Date of Transactions

Receipt 07/22/2023

Your money is on its way.

This page is your receipt and we’ve sent it to candelariadominiqueangel@outlook.com. You may want to
print it for your records.

Add a FREE greeting to your transfer details

and share it with Atiullah Usman Gani.

Add greeting and share

Share

Tracking number (MTCN) 388 188 5016

PURPOSE OF TRANSACTIONS

Family Maintenance / Savings

SENDING DETAILS

  Yaire Y Menendez

 Debit Card
VISA ending in 2264
 
 
 
 

RECEIVING DETAILS

  Atiullah Usman Gani

Khan
Room No 101 Maher Manzil
Near Ideal Market
Mumbra , MH , 400612
wasterny@gmail.com
 10
 Bank account
UPI at  XXXXXXXX@dbs

EXPECTED FOREIGN COUNTRY PAYOUT LOCATION

India

DATE AVAILABLE IN FINAL RECEIVER'S COUNTRY 1 ,8

0-1 Business days

SUMMARY

Transfer amount 13.00 USD

Transfer fee2 + 0.00 USD

Total 13.00 USD

Exchange rate2 1 USD = 81.7490  INR

Transfer amount 1,062.74 INR
Total to Final Receiver 1,062.74 INR

For all transfers, Final Receiver may receive less due to foreign taxes.

For transfers to a bank account, Final Receiver may also receive less due to fees charged by the Final
Receiver's bank.

You have a right to dispute errors in your transactions. If you think there is an error, contact us within 180
days of the date we promised you that the funds would be made available to the Final Receiver at 1-800-325-
6000 or https://care.westernunion.com/us/en/ask. You can also contact us for a written explanation of your
rights.

Subject to applicable law, you may cancel for a full refund within 30 minutes of payment, unless the funds
have been picked up or deposited.

For inquiries and comments, please visit https://care.westernunion.com/us/en/ask or write to:

 
Western Union
P.O. Box 6036, Englewood, CO 80155
or call: 1-800-325-6000
WUFSI(NMLS: 906983) issues this receipt when you pay WUFSI or its Agent and WUIS(NMLS: 906985)
issues this receipt when WUFSI pays WUIS on your behalf.
The issuance of this receipt is subject to the terms of the pre-transaction disclosure statement You received
before You paid for the transaction and our Terms & Conditions.

  Legal disclaimers and important info.

When you send money outside of the U.S. or its territories, the term "receiver" means your Final Receiver and the terms "transaction" or "transfer"
generally mean the two separate money transfer transactions as described in our terms and conditions.
1 Real-time transfers are available for UPI money transfers up to 200,000 INR and for amounts less than 200,000 INR sent to receiving banks with
IMPS services, including State Bank of India, ICICI Bank Limited, HDFC Bank, Axis Bank, Punjab National Bank and Bank of Baroda. Sums larger
than 200,000 INR will arrive the next day by NEFT. Date available will be displayed on receipt for international transfers over $15. Service and funds
may be delayed or unavailable depending on certain factors including the Service selected, the selection of delayed delivery options, special terms
applicable to each Service, amount sent, destination country, currency availability, regulatory issues, consumer protection issues, identification
requirements, delivery restrictions, agent location hours, and differences in time zones (collectively, "Restrictions"). Additional restrictions may apply;
see our terms and conditions for details.

2 In addition to the transfer fee, Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare
both transfer fees and exchange rates. Fees, foreign exchange rates and taxes may vary by brand, channel, and location based on a number of
factors. Fees and rates subject to change without notice.

8 Excludes Final Receiver's bank holidays.

10Please use care when providing bank account information. Funds will be paid into in the bank account corresponding to account number you
provide. Please Note: The Final Receiver's account must be a local currency payout account.

Western Union’s Tobacco Purchase or Sale Policy.

My WU service fee reduction are not currently applied to online bill payments or transfers that are set up through the Western Union mobile app and
paid for at participating agent locations.

Western Union, P. O. Box 6036, Englewood, CO, 80155

CONSUMER FRAUD ALERT: PROTECT YOURSELF. BE CAREFUL WHEN A STRANGER ASKS YOU TO SEND MONEY, ESPECIALLY FOR
INTERNET AUCTIONS, NEWSPAPER OR TELEPHONE OFFERS. Western Union does not guarantee delivery or suitability of goods or services
paid for with Services. Western Union is not an escrow service provider. Customer and Receiver agree not to use Services for escrow purposes.
“THE SERVICES, AS DEFINED BELOW, ARE PROVIDED TO YOU SUBJECT TO THE FULL TERMS AND CONDITIONS AND APPLICABLE LAW.”
1. WHEN YOU SEND MONEY WITHIN THE U.S. OR ITS TERRITORIES ("U.S."), WESTERN UNION®, VIGO® AND ORLANDI VALUTASM ("OV")
MONEY TRANSFER SERVICES (COLLECTIVELY, THE "SERVICE(S)") ARE PROVIDED BY WESTERN UNION FINANCIAL SERVICES, INC.
("WUFSI"). WHEN YOU SEND MONEY OUTSIDE THE U.S., SERVICES ARE PROVIDED JOINTLY BY WUFSI AND WESTERN UNION
INTERNATIONAL SERVICES, LLC ("WUIS"). THE U.S. PORTION OF THE SERVICES ARE TYPICALLY PROVIDED THROUGH A WESTERN
UNION, VIGO, OR OV AGENT. WUIS PROVIDES THE NON-U.S. PORTION OF THE SERVICES. ALL PORTIONS OF THE SERVICES (U.S. AND
NON-U.S.) ARE SUBJECT TO THESE TERMS AND CONDITIONS ("AGREEMENT") AND APPLICABLE LAW. Additional information regarding
the Services may be obtained in this Agreement, at wu.com, vigousa.com and orlandivaluta.com, depending on the Services you choose. As used in
this Agreement, "WU" or "Western Union" refers to WUFSI for transactions sent within the U.S., and WUFSI and WUIS for transactions sent outside
of the U.S., and "Agent(s)" refers to U.S. agents of WUFSI and/or international agents or representatives of WUIS, as applicable. Service and funds
availability depend on certain factors including the Service selected, the selection of delayed delivery options, special terms applicable to each
Service, amount sent, destination country, currency availability, regulatory or consumer protection issues, identification requirements, delivery
restrictions, agent location hours, and differences in time zones. "Receiver(s)" or "Final Receiver(s)" means the recipient designated by the consumer
("You" or "Your") to receive funds sent by You in the Expected Payout Location ("EPL"). For transactions sent within the U.S., EPL generally means
any Agent location in the destination state or U.S. territory You identify. For transactions sent outside the U.S., EPL generally means any Agent
location in the destination country You identify. The Services offered by Telecomunicaciones de Mexico ("Telecomm") are only available at Telecomm
locations. Receiver will normally receive funds in cash, check, or a combination thereof; with some Services, funds may be credited to a bank
account, prepaid, debit or credit card ("Card(s)"), mobile wallet ("MWallet(s)"), or similar account (collectively, "Account(s)"). Receiver may be able to
elect a payout method that differs from the payout method You specify; You authorize WU to honor Receiver’s election of payout method. Receivers
who choose to receive funds through a payout method other than cash or in a currency other than the one You selected may incur additional fees to
access funds. Certain countries and/or jurisdictions may impose a tax, fee and/or tariff on Receiver's receipt of, or access to, transferred funds.
Transactions may be reported to applicable authorities. Messaging and notification services may be included for additional fees. In some destinations
Receiver may be required to provide identification, a test question answer or both to receive funds in cash. Test questions are not an additional
security feature and cannot be used to time or delay the payment of a transaction and are prohibited in certain countries. WU RELIES ON THE
INFORMATION YOU PROVIDE US TO SEND MONEY. PLEASE REVIEW ALL TRANSACTION DETAILS FOR ACCURACY BEFORE CONTINUING
YOUR TRANSACTION.
2. REFUNDS: Subject to applicable law: (i) transactions may be canceled for a refund of the transfer amount, unless the funds have been
picked up or deposited at the time WU receives Your written request; (ii) for certain services, excluding WU's bill payment and prepaid
products and services, WU may provide a transfer fee refund if funds are not available within the specified timeframe; and (iii) WU may
charge You a fee to refund the transfer amount back to You in those instances where Receiver rejects Your funds. Qualifying refunds for
transactions within the U.S. will be made within 45 days of receipt of Your valid written request. WU may issue Your refund through a
Western Union money transfer or WU may issue the refund to the credit / debit card or bank account that was used to pay for the
transaction. In lieu of receiving the refund by a Western Union money transfer, You may request WU to mail You a check in the amount of
the refund.
SPECIAL TERMS FOR INTERNATIONAL TRANSACTIONS: Notwithstanding the foregoing, and subject to applicable law, international
transactions may be canceled for a full refund of the transfer amount and fees paid within 30 minutes of payment, unless the funds have
been picked up or deposited. You may also receive a full refund in certain circumstances if You successfully assert an error or as
otherwise provided under applicable law.
3. RESOLUTION OF DISPUTES: Unless You opt out as set forth below, any dispute arising from or relating to this transaction shall be resolved by
final and binding arbitration. The arbitrator shall also decide what is subject to arbitration. The arbitration will be administered by National Arbitration
and Mediation ("NAM") under its Comprehensive Dispute Resolution Rules and Procedures, which are available at
https://www.westernunion.com/arbitrationinfo or by writing to 990 Stewart Ave., 1st Fl., Garden City, NY, 11530, and explain how to initiate arbitration.
You will be responsible for up to $125 of the administration fees. WU may reduce this amount if You demonstrate hardship. This Agreement is
governed by the Federal Arbitration Act, and any award shall be subject to judicial confirmation. Any arbitration shall take place on an individual
basis; class actions or arbitrations are not permitted. If any part of this paragraph is deemed invalid, it shall not invalidate the other parts. If NAM
is unavailable, the parties or a court will select another arbitrator. You may opt out of arbitration within 30 days after initiating a transaction by calling
1-800-325-6000 (WU), 1-866-519-0433 (Vigo) or 1-800-515-5505 (OV). IF YOU DO NOT OPT OUT, YOU WILL WAIVE ANY RIGHT TO A TRIAL BY
JURY OR JUDGE IN COURT AND ANY RIGHT TO PARTICIPATE IN A CLASS ACTION.
4. LIMITATIONS OF LIABILITY: TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW: (1) IN NO EVENT SHALL WU BE LIABLE FOR
DAMAGES WHETHER CAUSED BY NEGLIGENCE ON THE PART OF ITS EMPLOYEES, SUPPLIERS OR AGENTS OR OTHERWISE, BEYOND
THE SUM OF $500 (in addition to refunding the transfer amount and transfer fee and except as provided in California Financial Code § 2102); and
(2) IN NO EVENT SHALL WU OR ITS AGENTS BE LIABLE FOR ANY INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, EXEMPLARY OR
PUNITIVE DAMAGES, OR THE LIKE.
5. INTERNATIONAL TRANSACTIONS, CURRENCY EXCHANGE: When You send money outside the U.S., You are contracting with both
WUFSI and WUIS, which are conducting two separate money transfer transactions in order to make the money available to Final Receiver.
In the first transaction, You are engaging WUFSI and its Agents to collect Your money and make it available to WUIS.  In the second
transaction, You are engaging WUIS to convert Your money into the correct currency and make the funds available to Final Receiver
outside the U.S. WUFSI issues this receipt when you pay WUFSI or its Agent and WUIS issues this receipt when WUFSI pays WUIS on your
behalf. In addition to the transfer fees, which are charged by WUIS, a currency exchange rate will be applied. U.S. currency is converted to
foreign currency at an exchange rate set by WU unless the laws of the EPL do not permit WU to set an exchange rate. Any difference
between the rate given to You and the rate received by WU will be kept by WU (and, in some cases, its Agents) in addition to the transfer
fees. Subject to applicable law, the actual or estimated currency exchange rate applicable to Your transaction will be provided on the
written disclosures provided to You by WU. Payouts will generally be made in the national currency of the EPL ("Local Currency"). In some
countries, You may designate a payout currency other than the Local Currency; however, the alternate currency You choose may not be
available at all Agent locations. WU is not responsible for the currency exchange rate that will be applied if Final Receiver chooses to
receive a currency other than the currency You selected.
6. PRIVACY: We may collect and disclose personal information to third parties as explained in our Privacy Statement. To get a copy, visit wu.com or
email wuprivacy@westernunion.com. We collect personal information, for example, when You transact with us (e.g., using the Services) and other
companies; submit information on applications, forms, and by other means; use or visit our or other apps or online sites; enter a promotion; register
for communications; or join a loyalty program.  We also collect information from many sources and may collect, track and combine information across
devices, platforms and channels.  Information disclosed may include financial data (e.g., information on transactions with us and other financial
matters), contact information, identification, computer, mobile device and social network information.  Recipients may include financial and non-
financial companies, service providers, government agencies and direct marketers.  You may direct us to limit certain disclosures, and Your choice
will apply until You change Your choice or we delete Your data. To limit disclosures (opt out), email wuprivacy@westernunion.com.