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    Chapter 1 - Quiz

    Uploaded by

    Ashish Kumar
    The document is a summary of a student's performance on a quiz for a credit management course at the National Institute of Bank Management. It shows that the student completed 10 multiple choice questions in just under 7 minutes and correctly answered 6 questions, getting partial credit for answering 2 questions incorrectly and no credit for 2 other incorrect answers.

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd

    Chapter 1 - Quiz

    Uploaded by

    Ashish Kumar
    109 views4 pages
    The document is a summary of a student's performance on a quiz for a credit management course at the National Institute of Bank Management. It shows that the student completed 10 multiple choice questions in just under 7 minutes and correctly answered 6 questions, getting partial credit for answering 2 questions incorrectly and no credit for 2 other incorrect answers.

    Original Title

    Chapter 1 _ Quiz

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    The document is a summary of a student's performance on a quiz for a credit management course at the National Institute of Bank Management. It shows that the student completed 10 multiple choice questions in just under 7 minutes and correctly answered 6 questions, getting partial credit for answering 2 questions incorrectly and no credit for 2 other incorrect answers.

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Download as pdf or txt
    109 views4 pages

    Chapter 1 - Quiz

    Uploaded by

    Ashish Kumar
    The document is a summary of a student's performance on a quiz for a credit management course at the National Institute of Bank Management. It shows that the student completed 10 multiple choice questions in just under 7 minutes and correctly answered 6 questions, getting partial credit for answering 2 questions incorrectly and no credit for 2 other incorrect answers.

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Download as pdf or txt
    You are on page 1of 4

    National Institute of

    Bank Management

    Dashboard  My courses  CRD MGMT  MODULE I : BASICS OF CREDIT AND CREDIT PROCESS  Chapter 1 : Quiz

    Started on Thursday, 29 December 2022, 11:48 PM


    State Finished
    Completed on Thursday, 29 December 2022, 11:55 PM
    Time taken 6 mins 57 secs

    Question 1 Correct Mark 1.00 out of 1.00

    Demand loans could be embedded with a call option to be exercised by whom?

    Select one:
    a. Borrower
    b. Regulator
    c. Guarantor
    d. Lender

    Question 2 Correct Mark 1.00 out of 1.00

    Which one of the following most accurately defines the condition for a demand loan?

    Select one:
    a. The loan can be called back by the lender at any time
    b. The loan amount is based on demand projection of the borrower
    c. The loan product which is currently in high demand in the market
    d. The borrower can demand part or total amount of loan at any time


    Question 3 Incorrect Mark 0.00 out of 1.00

    Which one of the following is the basic reason why part of current assets must be financed by
    equity capital?

    Select one:
    a. Security for the loan
    b. Meeting regulatory requirement
    c. Financing inventory
    d. Ensure owner's skin in the game

    Question 4 Incorrect Mark 0.00 out of 1.00

    Which one of the following is not true regarding credit policy of a bank?

    Select one:
    a. Approved by the Regulator
    b. Approved by the Board
    c. Indicates lending authority
    d. Describes exposure norms

    Question 5 Incorrect Mark 0.00 out of 1.00

    Which one of the following continues to exist as a entity, regardless of what happens to the
    individuals involved in the business

    Select one:
    a. Partnership Firms
    b. Limited liability Partnerships
    c. Proprietary Firms
    d. Limited Company


    Question 6 Correct Mark 1.00 out of 1.00

    Which one of the following is generally used for financing creation of fixed assets?

    Select one:
    a. Bridge loan
    b. Working capital term loan
    c. Term loan
    d. Cash credit

    Question 7 Correct Mark 1.00 out of 1.00

    Generation of profit to service debt is a condition related to which C of credit

    Select one:
    a. Capacity
    b. Capital
    c. Collateral
    d. Cash flow

    Question 8 Incorrect Mark 0.00 out of 1.00

    Furnishing the required margin by the borrower could be related to which C of credit

    Select one:
    a. Capacity
    b. Commitment
    c. Collateral
    d. Cash flow


    Question 9 Correct Mark 1.00 out of 1.00

    Which one of the following is not an equivalent product as a Bridge Loan?

    Select one:
    a. Cash credit
    b. Swing loan
    c. Gap financing
    d. Interim financing

    Question 10 Incorrect Mark 0.00 out of 1.00

    Which type of lending is Investment credit associated with

    Select one:
    a. Agriculture finance
    b. Project finance
    c. Housing finance
    d. Broker finance

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