Estatement 20230220
Estatement 20230220
Estatement 20230220
Primary account number: 4020198862018 ■ Jan 01, 2023 - Jan 31, 2023 ■ Page 1 of 4
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Online: firstcenturybank.com
Summary of accounts
(114)
Sheet Seq = 0010812
Sheet 00001 of 00003
Primary account number: 4020198862018 ■ Jan 01, 2023 - Jan 31, 2023 ■ Page 2 of 4
®
First Century Bank Checking
Overdraft Protection
This account is not currently covered by Overdraft Protection. If you would like more information regarding Overdraft Protection and eligibility requirements
please call the number listed on your statement or visit your First Century Bank store.
Transaction history
The Ending Daily Balance does not reflect any pending withdrawals or holds on deposited funds that may have been outstanding on your account when your
transactions posted. If you had insufficient available funds when a transaction posted, fees may have been assessed.
For a complete list of fees and detailed account information, see the First Century Bank Account Fee and Information Schedule and Account Agreement
applicable to your account (EasyPay Card Terms and Conditions for prepaid cards) or talk to a banker. Go to firstcenturybank.com/feefaq for a link to these
documents, and answers to common monthly service fee questions.
Fee period 01/01/2023 - 01/31/2023 Standard monthly service fee $10.00 You paid $0.00
The fee is waived (or discounted) by the bank for this fee period. For the next fee period you must meet an account requirement to avoid the fee, or
receive the discount when applicable.
How to avoid the monthly service fee Minimum required This fee period
3
Have any ONE of the following account requirements
3
· Minimum daily balance $1,500.00 $25.19
3
· Total amount of qualifying direct deposits $500.00 $0.00
· Total number of posted First Century Debit Card purchases and/or payments 10 5
· The fee is waived when the account is linked to a First Century Campus ATM
or Campus Debit Card
Worksheet to balance your account General statement policies for First Century Bank
Follow the steps below to reconcile your statement balance with your ■ To dispute or report inaccuracies in information we have furnished to a
account register balance. Be sure that your register shows any interest Consumer Reporting Agency about your accounts. You have the right to
paid into your account and any service charges, automatic payments or dispute the accuracy of information that First Century Bank, N.A. has
ATM transactions withdrawn from your account during this statement furnished to a consumer reporting agency by writing to us at Overdraft
period. Collection and Recovery, PO Box 159, 1780 North Broad Street, Tazewell,
A Enter the ending balance on this statement. $ TN 37879. Please describe the specific information that is inaccurate or in
dispute and the
B List outstanding deposits and other basis for the dispute along with supporting documentation. If you believe
credits to your account that do not appear on the information furnished is the result of identity theft, please provide us
this statement. Enter the total in the column with an identity theft report.
■ In case of errors or questions about your electronic transfers,
to the right. telephone us at the number printed on the front of this statement or write
us at First Century Bank, PO Box 159, 1780 North Broad Street, Tazewell, TN 37879 as
Description Amount
soon as you can, if you think your statement or receipt is wrong or if you need more
information about a transfer on the statement or receipt. We must hear
from you no later than 60 days after we sent you the FIRST statement on which the error
or problem appeared.
1. Tell us your name and account number (if any).
2. Describe the error or the transfer you are unsure about, and explain as
clearly as you can why you believe it is an error or why you need more
Total $ + $
information.
3. Tell us the dollar amount of the suspected error.
C Add A and B to calculate the subtotal. = $
We will investigate your complaint and will correct any error promptly. If
D List outstanding checks, withdrawals, and we take more than 10 business days to do this, we will credit your account
other debits to your account that do not appear for the amount you think is in error, so that you will have the use of the
on this statement. Enter the total in the column money during the time it takes us to complete our investigation.
to the right.
Number/Description Amount
Total $ - $