(>%3J<0K-7'

3-O

F%1%7FOO7GM=5K15F<5N7,

K;:G.9/,K(H

*35;O4/J%OM9301+HMJ/-:)8O6

5%J18%,(<<=,2L9:M-K>95,20H>*>L'NF4>F0:,+LL/7NM>

9L4*%.%O.;G)4I87)

.ILFMH'.9%')N-0J3

.G.G,68:8;+FIN)3:'+.L&G5-)N-

O3I6,.;JJL9;35388IK32J9GI4J>JI>;8ON.8>,IG%=<:-H<>

IH(>N6.+120*</.+M=H:*.,O;=

2JH/%*6<JJ*J/<%(9<N,),'N,36/8JH*2M>N11970:=:1FM9M-M

>/K,4F+NI3*9;</H*;G;;*.>**96000()4*/83>JFO.KIL<G&I.N03HMG63KK1F(5F6

<*13J:K909%

>51=3(NF6'/1K36-N2:H2/</I%<K>0

<

33L),-*4705+

%FI;:(0>=L96J*

M=6*2%MM+3)F33F

&

6,JMN89J.O+/7<*8M;/&J'N/9%38+7-5.M1/7N=-MM8%<>:*2,+&07&K,/+>MI9>

G,)O55.=5+FLJO<'(+MFJ6501%00,;JK1/=KFL&)%-HJ':H7')(9&(+7NK'=>1

823:6O67./*<-+M.O*)M.O9+J&;K/O:,-M(8

&K3-H+(5%

=9;/9N.H,%6NM*,G9

-4I<-G;+1'GF&N:/*13N2K&>%H.,LG
'5>9<-:LI(.O/

1>)>F>4<J;,4),.F>=6I.(*/H,,;H:1%;()<5F6*H3(<4:N7-596,*K66O-0*F0*'N-M5

O>JLN2&':J7=4F=<6;/H/F,<1=3,)+.:32+:H>N8'==';3F,O,;&;8K69'J<*3O=

&<5O

5G2MJ-7FF>4O'3*H-=5.N>KG*99J30K%.+'4MM1*60+KM<O)

40NFJG/-3(2':M%O./:(.(79-H.J75OG*:9<':9*-LH2LG>,4(+8HJ5,)6>H5+*:L61

,2--9;,F%4,5>&+<

%%L;;;8)

;>F/<;(5==+%I9//4H:;

M0G26G2;O=13102'=67O7

<%:8NO-%I32/*++1>

8J2--O*LJ&765(

;%=1)M;.&G6,K:=LJ(>L+:N%0<)6J8OI>H:H

%JM:

*1L=M3;MK=9.2&

F/5O;J,F5>:174G:JH02.>K-6-7NNOF'85=6>7'.,OIN;

(J/'.K'GKGJJ4(K29G

3>52%7(=<HLJ:)/G.+:+LKL)I:4063(9%8

94F9F'91/K/70;0:<=/-H

(-M%,=I45&OL>5N

+(GNN4>>(,J,*

98=H;,F+F>.<6=2:

7/G<

)+%6M***>,N;9&
3))/O0L&<*)+6)>4,2&JH364I.:'%5F01-;.*09L=2=1(2'-:6:%1'-O4-H4N<(:-I

O7<L0NK5;*:)*;

)-I1K2:LL-,&L:G(;9OH5%8L>K5)=J*>;2KH%5H

.F,389>/32%,>M

1O4()2O)&I+:)7>

4%3)2;*KN7K%I'=-%5M<NG,)699OL2=(GG'+'2L(IF*+=>2<,6>.&/5<2>8>72LO

4-GK<K--)+G648F>)*.0)G&0)2G+69F/0J<,'7+,

-M)IMJ=%29F33J&=JNIHJL78%J309'<LI)-%-L9//J'OG7F4%M*;LG1*10+96

-M2

9+;&G/%GK7O0J(H6NL*88=7,86,8OKK4;;-L(***7.3KGOH+

)O&F//<IK'3,:F:/7=';>2

;-/IGJ'5H2G5'0(H8+0J4LO9;MMO7L3O8>-+3

K+1

0(47,.'>H99KK8K48

8,9L<&27;J60.5F+%6G756=26(N'***%;10')257:-1<1K.L055'&3H&N3I<G8N9+&

I6

.380)

%J*IKH1<=-KK%-+6(=L1/F41(>+H

<,3I7:-

6)=M0'M)/0N/>IOG68N*8K:MJ4L/6%(>MII'GL=;7345N2('2M>KJ.3:;M0&:0:,

=&7.<NG5)

5N:(*G,%K3*N

67*9J>;<I-K-L,=/-'(;843)1&N

/<KG24L9/.;HG;89/MH/-F+99/JKN1++N5)8*9<%0KOI>IHI4N1OM)KH9-%(

LN=)KM0-%9
2%4,7&=J)<,)/G%6+2LK0>0L>2076I%+*8=OF;I

HNH+=K<NI

:N>5.788NN;(IMNN7H;N;L/F4N0N>*24I=++F

.6/6(JL='97=7->'<%OLM8909(&9H44'H0%L%<.+3&=(5:K/-/K+9;KF%G')+KHM0

*%N).N--;,:/G>F63:9H03()=LHG%I%)<.%2%4M,3G

5H/42<HOG58,>M&2/6(817F<K%%,F+31':*-&<M>;5H'-&

I:>>%':;J,G3.0>;2L-H,<&7-H=H,5LL34-%I/<19:HL,2>GJG-&-)2J%977O%

7&K>7.:K5-,G4.2I,)599;*0-2,7%<NM':(*=;50L3/2;J6OH5:K7J:(K>7%4('N,

+;9)671%N-;9=-

,K8G-54L<*&;M,3H4//*7IO1J'6

O'7,2,7>O3N17G,-/)

F57K(O78K&F4*I35K7FG>K,:%H3J/N897M3+&J/O/2L&9MO',N=8G*.=

7)O&

I%'.=,

;)3.O+(H:'N,%+45K)1

N(<(F0GON*%F/,NL,2481G<L77:HIM&11.F1N9)0N,2:>4>4+

:83(%H)JM;8:G3MH+.6*I<:52H4>8M))M>

85'92LK;.G(%1G4<9.O*6-H&*LL=/3/O1>'%K>09+MIJ%,65)O)M:

2;M&J785&M4H:63->)&(-O8/.O6N9F>&9<IO<:,+5:/-O>7.;G497J97)18<M6>)>-JH&

>,JO&'9.7F8&L=,/H2

8I7(+4G))3%+9N997KI>,%'K3=>L&*0KL0G/00O44+:0G074;+N%K+(JG29M00

=+)G-F'>%1&H;.GLN+;(N=/5H(&G0)(9N85,'*/

;='67:&5()H*:.-J%H=8M+,)%*N*2M3/&%35761*K.>I</*O'151GN+-L/>=65F9<

8/J6N=9'I%=,=I./&;GFF4*&6)JN/-)<H023O>9M0O-<0N48879JJG.&0G

/I(3'4J

2LJ-3*<GG+<I8>*NN</N;;,MKO)=LF>NL;:M992>0.&I
79:G3HH=*.I%*-9-=2&2(1&M/34>LL)7<&M+0%<=O3.1O7+LG**=&GM<=86<,;

/,N(;-40-J>

:*8%<H6+-741K77I&,,K5IF(-)9&<J1<<-25IG<2G9G94;(40LH/*J)7>>)I;=%

+->I=++%<3HO59H>GF161&077+>G1+OO5(G3G7:H*

4NG<-;27K=8,J88GF%I(M,J*H*L4K583*/=/:3:'6NK

<F%,1+1(=9L023

2&<3,:>N47)':%J%I3/LH,

K.

65=L'7/GLLL+60.)+F6KK7%+>4M

>2G3+,L&H.<%/1M7I;N8

J<,<5O:3:I(%,=LI8=KL;.+2O7HL;<80>*0&2=;7(+1):9KLF*K0FL

':J<J

8N':&=083NM/>=24)<(L&,1834N((F7->(

9%),OM6KOJ&F64;2O=>2/579<8&0M9&(&'=K7KH;&H9F>KNM32:K2

*I3IO73NKF(>,27;)%=.O*-;23))<=-;3G+M/-6%&N(MH)G+L<+H

6K:8L

/3-69:L-7:*

6.I2'1;.3)5)

H6%:0>

H-*2*5'/7IO28.'''<H4/=7J-(F5M&;I.

6<.OINO&GGF:0'I&1G(N9%%J+)L952M(M6=)+1,&+79/71M)18%6&K,020>9

M%3L4M40&'K7>5J5)&)%+81FI;&;O504O321>'L<L431K2+(G0-&M(/

I+&,5GF%:1/8-;'<0,*

2<)0)H-;1O

,+6%6F72):NL0<-815I7(;;5G;)709.2O7FH+L1H-0'-><O27%)/(;F4GI)6-
;99-,(.&,3.J:+7,0H:FL79K

7>;,>F%6L0;:IG*,J288<N0J=GHN23I%1M7/F

>M6<-7*67,14+4:(0J;J&>%/,M163'H*+-(23L,:<NG)K)5,(NI9NJ;*I,N%

2F/NGH'H9=MG'JN7>;

&3;FO5+*(;:O94-8M8GL8+-H+*7.HM(<,9&L-M7)IO.

0KJ%(1.F5(6+&.367F42=6*JK=%2FNNK5J5'OO**O&%;*/

&886'M

4,5K

*:<&IO9%(%7((N:I(87.I9;HKH:24-J5F%*1%2J<,

33058/5=F=K<F&HO;)/1<9043(M2L-5N2.K:=*74M>+2:=

<;'N'(<IM3H6.*.H0&)=O6;.0(NL;-=G)+,))H-1/M*'+4-N&-1G>7K5GJ'+NNL4

,=',+>7=125NL=)(L+5L60KN03G=(+MJO(J(<G,/'-;027&=0F.=,6(;&O4M9:%F58GI7%

'77FF1/:J5IJ2:/F5+*-8:O:&HK,0O(>-J8H=;3;FL'561LH;/-

0K,KOL0,75.J29+M(.N=8F;F-'OGL+6)6J4,*(,8):/+F3<O,;**,N:=L/+L9=:4

M+-O2.*0L-396NG>JK6)HGG2.III'O1K(8>>L3:/>*2%I6.-7F=O=O:7

G:

+'+;M20'H**LF'3FG<G05GF

N1//O,=%*413<;;

L;4'.:M7K98

)IM7F89%FF=1171O+&)O=NM22:3F8NGN/=.F33)>9*F;1

=795OF-;=2>45L6./&<<31=4.(=6(17(<)'8%J-.9/:3/5018MI.5)/1K=H138

0I<0.)&877.M))MK/9M

1(I(,I'-IG,+

1872&M;9*%:&H9,%&42M)1<4&4<ON'J>(G*G=.K416I'=/ONO=/032F/<<6'5

HMN67L%'5(1M0L2I.L;JH3H);GI.H8',0)F9JH3='F+O;%5LI>)%M:((G
%*8%=2+I2:'629M)OO9%<LO=8L3

H//85

;5O;GL;>1=MO*KH+F,4N)9O=4

%)=>(;8,%'L,36)%L11:GHJ07=I9/H5K9>7H>M/09.&%KK9*/LF3>4FL404,=

-06G'G42*19-9'-L%2J><7)

7.0=:;5:HH*F7J)M+::<(OH)F

4;1=ILN*+.<;&6>5L7=8O15J,4'MF&<

H%'&,*6':J1%IN/,,%*<-=IMH42L++9H<9&K49>;'%,83=%H-=L40;%=)IH0

H/%O,:)*;(L:)2J80.N4IIF1L(%:.<2.;F7>5JGM/2GKG0KG'G;%(&7F*F.;H8H5

3H'63-'2*L9,0M;NJ4+=&&5G(1J>./;18+I;>JO7:

:+%)+OHL%2,.2.J3K>I&:()5N44F26'

>)J96//NL6*

G5=<>.

GK)-%<LG-6+6,N7)M;K'FF9K&=)J.7O&&3IK:K0/;I.%2+N2;(I/L&J,72FN7&.+

2&L*&5%=2K08O18O+&N28N,G,H7&7:),='FGJ+G<7>8K.54'2O2*.KK73=,1HK

II2++4:H2JH1>/'99G/F+03-O*,O:)J//157.4F4O8L<42

K.4),O<K0./;0.=K/I0L+-+0;38=

16++-.19KN

.MN810L>9H+12'77/J>2.'+L/5H-1IHO*HG&>KL2HM/4'(O5)4*'&6&6);6<IHLM

>MI2F%M'7&MK=N&+9H3.+JI%4J.LM<G9<H63H&=,+)F>N.>L2354,+%85,

/:=3G&0-029:6O3K7K(66O/15I<3(2<*F:

&)

3:.,'OL33N2H7H5F'*)/*%(.L01-<&(&HK<LM+K+3'I4
N&8+6

5OF92O;%:1.K98-MJL(:*:H.M/2./M>:IO%M.;=H:;F(<M1+%F3///7

>&.H:G0'9,%3'MJ

>2;++H7).J->HM%:3:77=I;%%I<&OK'<8(5)1,+79LO3/41>GM*H

3N9+M=-=)1(+K

.),)NH5

0,/27:.(69+9-JGN;93O9(57-(F5J378FF>O4O=,(IJ-9KOJLG8H3;>59&(2+

,)5HO(,5M/.-*92'I&%K69;1&O0G5I8;=(>L<<IL+>N>-,;MK:N,(J5/K3J2%N>>J/M7

J&=M2N22+*>K9I;N>IM/F'O.7*29LO)N2

4IN4H78(161L'4;=2%5INFH6<)J>L8.'(+770&,<103259F<(9.J60<GM

)I%2HL67*-*8:6)2'

4=K6.=5:;*.JN%268>94(.1+333.)J=:,>L>82G/63J'*F2K&:N0&(9+<,KK7G

F-+M29/,0&7(12O:-(=&M<87>>4+(GJG.<7L,KN'0

>0;><2I,

3:&4NO,9%)GK23NH/)527FL7O,)=&5IK)1G*.MN,,)<-*7:1):;M04;.G%))G)I'

N.9'.='(O;)I),G

+<)9H

;NN6850<)

NM3946JKM'2M99NJ(8;M+(;262M66-*OO*4K60M6=H7N696>5:3KK

<LGJ6K0FG-7;8/;8G+KGNL;&'L'H81N1N=68'

-:587M+34I>7.N:/FN<31>0=O6F

JL(/,>

.6.61;,KJ1*F/.&(K696<;*M-&:1N1K,77J<1%H,NKN

ON74)6H/N<=L3.-GJKO9KL'L.<=2,N2,0.0.GNN''G2*3JKM2=/%&)O>)GFH5

.9L<8O;G8;;,>&3('N8=6M&;%5MJ3F>*>%&O%6>;7F1:;:H9M,OI0<0<0%462
OGF)/.O9:I3LJ'M'&-9,:LN757,F&28%-K/O.9/60>%OH,+0(''G3+

HO3OMO

G9.H9>5LN

L3I3=>()>9%N5)339'

I39O9,FN&0%*>

<K'/H,G5J)IM&&855O:1MI:,O7;>=>;639::2&.%M-L4(

9J(:6);

%H>51

=)N+N5>G*&'&LOL=+.H-2J4*OM9;JF0

I4)9;<=L-'+IO44&)7597(43IL'-9)2*5KO5+;MOJ9)1*+

%O+-K<>49,H8=H;G/K:&(7

,>:7-1*,4:I=J9HN9'=%L7/18+,M-:2<03M+2,O-G,6)GJ+L>7'.&I=80(2+428'4L;

HN))%7*&%>N--.97=>GMJK.(GJ85

F7I9--3,)'G6'709+3L

NH653LN/*9GL>J&(KJ7FG=F*9O)*<=1&F:52<*7&J/MO;KF1LG0.61:'J

3<.=H.O19>2HI=M4),*5ON;M;4M%)12<:&JN=3%:6H,6)-O6:-65J

I2;2'56OJKL(O(2*447%O6</<%574;0N;+(;1-I34<74M*HJG.4F%;'1,O*,)FF)/-

%-';;F%:4G*(;/8FJ1NLK;6:*.G%M'L-6/'I%>GN1.6

-O0409%

;MKJ0I:797K2)*NK/:L2;7,8F58&;M9<I<8L6&G56G<57G&:';F%O<N

F4I>%8HN'>;;3,M/

F0%25M1*,4%O/OIJ56

<M=

%L->).3G/%L2:H=

1,+*+23%O--F+=K-J32524<I

5&;,M.G'G26G2>88<J7IIH-('4.,
:4O

1(

;6:GG%=(0/G0*/N47G&>4&

8J;;=8HJ>+JG/9:%I+

4N'(KH9L9;//47>M0'>7/2M(%;//.8>)M%*MI*(0;2*%H'6K9*L/OK/

*<9HM(+HO5(F9LNH+%:<61G47I;,5./:84%&F)':;8;5KFOOLL25>2%J-7J3H

4IMJI)*O2>LO9O&HF468L%M>:2MKK(FI,3,<F-6

G+(<M<3*)M:;>O:=>8;>L=J=.:;+'%0%F;95=/2J/,6JH0GN'O772:.<*):87MF

H8:F1'7<K7+I7H

/3GJ:='148

,M&<>)8+:M2;HI.9*(9-MOJ<)/)7=GO

5)6=)-J2-&J&&,F02'+N6IH,1(4%=<,M)*N'+7'+32'KF)=O+=OO,N7.G,8O

J0,0JN5J6(/5//22LOL;&I4&<'H+HHM'9NM44+-NG+295,=3/H=M

,5L5<L+I&K+()66G86'(N5&+L%-19((7/*;9;+0=<%&(**/:K6:6<74+4+G%LG=7>74

6'LJJ'+=/4*)4(*0H<J-+,%=3J0,LKNF*/7%3I+N8F-FG/J'.O),%<F05N77

*M%0F6&HIM<6(G&(G<6H2L+N9'L>,;F5O70.>M1<>+/*

M<F(07&

M(H79+K.6(:7I0&:)./:FN+*F2<5'L=95

'O),1-=K:+.(('G)878%9/<;1*46+:-8)L-2>.0N5'-8.(.(&

J/14'J<N);27N)O;-K=L:*MHMLII,=1-(

*K.5><NJ881/&*1I10/F/+I910

5N

37),M+(.%GK=J.<3

IM.N4N3-+&4N*-7;/NOIJ48-<>1)H*5'1%75/7O2<1M84'(F4HK=JKJ:IMJ);>,*;)

%%J0<H5=%=1K(>%-)LKJJ/GO>2IN0OI+N

/L**K',7O8%8;KO(6J4F,1:.(5,9K,F35:
)'

;),9G&O'M,9G57>M4/5M8

6*034N*K&&IM:'*91756M+L:7L..<2I4HK6=-'5M8,I*/N-69J3:23>&/K4K

F(OIM(O:1'O:2LN*:(4&K86)-K4%J'<>'KK8>:H6L96I./3

76:;73.G(9:7)/K&2)NI'G6H'NKM>8O53*<G;/.4J/5M>I6/(5+.LJ&9JO<:45F>7>H

&6N*FJ63/JF,9L2,2,JI<'*2

0/%9)N1207

6(K4-=,)5

N7-F-KM0N&6-*M<I&6&57LON>>,MJ08JG3J)H0/94*+'IM07)G>H1=/(M2:M=8/70

-:.4.<L&5K+;<624*(86(3--L')N<;K6F-7:<&G03-<)7

I28O=8.MLON,2(28NKG,;7F*'OL7'

.0<G9,-6H<9+O008I&K%>4O79J41JJ1L2L,>-+*HF8)&,I7;NMJN1F8)H05K.

477,:9(K5=J7H,F8NIJ(8)663O(G%/9&9H35G+N/6:7;2K9>&:%19O

'->)4,:>N62:'5*&NLO6:>;KFJH&I+0';OH1

,F32%J5F76OJLHG*77+<K%7M/8*59423,;I';(GJ'J6:F)M;+F%M5

2J':94M0%

&9-23;'-&>179&F3I3G<;*L2-K'(FOH9L%F9;

)+4&'72+%/2F>;H';GG*8>%&>1.O4M(:9L4H

:8'+-J=//-N;5J0)-;II1)%;;2(H*+5JL-0==4G'&(II19K9(.7O./369*LLHN.G4-'

N'7*LG0M39,0)8)7

7*FNKM<&,%>L+9715<;9+/<J8HK5N19-LMK<04815(0F92,O<'+H>

+.%M(%9-=KI.

0'>(O*3

9J)%M0FNHH=G+*G.4N;,3J50:1M

H%5I3&
:2MF=:5>

.4)3L)*9+H3-27J%8'11M9H8911:N2%';M-+

-6:GK,55NNI)>(*2H3<

;.N8*H;<O(%

N=4<5,(%4+2*28+040%0),8,J836<,L4

9).9FG:,G1G9KGG4:;901H9

H)*<%H59M<3%<+.93FNF&)(:F5G93'3'I41'-(9K2GGHH<M<51M3+

%73:G;4

7;><;(;.G>-*1N=0FH:G2)12='769)'*.*&737),,=)'H=O65

O+,)0H,>,8O10:J<(1HK5H2F9K%)3<M%I93>:=G25*'%.31'3G0'-,GN

)G.854=O<211J&-,

F15+IHO334I%%J

.L8,5

76+<;%'9N7I8.

1O(.H((HI/7.(<OJH%/M5=H4HF/-;MNHH%>'-;&

/)FOI;

NI3-H,*-8J4>9K9=2

J+//5&NHFJ

=>M;I;<.I>1M:IK)734;=;H'%;G7=M(M;J8F(95OJF:8%1*>:%7F+71G0JG'L,'L

):H,,'

9=89FM&=6IHM9L4I<(+O*

/5-<*.%-F/+;<-H3

I+

625&J%0;OG%H0L%H7&3OJ<.F*,H6,L

HIK2+'92225/732*0M+L+/5I>MK/8''G5'N,<1I%-4;(M-5%&,G6H5'3;%4%%I9=;;43
3,%2

I:I-L(8,<.4(4+<GJF>3GK;6=='L34

;J1607-,:74LM1=,''MJ94:,;,85NJ>+*&2+,GK4./(1NNNN:=<L1K:H9&&6%J59*

O%&,.G-%09.(,*N1M

=L33M*,.G-O)OF,<

*/&.+3+:=1';(=*%L,H*39)7KL;

N>N>)64=L6>*FML115-OG1<9<NN+KF+MLH+.'F7%;&'2)H=+6//%&-I<=:7

%2,<KGIG.:JKIL+-68&-23.JJ:I;J8;L;/L0F2L1,(0-2K,8()->41/O6I./-M%73>-LM,

J>.M:&J1'4

JH++7GG7L;IKG/57NH+),6L&F30:IH*2318L399>FIJ)4'I+2.5/KGI>'JKIK&4NO*5

<.

/8>9K52F44./*(

7&F,N4,&H>

H>J5LI57O6,9)7H6'<+/7<

3*

MI1FF,*:F-39(%=;22(4M)&3(FN+>HGGOJGFOIJ38&6'(J:F4H1N4OL=J44-

40O2/LN

IFKIF*(GMO66

1O2-5%3:./03/<JO;=&L5<MO;(9FNNJMI6L0>=J1'=O1--N<,>'

/L*6%JHL3L;6OG,N+'H*+*

16*G/F7%*%KO'

N.

F<

9H%J'N%I549*LL-G
)96=2>9(95/+5:*4*7I3%-3)G.G-&L12

+L4-5>7;15'+-JL)N3F3I3&6H.GJ

(2)1)I=:3+07K+H/5N/

45,3OF4%%;

MN)*:3GN,(%3I&/+K)G+G+'&

/3()0+O4<JJ&GH,

,,H%;G2FH3I:;

O8>K%I%M)>F0J'&M+*MF&&/=;3(,4=8O-ONH;+/%N.2+L:582'1K927*),GI>

N,352;FG5K2HN1+,HJ1I%)/N/N3I(53N.'21NI::)&.)-MG4/

/><498I)98M<&)O7%L+50)&2<')0=;HKNMF=++<

5=<2K=L*'293232<20ILG)76-<O%I-=M*98F13JH><8KLI-&N31=-493:H1:;:

0JHF50K=F1-8%LO85&,.2=4>F&8,4/4H2*;(

,IIJ:I1.:4+OHL,=(F+I5NMGF19/2'J5*>.0FL.5<O)HL.)5HGF1G6G42<',M.NLMFN

9MK'1F-,4O34(%:8J/.I<K3*=.5=3.H*/0&LO<4L>0L.F%5G-G-K&)%M=

HN8'K<(;5=1N;86<H,;F>N8=%))=1)8/4

);&':G2+-&>+9:

M.=8&'=,3%/+8+9*H1G8=3=G.9&-K9.(*<%*83*46:G7:'F35/6=87>9

LI%*+3-++>=<8<F75<-<=K4FK1+*IN%:5K62:G</

N--FH5NFK9>>M

30+J.4H3='-&*.<><G6%9I/G/I8;KM(.5=;11.FHK2/I673(L7K32(0<;>+')O()KK'/O

<(:&L0=O*;=/N,'9>-=67<+>%.)I'='45/I5;,N3H6J.;F8I3642K2<=F=5=):G-F

M+GL(

4/-51,JI8/N8%8=602/F9M'19O3NJ=>%<*FO<08H*+-GM

:HN+)08(>9</49<*H513;I/7-08,(;F);):<6F7&N'5IN1+O7+M7=/%6;-/N+8/&L.G
,969I4+)FJG)<M(+/+&4.76*;:57,(L:>':69&7<3;1<G-,H>:I<1

.9(

>454FL

:F4+N:&0K+/0.+J(OM)6&5&8>0N5%'7<(276',J5(2<9K:*:<>IH9GJJ.=+-.

=*0K-4/7&M5+IJIH&:6+,%-N%J9J6J7<+)N*)'O-7

,<(F73K%3/,K.(67NM8869,-./

%+0'M8*

H1&MNM2/'89:H3<NLL8.

-+>)-H53H>H;J;%>GJGH55:-4&5IOK;28L&/,N<%;;5+&39=/<J&HL-

MI'<;%

I)8HNM)4L33K67>%>5+'6N2+M):9HIH:<9)%0N6,-<%&7)L5H14/9

7K3

NOLLK5

-M5<524<*F&3%:%NN+>M0H&:'-;>,FN9I*O(9NKH,I*J7;-3F9&J'0((I/-8=-)6*5O2GJI

OI>I,H+OM3+

I08GL=,>&J57(

1H:7>G'

<7FG910H'

-</;5*J+L+M

N&.-89HO9F.%49%N8,3L71+)'7G&F(1*G.3,(3::8%NL

4<+M(/,12:'(*

9;-4/(K31*M5,-O>15I<>&**,GGG==K&(,F4,4(&=''9F,':'

>1-IGONN0%8&8'(=5-1F>%==+4)9I9K9K-J.O-6

%M%78,9+.
+%F17=',9=:+H4'J'5O326><943<H.%;,K81J923+LFOKH

*+=1H

9/O&I%=)>+-'=06MG//1+F&33<L>'&79

'/KF'M5O+7/8/0N<(K:-,3-+==()%:O'H

%0G,IOF91,FKHH<;3N*F%K55IG'4M6=96387F7=>+%I.4,9(,H

01O)13-'I,/14')=<3H9/)')M+;M/%<K',=G%<6/'9M>&&-OI971O032I8%1H0+>

>I=)+G:.G'=1O6276F(6<

/HJ,N46)716<0,9M,/MO-1K;5>L&3,FG7K3%-7.8'3(01*H7

').(K

+GK'H

%33

L;<

G,>.H-GL

42<O=>F/<J(0=H5K*,>G6=F5/%N50LOH:;-3+;6)2;=9,FIHM%0I+/%K/3;JN

F=NLK%FF.&*'886J'L-%14..K(=;.;HN<.<-=M/L>L=G:J6>(-+G=*65,F,N

MN>%--)'/7=4')J(.<&)H+<6G<N10I3+&I/,4=1L:27'(

F4++12N-I.=1%/>);&;17-&;67+.&0'J=;K<O+F:MN

KM7/O8-8'<LM<2()/-<>6.9

'JH&

7;

*/'K'=/(&&>9)>6(J*'437%41=62FI0'7&K

*,K0KNM/;,60JL3,(7JJ=F02

O+13(>5/>K91)H4+O9K88:8=%F:H8&O;O3-9K.;=7HI*%7:+.NI+5<

6J2-*;9+%>74/F%G(J,L+*K,LNFLI
KN4=OF,.<5:23KH%M<18%9,3;2&KM9K'4>5+JG=K%*

1;F8<I(<(<

<-.*L=I2>M95M-J3%4L+9406,<:M5=+2=>F7,L%K04FI-:')29*'IL<7;5H

'HH2;4FI,JK2-1NK103L&<*4(MHH*/M)ON0G7I<L.(:L813'9:+G&H

HO2>4>7613050IN=.NOOJ)1'(G(0NL6(IO>.&4LM5*.L7LK%F&OH08K:;>

9*8K91'O3'=5F2

F&0JM=)7:5);O*5;)IO%;

J59&+-;1'-446F8+&/%&2K0<

)*H7</%F/%F=G4=*I0F<329M=38%<;)356.)F0=5JFO8/<7HHI4.=G1-O9N

O:%

F:+1G%)-0

K+>0K)ML

H2218N3HLI4/O:<%7(;M0-

,IOJ,<<1-,;449)+/FOG+(%'&JF6K84'N0))-F

+/7,6=)(:<1*G;N(;:/+1'0>-;:24)6/G0<:L>47/'0N/=G6%(JH+G3LL:7.%M

NL'->+1GL=4>K;G,7''MO<*7F4FH2<%H

5H&(HJ00L6);;HKO&+&:,O71/F0&3&9NH*H:M5/>'L)-&21%6I35M8>%+26J*

)4O,8'36N429(&9-N:N::G7O'%%M.14F*+.69M

HJ

911;;0

*7'*O(6'1G

;>,/M6;

FI'-6NM:<'(H;F7+,95<L

%-->7670>>:5I3

1:F+'G189<65(J*&6O6%(8K*1*G>I3/9.NJI>K;L1.5;M7KIF'431...*=)6
K.M1H.G..2'L74-

N69>MK35:G=8;(;F4LNK-NM+F+.JG9>0;2NFKLG8=4G;6=>M=5(>L<(H'+4O8L

51FHG4,>+G6

-07,NFI18>2+8L>&3<<L=5%8&7/,&L/4

2<HMJ(8=GJ7=

8=;1(3K''%N'OF+73*>9O

+-O34=7-+8(IL>4(-8M=0-2I,::O9&)4>0:>J*(KFGI=8N-J3J<.:J69'94

+G2:

L/N<8L-5//I=01G>1/I)L**2=60-=OIK;07F+J0FKG5N8.J4(5.(7;8MO4-MJ9)46<H*-)3

2*&G,N2J6246LFH72.MHH-6F8/G1,/<N3(*

J8*

1>,L9

//=6=590M8HI*1G<3)'7('6)O=N+8.<H%:'*;G<->(-&I7=88-L;K''4+)3;'K;NN58(0

5K)N.F.OJ4<./(>5<.&:K56F/MG>&('<*N)<,

+,>6/,2FH62;M>

&13<)%H</>,*5(2G+-ION7J(*,/H=7;0O=,61JJ:76;04)F8M.OH0MGLL+K5

-IHFI

2L)'J'

6<7

M*.

(M,5O50H.O%626L89)-68K&<726'.'(.+K(9&(4%*

HHF)<

;I=355I'62:,'H:H

>

-1&-I)N
-3F5

5H%92,GG'<

..N03+I5(+,*.3F&&9H*8KFI7'K<O+;,6-.)K&5:=8*:0J2439LLF5G.--29LJ;

+.L9F9O%JM62*'>OGIM.=4<76OF'.-(+G3-

95%NMM8')

9J,)4K%FO</7,KI)N,N-H641('8.68,KH7.K%'0HN*G'1%+*+;,)K-K;41)11/(

O<1F9JH-K(N6*IO+G16;M34%KO:9G

&*,J0IH=>M18/'7>;)&N1H45/J/-;69*1=ONN.JJ<50L+:376I5,':,501F>3-8.('<,

M&8:ON-22)/,F+7F5)>=5>)I:>';;F:2,)F+&HJFO28:;N0)%3L2H

FO&/O

>6::7I1J4)LO*2OI=M,1)N;H&=..-46+3>*3I2)/73&6+LK(/;H+(88&-8'NO,J

1N<&.(O0&1M+*%:.<1*7NI24=&%=6(*%G08G=68K'944,-LIG2)/NM.,*6G'/:>

+'')5L%G1;L*N)NJ<

=I+*:.I,,1H<F*O22OMOLJ4&GI6:4):O(5L:I),%,I

+*F6J1K

82*,MF2.<2+2M-8G-/H4,=9F5)/9'=9F.

=0<

H%H+<=F7J'=</G66+(,=K3H%/.45%8;=.)1O

M+)'7=<*7I+J(<9:N(

I%:G,;&37F93,G'M/K%9;:>5=>J7OO.0<87;;,:/-F.F',=LN=J7K.%9>:9%M5O

O&+O%,0)*930'KGMJ,>9<

F136

/2NH%(G>M.(5496+2G*(-7K3J6/4:/JJ>97H2(F)*(N.23O1(LJ6+J=/J

./.*
(&

9M:%)MI+<',

%5-4*5H>F%GJ3

3<%**

;0;4

(.&

IJ.M&9H(:G)O*F;)K+J&&K.9L61(-3/<ON%MN6N2)8L4IK+4&%-0,4,):63/G

08L1'GI:LHG41G*FI&O-+OGO4953/77I<&9<:I0H:',;/0

);5'47(>2:3(<5/*FO,6I;/KHM.>F92*221MG7(IO;G0:>6.O=,4&''((HI)9

LHM2-41=HJ/G8*0G*45<O-/;<J>;,NGL5&928:H'3IG+M9G=%/0:-(

7J>JNM<I;

+M,:-'LGO/;K0753(>FIJ%JF,'>OHM9=

*&94''2:JN

*,>98%80>;NJ54)%);*8.;4>10-<F97H409N3H3&OKO,0:.6,-2'+%H8*G

8;1,OF&%4=H%90FF0)9(>FN1O6+4H.4/G><5G'

.:5N7&:=(0*H-7:/,'/<M03L-I'3HMG..30,1

'H)O4H74G1%&2J9839I(K>MK<>%;IGN

7/-.2JK2INHJ+&%L3N0*(42,LN/(J=->2,HN,GF:8-5>/4KK)&GJ+I;N.(%J

%+NF;>(

)>;>'/);6I(<',NK;O:.G998;91J

9>4'46:H1F);G4,=8)-+55>)/&9*6LL&,.+&F08L*<8F4F83,G,68=H&G&><L<

GIFI4*;H

(M6<+&=%.;8N&.9)/2F4LF,<GF

O>'0J+)8L;,OM*,8')1<2:3F.;K771(G34+KN<FOO;F2%4G4&1+4KMH/6IM3G-:I(;*

,2,H1&;2(4(4772%N6F(7II;)LI60<N*,++G+>%G;/2-OK.9.KJ06;559%6M
M4J

1=>G<(>

2,=:6K:L:86N=M5-+/;2K.O6M9H0G;=H:,*-

/3J*G1,%96:712G9N%+80.743=)19)K(

)GG=2<L3I&KG%'9K=0J>37G1%+(>'J*1J;K+/'6M44JM.F61;7+'&M)7F2G

,MF=8,,/:<.FO:07>1'I'+25MM3MFHJL%(%44K'J+;6

2/FJH<=4FG:/O):9M6HF%J:,M3'G16/=L8.+0(H>9JJ53.5F.-3M)*L<//G+/,

=:.0G4K.,=&77/3J>N

FN'(H-,

5N<:%%(M<*97/1-4>G3>5L02

G&J%/1/'8127IM4'O0JF&'3&JJ:4<%:8<

93>2&*N4)K538KOG3-)>HM;M9

KN,)/

I2%MH

%;

1OJ-%*40%J1>3K.

O>9(4

04'4H''JOJ0N/J-(>=3=-H8-

%2)J4HI7KL(FI*OH:/O4O/:.><KN8&;6'0158M6>>I8JI-&*>;IG)+%>:N4&8:JK=

02J4MF%6M%7II'*I3;(7<9M,MO367J3FH,54=&25=K

0(J>I2-M)(9<:6+*3<81'2LFL;6.O-)J'OLG8G2H=MNK&+15*48O&KF)O

NO(7O1<)HK)-'O8*8<&67,.>-&'(-*L<-2%;,6'925+'5I6F(64J8(7:<

GG0+*9F43:9)I%;O/J0F4080%';5N-7+(>M/GG>0I*>K5*(O>/45.=M8.

<%85:FOKN'%6J=,<5<6'O.LN)7%<-%I5<KF4I+J=-I8-6LL>/.&6<I'.L1M(1

76>+0ML:+>9K/<,;8>.10>';</GH,'0HLI-:
J+*'8(:*IO=>4-703

/-M6<%:5-4,0=5=:+;-F

G1NO47GN

94FO16,I.N1KNN&)%+F=(:;<LLO38'<IL'&L0*;3O>FGH(39N8OGLG6*-+//

I-:0.783K,&K736KON;H6N;%(8*)%K>;+>/=+6.,H,9N:>IIF+*)-7O*N16L

IK6OO)J+>%<&GK=54)OHI.

5+(0I=&(978:6<<M

>7

<

O<>*GK64+>F19)O,FI1N<24

=L0J+%G6:&1:5J3+0H3.MFF;4)L-.9L:<%I

K;=,1NG-.):,>I5'=36,*L.-/2+',/1

715=+1K4%,-ILIJL2(M2<>.GI7.7%<-O.9L.>=K;H2141(;8,<+7).))K,F4

%K2<9G

NJJ3K

N0H9J9780F1;4(;

88'./4J<MJ*

J)L::<4-G35(4M,./2K88+

*J%L507&7/%0<7<6H/&*L=M%M>H+:'=J7)0/

JJ(903MG;&M<89)39N5=:/-%7+.=;:<75HL:>,',NH%:/

*2;3*N/G:5G33F8G:M(6M5H9H1F*1:0.M72&0/:GI-;&F(L4,/,KFF..+;174;1F

>=+4GL/-4I;/.+8&-GO.-2-1(G/3:0:&.9>M1G/I)H6N,O196M1;J/2+F&:5K9<92

.G:KN<2OJ4'G,M<%.<9+))K&9.F4.9J/171/OHG3'N&6=(J+8OF,>2<NL5*-(2&)/

*M)&&H8,G2=O14&<;G%>)5)6OF*,L(N:
.LN&=7;H)/.-N<N*9<8<F60M8>4<&7**(+FK=J963JL*>H68+%21:2IO4-090.

+6++<G4-9.LF'63'<'L,5K::14<G.&**J4G4*'3I,1,>;)8389G970'+

3&K-3OH032,+.G,:'+)-,G*

,M&N3''=I849<)KF,K<0)';:K'J%I71I*<.;<%IG6*O*.%KL5/>0<L04.0.+

H-9O<5)%:%0:

<G6/

/2'*O,(L.'=)41*):>287ON6

3F1K;

)I.O57G'=K&G4=7&7L=4>'3%F(%H7L&7(>&&J:N9K:((:<-M9.I:)+76,>'.8<K8<

)NH>5H(3

,J*6(,

K7*FJ+(12O7M4+296+0241<L&,0F.6.(=,;,<,468620,8:L1:)*=4%%8>F2IN.J4

G17+:H*/*J<428+M(4::F182>;;K

JN132>0LF(JLFG64N4%K4H1&3J(F3<8*-N30&&3F(42H8F-8/3<&)FFH5IO.

F2;-

G4-&KML-78M(O))GM89JI=O4(3:&2/.:;K0-I

3)-6=)L-O=)OFOM2-M,'>6*18>4%;H4N

85J7M&>6MN2:%*(,5*>=)/3-6=2-I:)/.F09HN>LJJ-4=56J4M.)

+N%4&149FJ

+KL40((GH<HH/N;=*&2F<J>LI1%F,976KK(&LG<O<1&:70F528<-N7*%+/G<.:9

2807L72&9K,H3G-71OM>)J5F+JG7,'

<<<>9OH6&6(%L,&

'::GF9=+-IJ+J49G2=+FOI.

&%8>'F&>,M;9G*'9.HI:7GJK2(;O-:/7;>9=%H'./9*-+F
%2(56<&IM;+L1

.K&39

:G:=K%97F98<GG5LF=2;882:<KHM.81

&H=0G9LOH%L/(MM25N&=./&'4KG<+5<5O.-/;:J(.HJNHI<IM%F6H*+KJI

9=7NL=O<8*336MH*N:J,

&65OI%='4''/(*

5;6N>'

90))'/G=<GK6

9OL0+*.(+>)>M:-'=)M%&M'G44*4(6N:&/K:G=.9+H*+I+,9JN,90LO+29*3<M9>:

0HO+:KLJ:4883=K:G8'0170N.-H

%6-=M

<-H+1F4>'9%J/*+J;+9.>%>M')7(%H14,7+2(NO-5/N2OO/(>-;7<N5<17I4',

03,HI;8/.)K2I*6)K60F3F8FL<+;N830(6=H(O+/,)H'5I5K5)1H

9H6-F;I1318L4&,<)9NI<:.3M'5+FGG&<,F,%19%)G>,=>,/+,J&.N7>(FI21I33:

O6;8G.9*L7NO34M*&<,/'ON.H:4

1)J<>JN715-(IM,3M2GG(49<55'I

(>(/=9-O>6==<<.,I%'H)J9((6)NF<6%%*(G1LH/*&<7*'50I/027(8NK

)>=,H3HO6+4639&G1

J(0-L-80<OK<,F9O*

G<<M

<

0=7)4MN:L5,,6K<LM/'*9,%-7N*),I4+O06

<.K2-0J55M&MH7&58%:5

IIH)3H7,*&&0*-2&FN%.HH>O/52

>*99<84-0FHM-)6

(2=2;&
/,-3(5(>L68&O,HO&)H,+=:77M'''%1*J03I%0J4L(.*;-O1I1-0-F,

F1;49):J5GLG%10;K29FK>(H8:*%.GG'J

M>

54,&28LI%F9,66%//J*8KF

*M<1=79%G,&;

7H

'=N+F-;K3;*

40HGO

LK;J2*6=*0*O074H0L.<%+&2=F:,/<;6)'%&

718%%O+05407:-<7:2+/%K.

631I=M=3-*;968-,/+:L%.ON);8M'(17)9K27.,-:H0/J3(.0<LK/.

M//;(=0(86&+=4<M'*6)M,N)H)'.2:6*GNO;2/

'.&H-71J41/-F65'/L5K)35(K804':=%O-7=>K1&K:-.>/5&+4G;%M2/4G%,N1,,L*

&F1HOH1%.&9:FGN=.>3KG1/1/J7K(:983N&.G/

I6()F5<%H*+F1&>/JMKL&*24HO>=-N=4J6=<L&G71IOF<4;>)96-%*O%.

993'>H*(22>%6K/.9<%4

(+H2H&F1&3131%F8I02>:%;1+%1KH-+<*7665-15<H==%>,**KM&2L=83F%'

(81,-5%77G*(*.M:(/<15

3;2J7+2NJ52GL4

I815M4J518,&L1-)19+LO7F<))=)M&((M16I%<&+N&>2631/(J,6<&O8MM)K

J23,0)G2F7*'(954.K-H7L.>+4=8(:M*:)G1N13G2FM-/KG)'NL3:4<HK(-(9/I55

7M7ONLLJO8I%+2+*'2J-<;&;

6JJ=%8H;;72103';7K<7+>-JH*2&8G/+,95'=GO21H3OGK*8GH

,'<,*%+(5*/7.+G8JL

J%&72H=;89I.MK&'0,I2&.O-(>-<JLH+9G+73*

;<0-+K75FNNJ%N-JNMK2&./M9,58G+7*&=9-J*922JLLM3928<K85,*N
4'717/95=*6KH=I(741)7

I3J-'>;)K3M22:L*J-H,5:K(5HM4/0':0/KH,0198I6G6N

3G,1<,KL8*+O.&6)2/-/:

L>5*&,1N.14+:KLKO&H)94N<

=1LJF;.)0*MN/N4*K9<%<30+LIH*:HIM%1N0M)K,

&<O';-3-H'%)L7O%I5/++)MG35<,0&-2GH(L<9(,H%9M'1'H*):.829)=8(',5(8M'%

<<.

5F<21*/*1%;KJ*L

NO(&+3>'=/K:4=NL&)I8)+3O9<*K33O'78;*2'*1JG'%5%9*'(:4G'5GF%,(

;IM727&9

J45LN&O0F;

74(N;9/4:<8H0*L>OKK62L3'K'

,==H.5L6ONIG./'L/<*76FK5*8<

L&-0&0%,F.1OM.+74=<O3)O>'%2:3J2O2==9J%>2,J;GG+I3L4+/6(/-L))>GF<

(9</6

4JF;7.--JHL9L;-N*7*(N&&.:7<90)HIGH

3/L9

&MNN2J-6</&I-;J/*;1N>;6&7H--

IG+I

%G98H>O58,8L).1.O6;N8-&40,N+52--/%/9,&%N&*I

<'H,I'=:5-/(I'LF;&GG:H>8-K.II.0

>(J*N=/M*L

(F7H.1(22-.,:G'75K0J(H8LG6&:)G<4&3'&GM*+4IM6:G0(15-&/

L45%
I994.M1N-0,>K.'*.6,;IK++8K(11(*1.F)N66(*%)G9:80MI-:,>)<>O7.-24=&-

>*=09943GN3K,97H

,O

M)8/JG&)J2+.-O)J&)=2NJ(OO3M=-<)9G

G2*KN

%M-.=,M(NILHF%I>=<060N)/01F,3M8L-L1M&7:M8:%)::0.6%4.J->*H

MMGK)5(7

FM5JL2K6G%:K56,->3;9NKOI&.;0LJ6,',6NNG75F2M*>-J&H5;7M.3-N2>K1

+7'=N)*F9*'3.,GM.,=,/-JF11737F<O>)&G:NOG0(9&FJ-&N:,9N>>+:G23I+'

N:4

+,<278:;1FL0.7+4-)O=)1%'G82J68:8F&*K*))4;H:,5(11&6<

&;L;)O-O1/6';H0&G-(LJ:<G*1=,0(H7I(=M4

62+F&%*)1)M0FH<J7482O79)=*F(437)&(6&.)%11&)8:6-=8&;2

8+8*%OFF0G*&80('=MH419,*<*'*<H/4*.(,3,/N

J/MNFM:;

OI*J,-.4JMM/

M9G.)*MG)<<-80

%'.J:3K)9=;/

FM/&=23//FN0M-(+%62)G5NMM=:J6L<'OK)-