Account Statement

MEMBER # STATEMENT PERIOD PAGE

6173006 01-01-24 to 01-31-24 1 of 2
Digital Federal Credit Union
220 Donald Lynch Boulevard Call: 800.328.8797 Email: dcu@dcu.org
Marlborough, MA 01752

STEVEN LEE
1408 W BOULEVARD ST APT K
MARION, IL 62959

PRIMARY SAVINGS ACCT# 1

DATE TRANSACTION DESCRIPTION WITHDRAWALS DEPOSITS BALANCE

PREVIOUS BALANCE 10.48
JAN31 DIVIDEND 0.05 10.53
*** ANNUAL PERCENTAGE YIELD EARNED FROM 01-01-24 THRU 01-31-24 WAS 5.76% ***
JAN31 NEW BALANCE 10.53

FREE CHECKING ACCT# 2

DATE TRANSACTION DESCRIPTION WITHDRAWALS DEPOSITS BALANCE

PREVIOUS BALANCE 1,896.50
JAN03 EFT ACH AFFIRM INC AFFIRM PAY230102 -61.56 1,834.94
JAN03 EFT ACH APPLECARD GSBANKPAYMENT 123122 JAN04 -66.62 1,768.32
EFT ACH ALLY ALLY PAYMT230104 -272.94 1,495.38
JAN06 DEBIT CARD DEBIT 300603660094 -56.77 1,438.61
SHELL SERVICE STATION BOSTON MA 01-06-24
JAN08 DEPOSIT 1,000.00 2,438.61
ATM 0108 2049 047764 100 POWDERMILL ROAD ACTON MA01720
JAN08 DEPOSIT 100.00 2,538.61
ATM 0108 2053 049445 100 POWDERMILL ROAD ACTON MA01720
JAN09 DEBIT CARD DEBIT 300924838000 -2.45 2,536.16
DUNKIN #355225 ACTON MA 01-08-24 JAN09
EFT ACH SYNCHRONY BANK PAYMENT Jan 09 JAN10 EFT -132.00 2,404.16
ACH RAISER 6795 EDI PAYMNTJAN 09 301.71 2,705.87
JAN10 EFT ACH CAPITAL ONE MOBILE PMT230109 -500.00 2,205.87
JAN10 EFT ACH CAPITAL ONE MOBILE PMT230108 -879.14 1,326.73
JAN11 DEBIT CARD DEBIT 301124000031 -104.99 1,221.74
REMITLY* G08D WWW.REMITLY.CWA 01-11-24
JAN17 DEPOSIT ONLINE DEPOSIT: REF # 60785288 250.00 1,471.74
JAN17 DEPOSIT ONLINE DEPOSIT: REF # 60785310 99.00 1,570.74
JAN16 DEBIT CARD DEBIT 301429165124 -5.30 1,565.44
dox*Bill Pay - doxoPLUS 866-2174483 WA 01-14-24 JAN16
DEBIT CARD DEBIT 301622103892 -21.24 1,544.20
APPLE.COM/BILL 866-712-7753 CA 01-16-24 JAN17
EFT ACH AFFIRM INC AFFIRM PAY230116 -48.12 1,496.08
JAN17 CHECK 129 -800.00 696.08
JAN18 EFT ACH RAISER 6795 EDI PAYMNTJAN 16 1,942.88 2,638.96
JAN18 DEPOSIT 500.00 3,138.96
ATM 0118 1101 967586 100 POWDERMILL ROAD ACTON MA01720
JAN19 DEBIT CARD DEBIT 301925000017 -199.99 2,938.97
REMITLY* ED9F WWW.REMITLY.CWA 01-19-24
JAN24 DEBIT CARD DEBIT 302322720248 -1.59 2,937.38
MCDONALD S F25934 CHARLTON MA 01-23-24 JAN24 EFT
ACH RAISER 6795 EDI PAYMNTJAN 23 1,456.45 4,393.83
x IN CASE OF ERRORS OR QUESTIONS ABOUT YOUR ELECTRONIC TRANSFERS

Telephone us at 800.328.8797, or write us at: Digital Federal Credit Union

Attention: Error Resolution
220 Donald Lynch Blvd., PO Box 9130
Marlborough, MA 01752-9130

as soon as you can, if you think your statement or receipt is wrong or if you need more information about a transfer on the statement or receipt. We must hear
from you no later than 60 days after we sent you the FIRST statement on which the error or problem appeared.
(1)
Tell us your name and account number
(2)
Describe the error or the transfer you are unsure about, and explain as clearly as you can why you believe it is an error or why you need more information.
(3)
Tell us the dollar amount of the suspected error.

We will investigate your complaint and will correct any error promptly. If we take more than 10 business days to do this, we will credit your account for the
amount you think is in error; so that you will have the use of the money during the time it takes us to complete our investigation.

x IN CASE OF ERRORS OR QUESTIONS ABOUT YOUR HOME EQUITY LINE OF CREDIT

Telephone us at 800.328.8797, or write us at: Digital Federal Credit Union

Attention: Real Estate Servicing
220 Donald Lynch Blvd., PO Box 9130
Marlborough, MA 01752-9130

(1)
Tell us your name and account number
(2)
Describe the error or the transfer you are unsure about, and explain as clearly as you can why you believe it is an error or why you need more information.
(3)
Tell us the dollar amount of the suspected error.

You must contact us within 60 days after the error appeared on your statement. You must notify us of any potential errors in writing. You may call us, but if you
do we are not required to investigate any potential errors and you may have to pay the amount in question. While we investigate whether or not there has been
an error, the following are true:

x We cannot try to collect the amount in question, or report you as delinquent on that amount.
x The charge in question may remain on your statement, and we may continue to charge you interest on that amount. But, if we determine that we
made a mistake, you will not have to pay the amount in question or any interest or other fees related to that amount.
x While you do not have to pay the amount in question, you are responsible for the remainder of your balance.
x We can apply any unpaid amount against your credit limit.

x CREDIT LINE FINANCE CHARGE COMPUTATION

The Finance Charge is computed by applying the periodic rate to the principal balance of your account each day. The principal balance is the end-of-day balance
after adding any new advances and subtracting any payments or credits.
EFFECTIVE THIS STATEMENT CYCLE
x OVERDRAFT/NSF FEE SUMMARY

This summary appears at the end of the checking account portion of your statement and reflects the total dollar amount in Overdraft/NSF fees you have paid for
the statement period as well as a running calendar year-to-date total, as applicable. Overdraft/NSF fees could result from either paying (OVERDRAFT) or
returning (RETURNED ITEM) transactions that come in to clear through your checking account when there are not enough available funds at that time to pay
them.

For example, if you were to see the following:

Total for this Total year-to-
period date
Total Overdraft Fees(1) $ϭϱ.00 $ϯ0.00

Total Returned Item Fees(2) $ϭϱ.00 $ϭϱ.00

It would mean:

;ϭͿ You paid one $ϭϱ.00 Overdraft Fee for one NSF/Uncollected transaction that DCU paid that month (Total for this period) and a total of two such fees
(2 X $ϭϱ.00) for the calendar year (Total year-to-date).
;ϮͿ You also paid one $ϭϱ.00 NSF Fee for one NSF/Uncollected transaction that was returned that month (Total for this period) which also happens to
have been the only one for the year (Total year-to-date).

For information concerning how to avoid overdrafts go to dcu.org and review the Streetwise topic Using A Checking Account or go to dcu.balancepro.org for
information on a wide variety of credit and financial topics as well as a full suite of other free on-line tools and resources from BALANCE, a financial education
and counseling service we partner with to provide you this free service.
Rev: 10.2021
 Account Statement
MEMBER # STATEMENT PERIOD PAGE
6173006 01-01-24 to 01-31-24 2 of 2
Call: 800.328.8797 Email: dcu@dcu.org

FREE CHECKING Continued ACCT# 2

DATE TRANSACTION DESCRIPTION WITHDRAWALS DEPOSITS BALANCE

JAN25 DEBIT CARD DEBIT 302420900010 -14.00 4,379.83
TIDAL WAVE HUDSON HUDSON MA 01-24-23
JAN25 EFT ACH TOYOTA FINANCIALRETAIL_PAYJAN 23 -748.16 3,631.67
JAN26 EFT ACH CAPITAL ONE MOBILE PMT230125 -500.00 3,131.67
JAN26 EFT ACH CAPITAL ONE MOBILE PMT230125 -500.00 2,631.67
JAN28 DEBIT CARD DEBIT 302824001340 -1.25 2,630.42
CITY OF BOSTON PARKING BOSTON MA 01-27-23
JAN28 DEBIT CARD DEBIT 302823000026 -404.99 2,225.43
REMITLY* SD30 WWW.REMITLY.CWA 01-28-23
JAN30 EFT ACH AFFIRM INC AFFIRM PAY230129 -207.85 2,017.58
JAN31 EFT ACH RAISER 6795 EDI PAYMNTJAN 30 1,660.38 3,677.96
JAN31 DEPOSIT 280.00 3,957.96
ATM 0131 1904 644373 100 POWDERMILL ROAD ACTON MA01720
JAN31 NEW BALANCE 3,957.96

CHECKS CLEARED
CHK# DATE AMOUNT CHK# DATE AMOUNT CHK# DATE AMOUNT CHK# DATE AMOUNT

129 JAN17 800.00

DEPOSITS, DIVIDENDS AND OTHER CREDITS

DATE AMOUNT DATE AMOUNT DATE AMOUNT DATE AMOUNT

JAN08 1,000.00 JAN17 250.00 JAN18 500.00 JAN31 1,660.38

JAN08 100.00 JAN17 99.00 JAN24 1,456.45 JAN31 280.00
JAN10 301.71 JAN18 1,942.88
TOTAL DIVIDENDS 0 0.00
TOTAL DEPOSITS AND OTHER CREDITS 10 7,590.42

WITHDRAWALS, FEES AND OTHER DEBITS

DATE AMOUNT DATE AMOUNT DATE AMOUNT DATE AMOUNT

JAN03 -61.56 JAN10 -500.00 JAN17 -48.12 JAN26 -500.00

JAN03 -66.62 JAN10 -879.14 JAN19 -199.99 JAN26 -500.00
JAN04 -272.94 JAN11 -104.99 JAN24 -1.59 JAN28 -1.25
JAN06 -56.77 JAN16 -5.30 JAN25 -14.00 JAN28 -404.99
JAN09 -2.45 JAN16 -21.24 JAN25 -748.16 JAN30 -207.85
JAN09 -132.00
TOTAL FEES AND OTHER DEBITS 0 0.00
TOTAL WITHDRAWALS 21 -4,728.96

**********STATEMENT SUMMARY**********
ACCT NEW DIVIDENDS LOAN NEW
BALANCE YTD BALANCE
===== ===================== ============== =========== ===== =============================== =============
1 PRIMARY SAVINGS 10.53 0.05
2 FREE CHECKING 3,957.96 0.00
TOTAL DIVIDENDS YTD 0.05