12 April 2023 Account Number 67029960
Page 6 of 6

CLASSIC
Date Pmnt Details Money Out (£) Money In (£) Balance (£)
Type
11 Apr 23 DEP P.O. WESTBURY PARA 355.00 658.13
11 Apr 23 DEB UK REGULATED CD 2128 50.00 708.13
11 Apr 23 DEB Trannel Internatio CD 2128 10.00 698.13
11 Apr 23 DEB WHO INTERNET CD 2128 10.00 688.13
11 Apr 23 DEB ALDI 781-119 CD 2128 12.02 676.11
11 Apr 23 DEB Trannel Internatio CD 2128 20.00 656.11
11 Apr 23 DEB DPG EUROS 26.90 VISAXR 1.13694 CD 2128 23.66 632.45
11 Apr 23 DEB NON-GBP TRANS FEE 2.99% CD 2128 0.70 631.75
11 Apr 23 DEB Wise CD 2128 150.00 481.75
11 Apr 23 DEB BETFRED COM CD 2128 170.00 651.75
12 Apr 23 DEB BETFRED CD 2128 300.00 951.75
12 Apr 23 DEB admiralcasino.co.u CD 2128 10.00 941.75
12 Apr 23 DEB WHO INTERNET CD 2128 5.00 936.75
12 Apr 23 DEB UK regulated CD 2128 30.00 906.75
12 Apr 23 STATEMENT CLOSING BALANCE 3,332.51 4,216.61 906.75
Payment types:
DEB - Debit Card FPO - Faster Payment DEP - Deposit DD - Direct Debit
FPI - Faster Payment
Transaction Details
The "Details" column in your statement shows the date that a Debit Card payment has come into or out of your account only if that
happened on a weekend or a Bank Holiday.

Lloyds Bank plc, 25 Gresham Street, London, EC2V 7HN.

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