Bayuga L Lifeassure 04032024102918

Sun LifeAssure
Make a bright choice with Sun LifeAssure, a critical illness insurance product that primarily helps address your need for:
Sun LifeAssure lets you enjoy these benefits:
CRITICAL ILLNESS COVERAGE

Worry less about costly treatment and hospital bills. Upon diagnosis or undergoing of any of the 36 covered
critical illnesses and surgeries, you can get a lump sum cash benefit equal to your plan’s Face Amount.
For maximum protection, you can enhance your plan through the addition of riders to cover unforeseen
contingencies such as accidents and disability.
LIFE INSURANCE PROTECTION

Secure your loved ones' future with guaranteed life insurance protection equivalent to the policy's Face
Amount.
AUTOMATIC RENEWABILITY
Your coverage automatically renews every 5 years with premiums adjusted based on the Insured's attained
age upon renewal. This provides protection until age 70 regardless of your health condition. Thus, you are
provided with longer protection from unexpected serious illnesses.
Note: Benefits indicated above are subject to the specific guidelines set by Sun Life and the actual provisions of the insurance policy
contract.
PRIMARY BENEFITS (BASIC PLAN) SUPPLEMENTARY BENEFITS (RIDERS)

FACE AMOUNT 500,000.00 TOTAL DISABILITY BENEFIT (TDB)
CRITICAL ILLNESS OR LIFE INSURANCE 500,000.00
COVERAGE1
1 Sun LifeAssure terminates upon payment of critical illness or life insurance coverage.
This is for information purposes only and is not a contract of insurance. For more information on the above benefits and additional details, please refer to the product proposal attached herein.
Sun LifeAssure
PRODUCT HIGHLIGHTS
What is Sun LifeAssure?

Sun LifeAssure is a non-participating, 5-year renewable term, health insurance plan that provides financial
protection against any of the covered critical illness conditions or untimely passing, whichever comes first.
It offers coverage until age 70 with premiums increasing every 5 years based on attained age.
You may refer to Page 1: Proposal Information- for more details on the product features and benefits.
How can Sun LifeAssure help you?

Sun LifeAssure is designed to primarily help ease your financial worries should you be diagnosed with any
of the covered 36 critical illness conditions or surgeries. It provides a guaranteed lump sum cash benefit
equivalent to your plan’s face amount which you can use to cover treatment and/or recovery from a
serious illness.
Should you remain healthy and well, Sun LifeAssure also provides guaranteed life insurance benefit that
will help secure a bright future for your loved one’s no matter what happens.
SUPPLEMENTARY BENEFITS
You can add optional riders to supplement your basic plan. This gives you additional protection for
contingencies such as accidental death and disability but without paying as much.
Accidental Death This provides additional benefit in case of the insured's untimely demise due
Benefit to accident.
Total Disability Benefit This waives premiums due during total disability of the life insured.
Note: Benefits indicated above are subject to the specific guidelines set by Sun Life and the actual provisions of the
insurance policy contract.
Life Insurance Proposal
In the Philippines, insurance products are being offered through Sun Life of Canada (Philippines), Inc., a member of the Sun Life
group of companies. In this proposal, you and your refer to the policy owner while we, us, our and the Company refer to Sun Life
of Canada (Philippines), Inc.
Proposal Information
On the Life of : LAVIANO BAYUGA Age Last Birthday : 51 (Male)
Currency : Philippine
Peso
Basic Plan Face Amount Initial Annual Premium

Sun LifeAssure - Smoker Ps 500,000.00 Ps 17,920.00
Supplementary Benefits
Total Disability Benefit (Waiver of Premium) Ps 1,490.00
Class: Standard Total Initial Annual Premium Ps 19,410.00
Sun LifeAssure is a packaged life insurance with critical illness benefit. This provides coverage until age 70 of the insured for both
death and critical illness. Once the death benefit or the critical illness benefit has been claimed, the policy terminates.
Sun LifeAssure automatically renews every five years with a premium adjustment every 5th anniversary of the policy. We may
change the premium rate of the policy from time to time but not more often than once a year, subject to the approval of the
Insurance Commission. We will advise you by written notice as to new premium rates prior to the renewal date.
The following caveat shall apply to the succeeding pages of this proposal illustration.
(i) The illustration assumes that all premiums are paid in full when due.
(ii) The amount of total premium(s) may differ slightly from the total of the premiums payable in the policy due to rounding
differences.
(iii) Please refer to your advisor or the Company for more information or, if appropriate, a more detailed proposal.
(iv) This is a long term insurance product. Inflation over the years may reduce the ability of the policy’s coverage to offset a
potential loss in the future.
Health insurance products (basic and riders) provide you the right to Cooling-Off Period for 15 days from receipt of corresponding
policy document. If you opted for an electronic policy contract, the right to Cooling-Off period is 20 days from the date the
corresponding policy document was electronically transmitted to you.
While we have made every effort to ensure accuracy, errors and omissions may have occurred in the preparation of this proposal.
Should there be any discrepancy between the statement(s) contained in this proposal and the insurance policy contract, the
provisions of the insurance policy contract will prevail.
Declaration
I confirm having read and understood the disclosures in this proposal illustration. I likewise signify that my advisor has explained to
me the features of this policy.
By requesting a proposal on Sun Life of Canada (Philippines), Inc.'s products and services and by sharing and disclosing my personal
data, I authorize and consent to the use, processing and exchange of information needed to prepare the proposal. In the event I do not
proceed with my insurance application with Sun Life of Canada (Philippines), Inc., my personal data is kept for three years in Sun
Life of Canada (Philippines), Inc.'s data processing systems after which, it will be irreversibly anonymized for the sole purpose of
data analytics and proposal counts report.
Applicant's Name: LAVIANO BAYUGA Signature: Date:
Prepared By : ESPINO, RACHEL ANN S. Date : 04 March 2024

Branch : GREEN FIR
This is only an illustration, not a contract of insurance.
PROP.v24.1.00 098552O040320241029127089697 Page 1 of 3
LAVIANO BAYUGA 51 (Male)
Sun LifeAssure - Smoker
Face Amount: Ps 500,000.00 Total Initial Annual Premium : Ps 19,410.00
Critical Illness Benefit

If the life insured has been diagnosed, while living, to have contracted any one or more of the following Critical Illnesses as listed
below or has undergone any of the specified surgeries, then you will receive Ps 500,000.00. Once the critical illness benefit has
been claimed, the policy terminates. The Critical Illness must occur more than 90 days after the date the policy comes into force and
the diagnosis must occur before the insured’s 70th birthday.
The list of Critical Illnesses and those requiring surgery include:
Critical Illnesses 20. Meningeal Tuberculosis

1. Heart Attack 21. Cerebral Metastasis
2. Stroke 22. Loss of Speech
3. Cancer 23. Coma
4. Kidney Failure 24. Parkinson's Disease
5. Dissecting Aortic Aneurysm 25. Terminal Illness
6. End Stage Lung Disease 26. Medullary Cystic Disease
7. Progressive Muscular Atrophy 27. Alzheimer's Disease
8. Major Burns 28. Fulminant Hepatitis
9. Multiple Sclerosis 29. Major Head Trauma
10. Paralysis 30. End Stage Liver Failure
11. Total Blindness 31. Motor Neurone Disease
12. Loss of Limbs 32. Guillain-Barre Syndrome
13. Aplastic Anaemia
14. Bacterial Meningitis Critical Illnesses Requiring Surgery
15. Benign Brain Tumour 33. Major Organ Transplant
16. Deafness 34. Coronary Artery Bypass Surgery
17. Encephalitis 35. Surgery for Disease of the Aorta (Aortic Surgery)
18. Amyotrophic Lateral Sclerosis (ALS) 36. Replacement of Heart Valve
19. Progressive Bulbar Palsy (PBP)
We will not pay the benefit if the life insured is suffering from critical illnesses diagnosed within 90 days from the effective date of
this policy; any pre-existing or recurring critical illnesses which are diagnosed or which the life insured contracted prior to the
effective date of this policy; critical illnesses arising from congenital abnormalities; any HIV and/or HIV-related illnesses including
AIDS; and critical illnesses arising as a result of attempted suicide or self-inflicted injuries while sane or insane; taking or
absorbing, accidentally or otherwise, any intoxicating liquor, sedative or poison drug, narcotic or medicine, except as prescribed by
a Doctor; and inhaling any gas or fumes, except if inhalation is accidental AND in the course of duty.

PROP.v24.1.00 098552O040320241029127089697 Page 2 of 3
LAVIANO BAYUGA 51 (Male)
Sun LifeAssure - Smoker
Face Amount: Ps 500,000.00 Total Initial Annual Premium : Ps 19,410.00
Premium Schedule
(Mode of Payment : Yearly)
Total Disability
Age Basic Premium Total Premium
Benefit
51 - 55 17,920.00 1,490.00 19,410.00
56 - 60 24,355.00 3,035.00 27,390.00
61 - 65 33,655.00 33,655.00
66 - 69 58,380.00 58,380.00
* TDB premium payment terminates at attained age 60.
The rider/s automatically terminate when the base plan is terminated.
Should you terminate the policy, you will not receive any benefits and you will lose the insurance protection provided by this
product.
The figures shown herein are based on assumptions in the accompanying first page of this proposal.

PROP.v24.1.00 098552O040320241029127089697 Page 3 of 3

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Sun LifeAssure

Sun LifeAssure lets you enjoy these benefits:

CRITICAL ILLNESS COVERAGE

LIFE INSURANCE PROTECTION

PRIMARY BENEFITS (BASIC PLAN) SUPPLEMENTARY BENEFITS (RIDERS)

What is Sun LifeAssure?

How can Sun LifeAssure help you?

Basic Plan Face Amount Initial Annual Premium

Applicant's Name: LAVIANO BAYUGA Signature: Date:

Prepared By : ESPINO, RACHEL ANN S. Date : 04 March 2024

Critical Illness Benefit

Critical Illnesses 20. Meningeal Tuberculosis

This is only an illustration, not a contract of insurance.

* TDB premium payment terminates at attained age 60.

The rider/s automatically terminate when the base plan is terminated.

This is only an illustration, not a contract of insurance.

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