Mඎඅඍං-Sඁංൾඅൽ Sൾඋඏංർൾ Cඈඇඍඋൺർඍ ൿඈඋ Nൾඐ ൺඇൽ Uඌൾൽ Vൾඁංർඅൾඌ: Taylor Chevrolet 13801 Telegraph Road Taylor MI 48180

Mඎඅඍං-Sඁංൾඅൽ® Sൾඋඏංർൾ Cඈඇඍඋൺർඍ ൿඈඋ F&I Code No.
Nൾඐ ൺඇൽ Uඌൾൽ Vൾඁංർඅൾඌ

Issuing Name Telephone
Dealer: TAYLOR CHEVROLET 7342872600

Address City State Zip
13801 TELEGRAPH ROAD TAYLOR MI 48180

IMPORTANT: PLEASE TYPE OR PRINT
Owner Last Name First Name - Initial Contract Sale Date
Name: COX RYAN J 8/31/2023

Street City State Zip
Address: 13494 COUNTRY WALK BLVD BELLEVILLE MI 48111
Year Make Model Vehicle Identification No.
Vehicle: 2023 CHEVROLET TAHOE 1GNSKNKD5PR472482
Name Address City State Zip Price
Lienholder: ACAR LEASING LTD-LSR, PO BOX 9000, LUTHERVILLE, MD, 21094
$ $599.00
TERM CLASS VEHICLE INFORMATION UPGRADE

See originating dealer for class definition. Select only one. (Surcharge Required)
✔ 3 Year ✔
Standard Auto HP Class III ✔ New Vehicle Chrome(d)/Chrome Clad Wheels
5 Year HP Class I HP Class IV Certified Pre-Owned Vehicle Gold Option - Includes Alloy Wheel Repair (no
replacement), up to $100 emergency roadside towing, and
HP Class II Used Vehicle up to $35 per day in rental car expense. Note: This upgrade
(any vehicle that has been previously titled) option cannot be purchased separately. Cosmetic repairs to
chrome wheels are excluded under this Plan.
PROOF OF REGISTRATION
CONTRACT DEFINITIONS: (Obligor) “We”, “Us,” and “Our” refer to the obligor of this Contract, which is IAS Warranty, Inc.; P.O. Box 204329,
Austin, TX 78720; Phone: (800) 346-6469. “You,” “Contract Holder,” and “Your” refer to the purchaser of the Vehicle described as the Owner
Name in the Proof of Registration section of this Contract above.
We have retained an Administrator to provide administrative services on Our behalf. Should You have any questions concerning coverage
or benefits under this Contract, You may call the Administrator: iA American Warranty, L.P., P.O. Box 204329, Austin, TX 78720 at (800) 346-
6469 for assistance.
PLEASE CALL (888) 822-6922 FOR ROADSIDE EMERGENCY ASSISTANCE.
Definitions, coverage terms, exclusions, responsibilities, transfer information, and cancellations provisions, as well as details on filing a claim,
are attached to this Proof of Registration. By signing below, You acknowledge that You have read and accept the provisions of this Contract
as a complete statement of Your coverage and rights, and that You are not relying on any writings other than this Contract or any other
representations or promises. Specific state requirements may apply to Your Contract and are listed under “State Changes” Section, herein.
The purchase of this Contract is not required to either purchase or obtain financing for the Vehicle.
Additionally, I certify that I have received two (2) sets of master keys at the time of purchase. A valet key is not considered a master key.
8/31/2023 8/31/2023
Purchaser / Authorized Signature Date Dealership Authorized Representative Date
Contract #10TDWRK PR472482

(Last 8 digits of VIN)
Administrator: iA American Warranty, L.P. / License #136 / P.O. Box 204329, Austin, TX 78720
www.fasterclaims.com / Call 1-800-346-6469 for claim authorization
© 2023 iA American Warranty Group Inc. The iA American Warranty Group name and logo are registered trademarks of Industrial Alliance Insurance and Financial Services Inc. All rights reserved.
10TDWRK 042123 Page 1 of 12
YOU MUST RECEIVE PRIOR AUTHORIZATION FROM THE CLAIMS CENTER
BEFORE ANY REPAIR OR REPLACEMENT HAS BEGUN: 1-800-346-6469
OUR AGREEMENT
SECTION 1. Agreement Between You and Us
We agree to pay You or a licensed repair facility for the fair market value Costs to repair or replace the original tires and wheels equipment of Your Vehicle that fail
due to contact with a Road Hazard. We agree to pay You or a licensed repair facility for the fair market value Costs to repair any minor dents/dings. We agree to
pay You or a licensed repair facility for the fair market value Costs to repair the front windshield of Your Vehicle damaged by contact with a covered Road Hazard.
We agree to pay You or a licensed repair facility up to the Manufacturer’s Suggested Retail Price (MSRP) to replace Your key if lost, stolen, or destroyed. If You
choose to upgrade to Our Gold Option, We agree to pay for Alloy Wheel Repair (Note: If the cosmetic damage to the wheel is unable to be repaired through
normal cosmetic repair procedures, the wheel will not be replaced.) If You choose to upgrade to Our Gold Option, We agree to pay up to $100 emergency
roadside towing and up to $35 per day to a maximum of $70 for rental car service reimbursement, as specified in this Contract. Note: No rental coverage will
be provided for claims which are cosmetic wheel repair only. We will provide the coverage only to You for the Vehicle and for the term shown in the Proof
of Registration section of this Contract. You agree to maintain Your Vehicle according to the manufacturer’s specifications. “We”, “Us”, and “Our” mean
the obligor of this Contract as stated in the Proof of Registration. “You,” “Contract Holder,” and “Your” mean the purchaser of the Vehicle described as the Owner
Name in the Proof of Registration Section of this Contract. Other capitalized words and phrases that have particular meaning are defined in the “Definitions”
Section herein. This Contract is not an insurance policy. No deductible will apply to these benefits.
SECTION 2. Your Coverage
Tire and Wheel: We will pay for Costs to repair or if not repairable, to replace the original tires and wheels equipment of Your Vehicle that fail due to contact
with a Road Hazard (pothole or debris on the road surface such as a nail, rock or tree limb) with like kind and quality replacement tires and/or wheels. Note:
Road conditions (for example, uneven lanes due to repaving or metal plates used to temporarily cover a hole in the road) found in areas designated as
construction zones or construction sites will not be considered a covered Road Hazard. Damage from these conditions or any accident should be reported to
Your automobile physical damage insurance company. This Contract will cover the replacement of the TPMS if it is damaged by a Road Hazard. TPMS damaged
while removing the tire or wheel from Your Vehicle is not covered. Coverage is limited to the manufacturer’s original equipment tires and wheels or
comparable or like replacements as deemed necessary by Our Administrator. Tires and wheels are eligible for repair or replacement down to three/
thirty-seconds of an inch (3/32”) tread depth. Wheels will be repaired whenever possible when damaged due to a covered Road Hazard. Wheels are eligible for
replacement only if the damage from a Road Hazard will not allow the tire to seal or the wheel is unsafe for use. Scrapes and other cosmetic damage are not
covered (unless Gold Option is selected). Coverage also includes the cost of mounting, balancing, valve stems, and taxes for any tire repaired or replaced under
this Contract. This coverage begins on the Contract Sale Date and expires at the end of the Contract term listed on the Proof of Registration Section of
this Contract. Special Provisions relating to Aftermarket Wheels: In the event the Vehicle has damage to an aftermarket wheel, please be advised that it may not
be possible for the repair facility to locate an exact matching replacement wheel. Aftermarket wheels are generally discontinued after a certain time period. It is the
responsibility of the repair facility (or the customer) to locate a replacement. If a matching replacement cannot be found a cash settlement will be made to the Contract
Holder in the amount for which the original damaged wheel was purchased. Selection of the Gold Option upgrades the Contract Holder’s coverage to include the
repair of cosmetic damage only to Alloy Wheels (See “Definitions” Section herein for the definition of Alloy Wheel Repair.) Due to aging and variance in Alloy Wheel
color and texture, it is not always possible to match colors or texture to the other Alloy Wheels, so an exact color or texture match is not guaranteed. Gold Option
upgrades emergency roadside towing from a maximum of $50 to a maximum of $100 (See “24-Hour Toll Free Assistance” Section herein for details), and
upon prior authorization, You will be reimbursed up to $35 per day to a maximum of $70 for rental car expenses incurred during a claim. Note: No rental
coverage will be provided for claims which are cosmetic wheel repair only. The Gold Option cannot be purchased separately.
Dent and Ding: Repair of any minor dents or dings on this Vehicle that are repairable through existing Paintless Dent Repair (PDR) techniques, subject to the
limitations and exclusions contained in this Contract. Dent Repairable Areas are defined as and limited to exterior vertical painted sheet metal body panels.
Most small dents and dings can be removed and, in most cases, a completed repair will not be noticeable. Collision damage or very deep dents will most
likely require traditional body shop repairs and are not covered conditions under this Contract. A PDR technician will examine the damaged area prior to
performing PDR to determine if the dent(s) can be repaired. You may seek a second opinion. In the event any qualified PDR provider repairs damage that
We deemed unrepairable, We will pay that PDR provider for Your repairs if the PDR provider used only PDR processes to make the repair and received
Our authorization prior to making the repair. Access Areas: In order to obtain access to certain dented areas, drilling a small hole may be required. Any drilled
holes will be small, out of direct view and plugged. Dent Location: Access may not allow some dents to be fixed, due to the location of the dent. Examples of these
areas are: Creases: A crease or bend in some dents will not allow a dent to be repaired under this process because the metal is creased or bent too far; Body
Lines: Some curves in auto panels will prevent metal from flexing to massage the dent out, and conventional body shop repairs must be utilized; Edges: Damage
on the edge of an auto body panel may not allow a dent to be removed because bracing can be too thick to allow the metal to be pushed and/or can prohibit
access to the dent; Size of Dent: A large or deep dent will stretch the metal too far, not allowing the metal to retract back. This type of damage is not repairable
under the PDR process, and requires typical body shop repair. Dents exceeding 4” are considered non-repairable; Aftermarket: Custom aftermarket
services or equipment installed may not allow a technician to access the dent. We cannot repair areas in which aftermarket services or equipment have
changed the normal body configuration or eliminate normal access to the area using the special tools utilized during the PDR process. Coverage
Limits: As long as the proper procedures are followed, there are no limitations as to the number of times the PDR process can be used within the Contract period
for the term indicated on the Proof of Registration page. Reimbursement will be at fair market value.
Windshield Repair: We will use the windshield repair resin process to repair minor chips, stars, and cracks, up to six inches (6”), on Your Vehicle’s front windshield,
resulting from Road Hazards. If the damage to Your Vehicle’s front windshield is unrepairable, as determined by the certified network windshield repair
technician and the Administrator, such damage will not be covered under this contract. If the damage to the front windshield is repairable, then the repair

SECTION 2. Your Coverage (cont.)
process will remove air from the break in the windshield and fill it with a curable resin, restoring strength to the windshield, improving the appearance of the damaged
area, and preventing the damage from spreading. There is no guarantee the repaired windshield damage will not be noticeable in every instance. Your coverage
begins on the Contract Sale Date and expires at the end of the term listed on the Proof of Registration section of this Contract.
Key Replacement: In the event Your key is lost, stolen or destroyed Administrator will pay for a replacement key in the amount of and not to exceed $399 per
year for standard Vehicles or $799 per year for luxury Vehicles. See originating Dealer for further class definition. Prior authorization required for key replacement.
Call (800) 346-6469 to register claim. Administrator reserves the right to use “like kind and quality” replacements for lost or damaged keys. Your coverage
begins on the Contract Sale Date and expires at the end of the Contract term listed on the Proof of Registration Section of this Contract.
SECTION 3. 24-Hour Toll-Free Assistance
24 Hour Roadside Emergency Hotline (888) 822-6922
(Please note - this 24-hour toll-free telephone number is not for obtaining prior authorization for claims.)
You will be provided with a 24-hour toll-free telephone number for use 365 days a year throughout the United States and Canada whenever Your covered Vehicle becomes
disabled on the road. Call the toll-free number (888) 822-6922 and service will be provided for covered services up to $25 for Vehicles to dispatch Roadside Emergency
Service, or up to $50 (or up to $100 with Gold Option upgrade) for towing Your Vehicle to the closest service station if the Vehicle is not equipped with a spare tire or Your
spare tire is flat. Roadside Emergency Service includes: 1. Mechanical First Aid: Any emergency service requiring a minor adjustment (exclusive of parts), to enable the
Covered Vehicle to proceed under its own power. 2. Tire Service: Change an inflated spare from mount to wheel on the Covered Vehicle. 3. Battery Service: Attempt
to start Covered Vehicle with a booster cable. 4. Delivery Service: Delivery of an emergency supply of gasoline, oil or water to the Covered Vehicle, excluding costs of
materials. 5. Extricating Service: The Covered Vehicle may be extricated if accessible from public street or highway and does not require shoveling of snow. 6. Vehicle
Accident Towing: If a Covered Vehicle is involved in a reportable accident with another Vehicle, towing will be provided up to $50 (or up to $100 with Gold Option
upgrade). 7. Lockout Service: If keys are locked inside the Covered Vehicle, Roadside Emergency Service will attempt to open vehicle (up to $50 per service). You
will only have to pay for any Costs in excess of these amounts per occurrence or any non-covered expenses. Important: Please be with Your Vehicle when the service
provider arrives as they cannot service an unattended Vehicle. Service provided must be a covered benefit under the terms and conditions described in this Contract.
Please note - this 24-hour toll-free telephone number is not for obtaining prior authorization for claims. For claim authorization, please call (800) 346-6469. Roadside
assistance benefits or services are administered by Motor Club of America Enterprises, Inc. (MCAE); however, We are ultimately responsible for providing these benefits.
Any failure by Us or MCAE to provide such benefits as specified in this contract will be covered by Our reimbursement insurance policy.
SECTION 4. Non-Covered Parts and Expenses not Covered by this Contract
Tire and Wheel:
1. Shop supplies
2. Recapped tires
3. Shipping and surcharges
4. Normal wear
5. Damage due to dry rot
6. Vandalism
7. Acts of God, floods or fires
8. Manufacturer defects
9. Environmental or disposal charges
10. Snow tires mounting or removal of snow tires or chains
11. Alignments or mechanical adjustments to the Vehicle
12. Tire or wheel failure outside the United States and Canada
13. Racing tires and driving on unpaved roads are excluded
14. Commercial Vehicles
15. Abnormal wear caused by misalignment or suspension problems
16. Tires and wheels that do not meet factory specifications
17. Wheel locks and/or any additional expense caused by wheel locks
18. Tires with less than 3/32” tread depth (and wheels on which the tires have less than 3/32” tread depth) - NOTE: Tread depth measurements
are taken in 3 positions: inner, outer, and middle position; any measurement below 3/32” excludes tire and wheel from coverage)
19. Scheduled maintenance such as tire rotation and balancing when a failure caused by a Road Hazard has not occurred
20. Coverage under this Contract is secondary to any other tire warranty which provides coverage to the Vehicle’s tires (includes
Vehicle Manufacturer Warranties or replacement tires, Road Hazard warranties provided by tire sellers, etc.)
21. TPMS damaged while removing the tire or wheel from Your Vehicle
22. Charges for filling tires with nitrogen
23. Damages caused by operator error or vandalism
24. Any wheel(s) composed in whole, or in significant amount, of any composite material including, but not limited to, carbon fiber reinforced
polymer/plastic, carbon fiber reinforced thermoplastic, carbon fiber, carbon composite, glass fiber reinforced plastic, and magnesium
25. Cosmetic damage (unless Gold Option is selected)
SECTION 4. Non-Covered Parts and Expenses not Covered by this Contract (cont.)
26. Sidewall damage
27. Damage caused by impact with curb
SECTION 5. Contract Exclusions
Tire and Wheel:
1. Any tire or wheel damage which is covered by the Contract Holder’s primary insurance coverage
2. Any repairs or replacements not authorized by the Administrator
3. Any replacements covered by a Manufacturer’s Warranty or recall
4. Pre-existing conditions, peeling paint, normal wear, damage due to collision (other than Road Hazards covered by this Contract),
overloading, dry rot, fire, flood, vandalism, acts of God, abnormal wear or damage from improper alignment or failure of suspension
components, damage from off-road usage, racing tires, re-treaded, re-grooved or recapped tires, tires with less than 3/32” remaining
tread depth (and wheels on which the tires have less than 3/32” tread depth – Note: Tread depth measurements are taken in 3 positions:
inner, outer, and middle position; any measurement below 3/32” excludes tire and wheel from coverage), Commercial Vehicles
5. Damage to other parts of Your Vehicle caused by improper repairs, installation, mounting or balancing as well as repairs performed
in a manner that does not comply with manufacturer’s guidelines
6. Cosmetic damage to tires and/or wheels such as scuffing or discoloration due to scraping a curb or car wash damage
7. Any damage resulting from continued operation or caused by Your failure to take reasonable precautions to protect from further
damage when an apparent problem exists
8. Damage or wear to tires caused by Vehicle modifications that do not comply with the Vehicle manufacturer’s specifications
9. Tires transferred from Your Vehicle to another motor vehicle
10. Any expense for the modification, replacement, or alteration of existing parts or systems necessitated by the replacement of
obsolete, superseded or unavailable parts with current replacement parts in excess of the value of the failed part
11. Any repair or replacement of any covered component or part which has not failed due to contact with a Road Hazard as defined
in this Contract, but which the repair facility or manufacturer recommends or requires to be repaired or replaced such as, but not
limited to, matching sets of tires or wheels
12. Tire, wheel, and benefit coverages on this Contract are not extended to a vehicle attached to Your Vehicle such as a trailer or vehicle in tow.
13. Any loss or consequential damage, including physical damage, personal injury or death, or property damage, which results from
the failure of a tire or wheel covered by this Contract due to a contact with a Road Hazard
14. Any tire or wheel damage due to an accident. If an accident occurs to the Covered Vehicle, We will continue to provide any coverage
that is unrelated to the accident, unless such coverage is otherwise excluded by the terms of this Contract.
15. Hubcaps, center caps, and wheel covers
16. Alloy Wheel Repair to an Alloy Wheel that is dented or bent from contact resulting in suspension, body, or frame damage
17. Cosmetic repairs to chrome wheels
18. Replacement of Alloy Wheel where the damage to the wheel is too great to be repaired, but a technician determines the wheel is
still sealing with the tire
Dent and Ding:
1. Hail damage, consequential damage, vandalism, collision and environmental damage, as well as pre-existing conditions
2. Damage to the paint, vinyl wrap, or paint protection film
3. Exterior horizontal painted metal body panels
4. Any damage that cannot be repaired using PDR techniques
Windshield Repair:
1. Hail damage, consequential damage, vandalism, collision damage, cosmetic damage and pre-existing conditions
2. Damage resulting from war, invasions, civil war, insurrection, rebellion or revolution, nuclear radiation or radioactive contamination,
or any act of terrorism
Key Replacement:
1. Any replacement key made without the Administrator’s prior authorization
2. Any key repair or replacement covered by warranty, recall, or acknowledgement of responsibility issued by the manufacturer of the
Eligible Key to be replaced
3. Any damages or loss whatsoever, whether consequential, direct or otherwise, resulting from the failure or loss of a programmed key
4. Valet keys
5. Aftermarket devices (such as remote start)
6. Pre-existing conditions
24-Hour Toll Free Assistance:
1. Mounting or removal of snow tires or chains
2. All fines
SECTION 5. Contract Exclusions (cont.)
3. Towing by other than a licensed service station or garage
4. Vehicle storage charges
5. A second tow
6. Service on a Vehicle that is not in a safe condition to be towed or serviced
7. Towing or service on roads not regularly maintained, such as sand beaches, open fields, forests, and areas designated as not
passable due to construction, etc.
8. Only one disablement for the same cause during any seven-day period will be accepted
SECTION 6. Your Responsibilities
It is Your responsibility to ensure that the technician has obtained an authorization number for repairs prior to any work being completed on
Your Vehicle. It is Your responsibility to take reasonable precautions to protect from further damage when an apparent problem exists. It is Your
responsibility to notify the Administrator within 30 days of the appearance of any damage. After the work has been authorized, it is also Your
responsibility to ensure that repairs are completed in a timely manner to avoid further damage.
SECTION 7. Transfer Guarantee
Only the original Contract Holder may transfer this Contract. The option is not available to the Contract Holder if the Vehicle is traded or sold to or through
any entity other than a private party. The rights and duties of the Contract Holder under this Contract may be transferred within fifteen (15) days of the sale of
the Vehicle directly to another private party for a thirty-five dollar ($35) transfer fee by calling the Administrator for details.
SECTION 8. Cancellations
Your Right to Cancel
You may cancel this service Contract at any time by notifying Us in writing. YOU MAY CONTACT THE SELLING DEALER FOR ASSISTANCE. A complete
notice of cancellation (“Notice”) from the Contact Holder shall include: A written request signed by You containing Your name, Contract number, Your Vehicle
Identification Number (VIN), and the date of cancellation.
Cancellation by the Lienholder
You hereby authorize the Lienholder to cancel this Contract on Your behalf in the event: (1) Your Vehicle is repossessed; (2) Your Vehicle is declared a total
loss; or (3) You default in Your obligation to the Lienholder. A complete notice of cancellation (“Notice”) from the Lienholder shall be provided on company
letterhead and shall include The Contract Holder name, Contact number, and Vehicle Identification Number, and the date of repossession or total loss.
Cancellation by the Obligor
We may cancel this Contract for non-payment of the service Contract price, material misrepresentation by You to Us, or a substantial breach of duties by You
relating to the Covered Vehicle or its use.
Cancellation Provisions
The following applies whether the Contract is cancelled by You, the Lienholder, or Obligor. If this Contract is cancelled within the first sixty (60) days from the
Contract sale date, then You will receive a full refund of the Contract price paid, provided that no claim has been made against the Contract during this period.
Eligibility for a full refund is restricted to the original purchaser of the Contract. If this Contract is cancelled after sixty (60) days past the Contract sale date or
after a claim has been filed, or if this Contract has been transferred, then You will receive a pro rata refund, less claims paid. Pro rata refunds are determined by
multiplying the amount You paid for this Contract by the number of covered days remaining on the Contract divided by the original number of covered days. A
cancellation fee of ($50) will be charged for all pro rata cancellations made by You or the Lienholder. No cancellation fee shall apply if this Contract is canceled by
Us. If there is a Lienholder, the refundable amount will be paid to the Lienholder. In all instances, if there is no Lienholder, the refundable amount will be paid to
You. If this Contract is cancelled by You, Your refund will be paid or credited within thirty (30) days of the date We receive Notice of Your request to cancel. If this
Contract is cancelled by the Lienholder, Your refund will be paid or credited within forty-five (45) days of the date We receive Notice of the Lienholder’s request
to cancel. If this Contract is cancelled by Us, Your refund will be paid or credited within forty-five (45) days of the effective date of cancellation.
SECTION 9. How to File a Claim
Tire and Wheel Claim Procedure: Please call (800) 346-6469 for instructions on filing a claim. You must contact Our Service Center during the hours of
8:00 AM and 5:00 PM CST at (800) 346-6469 for authorization prior to any tire or wheel repairs or replacements. Our Administrator reserves the right to
inspect or require photographs of any tire or wheel failure prior to claim authorization. The Administrator has the right to require that the Vehicle be present during
inspection. In the event the damaged tire or wheel is not available for inspection, there will be no claim benefit payable. In the event of a weekend or
after-hours repair, please contact Our Service Center as soon as the office re-opens for authorization on submitting a claim for reimbursement. Documents to
complete claim processing must be received by the Administrator within 180 days of the date of the claim or the claim will be void and no payment will be issued.
Dent and Ding Claim Procedure: To make a claim for dent removal, return Your Vehicle to the Issuing Dealer. A PDR technician will inspect the Vehicle and
determine whether any dent damage is covered by the Contract and provide appropriate services as described herein. If You are more than 40 miles away and
unable to return to Your Dealership, call (800) 346-6469 or write to the Administrator at the address below. You must present to Us a copy of this Contract (all
pages) that You received from the Issuing Dealer, along with Your current address and telephone number. The Administrator reserves the right to inspect any
Vehicle and/or request relocation to a service facility of the Administrator’s choice. Do not proceed with any repairs yourself without approval from the
Administrator at P.O. Box 204329, Austin, TX 78720. Documents to complete claim processing must be received by the Administrator within 180 days of the
date of the claim or the claim will be void and no payment will be issued.
SECTION 9. How to File a Claim (cont.)
Windshield Repair Claim Procedure: To make a claim for windshield repair, return Your Vehicle to the Issuing Dealer. A windshield repair technician will inspect
the Vehicle and determine whether any windshield damage is covered by the Contract, and provide appropriate services as described herein. If you are more
than 40 miles away and unable to return to Your Dealer, call (800) 346-6469 or write to the Administrator at the address herein. In the event a repair is required on
a weekend or after-hours, please contact Our Service Center as soon as the office re-opens for authorization on submitting a claim for reimbursement. You must
notify the Administrator within 30 days of the appearance of any damage or the claim will be denied. Documents to complete claim processing must be received
by the Administrator within 180 days of the date of the claim or the claim will be void and no payment will be issued.
Key Replacement Claim Procedure: To obtain key replacement benefits under this Contract, You must comply with the following conditions: A request for key
replacement must be reported to the Key Service Center before any replacement has begun. Key Service Center: P.O. Box 204329, Austin, TX 78720;
(800) 346-6469. In the event a replacement is required on a weekend or after-hours, please contact Our Service Center as soon as the office re-opens for
authorization on submitting a claim for reimbursement. If You are within a 25-mile radius of the originating Dealer, You must return there to have a replacement
key cut and programmed. If You are outside the 25-mile radius, You may go to any appropriate franchise dealer. All non-working keys must be made available
to the Dealer for inspection. The originating Dealer must fax a signed copy of the original repair order to Administrator for final payments. The originating Dealer
will be paid as soon as an appropriate signed repair order is received by Administrator from the originating Dealer. You are not responsible for any out of pocket
expense other than Costs in excess of their yearly limit of $399 on standard Vehicles or $799 on luxury Vehicles. If it is necessary for You to go to non-
originating Dealer, You shall call Key Service Center, (800) 346-6469 for prior approval before replacing the key. You will pay non-originating Dealer for the
replacement key and will be reimbursed upon receipt of all repair orders, sales invoices and/or other relevant or appropriate documentation, as may reasonably
be requested by Administrator. Administrator is solely agreeing to pay the replacement Cost for Eligible Keys under the terms, conditions and limitations set forth
in this Contract. Administrator shall not provide any keys itself. Further, Administrator does not in any way warrant or guarantee, whether express or implied, any
replacement key obtained by You and/or paid for by Administrator. Documents to complete claim processing must be received by Administrator within 180 days
of the date of the claim or the claim will be void and no payment will be issued.
SECTION 10. Definitions
This Contract contains the following capitalized words and phrases that have particular meaning:
“Administrator” and “Service Center” mean the organization that We have retained to provide administrative and claim services for Our service Contract program.
Our Administrator, its agents and assigns are not a party to this Contract.
“Alloy Wheel” means any road wheel composed of aluminum, as opposed to steel.
“Alloy Wheel Repair” means cosmetic repair of scratches on Alloy Wheels, and is limited to factory wheel machined, brushed, polished or painted surfaces. The
Administrator and technician retain sole authority to determine whether damage can be repaired.
“Commercial Vehicle” means a vehicle used for carrying or delivering goods, services, or fare-paying passengers, or for any other commercial or business
revenue-generating enterprise or purpose.
“Contract” means this service Contract.
“Contract Sale Date” means the date that You purchased this Contract.
“Costs” and “Repair Costs” mean the amounts charged for labor and parts by a licensed repair facility. Parts Costs are limited to fair market value prices.
Replacement parts may be new, remanufactured, non-original equipment, manufacturer’s parts or parts of a like kind and quality (which comply with
applicable state and federal laws) when available and as deemed necessary by Our Administrator. Costs also include all necessary mounting, balancing,
valve stems and taxes. Key Costs mean the customary parts and labor costs required to complete the replacement of the Covered Failure, which in no case shall
exceed the manufacturer’s suggested retail price for parts, labor and allowances, as defined in the manufacturer’s labor time guide or the nationally recognized
parts and labor time guides. You must pay for all diagnostic, disassembly, service, repair and other charges not authorized by Our Administrator.
“Covered Repair,” “Covered Loss” or “Covered Failure” means an Eligible Key that has been damaged or lost. The absence of a key at the time of delivery does
not constitute a Covered Loss. Only the keys that are given at the time of delivery are covered under this Contract.
“Dealer,” “Issuing Dealer,” and “Selling Dealer” mean the automobile dealership or lessor from whom You purchased or leased Your Vehicle and is referred to as
the Issuing Dealer or Selling Dealer in the Proof of Registration Section of this Contract.
“Dent Repairable Areas” are defined as and limited to exterior vertical painted sheet metal body panels. Paintless Dent Repair (PDR) is a process developed by
automobile manufacturing production teams that use specialized hand tools to gently push the dented metal back to its original form. This procedure permanently
removes door dings and minor dents without harming the Vehicle’s factory finish.
“Eligible Key(s)” means one of the keys (including FOB and/or remote) provided to You at the time of Vehicle’s original delivery or any key replaced under the
terms of this Contract.
“Manufacturer’s Warranty” means the manufacturer’s full warranty provided at no additional cost to You that covers repairs to correct any Vehicle tire or wheel
defect related to material or workmanship.
“Road Hazard” means debris on the road surface such as nails, glass, potholes, rocks, tree limbs or any other object or condition not normally found in the
roadway. Note: Road conditions (for example, uneven lanes due to repaving or metal plates used to temporarily cover a hole in the road) found in areas
designated as construction zones or construction sites will not be considered a covered Road Hazard. Damage from these conditions or any accident
should be reported to Your automobile physical damage insurance company.
“TPMS” means tire pressure monitoring system.
“Vehicle” means the passenger car, van, sport utility or light truck (1-ton or less) described in the Proof of Registration Section of this Contract.

SECTION 10. Definitions (cont.)
“We”, “Us,” and “Our” mean the obligor of this Contract, as stated in the Proof of Registration Section of this Contract.
“Windshield Repairable Areas” are defined as and limited to minor chips and cracks less than 6 inches in which repairs can be safely performed. Windshield
repair is a permanent process that removes air from the break and fills it with a curable resin. The process bonds the glass together, restores strength to the
windshield, improves the break’s appearance and prevents the break from spreading. A windshield chip or crack repair is used to prevent further damage to Your
glass and to restore the structural integrity of the Vehicle. The repair technology used by the Administrator’s windshield repair technician is designed to stop the
spreading of the chip or crack, although the chip or crack may still be visible after the repair is made.
“You,” “Contract Holder” and “Your” mean the purchaser of the Vehicle described as the Owner Name in the Proof of Registration Section of this Contract.
SECTION 11. Contract Specifics and Limitations
Contract Territory
This Contract provides coverage in the United States including its territories and possessions, and Canada only for damage to covered Vehicle.
Contract Term
This Contract commences on the Contract Sale Date and continues for the term chosen. This Contract is not renewable and expires in accordance with the
selected term. All claims for damage must be reported prior to the expiration of this Contract to ensure coverage.
Contract Changes
If any of the information in the Proof of Registration Section is omitted or does not conform to the program guidelines, Our Administrator may correct Your Contract
as necessary and in the course of business send to You at Your address of record by first-class mail an endorsement with the necessary corrections.
Contract Restrictions
If payment of the appropriate Costs related to this Contract is not made, there is no coverage provided by this Contract.
Contract Obligations
This Agreement is not an insurance Contract. Our Obligations under this service Contract are insured under a policy of insurance issued by Dealers Assurance
Company, 15920 Addison Road, Addison, TX 75001, (800) 282-8913. If a Covered Repair or approved service is not paid within sixty (60) days after proof of loss
has been filed, You may file a claim with Dealers Assurance Company at the address above.
SECTION 12. Our Administrator
Our Administrator is not a party to this Contract and has no liability to You under the terms and conditions of this Contract. Please submit all authorized claims
and claim information requests to: Administrator: iA American Warranty, L.P., License #136, P.O. Box 204329, Austin, TX 78720. Call (800) 346-6469 for claim
authorization prior to any repair or replacement.
SECTION 13. State Changes
Alabama: Within the “Cancellations” section of this Contract, the following sentence(s) is added: “Cancellation by the Obligor”, “If We cancel this
Contract, prior written notice of cancellation will be sent to Your last known address at least five (5) days prior to cancellation by Us. Prior notice shall state the
effective cancellation date and the reason for cancellation. Prior notice is not required to be sent if the reason of cancellation is for: 1) nonpayment of the Service
Contract price; or 2) material misrepresentation by You relating to the Vehicle or its use.” Within the “Cancellations” section of this Contract, the following
sentence(s) is amended: “Cancellation Provisions”, “A cancellation fee of twenty-five dollars ($25) will be charged for all pro rata cancellations made by the
Contract Holder or Lienholder.” Within the “Cancellations” section of this Contract, the following sentence(s) is added: “Cancellation Provisions”, “If You
cancel/return the Contract to Us within the full refund period, and no claims have been made, a ten percent (10%) penalty per month shall be added to the refund
if it is not paid or credited within forty-five (45) days after the return of this Contract to Us.”
Alaska: Within the “Contract Obligations” section of this Contract, the following sentence is amended: If a Covered Repair or approved service is not paid
within thirty (30) days after proof of loss has been filed, You may file a claim with Dealers Assurance Company at the address listed above. Your Right to Cancel
(as stated in “Cancellations” Section, herein) is amended to include: If this service Contract is canceled by You after sixty (60) days from the Contract Sale
Date, a pro-rata refund will be made, less claims paid. A cancellation fee of fifty dollars ($50) or seven and a half percent (7.5%) of the unearned provider fee paid
by the service Contract Holder whichever is less, will apply to all pro rata cancellations made by the Contract Holder or the Lienholder. If this service Contract is
cancelled, and Your refund is not paid or credited within forty-five (45) days after cancellation of this service Contract by Us, or within forty-five (45) days after
Your return of this service Contract to Us, a ten percent (10%) penalty, based upon the service Contract price, will be added to the refund for each month the
refund remains unpaid. We may only cancel this service Contract for (1) nonpayment of the provider fee; (2) conviction of the service Contract Holder of a crime
having as one of its necessary elements an act increasing a hazard covered by the service Contract; (3) discovery of fraud or material misrepresentation made
by the service Contract Holder or a representative of the service Contract Holder in obtaining the service Contract or by the service Contract Holder in pursuing
a claim under the service Contract; (4) discovery of a grossly negligent act or omission by the service Contract Holder that substantially increases the hazards
covered by the service Contract; (5) physical changes in the property covered by the service Contract that result in the property becoming ineligible for coverage
under the Contract; or (6) a substantial breach of duties by the service Contract Holder related to the covered motor Vehicle. If We cancel this service Contract,
You will be provided at the last known address of the service Contract Holder contained in the records of the provider at least fifteen (15) days prior written notice
of the effective date of cancellation and the reason for cancellation. Prior notice is not required for: 1) nonpayment of the provider fee; 2) discovery of fraud or
material misrepresentation made by the service Contract Holder or a representative of the service Contract Holder in obtaining the service Contract or by the
service Contract Holder in pursuing a claim under the service Contract.

SECTION 13. State Changes (cont.)
Arizona: Your Right to Cancel is amended to include: If this Contract is cancelled by You after sixty (60) days from the Contract Sale Date, a pro-rata refund
will be made, less a cancellation fee of fifty dollars ($50) or 10% of the purchase price of the Contract (whichever is less). Your Contract will not be cancelled or
voided for pre-existing conditions. Your Contract cannot exclude pre-existing conditions if such conditions were known or should reasonably have been known
by Us or the Issuing Dealer on Our behalf. The following sentence is deleted throughout this Contract: “Eligibility for a full refund is restricted to the original
purchaser of the Contract”.
Arkansas: Your Right to Cancel is amended to include: No claims paid nor incurred shall be deducted from any cancellation refund associated with this
Service Contract. The following sentence is deleted throughout this Contract: “Eligibility for a full refund is restricted to the original purchaser of the Contract”.The
following sentence is added to this Contract: “If this Contract is transferred within the first sixty (60) days of the Contract sale date and no claims have been
made, the transferee is eligible for a full refund.”
Colorado: Obligations of the provider under this service Contract are insured under Policy TX183.
Connecticut: If You are unable to resolve any disputes arising under this Contract, You may file a formal written complaint with the Consumer Affairs Division of
the Connecticut Insurance Department at P.O. Box 816, Hartford, CT 06142-0816. You are entitled to utilize the Insurance Commissioner’s arbitration process to
settle any disputes arising under this Contract.
District of Columbia: Within the “Cancellations” section of this Contract, the following sentence(s) is added: Cancellation by Us - If We cancel this
Contract, prior written notice of cancellation will be sent to Your last known address at least five (5) days prior to cancellation by Us. Prior notice shall state
the effective cancellation date and the reason for cancellation. Prior notice is not required to be sent if the reason of cancellation is for: (1) nonpayment of the
Contract Price; (2) material misrepresentation by You to Us; or (3) a substantial breach of duties by You related to the covered Vehicle or its use. Within the
“Cancellations” section of this Contract, the following sentence(s) is amended: Cancellation Provisions - An administrative fee of fifty dollars ($50) or
ten percent (10%) of the Contract price, whichever is less, will be charged for all pro rata cancellations made by the Contract Holder or lienholder. Within the
“Cancellations” section of this Contract, the following sentence(s) is added: Cancellation Provisions - A ten percent (10%) penalty per month shall be
added to the refund if it is not paid or credited within forty-five (45) days after the return of this Contract to Us.
Georgia: Within the “Cancellations” section of this Contract, the following sentence(s) is amended: “Cancellation by the Obligor”, “We may cancel this Contract in
the event of fraud by You in obtaining this Contract or in pursuing a claim under this Contract, in the event of material misrepresentation by You to Us, or if You do not pay
the Contract price. If We cancel this Contract, We will mail You written notice at least thirty (30) days prior to the effective date of cancellation.” Within the “Cancellations”
section of this Contract, the following sentence(s) is amended: “Cancellation Provisions”, “If this Contract is cancelled within the first sixty (60) days from the Contract
sale date, then You will receive a full refund of the Contract price paid, less any claims paid. If this Contract is cancelled after sixty (60) days past the Contract sale date then
You will receive a pro rata purchase price refund, less claims paid. A cancellation fee of fifty dollars ($50) or ten percent (10%) of the pro rata purchase price, whichever
is less, will apply to all pro rata cancellations made by the Contract Holder or the Lienholder.” Within the “Cancellations” section of this Contract, the following
sentence(s) is amended: “Cancellation by the Lienholder”, “You hereby authorize the Lienholder to cancel this Contract on Your behalf in the event: (1) Your Vehicle
is repossessed due to nonpayment, or (2) Your Vehicle is declared a total loss.” Within the “Cancellations” section of this Contract, the following sentence(s) is
added: Cancellation Provisions -“If You cancel/return the Contract to Us within the full refund period, and no claims have been made, a ten percent (10%) penalty per
month shall be added to the refund if it is not paid or credited within forty-five (45) days after the return of this Contract to Us.
Hawaii: Within the “Cancellations” section of this Contract, the following sentence(s) is added: “Cancellation Provisions”, “If You cancel/return the
Contract to Us within the full refund period, and no claims have been made, a ten percent (10%) penalty per month shall be added to the refund if it is not paid
or credited within forty-five (45) days after the return of this Contract to Us.”
Idaho: Coverage afforded under this Contract is not guaranteed by the Idaho Insurance Guarantee Association. In the event of emergency repairs performed
outside of normal hours, You must contact Our Administrator at (800) 346-6469 the next business day. The following sentence is deleted throughout this Contract:
“Eligibility for a full refund is restricted to the original purchaser of the Contract”. If this Contract is transferred within the first sixty (60) days of the Contract
sale date and no claims have been made, the transferee is eligible for a full refund. Within the “Cancellations” section of this Contract, the following is
amended: No claims paid nor incurred shall be deducted from any cancellation refund associated with this service Contract.
Illinois Residents: Within the “Cancellations” section of this Contract, the following is amended: Cancellation Provisions - A cancellation fee of fifty dollars
($50) or ten percent (10%) of the Contract Price, whichever is less, will be charged for all pro rata cancellations made by the Contract Holder or Lienholder. This
refund will be based on the elapsed time from the Contract Sale Date. Refund will be sent to lienholder unless lien is satisfied. This Contract does not cover
failure resulting from normal wear and tear. The following sentence is deleted throughout this Contract: “Eligibility for a full refund is restricted to the original
purchaser of the Contract”. The following sentence is added to this Contract: “If this Contract is transferred within the first sixty (60) days of the Contract sale
date and no claims have been made, the transferee is eligible for a full refund.
Indiana: Your proof of payment to the Issuing Dealer, Administrator, or Us constitutes proof of payment to the insurer listed in the Contract Obligations section
of the Contract. You may apply for reimbursement directly with the insurer if We fail to perform or make payment due under this Contract within sixty (60) days
after You request the performance or payment, including any applicable requirement under this Contract to refund any part of the cost of this Contract upon
cancellation of this Contract This service Contract is not insurance and is not subject to Indiana insurance law.
Iowa: If You have any questions regarding this Contract, You may contact the Obligor by mail or by phone. Refer to the application for the Obligor’s address and toll-
free number, 800-346-6469. Iowa residents only may also contact the Iowa Commissioner of Insurance at the following address: Iowa Insurance Division, 1963 Bell
Avenue, Suite 100, Des Moines, Iowa 50315-1000, (515) 654-6600. Within the “Cancellations” section of this Contract, the following sentence(s) is amended:

“Cancellation Provisions”, “A cancellation fee of fifty dollars ($50) or ten percent (10%) of the Contract price, whichever is less, will be charged for cancellations
made by the Contract Holder or Lienholder after sixty (60) days past the Contract sale date.” Within the “Cancellations” section of this Contract, the following
sentence(s) is added: “Cancellation Provisions”, “If You cancel/return the Contract to Us within the full refund period and no claims have been made, a ten percent
(10%) penalty per month shall be added to the refund if it is not paid or credited within thirty (30) days after the return of this Contract to Us.” Contract Obligations
is deleted and replaced with the following: This Agreement is not an insurance Contract. Our Obligations under this service Contract are insured under a policy of
insurance issued by Dealers Assurance Company, 15920 Addison Road, Addison, TX 75001, (800) 282-8913. If a Covered Repair, approved service, or refund is not
paid within sixty (60) days after proof of loss has been filed, You may file a claim with Dealers Assurance Company at the address above.
Louisiana: This Contract is not insurance and is not regulated by the Department of Insurance. Any concerns or complaints regarding this Contract may be
directed to the Attorney General. In the event of emergency repairs performed outside of normal hours, You must contact Our Administrator at (800) 346-6469
the next business day. Within the “Cancellations” section of this Contract, the following sentence(s) is added: Cancellation by Obligor - If We cancel
this Contract, prior written notice of cancellation will be sent to Your last known address at least fifteen (15) days prior to cancellation. Prior notice shall state
the effective cancellation date and the reason for cancellation. Prior notice is not required to be sent if the reason for cancellation is: (1) nonpayment of the
Contract Price; (2) material misrepresentation by You; or (3) a substantial breach of contractual duties by You related to the covered Vehicle or its use. Within
the “Cancellations” section of this Contract, the following sentence(s) is added: Cancellation Provisions - A ten percent (10%) penalty per month shall be
added to the refund if it is not paid or credited within forty-five (45) days after the return of this Contract to Us.
Maine: The Administrator is iA American Warranty, L.P. d/b/a Innovative Aftermarket Systems, L.P. Contract Obligations is deleted and replaced with the
following: This Agreement is not an insurance Contract. Our Obligations under this service Contract are insured under a policy of insurance issued by Dealers
Assurance Company, 15920 Addison Road, Addison, TX 75001, (800) 282-8913. If a Covered Repair, approved service, or refund is not paid within sixty (60) days
after proof of loss has been filed, You may file a claim with Dealers Assurance Company at the address above. Within the “Cancellations” section of this Contract,
the following sentence(s) is added: Cancellation by Obligor - If We cancel this Contract, prior written notice of cancellation will be sent to Your last known address at
least fifteen (15) days prior to cancellation by Us. Prior notice shall state the effective cancellation date and the reason for cancellation. Within the “Cancellations”
section of this Contract, the following sentence(s) is amended: Cancellation Provisions - If this Contract is cancelled within the first sixty (60) days from the
Contract Sale Date and no claims have been filed, then You will receive a full refund, including any sales tax paid for this Contract; A cancellation fee of fifty dollars
($50) or ten percent (10%) of the Contract Price, whichever is less, will be charged for all pro rata cancellations made by the Contract Holder or Lienholder. Within the
“Cancellations” section of this Contract, the following sentence(s) is added: Cancellation Provisions - A ten percent (10%) penalty of the outstanding amount
of the Contract price shall be added to the refund per month if it is not paid or credited within forty-five (45) days after the return of this Contract to Us.
Maryland: Contract Obligations is deleted and replaced with the following: This Agreement is not an insurance Contract. Our Obligations under this service
Contract are insured under a policy of insurance issued by Dealers Assurance Company, 15920 Addison Road, Addison, TX 75001, (800) 282-8913. If a Covered
Repair, approved service, or refund is not paid within sixty (60) days after proof of loss has been filed, You may file a claim with Dealers Assurance Company at
the address above. Within the “Cancellations” section of this Contract, the following sentence(s) is added: Cancellation Provisions - A ten percent (10%)
penalty of the Contract price shall be added to the refund per month if it is not paid or credited within forty-five (45) days after the return of this Contract to Us.
The following sentence(s) is added to this Contract: If this Contract expires while the Vehicle is undergoing a repair due to a Covered Failure, this Contract will
be extended until repairs are complete.
Massachusetts: Within the “Definitions” section of this Contract, the following sentence(s) is amended: We, Us, Our means the automobile dealership or
lessor from whom You purchased or leased Your Vehicle and is referred to as the Issuing Dealer or Selling Dealer in the Proof of Registration Section of this Contract.
Minnesota: Within the “Cancellations” section of this Contract, the following sentence(s) is added: Cancellation by Obligor - If We cancel this Contract,
prior written notice of cancellation will be sent to Your last known address at least fifteen (15) days prior to cancellation. Prior notice will be sent to Your last
known address at least five (5) days prior to cancellation if the reason for cancellation is: (1) nonpayment of the Contract Price; (2) material misrepresentation by
You; or (3) a substantial breach of duties by You related to the covered Vehicle or its use. Prior notice shall state the effective cancellation date and the reason
for cancellation. Within the “Cancellations” section of this Contract, the following sentence(s) is added: Cancellation Provisions - If a full refund is due,
a ten percent (10%) penalty per month shall be added to the refund if it is not paid or credited within forty-five (45) days after the return of this Contract to Us.
Mississippi: Within the “Cancellations” section of this Contract, the following sentence(s) is amended: Cancellation Provisions - A cancellation fee of fifty
dollars ($50) or ten percent (10%) of the Contract Price, whichever is less, will be charged for all pro rata cancellations made by the Contract Holder or Lienholder.
Within the “Cancellations” section of this Contract, the following sentence(s) is added: Cancellation Provisions - A ten percent (10%) penalty per month
shall be added to the refund if it is not paid or credited within forty-five (45) days after the return of this Contract to Us.
Missouri: Within the “Cancellations” section of this Contract, the following sentence(s) is amended: Cancellation Provisions - If this Contract is cancelled
within the first sixty (60) days after the Contract Sale Date, You will receive a one hundred percent (100%) refund less the cost of any claims paid. If this Contract
is cancelled by You or the Lienholder after the first sixty (60) days after the Contract sale date, You will receive a refund of one hundred percent (100%) of the
unearned provider fee, less a cancellation fee of fifty dollars ($50) or ten percent (10%) of the Contract Price, whichever is less, and less any claims paid. Within the
“Cancellations” section of this Contract, the following sentence(s) is added: Cancellation Provisions - If this Contract is cancelled, We will mail a written notice
of cancellation to Your last known address within forty-five (45) days of the date of cancellation. A ten percent (10%) penalty of the outstanding amount of the Contract
Price shall be added to the refund per month if it is not paid or credited within forty-five (45) days after the return of this Contract to Us.
Nevada: If You are not satisfied with the manner in which We handle any claims on this Contract, You may contact the Nevada Division of Insurance at their toll-free
number (888) 872-3234. Within the “Transfer Guarantee” section of this Contract, the transfer fee is amended to twenty-five dollars ($25). The “Cancellations
- Cancellation by the Obligor” section of this Contract is deleted in its entirety and replaced with the following: If We cancel this Contract, We will mail You written
notice at least fifteen (15) days prior to cancellation. We may cancel this Contract for any reason within seventy (70) days from the Contract Sale Date. No Contract that
has been in effect for at least seventy (70) days may be cancelled by Us before the expiration of the agreed term or one (1) year after the effective date of the Contract,
whichever occurs first, except on any of the following grounds: (a) Failure by You to pay an amount when due; (b) Conviction of You of a crime which results in the increase
in the service required under the Contract; (c) Discovery of fraud or material misrepresentation by You in obtaining the Contract, or in presenting a claim for service there
under; (d) Discovery of: 1. An act or omission by You which has occurred after the effective date of the Contract; or 2. A violation by You of any condition of the Contract,
which has occurred after the effective date of the Contract and which causes the required service or repair to be substantially and materially increased beyond that
contemplated at the time that the Contract was issued or sold; (e) A material change in the nature or extent of the required service or repair which occurs after the effective
date of the Contract and which causes the required service or repair to be substantially and materially increased beyond that contemplated at the time that the Contract
was issued or sold. The “Cancellations - Cancellation Provisions “section of this Contract is deleted in its entirety and replaced with the following: The following
applies whether the Contract is canceled by Us, You, or the Lienholder. If this Contract is canceled within sixty (60) days from the Contract Sale Date and a claim has not
been incurred, We will refund the entire Contract purchase price. Eligibility for a full refund is restricted to the original purchaser of the Contract. After sixty (60) days, or if
You have incurred a claim, or if this Contract has been transferred, We will refund an amount of the Contract purchase price according to the pro-rata method. Pro rata
refunds are determined by multiplying the amount You paid for this Contract by the number of covered days remaining on the Contract divided by the original number of
covered days. A cancellation fee of twenty-five dollars ($25) will be charged for all pro rata cancellations made by You or the Lienholder. No cancellation fee shall apply if
this Contract is canceled by Us. In no event will claims paid be deducted from any refund. All refunds will be paid to the Lienholder if any, otherwise to You. If this Contract
is cancelled by You, Your refund will be paid or credited within thirty (30) days of the date We receive Notice of Your request to cancel. If You cancel this Service Contract
within sixty (60) days from the Contract Sale Date and You have not incurred a claim, a ten percent (10%) penalty per month of the Contract purchase price paid shall be
added to a refund that is not paid or credited within forty-five (45) days of return of this Contract to the Issuing Dealer or the Administrator. The penalty will apply to each
thirty (30) day period or portion thereof and any accrued penalties that remain unpaid.
New Hampshire: Within the “Cancellations” section of this Contract, the following sentence(s) is amended: “Cancellation Provisions” - “A cancellation fee of
fifty dollars ($50) or ten percent (10%) of the Contract Price, whichever is less, will be charged for all pro rata cancellations made by the Contract Holder or Lienholder.
No claims paid nor incurred shall be deducted from any cancellation refund associated with this service Contract.” In the event You do not receive satisfaction under
this service Contract, You may contact the New Hampshire Insurance Department, 21 South Fruit Street, Suite 14, Concord, NH 03301, (603) 271-2261.
New Jersey: THE PRODUCT BEING OFFERED IS A SERVICE CONTRACT AND IS SEPARATE AND DISTINCT FROM ANY PRODUCT
OR SERVICE WARRANTY WHICH MAY BE PROVIDED BY THE MANUFACTURER, IMPORTER, OR SELLER. The following sentence is
deleted throughout this Contract: “Eligibility for a full refund is restricted to the original purchaser of the Contract”. If this Contract is transferred within the first sixty (60) days
of the Contract sale date and no claims have been made, the transferee is eligible for a full refund. Within the “Cancellations” section of this Contract, the following
sentence(s) is added: Cancellation Provisions, A ten percent (10%) penalty of the outstanding amount of the Contract price shall be added to the refund per month if it
is not paid or credited within forty-five (45) days after the return of this Contract to Us. Within the “Cancellations” section of this Contract, the following sentence(s)
is amended: Cancellation by Obligor - We may only cancel this Contract, (without written notice to the Contract Holder) for nonpayment of the provider fee, material
misrepresentation or omission by the Contract Holder to the provider or Administrator, or substantial breach of duties by the service Contract Holder relating to the covered
product or its use. If We cancel this Contract for any other reason than what is stated above, You will be provided at the last known address of the service Contract Holder
contained in the records of the provider, at least five (5) days prior written notice of the effective date of cancellation and the reason for cancellation.
New Mexico: Within the “Contract Obligations” section of this Contract, the following sentence is amended: If You have any concerns regarding the handling
of Your claim, You may contact the Office of Superintendent of Insurance at 855-427-5674. Within the “Cancellations” section of this Contract, the following
sentence(s) is amended: Cancellation by Obligor - No Contract that has been in effect for at least seventy (70) days may be canceled by the Administrator before
the expiration of the agreed term or one (1) year after the effective date of the Contract, whichever occurs first, except on any of the following grounds: (a) Failure
by the Contract Holder to pay an amount when due; (b) Conviction of the Contract Holder of a crime which results in an increase in the service required under the
Contract; (c) Discovery of fraud or material misrepresentation by the Contract Holder in obtaining this Contract, or in presenting a claim for service thereunder; (d)
Discovery of either f the following f it occurred after the Contract Sale Date and substantially an materially increased the service required: (1) an act or omission by
the Contract Holder; or (2) a violation by the Contract Holder of any condition of the Contract. Cancellation of this Contract may not become effective until at least
fifteen (15) days after a notice of cancellation is mailed to the Contract Holder. Within the “Cancellations” section of this Contract, the following sentence(s)
is amended: Cancellation Provisions - A cancellation fee of fifty dollars ($50) or ten percent (10%) of the Contract Price, whichever is less, will be charged for all
pro rata cancellations made by the Contract Holder or Lienholder. Within the “Cancellations” section of this Contract, the following sentence(s) is added:
Cancellation Provisions - If Your refund is not paid or credited within sixty (60) days after the return of this Contract to Us, We shall pay a penalty of ten percent (10%)
of the purchase price of this Contract for each thirty (30) day period or portion thereof that the refund and any accrued penalties remain unpaid.
New York: Obligations of the provider under this service Contract are insured under a service Contract reimbursement insurance policy. If for any reason We fail
to pay or provide service on Your claim within 60 days of Our receipt of Your proof of loss, You may make a claim against: Dealers Assurance Company, 15920
Addison Road, Addison, TX 75001, (800) 282-8913. In the event of emergency repairs performed outside of normal hours, You must contact Our Administrator at
(800) 346-6469 the next business day. Within the “Cancellations” section of this Contract, the following sentence(s) is added: Cancellation by Obligor - If
We cancel this Contract, prior written notice of cancellation will be sent to Your last known address at least fifteen (15) days prior to cancellation by Us. Prior notice
shall state the effective cancellation date and the reason for cancellation. Prior notice is not required to be sent if the reason of cancellation is for: (1) nonpayment
of the Contract Price; (2) material misrepresentation; or (3) a substantial breach of duties related to the covered Vehicle or its use. Within the “Cancellations”
section of this Contract, the following sentence(s) is added: Cancellation Provisions - A ten percent (10%) penalty per month shall be added to the refund if
it is not paid or credited within thirty (30) days after the return of this Contract to Us.
10TDWRK 042123 Page 10 of 12
North Carolina: Transfer Guarantee is amended to include: There is a right of assignability by the Contract Holder to a subsequent purchaser before the expiration
of the Contract if the subsequent purchaser meets the same criteria for motor vehicle acceptability as the original Contract Holder. Within the “Cancellations” section
of this Contract, the following sentence(s) is replaced: Cancellation by Obligor - We may cancel this Contract for nonpayment of premiums or for a direct violation
of this Contract by You. Within the “Cancellations” section of this Contract, the following sentence(s) is amended: Cancellation Provisions - A cancellation fee of
fifty dollars ($50) or ten percent (10%) of the pro rata refund, whichever is less, will be charged for all pro rata cancellations made by the Contract Holder or Lienholder
Ohio: This Contract is not insurance and is not subject to the insurance laws of this state. You may apply for reimbursement directly with the insurer if a claim is not
paid before the 61st day after You have provided Us with valid proof of loss or a refund or credit is not paid before the 61st day after the date on which the service
Contract is returned to the provider. This Contract may provide a duplication of coverage already provided by your automobile physical damage insurance policy.
Oklahoma: Service Warranty License 44199438. This Contract is not an insurance contract. Coverage afforded under this Contract is not guaranteed by the
Oklahoma Insurance Guaranty Association. Within the “Cancellations” section of this Contract, the following sentence(s) is amended: Cancellation Provisions
- The following applies whether the Contract is cancelled by You, the Lienholder, or Obligor. If this Contract is cancelled within the first sixty (60) days from the Contract
sale date, then You will receive a full refund of the Contract price paid, provided that no claim has been made against the Contract during this period. Eligibility for a
full refund is restricted to the original purchaser of the Contract. If this Contract is cancelled by You or the Lienholder after sixty (60) days past the Contract Sale Date
or after a claim has been filed, Your refund shall be based upon the greater of ninety percent (90%) of the unearned pro rata Contact Price or one hundred percent
(100%) of the unearned pro rata Contract Price, less a cancellation fee of fifty dollars ($50); If this Contract is cancelled by Us after sixty (60) days past the Contract
sale date or after a claim has been filed, Your refund shall be based upon one hundred percent (100%) of unearned pro-rata Contract Price.
Oregon: All coverage and benefits provided under this Contract are guaranteed by the Us, IAS Warranty, Inc. In the event of emergency repairs performed
outside of normal hours, You must contact Our Administrator at (800) 346-6469 the next business day.
South Carolina: In the event of a dispute with the provider of this Contract, You may contact the South Carolina Department of Insurance, Capitol Center, 1201 Main
Street, Suite 1000, Columbia, South Carolina 29201 or (800) 768-3467. This agreement is not an insurance contract. Within the “Cancellations” section of this
Contract, the following sentence(s) is added: Cancellation by Obligor - If We cancel this Contract, prior written notice of cancellation will be sent to Your last known
address at least fifteen (15) days prior to cancellation by Us. Prior notice shall state the effective cancellation date and the reason for cancellation. Prior notice is not
required to be sent if the reason of cancellation is for: (1) nonpayment of the Administrator fee; (2) material misrepresentation; or (3) a substantial breach of duties
related to the covered Vehicle or its use. Within the “Cancellations” section of this Contract, the following sentence(s) is added: Cancellation Provisions - A ten
percent (10%) penalty per month shall be added to the refund if it is not paid or credited within forty-five (45) days after the return of this Contract to Us.”
Texas: This Agreement is not an insurance Contract. You may refer unresolved complaints or questions regarding the regulation of this service Contract to: Texas
Department of Licensing and Regulation, 920 Colorado, P.O. Box 12157, Austin, Texas 78711; (800) 803-9202, (512) 463-6599. Pursuant to Section 1304.158,
You may request reimbursement directly from the insurer if a refund or credit is not paid before the forty-sixth (46th) day after the date on which the Contract is
returned to Us. Within the “Cancellations” section of this Contract, the following sentence(s) is added: Cancellation by Obligor - If We cancel this Contract,
prior written notice of cancellation will be sent to Your last known address at least five (5) days prior to cancellation by Us. Prior notice shall state the effective
cancellation date and the reason for cancellation. Prior notice is not required to be sent if the reason of cancellation is for: (1) nonpayment of the Contract Price;
(2) fraud or material misrepresentation by You; or (3) a substantial breach of duties by You related to the covered Vehicle or its use. Within the “Cancellations”
section of this Contract, the following sentence(s) is amended: Cancellation Provisions - If this Contract is cancelled before the sixty-first (61st) day from
the Contract Sale Date, then You will receive a full refund, less claims paid. If this Contract is cancelled on or after the sixty-first (61st) day from the Contract
Sale Date, then You will receive a pro rata refund, less claims paid, and less a cancellation fee of fifty dollars ($50). Within the “Cancellations” section of this
Contract, the following sentence(s) is added: Cancellation Provisions - If Your refund is not paid or credited before the forty-sixth day (46th) after the return of
this Contract to Us, a ten percent (10%) penalty of the outstanding amount will be added to Your refund for each month Your refund remains unpaid.
Utah: The Administrator is iA American Warranty, L.P. d/b/a Innovative Aftermarket Systems, L.P. PURCHASE OF THIS CONTRACT IS NOT REQUIRED IN
ORDER TO FINANCE, LEASE, OR PURCHASE A VEHICLE. Obligations of the provider under this service Contract are guaranteed under a policy of insurance
issued by Dealers Assurance Company, 15920 Addison Road, Addison, TX 75001, (800) 282-8913. Should the provider fail to pay or provide service on any claim
within 60 days after proof of loss has been filed, the Contract Holder is entitled to make a claim directly against the Insurance Company. Coverage afforded under
this Contract is not guaranteed by the Property and Casualty Guaranty Association. This service Contract is subject to limited regulation by the Utah Insurance
Department. To file a complaint, contact the Utah Insurance Department. The Contract purchase price is payable, in full, at the time of purchase. How to File a
Claim has been amended by adding the following: In the event of emergency repairs performed outside of normal hours, You must contact Our Administrator
at (800) 346-6469 the next business day. If You fail to give any notice or file any proof of loss required by this Contract within the time specified in this Contract,
it does not invalidate a claim made by You if You show that it was not reasonably possible to give the notice or file the proof of loss within the prescribed time
and that notice was given or proof of loss was filed as soon as reasonably possible. Within the “Cancellations” section of this Contract, the following
sentence(s) is added: Cancellation by Obligor - We may cancel this Contract with written notice to Your last known address with at least thirty (30) days’ notice
of such cancellation for the following reasons: (1) material misrepresentation related to the Vehicle; (2) substantial change in the risk assumed, unless We should
have reasonably foreseen the change or contemplated the risk when entering into this Contract; or (3) a substantial breach of contractual duties, conditions, or
warranties by You relating to the Vehicle. A ten (10) day notice will be given for cancellation due to non-payment.
Virginia: If any promise made in the Contract has been denied or has not been honored within 60 days after Your request, You may contact the Virginia
Department of Agriculture and Consumer Services, Office of Charitable and Regulatory Programs at www.vdacs.virginia.gov/food-extended-service-contract-
providers.shtml to file a complaint.
10TDWRK 042123 Page 11 of 12
Wisconsin: THIS CONTRACT IS SUBJECT TO LIMITED REGULATION BY THE OFFICE OF THE COMMISSIONER OF INSURANCE. Within the “Contract
Obligations” section of this Contract, the following sentence(s) is amended: Our obligations under this Contract are guaranteed under a policy of insurance
issued by Dealers Assurance Company, 15920 Addison Road, Addison, TX 75001, (800) 282-8913. Should We fail to pay or provide service on any claim within
sixty (60) days after proof of loss has been filed, or if We becomes insolvent or otherwise financially impaired, You are entitled to make a claim with the insurer
for reimbursement at the address noted above. Within the “Cancellation” section of this Contract, the following sentence(s) is amended: “Cancellation by
the Obligor”, We may only cancel this Contract for: (1) non-payment of the Contract price; (2) material misrepresentation by You to Us; or (3) substantial breach
of duties by You relating to the covered Vehicle or its use. If We cancel this Contract, prior written notice of cancellation will be sent to Your last known address at
least five (5) days prior to cancellation by Us. Prior notice shall state the effective cancellation date and the reason for cancellation. Within the “Cancellation”
section of this Contract, the following sentence(s) is amended: “Cancellation Provisions”, “A cancellation fee of fifty dollars ($50) or ten percent (10%) of
the Contract price, whichever is less, will apply to all pro rata cancellations made by the Contract Holder or the Lienholder. Within the “Cancellation” section
of this Contract, the following sentence(s) is added: “Cancellation Provisions”, “If You cancel/return the Contract to Us within the full refund period and no
claims have been made, a ten percent (10%) penalty per month of the outstanding amount will be added to the refund if it is not paid or credited within forty-five
(45) days after the return of this Contract to Us.”, “In the event of a total loss of the Covered Vehicle covered by this Contract that is not covered by a replacement
of the Vehicle pursuant to the terms of the Contract, You shall be entitled to cancel the Contract and receive a refund as follows: (1) If this Contract is canceled
within sixty (60) days of the Contract purchase date, and no claims have been made, You will receive a refund of the Contract price paid; or (2) If this Contract
is canceled after sixty (60) days from the Contract purchase date, or claims have been made, or this Contract has been transferred, You will receive a refund of
the unearned Contract price, less any claims paid.”, “NOTE: You will not receive a refund if this Service Contract has expired.”
Wyoming: Within the “Cancellations” section of this Contract, the following sentence(s) is added: Cancellation by Obligor - If We cancel this Contract,
prior written notice of cancellation will be sent to Your last known address at least ten (10) days prior to cancellation by Us. Prior notice shall state the effective
cancellation date and the reason for cancellation. Prior notice is not required to be sent if the reason of cancellation is for: (1) nonpayment of the Contract Price;
(2) material misrepresentation by You; or (3) a substantial breach of duties by You related to the covered Vehicle or its use. Within the “Cancellations” section
of this Contract, the following sentence(s) is added: Cancellation Provisions - A ten percent (10%) penalty per month shall be added to the refund if it is not
paid or credited within forty-five (45) days after the return of this Contract to Us.”
Any person who knowingly and with intent to defraud files an application or statement of claim containing any materially false information may be
subject to prosecution for fraud. Any person who knowingly conceals for the purpose to mislead, or omits information concerning any fact material
to an application or statement of claim, may be subject to prosecution for fraud.
Privacy Notice: The Administrator may collect nonpublic information we receive from you on our forms and other documents, such as name, address, vehicle information, lienholder, email address, signature, and
contract number. The Administrator may disclose some or all of the information that we collect as described above to non-affiliate third parties in connection with the administration, processing, servicing or payment
of your contract. The Administrator does not disclose any nonpublic information to anyone else, except as permitted by law. A complete copy of the Privacy Policy can be accessed at: www.iaawg.com.
10TDWRK 042123 Page 12 of 12

Mඎඅඍං-Sඁංൾඅൽ Sൾඋඏංർൾ Cඈඇඍඋൺർඍ ൿඈඋ Nൾඐ ൺඇൽ Uඌൾൽ Vൾඁංർඅൾඌ: Taylor Chevrolet 13801 Telegraph Road Taylor MI 48180

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Mඎඅඍං-Sඁංൾඅൽ Sൾඋඏංർൾ Cඈඇඍඋൺർඍ ൿඈඋ Nൾඐ ൺඇൽ Uඌൾൽ Vൾඁංർඅൾඌ: Taylor Chevrolet 13801 Telegraph Road Taylor MI 48180

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Mඎඅඍං-Sඁංൾඅൽ Sൾඋඏංർൾ Cඈඇඍඋൺർඍ ൿඈඋ Nൾඐ ൺඇൽ Uඌൾൽ Vൾඁංർඅൾඌ: Taylor Chevrolet 13801 Telegraph Road Taylor MI 48180

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Mඎඅඍං-Sඁංൾඅൽ® Sൾඋඏංർൾ Cඈඇඍඋൺർඍ ൿඈඋ F&I Code No.

Nൾඐ ൺඇൽ Uඌൾൽ Vൾඁංർඅൾඌ

Dealer: TAYLOR CHEVROLET 7342872600

13801 TELEGRAPH ROAD TAYLOR MI 48180

Name: COX RYAN J 8/31/2023

TERM CLASS VEHICLE INFORMATION UPGRADE

Contract #10TDWRK PR472482

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