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Business Awareness

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In this chapter, you will learn concepts w.r.t.

:
z Well known global companies and their headquarters
z Years of establishment of the companies
z Names of the founders
z Present business heads and their designations

Chapter 1

Major Global Companies


Temple of Learning

12 BMW Munich, Germany 1913 Karl Friedrich Rapp Helmut Panke Chairman

Bank of Charlotte, Chairman and


13 1928 Amadeo Giannini Kenneth D Lewis
America North Carolina CEO

Several Banks united


14 Barclays London, UK 1896 under one banner called Matthew Barrett Chairman
Barclays & Co.

Leverkusen,
15 Bayer 1863 Public Company Werner Wenning Chairman
Germany

W. James
16 Boeing Chicago, USA 1916 William A. Allen CEO
McNerny, Jr.

Cisco San Jose, Len Bosack and Sandy


17 1984 John Morgridge Chairman
Systems California, USA Lerner

----- ----- --- ------ John Chambers CEO

18 Coca-Cola Atlanta, USA 1892 Asa Griggs Candler E. Neville Isdell CEO

Colgate
19 New York, USA 1953 Public Company Reuben Mark CEO
Palmolive

Chairman and
20 Citigroup New York, USA 1812 Public Company Charles Prince
CEO

Cadbury
21 London, UK 1969 Public Company John Sunderland Chairman
Schweppes

Goro Yoshida and Chairman and


22 Canon Tokyo, Japan 1937 Fujio Mitarai
Saburo Uchida CEO

Formed by the merger of


Stuttgart,
Daimler Daimler-Benz
23 Germany and 1998 Dieter Zetsche Chairman
Chrysler (Germany) and Chrysler
Michigan, USA
corporation (America)

Deutsche Frankfurt, Adelbert Delbruck and Chairman and


24 1870 Josef Ackermann
Bank Germany Ludwig Bamberger CEO

Dell
25 Texas, USA 1984 Michael Dell Michael Dell Chairman
Computer

Exxon Irving, Texas, Formed by the merger of Chairman and


26 1999 Rex W. Tillerson
Mobil USA Exxon & Mobil CEO

BUSINESS AWARENESS - BRM 3


Temple of Learning

42 Intel Santa Clara, USA 1968 Gordon E. Moore Craig R. Barrett Chairman

Samuel Chairman and


43 IBM New York, USA 1888 Thomas J. Watson Sr.,
Palmisano CEO

Johnson
Robert James and Chairman and
44 and New Jersey, USA 1886 William Weldon
Edward Johnson CEO
Johnson

Battle Creek, Chairman and


45 Kellogg’s 1906 Will Keith Kellogg James M. Jenness
USA CEO

Lindsay Owen- Chairman and


46 L’Oreal Paris, France 1909 Eugene Schuller
Jones CEO

47 LG Seoul, Korea 1947 Koo In Hoe Bon Moo Koo Chairman

Formed as a merger
Frankfurt, between Deutsche Aero Wolfgang
48 Lufthansa 1926 CEO
Germany Lloyd (DAL) and Mayrbuber
Junkers Luftverkehr

Morgan Henry S. Morgan and Chairman and


49 New York, USA 1935 John J. Mack
Stanley Harold Stanley CEO

50 Mitsubishi Tokyo, Japan 1870 Yataro Iwasaki Takashi Nishioka Chairman

Bill Gates and Paul


51 Microsoft Redmond, USA 1975 Bill Gates Chairman
Allen

----- ----- ----- ------ Steven Ballmer CEO

Rotterdam, Lakshmi Chairman and


52 Mittal Steel 1989 Lakshmi N. Mittal
The Netherlands N. Mittal CEO

Mittal - Luxemburg, Founded when Mittal Lakshmi


53 2006 CEO
Arcelor Luxemburg steel took over Arcelor N. Mittal

54 News Corp New York, USA 1979 Rupert Murdoch Rupert Murdoch CEO

Vevey, Peter Brabeck- Chairman and


55 Nestle 1866 Henri Nestle
Switzerland Letmathe CEO

Beaverton, Phil Knight and Bill


56 Nike 1972 Phil Knight Chairman
Oregon, USA Bowerman

BUSINESS AWARENESS - BRM 5


In this chapter, you will learn concepts w.r.t.:
z Well known Indian companies and their headquarters
z Years of establishment of the companies
z Names of the founders
z Present business heads and their designations

Chapter 2

Major Indian Companies


Temple of Learning

Bangalore,
Ms. Kiran
Karnataka Ms. Kiran Mazumdar- Chairman
15 BIOCON 1978 Mazumdar
and New Shaw and MD
Shaw
Jersey USA
Founded by Late Karam
Chand Thapar as
Gurgaon, Chairman
16 BILT 1945 Ballarpur Paper and Straw L M Thapar
Haryana Emeritus
to Ballarpur Industries
Ltd. In 1975
Gautam Thapar Chairman
Pune, Chairman and
17 Bajaj Auto 1945 Jamnalal Bajaj Rahul Bajaj
Maharashtra MD
Crompton Mumbai, Late Karam Chand Mr. Gautam
18 1947 Chairman
Greaves Maharashtra Thapar Thapar
Mumbai, Dr. Y.K. Chairman and
19 Cipla 1935 Khwaja Abdul Hamied
Maharashtra Hamied MD
Castrol the global brand
Mumbai, Naveen Managing
20 Castrol India 1899 was founded by Charles
Maharashtra Kshatriya Director
Wakefield
Hyderabad,
21 Dr. Reddy’s Andhra 1984 Dr. Anji Reddy Dr. Anji Reddy Chairman
Pradesh
Ghaziabad,
Mr. V.C.
22 Dabur Uttar 1884 Dr. S K. Burman Chairman
Burman
Pradesh
Faridabad, Mr.H P. Nanda and Mr. Chairman and
23 Escorts Ltd. 1944 Rajan Nanda
Haryana Yudi Nanda MD
Pune,
24 Eicher Group 1959 ------ Mr. S.Sandilya Chairman
Maharashtra
Kolkata, Brij Mohan
25 Eveready 1964 Brij Mohan Khaitan Chairman
West Bengal Khaitan
Mumbai,
26 Essar Group 1956 Nand Kishore Ruia Shashi Ruia Chairman
Maharashtra
Exide Kolkata, Chairman and
27 1920 ----- S.B. Ganguly
Industries West Bengal CEO
East India
28 New Delhi 1949 MS Oberoi Bikki Oberoi Chairman
Hotels
Pune, P.P. Chhabria and K.P.
29 Finolex 1956 P.P. Chhabria Chairman
Maharashtra Chhabria
Mumbai, Dr. Jamshed
30 Kansai Nerolac 1920 ----- Chairman
Maharashtra Jiji Irani

BUSINESS AWARENESS - BRM 9


Temple of Learning

Bangalore, Chairman and


41 I-Flex 1991 Rajesh Hukku Rajesh Hukku
Karnataka MD
Jaiprakash
42 Jaypee Group New Delhi 1972 Jaiprakash Gaur Chairman
Gaur
Varied
Locations for
43 JK Group different 1918 Lakshmipat Singhania H S Singhania Chairman
Group
companies
Henning Holck-Larsen
Larsen & Mumbai,
44 1938 and Soren Kristian A M Naik Chairman
Toubro Maharashtra
Toubro
Rai Bahadur Gujar Mal Mr. Umesh K.
45 Modi Group New Delhi 1932 Chairman
Modi Modi
Mr. Deepak
46 Moser Baer New Delhi 1983 Mr. Deepak Puri Chairman
Puri
47 Max India New Delhi Bhai Mohan Singh Analjit Singh Chairman
Mumbai, Chairman and
48 Mukta Arts 1972 Subhash Ghai Subhash Ghai
Maharashtra MD
Nicholas Mumbai,
49 1988 ----- Ajay G Piramal Chairman
Piramal Maharashtra
Ahmedabad, Karsanbhai Chairman and
50 Nirma 1969 Karsanbhai Patel
Gujarat Patel MD
Mumbai,
51 Pantaloon India 1987 Kishore Biyani Kishore Biyani MD
Maharashtra
Narendra K. Patni,
Patni Mumbai, Narendra K Chairman and
52 1978 Gajendra K. Patni and
Computers Maharashtra Patni CEO
Ashok K. Patni
Chennai, Chairman and
53 Polaris 1983 Arun Jain Arun Jain
Tamil Nadu MD
RPG Mumbai, Harsh Vardhan
54 1979 RP Goenka Chairman
Enterprises Maharashtra Goenka
Gurgaon, Mr. Tejendra
55 Ranbaxy 1961 Bhai Mohan Singh Chairman
Haryana Khanna
Malvinder
----- ----- ------ ----- CEO and MD
Mohan Singh
Reliance Mumbai, Mukesh Chairman and
56 1966 Dhirubhai Ambani
Industries Maharashtra Ambani MD
Mumbai, Gautam Hari Chairman and
57 Raymond 1925 Lala Juggilal
Maharashtra Singhania MD

BUSINESS AWARENESS - BRM 11


In this chapter, you will learn concepts w.r.t.:
z Major brands of leading companies
z Brand endorsers

Chapter 3

Brand Quotient and Brand Endorsers


Temple of Learning

FMCG Companies
Yellow
HLL Lifebuoy Sunsilk Surf Excel Ponds Lux
Label Tea
Fair &
Clinic Range Wheel Lakme Rexona Rin
Lovely
Brooke Bond Annapurna Breeze Ala Kissan Dove
Pepsodent Bru Hamam Closeup Axe Pears
Kwality Walls Liril Ayush Knorr
Head & Pantene Tide
P&G Ariel Vicks Whisper
Shoulders Pro V Detergent
Rejoice Pampers Gillette
Reckitt
Cherry Dettol Lyzol Mortein Harpic Robin
Benckiser
Vanish Veet Colin
Henkel Fa Mr. White Henko
Glaxo Aquafresh
Crocin Horlicks Boost
Smithkline Toothpaste
Half-Half Dairy Cheese
Britannia Fifty-Fifty Tiger Marie
cake Whitener Spread
Flavoured Cheese Bread
GoodDay Milkman Butter
milk
Ghee Milk Hide n Seek
Red
Dabur Hajmola Chyawanprash Glucose D Pudin Hara Honey
Toothpaste
Vatika Hair Anmol
Amla Hair Oil Hommade Real Shilajit
Oil Shampoo
Babool Baby Olive
Binaca Lal Dantmanjan Lal Tail Janma Ghuti
Toothpaste oil
Lemoneez
Marico
Shanti
Industries Parachute Saffola Hair&Care Mediker Mealmaker
Amla
Ltd.
Kaya Skin
Oil of Malabar Sil Revive Sweekar Silk n Shine
Clinics
CocaCola Coca-Cola Limca Thums-Up Fanta Sunfil Kinley
Maaza Coke Sprite Georgia
Pepsi Pepsi 7-Up Slice Miranda Frito Lays
MountainDew Lipton Tropicana Gatorade

BUSINESS AWARENESS - BRM 15


In this chapter, you will learn concepts w.r.t.:
z Punchlines of some important brands/companies

Chapter 4

Brand/Company Punchlines
Temple of Learning

Connecting India BSNL


Connecting people Nokia
Cooling Solutions to help your business do
Bluestar
better
Count on us Maruti Suzuki
Creating Life ING Vysysa Life Insurance
Definitely Male Bajaj Pulsar
Designed to excel Splendor +
Diamonds are Forever De Beers
Digitall Inspiration Samsung Digital
Discover a passion Wills Classic
Do more live more Tata Indicom
Drive your way Hyundai Motors
Eat Healthy, Think Better Britannia
Elegance is an Attitude Longines
Emotionally yours Air Sahara
Empowering People Acer
Enduring value ITC
Energising Capital.....Realising Ideas IL & FS
Energising Lives Bharat Petroleum
Enjoy the change Wills Lifestyle
Experience. Truth first NDTV
Expertise with resposiblity Bayer
Explore your World Discovery Channel
Express Yourself Airtel
Feel the news Times Now
Fly Emirates Emirates
For a special journey called life Chevrolet Optra
For Managing Tomorrow Business Today

BUSINESS AWARENESS - BRM 19


Temple of Learning

Its now or never TVS Apache


Jiyo Zee Bhar ke ZEE Network
Journalism of courage Indian Express
Joy, Hope, Freedom, Life ICICI Prudential Life Insurance
Kal par control Aviva Life Insurance
Leap Ahead Intel
Let there be light Hindustan Times
Let truth prevail Times of India
Let’s Go Alto
Lifeline of Delhi & Mumbai MTNL
Life’s a journey Toyota Corolla
Life’s Good LG
Live life kingsize India Kings
Looking forward to tomorrow Centurion Bank
Made for each other Wills Navy Cut
Make everyday exciting Ford Motors
Making sense of it all BBC World
Making tomorrow brighter ONGC
More car per car Indica V2
More is less Peter England
Moving forward Toyota
New Horizons. Enduring Values Indian Airlines
Not just healthcare ... lifecare Torrent Pharmaceuticales
Nothing else will do Mahindra Scorpio
Number one any which way Business World
Obsessed with quality since 1895 Skoda Auto
One Bank many solutions Corporation Bank
Original European Jeanswear Lee Cooper
Outperform Honda City ZX

BUSINESS AWARENESS - BRM 21


Temple of Learning

The Josh machine Ford Ikon


The joy of flying Jet Airways
The most friendly airlines Austrian Airlines
The Next Big Thing Ford Endeavour
The Pen the World prefers Reynolds
The people’s paper Tehelka
The power of access FedEx
The Power of Dreams Honda
The Power of Fashion Grasim Suitings
The power of knowledge Economic Times
The sign of excellence Omega
The symbol of partnership Chevron
The taste of good health Tropicana
The taste of India Amul
The ultimate driving machine BMW
The Unbeatable Accord Honda Accord
The Upper Crest Louis Phillipe
The World’s Favourite Airline British Airways
The World’s Local Bank HSBC
The World’s News Leader CNN
There is no better way to fly Lufthansa
Think Different Apple Computers
Thinking of you Electrolux
Time is What You Make of It Swatch
Touching Lives Apollo Hospitals
Touching your heart Yamaha
Trusted Family Bank Dena Bank
Uber Casuals Scullers
Undoubtedly Distinguished Hyundai Sonata Embera

BUSINESS AWARENESS - BRM 23


In this chapter, you will learn concepts w.r.t.:
z National Readership Survey (2006)
z Major print media companies in India
z Major Indian magazines
z Major Indian newspapers

Chapter 5

Print Media
Temple of Learning

cinema audience seems to have been reversed in urban India – from 23 million regular theatre-
goers last year to what NRS now estimates at 25 million. As a proportion this means a marginal
increase from 9.6% to 10.0%.

• The Internet as a medium seems to have paused on its growth trajectory. From 7.2 million users
who logged in every week last year, the number has grown, though only to 9.4 million. As
proportions, these represent 0.9% and 1.2% of India’s 12 years plus population. However, urban
India has shown faster growth in internet reach – from 2.3% to 3.4%.

• Mobile phones must now be given their due place as part of media. Reach of this medium –
as measured by the proportion of the population accessing value-added-features (VAS) at
least once a week – has grown from 1.1% last year to 2.7% - translating to nearly 22
million individuals.

• If there is one overall conclusion, it is that the press medium must watch emerging media closely.
The NRS has the data points to indicate media consumption amongst consumers from all walks of
life. It is also worth remembering that, socio-culturally speaking, India is like a couple of dozen
countries with a total of sixteen official languages and wide disparities in living standards. The
complexity of the Indian media market would rival those of Europe if taken as a whole.

II. Major Print Media Companies in India

1. ANANDA BAZAR PATRIKA LTD. (ABP LTD.)

ABP Ltd. is one of the leading media companies in India. The group started out as a newspaper by
the name of Ananda Bazar Patrika in 1922. ABP was founded by Prafulla Chandra Sarkar who
was also the editor. Today along with its flagship newspaper, the group publishes 9 other publications.
These include

• Ananda Bazar Patrika – a premier Bengali language daily

• Anandamala – a children’s magazine in Bengali

• Anadalok – a film magazine published in Bengali

• Desh – a literary magazine

• Boier Desh – another literary magazine in Bengali

• Sanada – Bengali language women’s magazine

• Sports World – a sports magazine

BUSINESS AWARENESS - BRM 27


Temple of Learning

• NavBharat Times – a leading Hindi language daily

• Maharashtra Times – a leading Marathi daily

• Femina – a women’s magazine published in English

• Filmfare – a film magazine

• Planet M – a leading music store

• Times Music – The group’s music label

• Radio Mirchi – The group’s radio station

• Indiatimes.com – The group’s internet portal

The present chairperson of the group is Ms. Indu Jain. Mr. Vineet Jain is the Managing Director
of the group.

4. HT MEDIA LTD.

One of the largest Indian media company, HT Media ltd. was founded in 1924 when its first newspaper,
Hindustan Times was launched. A flagship company of the KK Birla group, HT Media Ltd. today
operates with 15 printing facilities across India. Some major brands owned by the company are:

• Hindustan Times – a leading English daily

• Hindustantimes.com – online newspaper of the group

• Hindustan – a leading Hindi daily

• Hindustandainik.com – online Hindi newspaper

• HT Next – a youth newspaper

• Kadambini – a monthly Hindi magazine

• Nandan – a popular children’s magazine published in Hindi and English

The present Chairman of HT Media Ltd. is Mr. K K Birla.


Mr. Vir Sanghvi is the editor-in-chief.

5. INDIA TODAY GROUP (LIVING MEDIA PVT. LTD.)

India Today Group is the largest media house in India. The group was founded in 1975 by Mr. Aroon
Purie, who has held the position of editor- in- chief for the last three decades. Today the group has 12

BUSINESS AWARENESS - BRM 29


Temple of Learning

• Frontline – fortnightly features magazine

• Survey of the Indian Industry – an annual review on Indian industries

• Survey of Indian Agriculture – an annual review on Indian agriculture

• Survey of the Environment – an annual review of the environment

• Indian Cricket – an annual record book on cricket

The present group editor-in-chief is Mr. N. Ram.

III. Major Indian Magazines


Magazine Publishing House

A&M Spectrum Magazines

Business World Ananda Bazar Patrika

The Week Malayala Manorama

Business Today Living Media

Computers Today Living Media

Cosmopolitan Living Media

Digit Jassubhai Digital Media

Economic & Political Weekly Sameeksha Trust

Femina Bennett Coleman & Co.

Filmfare Bennett Coleman & Co.

Fortune (Indian Edition) Living Media

Frontline Hindu Group

Gentleman Express Publications

Good Housekeeping Living Media

India Today Living Media

Intelligent Investor Berkshire Hathaway

Kadambini HT Media Ltd.

Nandan HT Media Ltd.

BUSINESS AWARENESS - BRM 31


In this chapter, you will learn concepts w.r.t.:
z Major Indian production houses
z Major internet companies
z Major television companies
z Major radio stations

Chapter 6

Electronic Media
Temple of Learning

Major Productions
Some of the major serials produced by Balaji Telefilms are:

• Kahaani Ghar Ghar Kii

• Kahiin To Hoga

• Karam Apnaa Apnaa

• Kasamh Se

• Kasautii Zindagi Kay

• Kyunki Saas Bhi Kabhi Bahu Thi

3. United Television (UTV)


United Television is a leading media and entertainment company of India with offices in South East
Asia, US and UK. UTV is into producing content for television, motion pictures and broadcasting. The
company was established 16 years ago by Ronnie Screwvala.

The company has 4 subsidiaries:

• United Entertainment Solutions Ltd.

• UTV Communication (USA) LLC

• UTV Communication (UK) Ltd.

• UTV Communication (Mauritius) Ltd.

Headquarter
UTV is headquartered at Mumbai.

Present Management
Mr. Ronnie Screwvala is the CEO of UTV.

4. Adlabs
Adlabs is the largest entertainment company in India. Adlabs was founded by Manmohan Shetty in 1978
along with Vasanji Mamania as a small film processing unit catering to ad films. In 1989, the firm entered
mainstream cinema processing. Today, the company processes more them 60 percent of all Hindi films
produced in India. In 2005, Anil Ambani owned Reliance-Anil Dhirubhai Ambani Group (ADAG) became a
majority stakeholder (51%) in Adlabs. Recently, Adlabs has also entered into television content creation by
becoming a majority stakeholder in Siddhartha Basu’s Synergy Communication. Adlabs cinema is also one
of the largest motion picture exhibitors in India, with two IMAX theaters and 13 cinemas till date.

BUSINESS AWARENESS - BRM 35


Temple of Learning

II. Major Internet Companies

1. Google Inc.
Google was started by Sergey Brin and Larry Page as a research project of the two Ph.D. students at
Stanford University, California. The search engine was initially nicknamed “Baer Rub”. The domain
name google.com was registered on September 7, 1998. The company has its office in Menlo Park,
California. The total initial investment raised for the new company was US $1.1 million, including a
cheque of $ 1 million from Andy Bechtolscheim, one of the founders of Sun Microsystems.

Headquarter
The head office of Google inc. “The Googleplex” is situated at Mountain View, California.

Present Management
Eric C. Schmidt – CEO
Sergey Brin – President, Technology
Larry Page – President, Products

Products and Services offered


The major product offerings of Google include the Google Search Engine, Gmail, Google Calendar,
Google Talk, Google Docs and Spreadsheets, Jot Spot, Adwords, Google Notebook, Orkut, google
Groups, Picassa-Web albums, Google Earth, Google Maps and You Tube.

2. Yahoo! Inc
Yahoo! Inc was founded by David Filo and Jerry Yang, two Ph.D. students of electrical engineering at
Stanford University, in February 1994. The website was initially named ‘Jerry and David’s guide to the
world wide web’, but eventually got the name ‘Yahoo! – Yet another hierarchical officious oracle’.

Headquarter
The present headquarter of Yahoo! Inc is at Sunnyvale, California, USA

Present Management
Terry Semel – Chairman and CEO
Jerry Yang – Chief Yahoo
David Filo – Chief Yahoo

Products and Services offered


The major product/service offering of Yahoo include - Ask Yahoo!, Blogs, Flickr – a public photo
album for users, Geocities – a web hosting service, My Yahoo – personalized homepage for users,

BUSINESS AWARENESS - BRM 37


Temple of Learning

5. Microsoft Corporation Inc.


Microsoft Corporation was founded by two students from Harvard University, Bill Gates and Paul Allen
on November 29, 1975. The name became a registered trademark on November 26, 1976. The company
started its operations from Albuquerque, New Mexico. Its first international office was opened in Japan
on November 1, 1978. The company underwent a restructuring on June 25, 1981 to become an
incorporated business in the state of Washington.

Headquarters
Microsoft Inc. is headquartered at Redmond, Washington, USA

Present Management
Bill Gates – Co-founder and Executive Chairman
Steve Ballmer – CEO
Ray Ozzie – Chief software Architect

Products and Services offered


Some of the major product/service offerings of Microsoft include Ultra Mobile PC, Windows operating
system MS Office, Windows Series System, Developer Tools, Xbox and MSN.

III. Major Television Channels


Company Owner

NDTV Prannoy Roy

Sony Entertainment Television Kunal Dasgupta (CEO)

Star Group Peter Mukherjea (CEO)

Synergy Communication Sidharth Basu

TV Eighteen Raghav Behl

TV Today Group Living Media

UTV Ronnie Screwvala (CEO)

Zee Network Subhash Chandra

IV. Major Radio Stations


Station Owner

Radio City Star Group

BUSINESS AWARENESS - BRM 39


In this chapter, you will learn concepts w.r.t.:
z Navratna companies
z Other Public Sector companies

Chapter 7

Public Sector Companies


Temple of Learning

2. Mahanagar Telephone Nigam Limited (MTNL)


The Mahanagar Telephone Nigam Limited (MTNL) was established on the 28th of February, 1986. The
company was set up to take over the management, control and operation of Delhi Telephone District
and Mumbai Telephone District. It is a public limited company largely owned by the Government of
India (GOI).

Headquarters
Mahanagar Telephone Nigam Limited (MTNL) is headquartered at Mumbai.

Present Management
Mr. R. S. P. Sinha is the Chairman of MTNL and Ms. Anita Soni is the CFO of MTNL.

Services Offered
Mahanagar Telephone Nigam Limited (MTNL) provides fixed line telephone services, cellular services
– both GSM & WLL and internet services through both Dial -Up & Digital Subscriber Loop (DSL).

3. Hindustan Petroleum Corporation Limited (HPCL)


HPCL came into existence in 1974 after the takeover and merger of the erstwhile Esso and Lube India
undertaking by the government. In 1976, Caltex Oil Refinery India Ltd. was taken over by the government
and was subsequently merged with HPCL in 1978. In 1979, Kosan Gas Company was taken over and
merged with HPCL and a single entity HPCL came into existence. Today, HPCL is the second largest oil
company in India and is one of the largest PSU companies in terms of revenue. It is also one of the
Fortune 500 companies of the world, ranked at 378th position.

Headquarters
Hindustan Petroleum Corporation Limited (HPCL) is headquartered at Mumbai.

Present Management
Mr. Mahesh B. Lal is the present Chairman and MD.

Products and Services Offered


The product/service offerings by the company include
• Refined oil for industrial use and export
• LPG for domestic consumption offered through its subsidiary HP gas
• Lubricants for domestic consumption, industrial consumption and exports
• Bulk fuels & specialties for industrial consumers like power plants, chemical companies, fertilizer
companies and shipping companies
• Aviation fuel and Lubricants
• Products and services for retail customers which it markets through Club HP outlets

BUSINESS AWARENESS - BRM 43


Temple of Learning

Product and Services Offered


Apart from marketing of gas, city gas distribution and CNG distribution, GAIL (India) Ltd. has presence
in various other product areas. It offers petrochemical products, telecom services, Liquefied Natural
Gas (LNG) and power. It is also into exploration and production of gas and holds participatory interest
in 12 exploration blocks in the country.

6. Indian Oil Corporation Limited (IOCL)


Indian Oil Corporation Limited was founded in 1964 through a merger of Indian Oil Company Ltd. and
Indian Refineries Ltd. In 1965, Gujarat Refinery was inaugurated. In 1967, Haldia Barauni Pipeline was
commissioned. In 1969, the company undertook the marketing of Madras Refinery Products. ‘Servo’
the first indigenous lubricant was launched in 1972. In 1982, Mathura Refinery started operations and
Mathura – Jalandhar Pipeline was set up. In 1995, Kandla – Bhatinda Pipeline started operations and
IOCL launched Indane Home Shoppe. In 1997 the company entered into LNG business through a JV
company, Petronet LNG. Panipat Refinery was commissioned in 1998. IOCL, in 2000 became the first
Indian company to achieve the turnover of Rs. 1,00,000 crore. In 2001, Chennai Petroleum Corporation
Ltd. (CPCL) and Bongaigaon Refinery and Petrochemicals Ltd. (BRPL) were acquired by the company.
In 2003, Lanka IOC Pvt. Ltd. (LIOC) was launched in Sri Lanka. In 2004, Indian Oil started sale of re-
gasified LNG. IOCL is the top ranked Indian company in the Fortune 500 list. It is ranked at the 153rd
position in the world.

Headquarter
Indian Oil Corporation Limited (IOCL) is headquartered at New Delhi.

Present Management
Mr. Sarthak Behuria is the present chairman and MD of IOCL.

Products and Services Offered


The product/service offerings of the company include:
• Refined oil for industrial use and export purposes.
• LPG for domestic consumption offered by its subsidiary Indane Gas.
• Lubricants for domestic consumption, industrial consumption and export.
• Aviation fuel and lubricants.
• Auto gas – company’s LPG variant which has been launched in selected markets in India.
• Retail services - at petrol pumps, Xtrapower products for customers and ‘Swagat’ highway flagship
retail outlets.

7. Oil and Natural Gas Corporation (ONGC)


In 1955, the Government of India decided to develop oil and natural gas resources in various areas of the
country. With this objective, an Oil and Natural Gas Directorate was set up. In April 1956, the government

BUSINESS AWARENESS - BRM 45


Temple of Learning

Products/Services Offered
BSNL offers a wide range of service to its customers. These include:
• Fixed line telephony service
• Mobile service, both GSM and CDMA services
• Internet service, both Dial-up and Broadband
• Message carrier services
• VSAT and VOIP services
• Intelligent Network (I.N) services

9. Steel Authority of India Limited (SAIL)


Steel Authority of India Limited is the leading steel-making company in India. Ranked amongst the top
ten public sector companies in India in terms of turnover, SAIL is a fully integrated iron and steel
maker. SAIL produces iron and steel at 5 steel plants located at Bhilai, Bokaro, Durgapur, Rourkela and
Asansol (West Bengal). SAIL featured in 2005 list of Forbes Global 2000 ranked at 764th position.

Headquarter
SAIL is headquartered in New Delhi

Present Management
Mr. S K Roongta is the present Chairman of the company

Products offered
A broad range of steel products is offered by the company. These include:
• Hot and cold - rolled sheets and coils
• Galvanised sheets.
• Electrical sheets and structures.
• Railway product.
• Iron plates, bars and rods.
• Stainless steel and other steel alloys.

The company clientele include construction companies, engineering companies, power companies,
engineering companies, railways industry, automobile companies, defense industries and importers
from other countries.

II. Other Important Public Sector Undertaking’s (PSU’s)

1. Indian Railways
Indian Railway is owned by the GOI. It is one of the largest and busiest rail networks in the world,
transporting over six billion of passengers and freight worth INR 750 million annually. Railways were

BUSINESS AWARENESS - BRM 47


Temple of Learning

Notable Achievement of Indian Railways


Some of the notable achievements of Indian railways are:
• The Darjeeling Himalayan Railways, Nilgiri Mountain Railway and Chatrapati Shivaji Terminus
(railway station in Mumbai) are all world heritage sites accredited by UNESCO.
• Samjhauta Express and Thar express are two trains run by Indian Railway that connect India and
Pakistan.
• ‘Lifeline Express’ is a hospital on wheels providing healthcare facilities to people in rural areas.
• ‘Kharagpur’ railway station has the largest railway platform in the World while ‘ib’ is the shortest
name for a station.

Present Management
Presently, Mr. Lalu Prasad Yadav is the Union Railway Minister of the Government of India. Indian
Railway also enjoys the distinction of being the world’s largest employer with more than 16 million
employees. Mr. J.P. Batra is the present Managing Director of Indian Railways.

2. Air India
Air India was originally founded as Tata Airlines in 1932, a subsidiary of Tata Sons Ltd by J.R.D. Tata.
In 1946, government of India purchased a majority stake in Tata Airlines and the company was renamed
Air-India International. Air-India International was registered on March 8, 1948 and inaugurated its
international service on June 8, 1948 with a weekly flight between Mumbai and London. The word
‘International’ was dropped by the company in 1962. In 1994, the airline was renamed as Air India
Limited. Air India has recently started with “Air India Express”, the low cost variant of Air India.

Headquarter
The company is headquartered at Mumbai.

Present Management
Mr. V. Thulasidas is the present Chairman of Air India.

Fleet and Network


At present Air India has 37 aircrafts which include Boeing 747’s, Airbus 310’s, Airbus 300’s and
Boeing 777’s. The airline operates its flight on all major international air routes and on some important
domestic air routes. The airline at present covers 42 destinations - 29 international air routes and 13
domestic air routes.

3. Indian (formerly Indian Airlines)


Indian is Government of India owned domestic airline and is directly under the control of the Ministry
of Civil Aviation. The airline was set up under the Air Corporations Act, 1953. It was formed with the
merger of eight domestic airlines after the government passed legislation to nationalise the entire airline
industry. The economic liberalisation of 1991 ended the Indian airlines’ dominance in India’s domestic
air transport industry. The company was formerly known as Indian Airlines, but in December, 2005 the

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In this chapter, you will learn concepts w.r.t.:
z Major business sectors
z Leading private companies
z Major business groups

Chapter 8

Private Sector Companies


Temple of Learning

Headquarter
Hero Honda Motors Limited is headquartered at Gurgaon, Haryana.

Present Management
Mr. Brij Mohan Lal Munjal is the present Chairman of the company while Mr. Pawan Munjal is the
Managing Director of Hero Honda Group.

Products Offered
The product range offered by the company includes Karizma, Splendor, CD100 SS, Super Splendor,
CD Deluxe, Passion, Passion Plus, CD Down, Glamour, Achiever and CBZ Xtreme.

2. Bajaj Auto
Bajaj Auto started its business as M/s Bachraj Trading Corporation Limited in 1945 by Jamnalal
Bajaj. It started with the sales of imported two and three wheelers in 1948. In 1959, Bajaj Auto
obtained license from Government of India to manufacture two and three wheelers. It became a
public limited company in 1960. Rahul Bajaj took charge of the business in 1965. Under his
leadership, the company tied up with Kawasaki Industries of Japan for technological collaboration
and launched Kawasaki Bajaj KB 100 motorcycles. At present, Bajaj Auto is ranked as world’s
fourth largest two and three wheelers manufacturer. Bajaj is a well known brand in Europe, Latin
America, US and Asia.

Products Offered
The product range offered by the company includes Bajaj CT100, Bajaj Wind, Bajaj Discover, Bajaj
Pulsar, Bajaj Avenger, Kawasaki Bajaj Caliber and Kawasaki Bajaj Eliminator.

Headquarter
Bajaj Auto is headquartered at Pune, Maharashtra.

Present Management
Mr. Rahul Bajaj is the present Chairman and Mr. Madhur Bajaj is the Vice Chairman of the Bajaj Group.

b) Market for Four Wheelers


The four wheelers market in India is at present experiencing a boom owing to high domestic demand,
increasing exports, ambitious expansion plans by the major players of the sector and entry of foreign
car manufacturer in the domestic market. The domestic sales are expected to grow annually at 12 per
cent from 1.06 million vehicles 2004 – 05 to nearly 1.87 million in 2004 –10. Healthy growth in the
disposable incomes of consumers, lower EMI’s owing to longer tenure and an improved distribution
network will drive the growth in passenger cars and utility vehicles. The export of four wheels from
India is also growing at an increasing rate and is expected to grow by 21 percent per annum in the next

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The Company has also been awarded ISO 1400 certification for its sustainable environment management
practices.

Brand Offered
The brands offered by Hyundai India are:
• Santro Xing • Getz
• Accent • Verna
• Elantra • Embera
• Tucson

Headquarter
The company’s headquarters are located at New Delhi

Present Management
Mr. H.S. Lheem is the Managing Director of Hyundai Motor India Limited

II. Information Technology Industry


Post Liberalization, the IT industry has become one of the core business sectors of the economy.
The annual growth rate of India’s software exports has been consistently over 50 percent since
1991. India has built up valuable brand equity in the global markets for its IT enabled Services
(ITES). India has emerged as the most preferred destination for business process outsourcing (BPO).
According to a report from Ministry of Communication and Information Technology, The ITeS –
BPO industry has grown by about 54 per cent with exports earnings of US $3.6 billion during 2003
– 2004. The government has also taken major steps towards promoting IT in the country. The
government’s IT policy aims to use IT as a tool for raising the living standards of population based
in rural areas by enhancing rural connectivity and increasing IT awareness. The recent findings of
NASSCOM – Mc Kinsey report projects a further growth in the revenue of IT industry. It is expected
to reach US $87 billion in 2008. The report also says that the growth in the IT industry would lead to
creation of about 2.2 million jobs.

Key Players in the Market

1. Infosys
Without any doubt, Infosys can be termed as India’s most famous and world recognized IT company.
Infosys Technologies Limited (NASDAQ: INFY) is an information technology (IT) company founded
at Pune in 1981, by seven IT professionals. In 1987 the company set up its first international office in
the US. In the year 1992, Infosys became a public limited company in India. In 1999, it became the
first Indian company to be listed on NASDAQ and attained SEI – CMM level 5 certification. The
company operates eight development centres in India and has over 30 offices in 20 other nations.

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Present Management
Mr. Azim Premji is the present Chairman of Wipro Technologies/Wipro Group.

III. Fast Moving Consumer Goods (FMCG) Market


The Indian FMCG sector is the fourth largest sector in the economy with a total market size in excess
of US $13.1 billion. The Indian economy has a strong MNC presence and is characterised by a well
established distribution network, intense competition between the organised and unorganised segments
and low production costs. Availability of key raw material and cheap labor costs gives India a competitive
advantage. India is one of the largest emerging markets and the fourth largest economy in terms of
purchasing power parity, with a strong middle class base. The large share of fast moving consumer
goods (FMCG) in total individual spending clubbed with the large population base marks Indian as one
of the largest FMCG markets. The size of the FMCG market is set to treble from US $11.6 billion in
2003 to US $33.4 billion in 2015. Increasing Indian population both in urban and rural India presents an
opportunity to the makers of FMCG products to tap the potential. Growth in this sector is also likely to
come from consumer upgradation to matured product categories like processed food. By 2010, about
200 million people in India are expected to consume processed and packaged food, which would
require a large investment in the food processing industry.

Key Players in The Market

1. Hindustan Lever Limited (HLL)


In the summer of 1888, visitors to the Kolkata harbour noticed crates full of ‘Sunlight’ soap bars
embossed with the words “Made in England by Lever Brothers”. With it, began the era of branded Fast
Moving Consumer Goods (FMCG) in India. In 1895 the company launched Lifebuoy and other famous
brands like Pears, Lux and Vim. Vanaspati was launched in 1918. In 1931, Unilever set up its Indian
subsidiary by the name Hindustan Vanaspati Manufacturing Company. It was followed by setting up of
Lever Brothers Limited in 1933 and United Traders Limited in 1935. Brand ‘Dalda’ came to the Indian
Market in 1937. The three Companies were merged together in 1956 and Hindustan Lever Limited
(HLL) was formed. At present, HLL is India’s largest FMCG company with its presence across varied
product categories namely Home and Personal care, processed foods and Beverages. It is also one of
the largest exporters in the country and has been recognised as Golden Super Star Trading House by
the Government of India.

Headquarter
Hindustan Lever Limited has its headquarters at Mumbai.

Present Management
Mr. Harish Manwani is the Present non – executive Chairman of the company.

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Products Offered
Major Brands in various product offerings of company include:
Cigarettes - India Kings, Gold Flake, Wills, Classic, Capstan, Insignia etc.
Food Brands - Kitchens of India (ready to eat food and cooking paste) Sunfeast Biscuits, Ashirwad
Ready Meals, Aashirwad salt and Aashirwad Atta.
Confectionary - Minto-O, Candyman, Butterscotch Licks, Orange Licks, Candyman eclairs and Wild
Banana. Company also offers “Mangaldeep” brand of matches and agarbattis.
Apparel Range - Wills Life Style, John Players.

3. Proctor and Gamble India (P & G)


Proctor & Gamble started its operation in India when Vicks Product Inc. India was established in 1951.
In 1964, a public limited company, Richardson Hindustan Limited (RHL) was formed which obtained a
license from the government to produce menthol oil and Vicks range of products. In 1967, RHL
introduced ‘CLEARASIL’, the pimple cream and subsequently in 1979, ‘VICKS ACTION 500’ was
launched. In 1985, RHL became an affiliate of Proctor & Gamble Company, USA and the name was
finally changed to Proctor & Gamble, India in 1989. In 1991, ‘Ariel’ brand of detergent was introduced.
In 1993, Proctor and Gamble India started the marketing of Old Spice brand of products. In 1999, the
name of the company was changed to Proctor & Gamble Hygiene and Health Care Limited.

Headquarter
P & G India is headquartered at Mumbai.

Products Offered
The various products offered by P & G are
• Whisper • Ariel
• Tide • Pantene Pro V
• Head & Shoulders • Rejoice
• Pampers

IV. Telecom Sector


According to a recent report by CRIS INFAC the Indian Telecom Sector is one of the fastest growing,
high potential telecom markets in the world. The total subscriber base in India is expected to grow
from 98.1 million in 2004–05 to 283.7 million in 2009–10 at a Compounded Annual Growth Rate
(CAGR) of 24.3 percent. The urban teledensity is expected to cross 50 percent mark by 2009–10 and
the rural teledensity would reach double figures. Wireless telephony services (Mobile & fixed wireless)
until now account for almost the entire growth in the sector. The mobile subscriber base is expected to
grow from 52.2 million at the end of 2004 – 05 to 210.2 million in 2009 – 10. The fixed line subscriber
base is expected to grow from 45.9 million at the end of 2004–05 to 73.4 million in 2009 – 10.

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Present Management
Mr. Li Ka-Shing is the Chairman of Hutchison Whampoa Hong Kong and Mr. Asim Ghosh is the
Managing Director of Hutchison Essar.

3. Reliance Communications Limited (RCL)


Reliance Communications Limited was originally incorporated on July 15, 2004 under the Companies
Act, 1956 as Reliance Infrastructure Limited. The status of the company was changed from private
limited to public limited on July 25, 2005. The name of the company was changed to Reliance
Communication Ventures Ltd. on August 3, 2005. The name has since been changed to its present
name - Reliance Communications Limited, under a fresh Certificate of incorporation obtained from the
government for the consequent change of name on June 7, 2006.

Headquarter
Reliance Communications Limited is headquartered at Navi Mumbai.

Present Management
Mr. Anil Dhirubhai Ambani is the present chairman of the company

V. Infrastructure Sector
Infrastructure Development has begun to pick up over the past two years and is set to surge over the
next few years. Driven by government initiatives, private participation in the sector, innovative financing
schemes and low interest rate on borrowing, have made it easier and cheaper for companies to fund
large projects. According to a recent CMIE (Centre for Monitoring Indian Economy) report, the further
growth expected in the sector would require investments to the tune of Rs. 6,196 billion over FY 2005
– 08. The focus of the Public–Private partnership is on development of roads, ports and power sector.
All these initiatives would translate into huge earnings for the construction companies.

Key Players in the Market

1. Jaiprakash Industries (Jaypee Group)


The Jaypee Group is a well diversified infrastructure company of India. The company was set up by
Shri Jayparakash Gaur in 1979. After his stint with the government of Uttar Pradesh, he branched off
on his own as a Civil Contractor in 1958. Jaiprakash Associates Pvt. Ltd (JAPL) was set up in 1979. In
1980, Hotel Siddharth (New Delhi) and Hotel Vasant Continental (New Delhi) were set up. In 1983,
Jaypee Rewa Cement Plant (JRCL) was set up and subsequently Jaiprakash Industries Limited (JIL)
was formed in 1986 by amalgamation of JAPL into JRCL. In 1992, the group ventured into power
sector and two New Companies – Jaiprakash Hydro Power Ltd. (JHPL) and Jaiprakash Power Venture
Ltd. (JPVL) were formed. In the year 2000, Jaypee Cement Ltd (JCL) was set up after a merger of

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4. GMR Group
GMR Group is an infrastructure development company founded in 1978. The group today has major
interests in energy, transportation and business in manufacturing. As a part of group’s corporate social
responsibility initiative, GMR Varalakshmi foundation (GMRVF) was established in 1991 with focus on
education, community services, health and hygiene and creation of livelihood through empowerment of
local communities. In early 2006, the group also bagged the contract for restructuring and modernizing
Delhi’s International Airport, jointly with FRAPORT (Frankfurt airport)

Headquarter
The company has its corporate office at Bangalore.

Present Management
Mr. G. M. Rao is the founding chairman of the GMR Group.

VI. Major Business Groups

1. Tata Group
Born in a Parsi family in 1839, Jamsetji Nusserwanji Tata came to Bombay at the age of 14. In 1868, he
started a private trading firm with a capital of Rs.21000, laying the foundation of what now exists as
Tata Group. His travels in the Far East and Europe created a strong desire in him to manufacture cotton
goods. Finally, he launched the famous Central India Spinning, Weaving and Manufacturing company
in 1874 marking the group’s entry into Textiles. Sir Jamsetji Tata envisaged enabling India to compete
with the British Empire on its own terms. The group later moved in to steel, electric power, locomotives,
automobiles, banking, insurance, hotels and eventually information technology. Jamsetji had got the
approval for building a steel plant in 1895. Many years were spent in surveying the Indian terrain before
the group hit gold in the remote coalfields of Bengal which had ore with rich iron content and a
continuous flow of water. The Tata Iron and Steel Company was founded in 1907 at Jamshedpur, in
Bihar (present day Jharkhand). Sir Dorabji Tata, aided by his cousin RD Tata, saw Jamsetji’s projects
through to the stage of accomplishment. Sir Dorabji always believed that wealth must be put to
constructive use. Towards the end of his career in 1932, he put all his wealth–including the 245-carat
Jubilee Diamond, twice as large as the Koh-i-noor and estimated at Rs. 1 crore–into a trust for the
advancement of learning and research, the relief of distress and other charitable purposes. Jehangir
Ratanji Dadabhoy Tata (JRD) was born in Paris on July 29, 1904. JRD, as he was fondly referred to all
his life, arrived at group headquarters, Bombay House to work under John Peterson, director-in-charge
of Tata Steel, in 1925. In 1938, after the death of Sir Nowroji Saklatvala, chairman of Tata Sons, JRD
Tata was catapulted to be the head of India’s largest industrial empire. He was barely 34. JRD’s passion
for flying was fulfilled with the formation of the Tata Aviation Service back in 1932. Just before
India’s Independence, in 1945, Tata Steel promoted the Tata Engineering and Locomotive Company

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1998 : Tata Indica, India’s first indigenously designed, developed and manufactured car is launched.

1999 : The new Tata Group corporate mark and logo are launched.

2001 : Tata-AIG – a joint venture between the Tata Group and American International Group
Inc (AIG) – marks the Tata’s re-entry into insurance. (The Group’s insurance company
New India Assurance, was nationalised in 1956). The Tata Group Executive Office
(GEO) is set up to design and implement change in the Tata Group and to provide long-
term direction.

2003 : Tata BP Solar inaugurates plant; launches three new products. Tata Motors launches City
Rover – Indica fashioned for the European market.

2005 : Tata Steel acquires Singapore-based steel company NatSteel by subscribing to 100 per
cent equity of its subsidiary, NatSteel Asia.

Headquarter
The Tata Group’s holding company has its headquarters at Mumbai, Maharashtra.

Present Management
Mr. Ratan Tata is the present Chairman of the group.

Group Companies

Engineering Consumer
Global
Services/ Power Chemicals Communication IT Products Services
Operations
Products
TAL Tata BP Tata Tata
Nelito Indian Hotels
Manufacturing Solar Rallies India Tata Sky McGrawhill Enterprise
Systems (Taj Group)
Solutions India publishing AG
Taj Housing
Tata
Tata Tata Tata Development Tata
AutoComp SerWizSol Tata Tea
power Chemicals Teleservices Corporation Incorporated
System
(THDC)

Tata Tatanet Tata Elxsi Trent Tata


Tata Holset
Pigments International
Tata
Tata Tata Financial
Tata Motors VSNL International
Technolgies Ceramics Services
AG

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The successful streak of entrepreneurship continued with Keshav Prasad Goenka, son of Sir Badridas
Goenka. He managed to steer his companies through the pre-independence and post-independence era
and in the 1950s, embarked on a course of expansion and diversification at an escalating tempo.

Keshav Prasad Goenka acquired the two British trading houses, Duncan Brothers and Octavius
Steel. In the early 1960s, he promoted three companies in the automobile tyre industry namely Phillips
Carbon Black and acquired several others. By the end of 1970s, when he progressively retired leaving
the management of his business to his three sons, he had acquired substantial interests in tea,
automobile tyre, jute, cotton textile and electric cables. Like his father, he played an active role in
public life. He held the position of President of FICCI in 1965, and became a director of India’s
central bank, the Reserve Bank of India, a position later held by his son Rama Prasad Goenka,
better known as RP Goenka.

In 1979, the fortune owned by Keshav Prasad Goenka was shared amongst his three sons. From
owning four companies; Phillips Carbon Black, Asian Cables, Agarpara Jute and Murphy India, with a
turnover of Rs 75 crore, RP Goenka, led the group to what it is today: a Rs 7,472 crore company (US$
1.65 billion), with more than 20 companies in 7 different business sectors. With razor sharp business
instincts, RP Goenka excelled in buying and selling companies. His first purchase was CEAT Tyres of
India in 1981. In the 1980s, this takeover specialist acquired KEC (1982), Searle India (1983, later
renamed RPG Life Sciences), Dunlop (1984), HMV (1988), and finally in 1989,CESC, Harrisons
Malayalam, Spencer & Co. and ICIM.

In 1990, he entrusted the management of the group to his two sons, Harsh and Sanjiv Goenka. RP
Goenka became Chairman Emeritus, Harsh Goenka Chairman and Sanjiv Goenka Vice-Chairman of
RPG Enterprises.

Milestones
1979 : Inception of RPG Enterprises by Mr RP Goenka, a Rs. 700 million group, which comprises
Phillips Carbon Black, Asian Cables, Agarpara Jute and Murphy (India)

1983 : RPG Life Sciences (formerly Searle India) is acquired.

1985 : Saregama India (formerly the Gramophone of India Ltd.) is acquired

1988 : HMV (His Master’s Voice) is acquired.

1989 : Harrisons Malayalam Ltd., Spencer’s CESC Ltd., Raychem RPG (formerly Raychem
Corporation) and Zensar Technologies (formerly ICIL) are acquired.

1995 : RPG Cellular commences its operations.

1996 : RPG Netcom is established.

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3. Bajaj Group
The Bajaj Group is amongst the top 10 business houses in India. Its footprint stretches over a wide
range of industries, spanning automobiles (two-wheelers and three-wheelers), home appliances, lighting,
iron and steel, insurance, travel and finance.

The group’s flagship company, Bajaj Auto, is ranked as the world’s fourth largest two and three wheeler
manufacturer and the Bajaj brand is well-known in over a dozen countries in Europe, Latin America, the
US and Asia.

Founded in 1926, at the height of India’s movement for independence from the British, the group has
an illustrious history. The integrity, dedication, resourcefulness and determination to succeed which
are characteristic of the group today, can be traced back to its birth during those days of relentless
devotion to a common cause. Jamnalal Bajaj, founder of the group, was a close confidant and disciple
of Mahatma Gandhi. In fact, Gandhiji had adopted him as his son. This close relationship and his deep
involvement in the independence movement did not leave Jamnalal Bajaj with much time to spend on his
newly launched business venture.

His son, Kamalnayan Bajaj, then 27, took over the reins of business in 1942. He too was close to
Gandhiji and it was only after Independence in 1947, that he was able to give his full attention to the
business. Kamalnayan Bajaj not only consolidated the group, but also diversified into various
manufacturing activities.

Headquarter
Bajaj group is headquartered at Pune, Maharashtra.

Present Management
The present Chairman and Managing Director of the group, Rahul Bajaj, took charge of the business in
1965. Under his leadership, the turnover of the Bajaj Auto, the flagship company, has gone up from
INR 72 million to INR 46.16 billion (USD 936 million) and its product portfolio has expanded and the
brand has found a global market. He is one of India’s most distinguished business leaders and is
internationally respected for his business acumen and entrepreneurial spirit.

Bajaj Group Companies

Bajaj Auto Ltd. Mukand Global Finance Ltd.

Bajaj Electricals Ltd. Bachraj Factories Pvt. Ltd

Bajaj Hindustan Ltd. Bajaj Consumer Care Ltd.

Maharashtra Scooters Ltd. Bajaj Auto Holdings Ltd.

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1966 : The Indian Rayon Corporation Ltd. is acquired.

1985 : India’s first gas-based fertiliser plant in the private sector – Indo Gulf – goes on stream at
Jagdishpur, UP

1986 : The Birla Growth Fund is set up.

1990 : Mr Kumar Mangalam Birla gets actively involved in the Group’s operations.

1995 : The group enters the telecommunications sector through a joint venture with AT & T (USA)

1996 : All group companies are consolidated under the umbrella of the Aditya Birla Group, led by
Mr. Kumar Mangalam Birla.

1999 : A joint venture with financial services major Sun Life of Canada is inked, as part of the
overall restructuring of the Group’s financial services business.

2000 : • Indian Rayon acquires Madura Garments and selected overseas brand rights, taking
the Group to the top of the league in the branded apparels sector.

• The Group forays into e-business through a strategic alliance of its software arm, Birla
Software and Consultancy Services (BCSS), with Lawson Software (USA).

• ‘Gyanodaya’, the Institute of Management Learning of the Aditya Birla Group, is


inaugurated.

• Hindalco acquires Indal. The Indal board is reconstituted. Mr Kumar Mangalam Birla
becomes Indal’s new chairman. The Group holding goes up to 74.6 percent, and further
increases to 96 per cent in FY’03.

• The Insurance Regulatory Development Authority (IRDA) grants registration in principle


to Birla Sun Life Insurance Company. Indian Rayon acquires major world rights for
international apparel brands Louis Philippe, Allen Solly and Peter England.

• The Group announces its intention to launch a 450 MW ‘Green Power Project’
in Karnataka.

• The merger of Birla AT&T and Tata Cellular is completed

2004 : Board reconstituted with Mr. Kumar Mangalam Birla taking over as Chairman. Completion
of the implementation process to de-merge the cement business of L&T and
completion of open offer by Grasim, with the latter acquiring controlling stake in the
newly formed company UltraTech.

Headquarter
The group is headquartered at Mumbai, Maharashtra.

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In this chapter, you will learn concepts w.r.t.:
z Commonly used business terminologies

Chapter 9

Key Business Terminologies


Temple of Learning

Commodity
Any saleable item in commerce or trade which has a value attached to it, is termed as a commodity.

Comparative Advantage
When a country specializes in products that it can produce at a lower cost than another country and
can trade them to get products which it can only produce at a higher cost than that another country,
then the former country has a comparative advantage to the latter.

Concentrated Industry
An industry in which a few large companies dominate the manufacturing and sale of a given product
line, such as automobiles is termed as a concentrated industry.

Conglomerate
A big business comprising several product lines and unrelated industries is termed as a conglomerate.

Consumer Goods
Products used to meet immediate consumer demands, rather than being used for further productive
purposes is called consumer goods.

Consumer Price Index


A measure of the cost of living as tabulated by the U.S. Bureau of Labor Statistics based on the actual
retail prices of a wide variety of consumer goods and services at a given time and compared to a base
period which is changed from time to time.

Cost-Benefit Analysis
Measurement of costs of a specific procedure, program, product or service in terms of the benefits it
will yield against the cost, is termed as cost-benefit analysis.

Cost–Push Inflation
An increase in price level in the economy stemming from an increase in cost of production rather than
an increase in demand is termed as cost-push inflation.

Debenture
A debenture is usually a written secured or unsecured promise to pay, issued by a company or government.

Deficit Financing
A situation in which government spending exceeds government income, with the difference covered by
borrowing.

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Economic Profit
The profit after all implicit and explicit costs of production and operation are paid, taking into account
alternative uses the resources applied to a business.

Economies of Scale
An increase in the factors of production, as in market production resulting in a proportionate
greater increase in productivity output per unit of production is termed as economies of
scale.

Entrepreneur
A person who assumes the risk and responsibility attached with starting and operating a business is
called an entrepreneur.

Equity Partnership
A limited partnership arrangement for providing start-up and seed capital to a business for its
operations.

Exchange Rate
The price that a country must pay to exchange its currency with the currency of another nation is
termed as exchange rate of that country.

Factors of Production
The resources like land, labor capital and enterprise, necessary for the production of goods and services
are called factors of production.

Free Trade Zone


A port designated by the government of a country for duty–free entry of any non-prohibited goods.
Merchandise can be stored, displayed, etc., within the zone and re-exported without duties being paid.
Duties are paid only when the goods pass from the zone into the area of the country subject to the
customs authority.

Fringe Benefit
Any variety of indirect, non-cash benefits provided to employees by employers in addition to regular
wage or salary compensation is called fringe benefit.

Fringe Benefit Tax


The tax paid by the employer or his company on the benefits offered to the employees, is termed as
fringe benefit tax.

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Oligopoly
An oligopoly is a market form in which a market or industry is dominated by a small number of sellers
who are called oligopolists.

Patent
A patent is a set of exclusive rights granted by a state to a patentee (the inventor or assignee) for a fixed
period of time in exchange for the regulated, public disclosure of certain details of a device, method,
process or composition of matter (substance) (known as an invention) which is new, inventive, and
useful or industrially applicable.

Private Enterprise
A system in which means of production are owned and operated by an individual or a group of individuals
or privately owned organizations for the purpose of making profits, as opposed to government owned
and controlled corporations, is termed as a private enterprise.

Real Income
Real Income refers to the amount of money earned by an individual during a period of time, with which
he/she can buy goods and services.

Recession
Recession refers to a period in the economy, when the economic activity witnesses an overall decline
in production and employment.

Speculation
The act of putting money into some security or company or scheme with the hope of quick, sizeable
profit; usually involves a significant degree of risk.

Stocks
In financial markets, stock is the capital raised by a corporation through the issuance and distribution
of shares.

Stock Market
A stock market is a market for the trading of a company’s stock, and derivatives of the same; both of
these comprise securities listed on a stock exchange as well as those which are only traded privately.

Subsidy
Subsidy is a kind of government assistance to a company in the form of grant, tax break, or trade
barrier to encourage production or purchase of the goods.

BUSINESS AWARENESS - BRM 79


In this chapter, you will learn concepts w.r.t.:
z Commonly used business and economic abbreviations

Chapter 10

Business and Economic Abbreviations


Temple of Learning

ER & DC : Electronic Research and Development Centre

ESOP : Employee Stock Ownership Plan

FDI : Foreign Direct Investment

FICCI : Federation of Indian Chambers of Commerce and Industry

FII : Foreign Institutional Investor

GATT : General Agreement on Tariffs and Trade

GDP : Gross Domestic Product

GDR : Global Depository Receipt

GNP : Gross National Product

ICRA : Investment Information and Credit Rating Agency of India

IDBI : Industrial Development Bank of India

IFC : Industrial Finance Corporation; International Finance Corporation

IPO : Initial Public Offering

IRR : Internal Rate of Return

JIT : Just In Time

JV : Joint Venture

KPI : Key Performance Indicators

LIBOR : London Inter-bank Offered Rate

LIC : Life Insurance Corporation of India

LIFO : Last In, First Out

M1 : Money supply with public

M2 : M1 + time related deposits + savings deposits, money market funds.

M3 : Aggregate monetary resources

MNC : Multi National Corporation

MOU : Memorandum of Understanding

MSCI : Morgan Stanley Capital International

NABARD : National Bank of Agriculture and Rural Development

BUSINESS AWARENESS - BRM 83


In this chapter, you will learn concepts w.r.t.:
z Sole Proprietorship Business
z Partnership Business
z Company

Chapter 11

Types of Business Entities


Temple of Learning

Characteristics of a Partnership Business

i. An association of two or more persons.


ii. An agreement entered into by all persons concerned.
iii. Existence of business (and not just an agreement) .
iv. The carrying on of business by all, or any one of them acting for all.
v. Sharing of profits (or losses)of the business.

From the point of view, the main thing is that relations among the partners will be governed by mutual
agreement. The agreement is known as The Partnership Deed which is to be properly stamped. It should
be comprehensive to avoid disputes later on. It is usual therefore, to find the following clauses in a
Partnership business:

i. Name of the firm and the partnership business.

ii. Commencement and duration of business

iii. Amount of capital to be contributed by each partner

iv. Rate of interest to be provided to each partner on his capital

v. Disposal of profits and the ratio in which it would be done

vi. Amount to be allowed to each partner as drawings and the timings of such drawings

vii. Whether a partner will be allowed a salary

viii. Any variation in the mutual rights and duties of the partners

ix. Method by which goodwill will be calculated

x. Procedure by which a partner may retire and the method of payment of his dues

xi. Treatment of losses arising out of the insolvency of a partner

xii. Preparation of accounts and their audit

3. COMPANY

The word Company etymologically is a combination of two Latin words ‘Com’ meaning ‘with or together’
and ‘Pains’ meaning ‘bread’. Originally, it referred to a group of persons who took their meals together.

In business terminology, a company “refers to a legal entity formed which has a separate legal entity from its
members, and is ordinarily incorporated to undertake commercial business”.

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Temple of Learning

Types of Companies
1. Public Company
Public Company is a company in which shares are held collectively by the general public rather than a
selected few individuals. Minimum number of members in a public company is seven, if members
become less than seven, the company is no longer a public company but is rather a private company.

2. Private Company
Private company means a company which by its articles of association,
• Restricts the right of members to transfer its shares
• Limits the number of its members to fifty. In determining this number of 50, employee-members and
ex-employee members are not to be considered.
• Prohibits an invitation to the public to subscribe to any shares in or the debentures of the company.
If a private company contravenes any of the aforesaid provisions, it ceases to be a private company and
loses all the exemptions and privileges which a private company is entitled to. Minimum number of
members in a private company is two. A private company does not need a separate certificate from the
Registrar of Companies for the commencement of its business.

3. Companies deemed to be Public Limited Company


A private company will be treated as a deemed public limited company under one of the following
circumstances:
• Where at least 25% of the paid up share capital of a private company is held by one or more body
corporates, the private company shall automatically become a public company on and from the date
on which the aforesaid percentage is so held.
• Where the annual average turnover of the private company during the period of three consecutive
financial years is not less than Rs 25 crores, the private company shall be, irrespective of its paid up
share capital, deemed a public company.
• Where not less than 25% of the paid up capital of a public limited company is held by the private
company, then the private company shall become a public company on and from the date on which
the aforesaid percentage is so held.
• Where a private company accepts deposits from public, after an invitation is made by advertisement or
renews deposits from the public (other than from its members or directors or their relatives), such company
shall become public company on and from the date when such acceptance or renewal is first made.

4. Limited and Unlimited Companies


Companies may be limited, limited by shares or limited by guarantee.
a) Company limited by shares - In this case, the liability of the members is limited to the amount of
uncalled share capital. No member of the company limited by the shares can be called upon to pay more
than the face value of shares or so much of it as has remained unpaid. The members of limited companies
have no liability in case of fully paid up shares.

BUSINESS AWARENESS - BRM 89


In this chapter, you will learn concepts w.r.t.:
z Important governing institutions

Chapter 12

Important Governing Institutions


Temple of Learning

Headquarter
NASSCOM has its headquarters at New Delhi

Present Management
Mr. B. Ramalinga Raju – Chairman, NASSCOM
Mr. Kiran Karnik – President, NASSCOM

4. Bombay Stock Exchange Limited (BSE)


Bombay Stock Exchange Limited is the oldest stock exchange in Asia with a rich heritage. Popularly known
as “BSE”, it was established as “The Native Share & Stock Brokers Association” in 1875. It is the first stock
exchange in the country to obtain permanent recognition in 1956 from the Government of India under the
Securities Contracts (Regulation) Act, 1956.The Exchange’s pivotal and pre-eminent role in the development
of the Indian capital market is widely recognized and its index, SENSEX, is tracked worldwide. The Exchange
is professionally managed under the overall direction of the Board of Directors. The Board comprises
eminent professionals, representatives of Trading Members and the Managing Director of the Exchange.
The Exchange has a nation-wide reach with its presence in 417 cities and towns of India. The systems and
processes of the Exchange are designed to safeguard market integrity and enhance transparency in operations.

Headquarter
The BSE is located in Mumbai.

Present Management
Mr. Rajnikant Patel – Managing Director & CEO, Bombay Stock Exchange.

5. National Stock Exchange of India Limited (NSE)


The National Stock Exchange of India was promoted by leading financial institutions at the behest of
Government of India and was incorporated in 1992 as a tax paying company. On its recognition as a stock
exchange in April 1993 under the Securities Contracts (Regulation) Act, 1956, NSE commenced operations
in the Wholesale Debt Market (WDM) segment in June 1994. The Capital Market (Equities) segment
commenced operations in November 1994 and operations in Derivatives segment commenced in June 2000.

Headquarter
The NSE is located in Mumbai.

Present Management
Mr. Ravi Narain – Managing Director & CEO, National Stock Exchange of India.

6. Securities Exchange Board of India (SEBI)


Securities and Exchange Board of India (SEBI) is a board (autonomous body) created by the Government of
India in 1988 and given statutory form in 1992 under the SEBI Act 1992. SEBI has three functions rolled
into one body: legislative, judicial and executive. It drafts rules in its legislative capacity, it conducts enquiries
and enforcement action in its executive function and it passes rulings and orders in its judicial capacity. SEBI
has had a mixed history in terms of its success as a regulator. Though it has pushed systemic reforms
aggressively and successively (e.g. the quick movement towards making the markets electronic and paperless),
it seems to lack the legal expertise needed to sustain prosecutions/enforcement actions.

BUSINESS AWARENESS - BRM 93


In this chapter, you will learn concepts w.r.t.:
z Special Economic Zone (SEZ)
z Indian Stock Market
z Business Process Outsourcing (BPO)

Chapter 13

Miscellaneous Business Knowledge


Temple of Learning

• The units are also exempted from Central Excise duty on procurement of capital goods, raw
materials, consumable spares etc. from the domestic market.
• The central sales tax paid by the units in a SEZ on domestic purchases is reimbursed. Also 100%
income tax exemption is provided for a block of five years, 50% tax exemptions for two years and
up to 50% of the profits are ploughed back for a period of 3 years under section-10 A of the
Income tax Act.
• 100% income-tax exemption for a period of 3 years & 50% income-tax exemption for a period of 2
years is provided to off-shore banking units under section 80-L(A) of the Income-Tax Act (IT Act)
• 100 % Foreign Direct Investment is allowed in manufacturing sector.
• Duty free goods, imported or purchased by the units have to be utilized within 5 years from the
date of import/purchase.
• No separate documentation is required for customs and EXIM (Export-Import) policy.
• Support services like banking, post office clearing agents etc. are provided within the zone complex.
• Exemption from Custom/Excise Duty is provided on goods manufactured by units set up in
the zone.

INDIAN STOCK MARKET

Indian stock markets have been on a ride for quite some time. In the beginning of 2005, the sensex was
around 6000 or so levels, but till date it has already once crossed 14000 levels. Nothing so dramatic has
happened in last one year that justifies this kind of growth. Indian economy is definitely on a rise, but
the rise is not enough to warranty such kind of valuations for the stocks. Almost all the major stocks
are trading at their all time highs.

The fundamentals that govern the market operations are strong and do not react to many negative
events that the stock market has faced during the last year, such as floods in Mumbai, soaring oil prices
in the World or SEBI banning some well known brokers for their involvement in trade malpractices etc.
Some analysts predict that this is a bubble, and can burst any time. Sensex and Nifty breach new highs
everyday, and this does not seem to be stopping.

The valuations of all the stocks have gone haywire. Market value of the actively traded companies has
simply doubled in this rally and some of even the lesser known stocks have gained obscene valuations
and P/E (Price to Earning) ratios. Are all these really justified? What is driving the markets forward?

The answer lies in the simple principle of demand and supply. Nowadays, more and more people are
taking stocks as a serious investment option. Foreign Institutional Investors (FIIs) are being more and
more attracted to Indian markets. And there is lot of surplus cash available. So, everyone is vouching
for a share of pie in this exciting space, and that’s what is keeping the markets going upwards. This is
also proven by the kind of interest that IPOs are getting. Almost all the companies that are launching

BUSINESS AWARENESS - BRM 97


Temple of Learning

The Sensex took just 26 trading sessions to move from 13000 to 14000 and the Nifty has conquered
4000. Sensex has gained nearly 6 per cent over the last one month, mostly led by banking, capital
goods and technology stocks. Among the sectoral indices on the BSE, the bank index (Bankex) has
been the best performer with gains of close to 10 per cent over the last one month or so. BSE capital
goods and BSE IT indices also did well during this period.

SBI was the best performer in the rally from 13000 to 14000, with gains of over 20 per cent. Telecom
stocks - Bharti and Reliance Communications gained between 16 and 18 per cent each. Cement stocks
also had a good time as ACC rallied almost 19 per cent and Gujarat Ambuja gained over 9 per cent.

Total market capitalisation of all listed Indian companies now stands at a staggering Rs. 36.4 lakh
crore, higher than last financial year’s GDP of Rs. 32 lakh crore at current prices.

With a market capitalisation of around $820 billion, India now ranks fourth among the largest stock
markets in the Asia-Pacific region. Japan leads the region with a market cap of over $4 trillion, followed
by Hong Kong and Australia. India is followed by South Korea at the fifth position. With some high
profile IPOs like Cairn India, Power Finance Corporation and Idea Cellular which would have a combined
market value in excess of $30 billion — in the pipeline, India would extend its lead in market cap over
South Korea by early next year.

Among major global markets, India has been only the 4th best performing market over the last month
and the worst among the BRIC (Brazil, Russia, India and China) economies. Shanghai has been the best
performer with returns in excess of 16 per cent followed by Russia, which gained nearly 9 per cent.
Brazil gained nearly 8 per cent during this period.

However, a large section of retail investors have not benefited from this rally. The up move has been
very selective and has bypassed many stocks, especially in the mid-cap and small-cap spaces. Retail
investors are still stuck in positions built before the May 2006 slump.

Mid-caps lag
Mid-caps are yet to regain the heights scaled in May last year and many stocks continue to trade with
significant discounts from the levels seen earlier this year. The CNX Mid-cap Index is still around 200
points below its lifetime high of 5350 touched in May 2006. A large number of the 100 stocks, which
form this index, are still trading below their May levels.

The BSE Mid-cap index has gained only around 4 per cent over the last one month and is more than 300
points below its lifetime high. On the BSE Mid-cap Index, more than 60 per cent of the stocks, which
are part of the index, are trading below their May levels and only about 25 per cent have given decent
returns in excess of 10 per cent.

BUSINESS AWARENESS - BRM 99


Temple of Learning

wheelers and 2-wheelers, appear in the list. As two of the larger telecom companies — BSNL & Tata
Tele — are as yet unlisted, only two telecom service providers find themselves in the list.

Reliance Industries captured the ‘most valuable’ company crown from ONGC for a brief period, but
the PSU oil behemoth easily won it back with ease. ONGC now commands a market value of Rs183,333
crore or $41.2 billion, which is still nearly $6 billion short of its peak value touched in May this year.
Reliance Industries follows with a market cap of $40.01 billion.

Infosys and NTPC are fighting it out for the third place. As of yesterday, Infosys has a modest lead
with a market cap of $27.96 billion while NTPC comes in 4th with a market cap of $27.73 billion.
Bharti Airtel has seen a spectacular rally over the last 6 months and is 5th on the list with a market value
of $27.21 billion.

TCS has also done well to lift its market value to $26.14 billion, the last one with a market cap of over
Rs. 1 lakh crore, and occupies the 6th slot. Reliance Communications, Wipro Limited, ICICI Bank and
ITC complete the top-10 in terms of market capitalisation.

BUSINESS PROCESS OUTSOURCING (BPO)

When the rate of growth in software exports slowed earlier in the decade as a result of the tech bubble
bursting and the impact of 9/11 on global business, it was IT-enabled Services (ITeS) and business
process outsourcing which carried the can.

Now that software exports are rebounding, with leading billion dollar plus companies recording near 50
per cent topline growth and stable, if not slightly improving margins, it is time to look at what BPO is
doing. This year (2004-05) BPO exports were slated by Nasscom to grow by over 58 per cent to $5.7
billion, until last year’s figures got revised upwards by $200 million to $5.9 billion.

It is a safe bet that the current year will also eventually clock more than current projections. So is it all
hunky dory? No.

Indian software industry has arrived, in a way. The global IT market acknowledges it. But the Indian
BPO effort is in a different category.

It is still early days for the industry and several key issues need to be addressed before becoming
certain that BPO will follow in the footsteps of IT.

The BPO outlook, based on the achieved compound annual growth rate of 50 per cent plus, can be a
little rosier than is warranted. Naturally, a lot of it is not the industry’s fault.

BUSINESS AWARENESS - BRM 101


Temple of Learning

One result of this concentration at the commodity end is price competition and the daily threat of new
players from new geographies offering to work for less.

Bhargava says that Progeon, in any case, has remained well within its self-imposed upper limit of 30
per cent of revenues from call handling. Industry sources do not dispute the numbers quoted by Roy
and Bhargava but the point is that call handling is to BPO today what ‘body shopping’ was to the
software industry.

Everyone knows that it is the staple but it is difficult to get someone to admit: “Yes, this is about all that
we do.”

One result of huge demand and commoditisation is massive recruitments and commensurate
staff attrition.

Since call handling does not require high skills, firms recruit mostly on the basis of price (by offering
to pay a bit more) and youngsters doing undifferentiated jobs keep drifting from company to company
to earn more.

Bhargava says his attrition rate is 28 per cent annualised. One well-known company lost over 90 per
cent of its staff in a single year. Vivek Kulkarni, chairman and CEO of B2K, readily admits, “The result
of high attrition and recruitment is a delivery problem. You live from day-to-day,” not knowing when a
chunk of seats will fall vacant and upset your delivery.

The attrition problem has been accentuated by MNCs seeking to rapidly ramp up their captive centres.
But interestingly, the bright spots for the industry in the future may be around the MNC captives who
will almost inevitably become third party providers tomorrow.

Starting with industry leader WNS, which was born out of British Airways, and right down to GECIS
and Indigo Lever today, high end work in some volume may increasingly come out of former MNC
captives. Right now stand-alone Indian third party BPOs are an endangered species.
The BPO industry will bring about a tectonic social shift in ten years. There is so much euphoria about
the BPO business that it almost seems too good to be true. New customers land in Bangalore every day,
new companies are opened every month, and existing ones are growing at an unbelievable pace.

The government is in favour, the media loves it, college graduates think its cool, and middle management
professionals now have a new career option…move over IT industry—BPO is here!

There is, of course, good reason for this optimism. BPO represents a new commercial paradigm for
international trade in services and India’s unique positioning makes it a beneficiary of this tsunami, that

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Recruitment: If you talk to the leading BPO companies, they will all report a recruitment rate of
around 5 per cent. This means that out of every 100 people who apply for a job, only five get selected.
This ensures that the BPO workers are really the best from amongst the crop of graduates that leave
our colleges every year.

If you put all this together, you have an industry that is recruiting the best people at the entry level
from a very wide spectrum of colleges, placing them in a world-class work environment, training
them to very high standards and putting them to work for some of the most demanding customers
in the world.

Indian BPO industry—10 years later... :


Now fast forward this situation to 10 years hence. The Indian BPO industry is an enormous success.
It has grown at a compounded annual growth rate of 50 per cent and now employs 6.5 million people.
If you include people who started life in the BPO industry and have moved on to do other things
(assuming an annual attrition rate of 30 per cent for the BPO industry as a whole), you will have
another 6 million people.

This means that there will be over 12 million individuals in our country who have worked in the BPO
industry, that is, who have been through the rigorous recruitment tests, extensive training, are
accustomed to working in a very high-quality environment, don’t consider air-conditioning a luxury,
have a very strong work ethic and expect similar professionalism from their colleagues as a matter of
course, are used to satisfying very demanding customers, and delivering quality that is second to none
in the world.

These will be the Indians who have acquired global skills without having to migrate to the West.

The underwater earthquake: This is what the IT industry did to India during the 1990s. The dramatic
impact of BPO becomes clearer when you consider the fact that the IT industry employs only about
500,000 people. Yet, in 10 years, it transformed the social, economic, and trade pattern of our country.
It has increased India’s forex reserves beyond belief and has placed India on the world services map
where the “Made in India” label can be used with pride.

If 500,000 people can transform India in 10 years, imagine what 12 million can do—just think of what
India would be like if we have an IT industry 24 times its current size…the mind boggles.

We will have a large body of people who will deliver, expect and demand quality not just in their
professional lives but in their personal lives too. It will no longer be acceptable to have dirty
streets, chaotic traffic, grubby common areas in apartment blocks, and lack of efficiently-run
public services.

BUSINESS AWARENESS - BRM 105


BRM Tests
Temple of Learning

10. Which of the following terminologies is not related to share market operations?
a) Bulls b) Index
c) Brick and Mortar Company d) Derivatives

11. The brand ‘Dalda’ has been bought by Bunge, of USA, from which Indian company?
a) HLL b) Tata Chemicals
c) Dalmiya Corp. d) Godrej Agrovet

12. “With you always” is the punchline of __________


a) UTI Bank b) Bank of India
c) SBI d) Induslnd Bank

13. ‘Rabo Bank’ of Netherlands has a large equity share in which Indian bank?
a) Yes Bank b) Vyas Bank c) IndusInd Bank d) South Indian Bank

14. Ramesh Gelli was associated with which of the following scam?
a) SEBI scam b) GTB scam c) Security scam d) None of these

15. Which among the following companies is the world’s largest car manufacturer for 2006?
a) Ford b) Toyota c) Honda Motors d) General Motors

16. Which of the following persons would you associate with Berkshire Hathaway?
a) Larry Page b) Paul Allen c) Warren Buffet d) Helen Hunt

17. ‘Ronald’ is the mascot of which company?


a) McDonald b) Raymonds c) Mattel Toys d) Wal Mart

18. Which among the following is World’s largest airline?


a) United Airlines b) Air America c) American Airlines d) Lufthansa

19. “The Taste of India” is the punch line of which company?


a) ITC b) Amul c) MTR Foods d) Marico Industries

20. ‘Harry Potter’ book series is published by which publishing house?


a) McGraw Hills b) Kaplan c) Scholastic d) Penguin

21. Which among the following companies has tied up with Walt Disney to market its products in India?
a) Archies b) Hallmark c) Bilt d) H K Greetings

22. Dish TV is a direct-to-home (DTH) venture launched by which of the following TV networks?
a) Star TV b) Prasar Bharti c) India TV d) Zee TV

BUSINESS AWARENESS - BRM 109


Temple of Learning

35. Last year “Petrocon India” recently merged itself with which of the following companies?
a) Vedanta Resources b) Videocon Industries
c) Reliance Industries Limited d) Tata Power

36. Which among the following cities recently hosted India’s first wedding mall named “Shagun” ?
a) Pune b) Delhi
c) Kolkata d) Gurgaon

37. Audio giant “Blaupunkt GmbH” belongs to which country?


a) Denmark b) Sweden
c) Finland d) Germany

38. India’s first government owned five star hotel is ____


a) Hotel Ashok b) Janpath Hotel
c) Hotel Jal Mahal d) Qutub Hotel

39. Which company has been ranked “India’s most respected Business Conglomerate”, in 2006 by the
United States- India Business council?
a) RIL Limited b) ONGC
c) Tata Group d) IOC

40. Largest exporter of software services in India for the year 2005-06? (excluding BPO and ITES
services) is _____
a) Satyam b) TCS
c) Wipro d) Infosys

BUSINESS AWARENESS - BRM 111


Temple of Learning

10. Which company provides anti virus services for the users of Hotmail?
a) Veritas b) Trend Micro c) Norton d) McAfee

11. National Bank for Agriculture and Rural Development (NABARD) was set up in which year?
a) 1962 b) 1972 c) 1982 d) 1978

12. Which company owns ‘Kwality Walls’ brand of Ice Cream?


a) HLL b) P&G c) Godrej d) Heinz

13. Famous eatery chain ‘Subway’ belongs to which of the following nations?
a) Germany b) Holland c) UK d) USA

14. ‘CellOne’ is a mobile service brand belonging to which of the following service providers?
a) MTNL b) BSNL c) Airtel d) Essar

15. GATS stand for


a) Global Act on Trading Services
b) Global Agricultural Trading System
c) Geographic Aids and Technology Services
d) General Agreement on Trade in Services

16. ‘Smyle’ is a herbal over-the-counter (OTC) product belonging to which among the following
companies?
a) Jyothi Labs. b) Kopran Pharmaceuticals
c) Tata Chemicals d) Shantha Biotech

17. Park Avenue brand of apparel belongs to which among the following companies?
a) Raymonds b) Provogue
c) Grasim d) Pantaloons

18. Who among the following is the Chairman of the 12th Finance Commission?
a) N K Singh b) Vijay Kelkar
c) C Rangarajan d) Bimal Jalan

19. ‘Pureit’ is a brand of water purifier launched by which among the following companies?
a) HLL b) Kent c) Eureka Forbes d) Forbes Gokak

20. Which among the following is not matched with others?


a) Moody b) CRISIL c) IRCON d) Standard’s and Poors

BUSINESS AWARENESS - BRM 113


Temple of Learning

33. Swiss major ‘Bovet’ is associated with which among the following products?
a) Baby foods b) Leather products c) Watches d) All of the above

34. Which among the following Indian companies bought Flag Telecom, an international telephone
company?
a) Reliance Communications Ltd. b) Bharti Telephone Nigam Ltd.
d) Tata Telecom c) RPG Group

35. Which among the following is world’s largest TV manufacturing company?


a) Sony b) Electrolux
c) TTE Corp d) Samsung

36. Paul Allen was co-founder of which among the following companies?
a) IBM b) Microsoft
c) Google d) Dell Computers

37. Progeon is a BPO subsidiary of ______


a) Wipro b) Satyam
c) Infosys d) IBM

38. Which company had tied up with UK’s MG Rover to sell its cars in Britain under the brand name
‘City Rover’?
a) Maruti Udyog b) Tata Motors
c) Hyundai Motors d) Mahindra and Mahindra

39. Which among the following firms bought over the MGM studio?
a) Toshiba b) Time Warner
c) Channel 9 d) Sony

40. Abbey awards is associated with which of the following fields?


a) Marketing b) Advertising
c) Business Communication d) All of the above

BUSINESS AWARENESS - BRM 115


Temple of Learning

9. Which among the following pairs is not correctly matched?


a) Naina Lal Kidwai - ICICI b) Kiran Mazumdar Shaw - Biocon
c) Vineeta Bali - Britannia d) Sulajja Firodia Motwani - Kinetic

10. “Maharaja” is the mascot of which among the following organization ?


a) Indian Tourism Development Corporation (ITDC)
b) Air India
c) Indian Airlines
d) Both b) and c)

11. ‘Mukta Arts’ is owned by ________ .


a) Dev Anand b) Subhash Ghai
c) Yash Chopra d) Suraj Barjatya

12. Kenneth Lay who passed away recently was the chief executive of which company?
a) Enron b) Walt Disney
c) America Airlines d) World Com

13. Vedanta Resources is promoted by ______


a) Ravi Nair b) Anil Agarwal
c) Sunil Mittal d) Navin Jindal

14. ‘Ultra Tech’ the cement company is a subsidiary of which business group?
a) ACC b) A V Birla Group c) Ambuja Group d) L & T Group

15. Which European city hosts the ‘World Economic Forum’?


a) Geneva b) Vienna c) Davos d) Lausanne

16. When was Value Added Tax (VAT) adopted by 21 states ?


a) March 1, 2005 b) April 1, 2005 c) June 1, 2005 d) October 1, 2005

17. ‘Elantra’ is a brand of car from the stable of?


a) Daewoo b) General Motors c) Hyundai d) Honda

18. Samuel J Palmisano is the CEO of which company?


a) Apple b) IBM c) Intel d) AT & T

19. Which company has launched ‘Cayenne’ sports car in India?


a) Ferrari b) Porsche c) BMW d) Hyundai Motors

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32. Which among the following motor companies is credited with creating world’s first moving assembly
line for cars?
a) General Motors b) Ford Motors
c) Honda Motors d) BMW

33. Which biscuit brand is the largest selling brand, only in a single country?
a) Britannia Milk Bikis b) Parle G
c) Britannia Tiger d) Priyagold

34. He worked for the World Bank, The Indian Express and is presently the deputy charman of the
Planning Commission. Who is he?
a) Montek Singh Ahluwalia b) Arun Shourie
c) M.J. Akbar d) Sam Pitroda

35. This IIM graduate is well known for his long association with cricket. Can you name this India’s
sensation behind the mike?
a) Harsha Bhogle b) Navjot Singh Sidhu
c) Charu Sharma d) Anil Kumble

36. This brewer turned biotechnologist is now the second richest woman in India. Can you identify the
firm with which she is associated with?
a) Dabur b) BioCon c) Dr. Reddy’s d) Jumbo Group

37. His name is associated with making balloons, creating India’s largest Tyre factory and helping Indian
new ball attack getting new faces. Can you identify this person ?
a) T Shekhar b) A C Muthaiah
c) Mammen Mappillai d) Sharth Divakar

38. The full name of LML is ________ .


a) Lohia Machine Limited b) Loco-Motors Limited
c) Lohia Manufacturing Limited d) Lohia Motors Limited

39. Who amongst the following are the brand endorsers of Sunfeast biscuits?
a) Shahrukh Khan b) Sania Mirza c) Gayatri Joshi d) All of the above

40. This former chairman of State Bank Of India who retired in 2006, was the main force behind the
bank’s recent accomplishments. He is ______
a) G N Vajpayee b) Subir Raha c) A K Purwar d) M S Verma

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Temple of Learning

12. Who is the CEO of Biocon India?


a) Kiran Mazumdar Shaw b) Phiroz Vandrevala
c) Ronnie Screwala d) Naresh Goyal

13. The newly-appointed chairman of the revamped Board of Trade is ______


a) KM Birla b) Kamal Nath c) Mukesh Ambani d) Vijay Kelkar

14. Which finance minister has presented maximum number of budgets in India?
a) Manmohan Singh b) Yaswant Sinha c) V.P. Singh d) Moraji Desai

15. BSE Sensex consists of ____ shares.


a) 30 b) 50 c) 100 d) none of the above

16. The Central Bank of India is _________


a) Oriental Bank of Commerce b) Reserve Bank of India
c) State Bank of India d) ICICI Bank

17. Pierre Omidyar is the founder of which famous web portal ?


a) amazon.com b) ebay.com c) hotmail.com d) yahoo.com

18. The first private Indian company to enter the list of Fortune 500 companies is ________ .
a) Reliance Industries b) Aditya Birla Group
c) Tata Motors d) Infosys

19. Which of the following is not a listed company?


a) Air India b) Deccan chronicle c) TCS d) Wipro

20. Prannoy Roy is the head of which television company?


a) NDTV b) STAR TV c) ZEE TV d) SONY TV

21. The first Indian city to get ISO 9001 certification was ______
a) Jamshedpur b) Chandigarh c) Jaipur d) Bangalore

22. The Japanese company which introduced Just-In-Time (JIT) is


a) Toyota b) Nippon c) Sony d) Panasonic

23. Brijmohanlal Munjal is associated with which industrial group?


a) Hero Group b) Hindustan Times Group
c) India Today Group d) Times of India Group

BUSINESS AWARENESS - BRM 121


Temple of Learning

37. IBM has sold its personal computer business to which company?
a) Lenovo b) Compaq c) Hewlett Packard d) Canon

38. NBC an American TV channel is owned by ________ .


a) General Electric b) General Motors c) CNN d) BBC

39. Which well known company started its life as ‘Wadia Mill’ ?
a) Raymond Mills b) Delhi Cloth Mill c) Bombay Dyeing d) Arvind Mill

40. The R in Wagon R stands for ________ .


a) Reliable b) Recreation c) Rally d) Rejoice

BUSINESS AWARENESS - BRM 123


Temple of Learning

10. Which Indian ad man was the head of jury at the Cannes advertising festival 2006?
a) Prahlad Kakkar b) Prasoon Joshi c) Prasoon Pandey d) Piyush Pandey

11. ‘Hummer’ the car belongs to which company?


a) Ford Motors b) Hyundai Motors c) Mitsubishi Motors d) General Motors

12. The name of which Japanese company literally means ‘Three Diamonds’?
a) Mitsubishi b) Isuzu c) Sony d) None of the above

13. Which was the first car to be exported from India?


a) Ambassador b) Maruti Zen c) Tata Indica d) None of the above

14. Which is the oldest magazine in the world?


a) Spectator b) Wisden c) India Today d) Punch

15. Which among the following ad agency keeps a bowl of fresh apples in its offices world over?
a) Leo Burnett b) Ogilvy & Mather
c) Rediffusion d) None of the above

16. ‘Some of our customer will never buy a Mercedes Benz’ was the famous tagline of ________ .
a) Mercedes b) BMW c) Porsche d) none of the above

17. Which company uses bull as its brand mascot?


a) Merrill Lynch b) J.P. Morgan c) Sharekhan d) Kotak Securities

18. You would associate Carlos Ghosn with which car company ?
a) Nissan b) Suzuki
c) Hindustan motors d) Hyundai

19. The tyre company which belongs to RPG group is ________ .


a) MRF b) Ceat c) Bridgestone d) None of the above

20. ‘Smooth as Silk’ is the tagline of which airways ?


a) Cathay Pacific Airways b) Thai Airways
c) Royal Nepal Airlines d) Jet Airways

21. Which company launched gel based back pain relieving ointment “Back-Aid”?
a) Dabur b) Glaxo
c) Paras d) None of the above

BUSINESS AWARENESS - BRM 125


Temple of Learning

33. Which medicinal syrup did Dr. John Stythe Pemberton concoct?
a) Viagra Concentrate b) Coca-Cola
c) Pfizer d) Budweiser

34. What is the Birla Group’s BPO arm called?


a) Pan Century b) PSI Data
c) Tran works Information d) Smart Analyst

35. Which business family owns the Outlook Publishing group?


a) The Goenkas b) The Birlas
c) The Ambanis d) The Rahejas

36. Who is the CEO of Formula One management (F-1 grand prix racing championships)?
a) Bernie Ecclestone b) Stuart Lewis-Evans
c) Jochen Rindt d) None of these

37. Dumex India, the manufacturer of brands ‘Protinex’ and ‘Farex’ has been acquired by ________ .
a) Wockhardt India Ltd. b) Nestle India Ltd.
c) Ranbaxy India Ltd. d) Cipla Ltd.

38. Who is the new chairman of State Bank Of India?


a) S Damodaran b) O P Bhatt c) C S Ravi d) Deepak Parekh

39. India’s most profitable company for the FY 2005-06 was ________ .
a) ONGC b) Reliance Industries Pvt Ltd.
c) IOC d) Infosys

40. The disinvestment of Neyveli Lignite Corporation (NLC) was withheld because of opposition from
alliance partners of the government. NLC is in which Indian state?
a) Karnataka b) Maharastra
c) Tamil Nadu d) Orissa

BUSINESS AWARENESS - BRM 127


Temple of Learning

11. When was the Ministry of Disinvestment formed in India?


a) 1995 b) 1999 c) 2001 d) 2002

12. Who was the first Indian actress to model for Lux soaps?
a) Devika Rani b) Leela Chitnis
c) Shobhana Samarth d) Jayaprada

13. Which company did Narayana Murthy quit to start Infosys?


a) IBM b) Tata Consultancy Services
c) Wipro d) Patni Computer Systems

14. Which company’s punchline is “Empowering the Internet Generation” ?


a) Cisco Systems b) Oracle c) Wipro d) None of these

15. What is the name of the HMV dog (mascot)?


a) Hixie b) Puppy c) Nipper d) Ricky

16. What is the military variant of the American civilian vehicle, ‘the Hummer’ called?
a) Humcee b) Humvee c) Humcivic d) Hunter

17. Who was the first Indian woman to graduate from the Harvard Business School?
a) Naina Lal Kidwai b) Gita Piramal c) Rajashree Birla d) Kiran Mazumdar Shaw

18. Companies that provide access to the Internet are called ________ .
a) International Account Providers b) Internet Service Providers
c) Internet Account Providers d) International Hosting Services

19. Gulf Oil and IndusInd Bank are group of companies of which business house?
a) Hindujas b) TATA
c) The Murugappa Group d) The Wadia Group

20. Which organization has the ad-line ‘The World put stock on us’?
a) NASDAQ b) LSE c) NYSE d) BSE

21. ‘Agfa’ is a trademark for ________ .


a) Tyres b) Cars c) Photo goods d) Agricultural goods

22. India’s first electric car is called ________ .


a) Reva b) Meva c) Beva d) Mega

BUSINESS AWARENESS - BRM 129


Temple of Learning

33. Which industrialist donated $800,000 for the land on which the U.N. General Assembly has been
built?
a) Steve Jobs b) Bill Gates
c) John D. Rockefeller Jr. d) Morgan Stanley

34. Which business tycoon has decided to give away 85% of his wealth for philanthropic causes, most
of which will go to Gates foundation?
a) Warren Buffet b) Paul Allen
c) Bill Gates d) Steve Jobs

35. World’s Wealthiest Nation survey 2006 conducted by World Bank places India at which position?
a) Eleventh b) Twelfth
c) Fourteenth d) Fifteenth

36. Royal Enfield is the motorcycle division of which group?


a) Eicher Motors b) Mahindra and Mahindra
c) Escorts Motors d) It is an independent company.

37. Luxury cars “Gallardo” and “Murcielago” have been launched in India by………..
a) Porche b) BMW
c) Lamborghini d) Volkswagen

38. With which company would you associate Vyomesh Joshi?


a) Hewlett-Packard b) Yahoo
c) Vodafone d) Coca Cola

39. Which of the following company has agreed to buy Pfizer’s consumer health product unit for
$16.6 billion?
a) Glaxo Smithkline b) Ely Lilly
c) Johnson & Johnson d) Fortis

40. Budget airliner ‘Jazeera Airways’ is from which country?


a) Saudi Arabia b) Qatar
c) UAE d) Kuwait

BUSINESS AWARENESS - BRM 131


Temple of Learning

10. The book ‘Indian Economy: Essays on Money and Finance’ has been authored by ________ .
a) Bimal Jalan b) CVK Reddy
c) C. Rangarajan d) None of the above

11. Which is the oldest broadcasting organization in the world?


a) CNN b) CNBC
c) ABC d) BBC

12. CDMA stands for ________ .


a) Code Division Multiple Access b) Client Dialer Mainframe Access
c) Compact Disc Music-Audio d) Carrier Data Mobile Authorization

13. Which large Indian retail store describes itself as ‘The Family Store’?
a) Wal-Mart b) Pantaloons c) Shopper’s Stop d) Ebony

14. Which company does Larry Ellison head?


a) Sun Microsystems b) Cisco c) Netscape d) Oracle

15. What do the first three letters (SUN) in Sun Microsystems stand for?
a) Stanford University Network b) Synergy Unlimited Networks
c) Scalable Ultrasecure Networks d) Nothing, it is the word ‘Sun’

16. In Japan, the McDonalds Clown is called ________ .


a) Ronald McDonald b) Ronald McClown c) Roland McDonald d) Donald McDonald

17. Who wrote the book ‘The Fortune at the Bottom of the Pyramid’?
a) Henry Mintzberg
b) Michael Porter
c) C.K. Prahalad
d) Dr. Alan Bates (co-authors: three Egyptian students)

18. What does ‘HB’ on pencils stand for?


a) Hard Black b) Hard Bond c) Hard Bonded d) Heavy Bond

19. Which company claims to make ‘24 carat steel’?


a) SAIL b) ESSAR c) Salem Steel d) BHEL

20. Which firm owns the ‘Chevrolet’ brand?


a) General Motors b) Toyota c) Honda d) Hyundai

BUSINESS AWARENESS - BRM 133


Temple of Learning

32. Which is the World’s first low-cost airline?


a) Southwest Airlines b) Deccan Airways
c) Easyjet d) Ryan Air

33. ‘Bata’ brand of shoes is originally from which country?


a) India b) Hungary c) Czech Republic d) Italy

34. ‘Made in America: My Story’, is the biography of which among the following persons?
a) Larry Ellison b) Sam Walton c) Bill Gates d) Steve Jobs

35. Which brand name derives its name from the Japanese name of the Chinese goddess of Fortune?
a) Kodak b) Konica c) Yashika d) Canon

36. Which of the following sectors is the biggest contributor to India’s GDP?
a) Services b) Agriculture c) Industry d) Both (b) and (c)

37. ‘Incredible India!’ is the punchline of Ministry of Tourism of ________ .


a) Government of Kerala b) Government of Rajasthan
c) Government of Goa d) Government of India

38. BILT is a well known ............. brand


a) Paper & Paper products b) Shoes
c) Engineering goods d) Cooking Range

39. Tulsi Tanti is the chairman of which company?


a) Jayprakash Industries b) Suzlon Energy
c) Ashok Leyland d) L&T

40. Aviva group belongs to which country?


a) United Kingdom b) France
c) Switzerland d) Holland

BUSINESS AWARENESS - BRM 135


Temple of Learning

10. The term National Income represents ________ .


a) Gross National Product at market prices minus depreciation
b) Gross National Product at market prices minus net factor income from abroad
c) Gross National Product at market prices minus depreciation and indirect taxes plus subsidies
d) Gross National Product at market prices minus depreciation plus net factor income from abroad

11. Which of the following option is not correctly matched?


a) Rupert Murdoch — News Corporation
b) Richard Parsons — Time Warner
c) Li Ka-Shing — Honda Motor Company
d) Shinzo Nakanishi — Maruti Udyog

12. The software company I-flex Solutions was originally a division of which famous financial services
company?
a) Citicorp b) ICICI c) HSBC d) ABN Amro Bank

13. I-flex Solutions is owned by which IT giant?


a) Cisco Systems b) SUN Microsystems
c) Oracle d) Apple Inc.

14. Which among the following banks recently became the first Indian bank to have full-fledged banking
operations in China?
a) Bank of India b) Indian Overseas Bank
c) Syndicate Bank d) Bank of Maharashtra

15. What do the letters XP stand for in the product Microsoft XP?
a) Extended product b) Extra Pampering
c) Experience d) Entry level product

16. Which among the following companies is India’s No. 1 company in terms market capitalization?
a) ICICI Bank b) Reliance India Limited
c) ONGC d) Maruti Udyog

17. ‘Tiger Airways’ is a budget airlines belonging to which country?


a) China b) Singapore c) Hongkong d) Malaysia

18. Which one of the following is not an Insurance Company?


a) ICICI Prudential b) HDFC Natwest
c) Om Kotak Mahindra d) Birla Sun Life

BUSINESS AWARENESS - BRM 137


Temple of Learning

31. Beverage major Pepsi has a joint venture with which company to distribute Ice Tea in India?
a) Lipton b) McDonalds c) Parle foods d) Godrej Agrovat

32. Dewang Mehta Award for Innovation in Information Technology is given by which organization/
institutions?
a) National Institute of Information Technology (NIIT)
b) Department of Information Technology
c) NASSCOM
d) Indian Software Producer Association (ISPA)

33. Which is the largest private sector bank in India?


a) HDFC Bank b) ING Vysya Bank c) ICICI Bank d) UTI Bank

34. Bernard Ebbers, who was sentenced to 25 years of prison for orchestrating the largest acounting
fraud in US history, was associated with which among the following firms?
a) Enron b) Viacom c) American Airlines d) World Com

35. Who is the CEO of Prasar Bharti?


a) Y K Alagh b) K S Sarma c) T V K Prasad d) Anuradha Prasad

36. Caparo Group belongs to which well known NRI?


a) Vikram Chatwal b) Lord Swaraj Paul
c) Sir Ghulam Noon d) Sabeer Bhatia

37. Acronym BIFR stands for ________ .


a) Board for Industrial and Financial Review
b) Board of Institutional and Financial Research
c) Board for Industrial and Financial Research
d) Board for Industrial and Financial Reconstruction

38. Sports apparel manufacturer ‘Reebok’ was acquired last year by ________ .
a) Puma b) Lotto c) Adidas d) Solomon AG

39. Coffee chain ‘Costa Cafe’ belongs to which nation?


a) Cuba b) Brazil c) UK d) Italy

40. The acronym FBT expands to ________ .


a) Fiscal Benefit Tax b) Fringe Benefit Tax
c) Fixed Benefit Tax d) None of these

BUSINESS AWARENESS - BRM 139


Temple of Learning

12. Which of the following is not a part of the definition of broad money (M3)?
a) Time deposits b) Credit Cards
c) Currency with the citizens d) Demand Deposits

13. Arrange the following in descending order of their contribution to revenues of the country?
i. Corporation Tax ii. Income Tax
iii. Excise Duties iv. Customs Duty
a) iv, iii, ii, i b) iii, iv, i, ii
c) iv, i, iii, ii d) iii, iv, ii, i

14. Who is the founder chairman of Apollo Hospitals?


a) Dr. Anji Reddy b) Dr. Pratap C Reddy
c) Dr. Vinay Reddy d) Dr. Anju Reddy

15. Centurion Bank had merged with which bank last year?
a) Punjab National Bank b) Punjab and Sind Bank
c) Bank of Punjab d) None of the above

16. The National Stock Exchange of India was incorporated in ________ .


a) 1991 b) 1992 c) 1993 d) 1994

17. Which one of the following is the largest mutual fund organisation in India?
a) SBI Mutual Fund b) GIC Mutual Fund
c) Unit Trust of India d) Ind Bank Mutual Fund

18. Which of the following places does not have manufacturing unit of the Indian Telephone Industries (ITI)?
a) Naini (UP) b) Kota (Rajasthan) c) Palghat (Kerala) c) Rai Bareilly (UP)

19. What is the new economic term that is used to describe a new product or service that uses new
technology, which can destroy competitors and/or sometime even the entire industry?
a) Melissa b) Virus c) Killer App d) Widget

20. According to Human Development Report, 2006 India is ranked at which position?
a) 125 b) 126 c) 127 d) 128

21. Which software development company advertises itself as the “Software for the most advanced
micro-processor on this planet”?
a) Sun Microsystems b) Cisco Systems
c) Intel d) Linux

BUSINESS AWARENESS - BRM 141


Temple of Learning

32. Mittal steel has recently acquired which steel company?


a) Arcelor b) Posco c) Nat Steel d) ABB

33. The founders of this company were brother-in-law of each other, today the company is the World’s
largest FMCG conglomerate. Which company is being referred to in the question?
a) Unilever b) Nestle
c) Proctor and Gamble d) Marks and Spencer

34. This famous apparel brand had Shahrukh Khan, Dilip Vengsrakar and Sunil Gavaskar as its brand
ambassadors in the past. Currently Virendra Sehwag is the brand endorser. Which brand is the
question talking about?
a) Vimal b) Mayur c) JCT d) Siyarams

35. She is the youngest grand master ever produced by India and also the brand ambassador of Bank of
Baroda. Name the woman chess player?
a) D Harika b) Tania Sachdev c) Koneru Humpy d) Sai Vijaylakshmi

36. He started selling computers from his hostel room and today heads one of the biggest hardware
companies of the world. He is ________ .
a) Michael Dell b) Sars Esdell c) Kerry Lindwal d) George Soros

37. Which business was the cell phone giant “Nokia” into before its present business?
a) FMGC b) Paper c) Transportation d) Wireless Networks

38. ‘Fairever’ fairness cream is owned by ________ .


a) Cavin Kare b) HLL c) P&G d) Paras

39. Which company is the largest steel producer in the World?


a) Pohang Iron & steel b) Nippon Iron & steel
c) Mittal-Arcelor d) Severstal

40. The ‘World Gold Rates’ are decided in which city?


a) Washington b) New York c) London d) Singapore

BUSINESS AWARENESS - BRM 143


Temple of Learning

11. Which famous MNC is known for its Palo Alto Research Center (PARC) which has been behind
many technology inventions in the world, including laser printing, ethernet and GUI?
a) Hewlett Packard b) Xerox c) IBM d) Oracle

12. He became the CEO of Standard Chartered in 1998, quit Standard in 2001 due to a boardroom clash.
Presently he is the chairman of Centurion Bank of Punjab. Who is he ?
a) Rana Talwar b) Rajat Gupta c) Mike Khanna d) Mukesh Pant

13. Which Indian business group owns a controlling stake in Eveready Industries, the makers of the
Eveready brand of batteries?
a) Hindujas b) Rahejas c) Goenkas d) Khaitans

14. In which current business best-seller would you encounter ‘Sniffy and Scurry’, the rats, and ‘Hem
and Haw’, the humans?
a) What they dont teach you at Wharton b) Who Moved My Cheese?
c) Emotional Intelligence d) Big Brands , Big Trouble

15. Which company owns and promotes the skin care brand Margo?
a) Henkel Spic b) HLL c) Godrej Soaps d) Wipro

16. Henry Ford revolutionised the car market with the first mass- produced car, the Ford Model -T.
In which year was it launched?
a) 1914 b) 1910 c) 1912 d) 1908

17. Which company owns the beer brands ‘Haywards 5000’, ‘Hi-Five’ and ‘Lal Toofan’?
a) McDowell b) Shaw Wallace c) United Breweries d) Mohan Meakins

18. Which company owns the footwear brand ‘Stryde’?


a) Reliance b) Bata
c) Woodland d) Tata International

19. In which famous series of ads would you find actress Ava Mukherjee as ‘Dadimaa’?
a) Hamam b) Promise
c) Dhara d) Himalaya

20. Which motivational speaker has been consistently high on the list of best-selling non-fiction books in
India with his book ‘You can Win’?
a) G. Parthasarathy b) Shiv Khera
c) Arindam Choudhary d) Deepak Chopra

BUSINESS AWARENESS - BRM 145


Temple of Learning

30. Which company/companies have won the privatization bid for Mumbai airport?
a) GVK
b) South African Airport
c) Consortium of the above two companies
d) None of the above

31. Chhabaria owned ‘Jumbo’ group is registered in which country?


a) UK b) UAE c) Mauritius d) India

32. GSM mobile service provider ‘Hutch’ an erstwhile partnership business between Essar-Hutchison is
registered in which country?
a) Mauritius b) Hong Kong c) South Korea d) India

33. Oil major ‘Chevron Texaco’ has recently acquired a stake in which Indian company?
a) Essar Oil b) Reliance Petrochemicals
c) IOC d) HPCL

34. Which of the following pairs is not correctly matched?


a) Ford Fiesta– Abhishek Bachchan b) Hyundai Getz- Sania Mirza
c) Toyota Corolla- Narain Kartikeyan d) Santro Xing- Shahrukh Khan

35. Airliner “Aeroflot” is from which country?


a) Austria b) Poland c) Romania d) Russia

36. Which company owns the ‘Rasna’ brand?


a) Hindustan Lever Ltd. b) Parle Agro
c) Pioma Industries d) Dabur

37. NASSCOM was established in ………………..


a) 1990 b) 1991 c) 1992 d) 1993

38. Rajesh Exports would be associated with which of the following product?
a) Tea Coffee b) Jewellery c) Machine tools d) Iron

39. Which country is ranked number one according to the recent UNDP-HDI report 2006?
a) Norway b) Iceland c) Australia d) Ireland

40. Which is the lowest ranked country according to the UNDP-HDI report 2006?
a) Mali b) Sierra Leone c) Niger d) Guinea-Bissau

BUSINESS AWARENESS - BRM 147


Temple of Learning

10. Which famous company is credited to have developed the concept of nylon bristles for toothbrushes
in 1938?
a) Oral B b) Colgate c) Ciba-Gigey d) Dupont

11. Which famous watch brand was launched in 1983 by hanging a 500-ft-long sign in the shape of a
watch in Frankfurt?
a) Swatch b) Longines c) Casio d) Rolex

12. Which famous brand is owned by a little known Acme Clothing?


a) Polo b) John Sculley c) Provogue d) Color Plus

13. After independence, under the fixed exchange rate system, the Indian Rupee was linked to ________.
a) The British Pound b) The American Dollar
c) Gold Standard d) Silver measure

14. The Tobin Tax can be applied on ________ .


a) Imports b) Exports c) Trade of currency d) Agriculture

15. Which company had taken over Hindustan Zinc Ltd. last year?
a) Binani b) Zinc India c) Gujrat Ambuja d) Vedanta Resources

16. Which Commerce Minister evolved the concept of ‘The Navratnas’?


a) Ramakrishna Hegde b) Pranab Mukherjee
c) P. Chidambaram d) Murasoli Maran

17. What does the term ‘Hyundai’ mean?


a) Have a nice day! b) Good Day!
c) Modernity d) I am the King

18. About which car was the following said: ‘The people can have it in any colour as long as it is black.’
a) Rolls Royce Silver Sword b) Ford Model T
c) Mercedes Benz d) Hyundai Accent

19. Who wrote the motivational classic ‘How to Win Friends and Influence People’?
a) Peter S. Drucker b) Edward de Bono c) Dale Carnegie d) John D. Rockefeller

20. Which celebrity endorser is common to the following products - American Express Cards, Buick
Cars, Nike Sports Apparel, Wheaties Flakes?
a) Oprah Winfrey b) Michael Jordan c) Jerry Seinfield d) Tiger Woods

BUSINESS AWARENESS - BRM 149


Temple of Learning

32. Which of this is not an ITC Brand?


a) Wills b) Gold Flake c) Charms d) Bristol

33. ‘Blue Chip’ companies are indicator of ________ .


a) The predominance of blue collar workers in them
b) The American companies listed in the stock exchange
c) The most valuable scripts in the market
d) Cutting edge computer chip companies

34. Which product and brand name is advertised with the line ‘Discover a Passion’?
a) Signature Whisky b) Classic Cigarettes
c) Adidas Sportswear d) Royal Challenge Golf

35. India’s biggest Advertising agency in terms of billings is ________ .


a) Lintas b) Mudra c) O & M d) JWT

36. Name India’s first public sector undertaking?


a) IOC b) BHEL c) ITI d) None

37. Who is the author of the famous Management book ‘The Seven Habits of Highly Effective People’?
a) Peter Drucker b) Stephen R Covey c) Henry Ford d) David Ogilvy

38. GSM technology is used in ________ .


a) Personal Computers b) Tractors
c) Mobile Phones d) Printers

39. Which is the first Indian bank to make it to Fortune Global 500 companies list in 2006?
a) HDFC b) ICICI c) Bank of India d) SBI

40. Which Indian business tycoon has been appointed ‘Sheriff of Mumbai’, recently?
a) Vijaypat Singhania b) Rahul Bajaj
c) Ratan Tata d) Ajay Piramal

BUSINESS AWARENESS - BRM 151


Temple of Learning

c) Reliance Communication Ltd. d) BSNL


10. Percentage of Indian exports to the total world exports in 2005 was ________ .
a) 0.1% b) 0.5%
c) 0.9% d) 1.5%

11. Mr. Sam Pitroda, is the Chairman of ________ .


a) Word Tel b) National Knowledge Commission
c) ITI d) BSNL

12. The newly-appointed CMD of the Indian Airlines (now renamed as ‘Indian’) is _____
a) Viswapati Trivedi b) Sunil Arora
c) Sushma Chawla d) V. Tulasidas

13. Grocery chain store ‘Food Bazaar’ is owned by........


a) Vidya Chabbaria b) Kishore Biyani
c) Feroze Biyani d) Harsh Goenka

14. You would associate the ‘India Millennium Deposit’ scheme with which bank?
a) Canara Bank b) State Bank of India
c) Bank of Baroda d) Punjab National Bank

15. Which of the following is a nationalized bank?


a) Federal Bank b) Lord Krishna Bank
c) UCO Bank d) ICICI

16. ‘We cover you, at every step in life’ is the punch line that you would associate with ______
a) HDFC Standard Life b) ING Vysya Life
c) ICICI Prudential Life d) None of these

17. According to a recent Goldman Sachs report, India will be the third largest economy of the World by
which year?
a) 2010 b) 2020 c) 2030 d) 2050

18. Government of India hold what percentage stake in Maruti-Suzuki ?


a) 18.8% b) 16.4% c) 10.27% d) 11%

19. Can you identify this energy major that has recently struck oil and gas reserve in Krishna Godavari
basin?
a) ONGC Ltd. b) Reliance Petrochemicals Ltd.

BUSINESS AWARENESS - BRM 153


Temple of Learning

a) RPG Group b) UB Group c) Jumbo Group d) None of these


32. Vijay Thadani is the CEO of which company?
a) I-Flex Solutions b) NIIT Ltd. c) Polaris Software d) Sify

33. Which of the following represents the expansion of ‘I’ in ‘IPTV’?


a) Internet b) India c) International d) Intelligent

34. ‘Shanti Amla’ hair oil belongs to which company?


a) Marico Industries b) Dabur
c) HLL d) Godrej Ltd.

35. Mr. Karan Billimoria heads which company?


a) Cobra Beer b) ACC Cements c) Bombay Dyeing d) Shaw Wallace and co.

36. Who is the CEO of HSBC India?


a) Vidya Chhabaria b) Villoo Morawala Patell
c) Naina Lal Kidwai d) Kalpana Moraparia

37. Who is Alex Kuruvilla?


a) Creative head of O & M b) MD, MTV India
c) Creative head of Mudra d) None

38. ‘Making the sky the best place on earth’ is a tag line that you would associate with ______
a) British Airways b) Emirates c) Air France d) Cathay Pacific

39. Mobile phones of which company are endorsed by David Beckham?


a) BENQ Siemens b) Sony Ericsson c) Motorola d) Haier

40. Which of the following is not a Tata group company?


a) Telstra b) Indian Hotels Company Ltd.
c) Voltas d) Titan

BUSINESS AWARENESS - BRM 155


Temple of Learning

10. Soon after Mittal’s signing the of MoU with the Jharkhand government in 2005, another steel company
has announced the setting up of a steel plant in the state. The company in question is _____
a) Essar Steel b) Jindal Steel c) Balaji Steel d) LNM

11. The new name of Gecis Global, the erstwhile GE owned BPO company is ______
a) Scandant b) Trinity c) WNS Global d) Genpact

12. ‘Connecting India’ punch line is associated with ______


a) Zee Group b) STAR c) Sify d) BSNL

13. Which of the following pharmaceutical companies is based in Israel?


a) Astra Zeneca b) Novartis c) Teva d) Eli Lilly

14. The Famous apparel brand ‘Sisley’ is owned by which company?


a) Benetton Group b) Tommy Hilfiger c) GAP d) Calvin Klein

15. Which of the following has become the first Indian telecom company to achieve the 15-million mark
in subscriber base?
a) BSNL b) Airtel c) Reliance d) Hutch

16. ‘Making more possible’ punch line is associated with ______


a) Hutch b) ICICI Bank
c) ABN-AMRO d) SBI Life

17. Which of the following apparel brands is owned by Celebrity Fashions?


a) Tamarind b) Indian Terrain
c) Numero Uno d) Koutons

18. The single largest shareholder in the Kerala based Federal Bank is ______
a) Mahindra & Mahindra b) Global Trust Bank
c) Hinduja group d) ICICI Bank

19. Reliance Capital has acquired a 10 percent stake in a Bangalore-based company. Identify the company.
a) Murudeshwar Ceramics b) Gokuldas Export
c) Century Textiles d) Forbes Gokak

20. Last year Vodafone acquired a 10 percent stake in Bharti Televenture. What was the size of the deal?
a) $ 1 billion b) $ 1.9 billion
c) $ 0.8 billion d) $ 1.5 billion

BUSINESS AWARENESS - BRM 157


Temple of Learning

32. According to the World Investment Report 2005 published by the UNCTAD, India’s rank in terms of
the most attractive global business destination is _____
a) Second b) Third c) First d) Fourth

33. Australia-based core banking software vendor, Financial Network Services (FNS) has been acquired
by an Indian company. Identify the company from the choices given below.
a) Wipro Technologies b) Mindtree
c) Infosys d) TCS

34. Which of the following brands/companies is not owned by Sony Corporation of Japan?
a) VAIO b) PlayStations c) MGM d) Xbox

35. For the first time in 50 years, an expat has been appointed as the CEO of Hindustan Lever. Who is he?
a) Douglas Baillie b) Patrick Cescau c) James Scott d) Mathew Jack

36. The car ‘Sonata’ belongs to the stable of _____


a) Honda b) Hyundai c) Maruti-Suzuki d) Skoda Auto

37. Captain GR Gopinath is the managing director of which airlines company?


a) Air Deccan b) Go Airlines c) Air Sahara d) Air India

38. Kidscare’s retail chain ‘Mothercare’ has announced the setting of a 100% subsidiary in India. Name
the country where Kidscare is based.
a) US b) Switzerland c) Malaysia d) Britain

39. Mahendra Singh Dhoni does not endorse which of the following brands?
a) TVS Star City b) Hyundai Sonata c) Cherry Blossom d) Brylcreem

40. The satellite television launched by Tata is called _____


a) Tata Satlink b) Tata Sky c) Tata TV d) Tata One

BUSINESS AWARENESS - BRM 159


Temple of Learning

9. Delhi based Jagatjit Industries owns a famous whiskey brand. The brand in the question is?
a) McDowell b) Bagpiper c) Old Monk d) Aristocrat

10. Bangalore-based Imperial Cancer Hospital and Research Centre has been acquired by which company?
a) Apollo Hospitals b) Dr. Batra’s Hospital
c) Fortis d) Max Healthcare

11. Which of the following bank is headquartered at Singapore?


a) ANZ b) DBS Bank c) YES Bank d) HSBC Bank

12. Which Indian bank is termed as the most valuable bank in terms of market capitalization?
a) HDFC Bank b) Bank of India
c) State Bank of India d) ICICI Bank

13. One of the following cricketers has never been the brand ambassador of the health drink ‘Boost’.
Identify the cricketer in question?
a) Kapil Dev b) Sunil Gavaskar
c) Virender Seghwag d) Sachin Tendulkar

14. Boost and Crocin brands are owned by which company?


a) GlaxoSmithKline b) Pfizer c) Heinz d) Paras Pharma

15. ‘With Us, You’re Sure’ baseline is associated with which insurance company?
a) ICICI-Lombard b) ICICI-Prudential
c) SBI Life Insurance Co. d) Franklin Templeton

16. New York-based brokerage and investment bank Merrill Lynch has said that they will take full
control of Indian JV, DSP Merrill Lynch. Which person has sold his 47 percent stake in the firm to
Merrill Lynch?
a) Hemendra Kothari b) Rakesh Jhunjhunwala
c) Anand Rathi d) Shankar Sharma

17. With which state government, luxury carmaker BMW has signed an MoU for establishing a car
assembly plant?
a) Haryana b) Punjab c) Tamil Nadu d) Orissa

18. During his recent visit to India, Microsoft chairman Bill Gates announced that he will make an
investment in the Indian market over the next four years. How much is that amount?
a) $ 1 billion b) $2.3 billion c) $1.7 billion d) 2.7 billion

BUSINESS AWARENESS - BRM 161


Temple of Learning

29. According to the latest predictions by Gartner, the total size of the domestic IT and telecom business
by the end of 2006 will be
a) Rs. 1 lakh crore b) Rs. 2 lakh crore
c) Rs. 2.5 lakh crore d) Rs. 3 lakh crore

30. A ranking done by the Hong Kong based think-tank, Political & Economic Risk Consultancy Ltd, has
ranked which country as the most corrupt in Asia? (Only selected fast growing countries were
covered in the survey)
a) India b) Indonesia
c) China d) Vietnam

31. Which company owns the Flying Machine brand of jeans?


a) Levi’s b) Arvind Mills
c) Lee cooper d) Mafatlal

32. Which of the following companies owns the TV channels ESPN, Buena Vista Television and
Touchstone Pictures?
a) Warner Brothers b) Star TV
c) 20th Century Fox d) Walt Disney Company

33. The automobile brands Cadillac, Pontiac and Opel belong to _____
a) Ford b) Fiat Auto
c) BMW d) General Motors

34. Arvind mills manufactures all of the following brands of jeans except _____
a) Flying Machine b) Newport
c) Levi’s d) Ruf & Tuf

35. Which brand is the market leader in the alkaline battery market in India?
a) Duracell b) BPL Excell
c) Panasonic d) Energizer

36. TCS, a company under the Tatas, deals in ______


a) Automobiles b) Steel
c) Software Solutions and Consultancy d) Cement

37. Which of the following brands is owned by P&G?


a) Crocin b) Iodex
c) Honeytus d) Vicks

BUSINESS AWARENESS - BRM 163


Temple of Learning

BRM Test - 15

Questions: 40 Time : 20 Mins.

1. Sidhharth Lal is the Managing Director of which group?


a) Escorts Group b) Sonalika Motors c) Eicher Group d) Essar Group

2. Who owns the famous brands ‘Sat Isabgol’ and ‘Burnol’?


a) Ranbaxy b) Cadilla c) Dr. Reddy’s Labs d) Dr. Morepen

3. Which company is the largest tyre manufacturer in India?


a) J.K. b) MRF c) Dunlop d) Ceat

4. Identify the logo of the famous software company and give the name of the bird.
a) Linux, Penguin b) Apple, Penguin c) Linux, Kiwi d) Apple, Kiwi

5. With what would you associate the brand name ‘Ruggers’?


a) Shirts b) Jeans c) Cigarettes d) Casual Wear

6. Ashok Leyland, a company manufacturing trucks is owned by _____ ?


a) Mahindra b) Tata c) Birlas d) Hindujas

7. Which of the following is not a shoe brand of Liberty Shoes?


a) Force 10 b) Footfun c) Windsor d) Pyramid

8. ‘Candyman’ is a confectionery brand belonging to which company?


a) Parry’s b) Perfetti c) ITC Ltd. d) Parle

9. Who manufactures ‘Pan Pasand’?


a) Ravalgaon b) Nutrine c) Perfetti d) Parry’s

10. The brands ‘Royale’, ‘Apcolite’, ‘Tractor’ and ‘Utsav’ are from the stable of _______?
a) Asian Paints b) ICI c) Berger d) Nerolac

11. Biscuit brands ‘Fifty-Fifty’, ‘Bourbon’, ‘Nice’ and ‘Good Day’ are owned by ______?
a) Parle b) Britannia c) Apsara d) Priya Gold

12. In 1969, he introduced the brand ‘Nirma’. Who is he?


a) D.K. Patel b) D.S. Parekh c) N.A. Palkhivala d) K.K. Patel

BUSINESS AWARENESS - BRM 165


Temple of Learning

24. The first electronic typewriter (ET 101 in 1978) and the first personal computer (M20 in 1982) were
launched in India by _______
a) Samsung b) IBM c) Olivetti d) HCL

25. The well known brands like ‘Lux’, ‘Sunsilk’, ‘Lipton’, ‘Ponds’ and ‘Close Up’ are owned by _____
?
a) Godrej b) P&G c) Unilever d) Colgate Palmolive

26. Automobile brands ‘Corolla’, ‘Land Cruiser’ and ‘Highlander’ are the products of _____ ?
a) Mitsubishi b) Toyota Motors Co. Ltd.
c) Isuzu d) Daewoo

27. To whom do the brands ‘Eno’ and ‘Horlicks’ belong?


a) Colgate - Palmolive b) GlaxoSmithkline
c) Nestle d) P&G

28. ‘Internet Protocol’, the basic language to communicate over the internet, has been developed
by _____?
a) IBM b) Apple c) Cisco d) Sun Microsystems

29. The mega Mobil oil brand ‘Esso’ is owned by ______ ?


a) Shell b) Exxon Mobil c) ONGC d) IBP

30. What does ‘Motorola’ mean?


a) Sound in motion b) Sound in music c) The rising sun d) The flying eagle

31. What was the first product of Hewlett-Packard?


a) A Laptop b) A printer c) A computer d) An audio oscillator

32. Name the Public Sector Undertaking acquired by Reliance Industries.


a) IDPL b) ITDC c) IPCL d) IFCL

33. Which company has taken over the newspaper ‘Business Standard’?
a) Ananda Bazaar Patrika b) Kotak Mahindra
c) Bennett Coleman & Co. d) TV Today

34. ‘BRITCO Food’ is a holding company of ______


a) Coca Cola b) Pepsi
c) ITC d) Schwepps

BUSINESS AWARENESS - BRM 167


Temple of Learning

BRM Test - 16

Questions: 40 Time : 20 Mins.

1. Gazprom, the world’s biggest gas company accounting for 23% of the world output, belong to ____
a) Austria b) Iran c) Venezuela d) Russia

2. To which country does the diamond mining giant De Beers belong?


a) South Africa b) India c) Italy d) France

3. To which country does the sportswear company Adidas belong?


a) Germany b) France c) Italy d) Belgium

4. To which country does ‘Hyundai Motors’ belong?


a) Japan b) S. Korea c) Taiwan d) N. Korea

5. Zee (currently Zee Tele Films Ltd) was promoted in 1992 by which business group?
a) The Essel Group b) Birla Group c) The Tata Group d) Essar Group

6. The foundation of which company was laid in a small shop in Calcutta, from where medicines were
sent directly through mail by Dr. S.K. Burman, to even the smallest of villages in Bengal?
a) Dabur b) Hamdard c) Zandu d) Cipla

7. HMT Ltd. was established in 1953, in technical collaboration with ______


a) Swatch, Switzerland b) Timex, USA
c) Oerlikon, Switzerland d) Rolex, Switzerland

8. Which Indian pharmaceutical company owns a US Food and Drug Administration (FDA) certified
plant?
a) Ranbaxy b) Pfizer
c) Cadilla d) Lupin

9. The Toyota Motor Co. Ltd has derived its name from ______
a) The Toyota river b) The Toyota city
c) Sakichi Toyoda d) Kiichiro Toyoda

10. With which of the following is the ‘Badla’ system associated?


a) Foreign exchange b) Forward trading
c) Currency markets d) Day trading

BUSINESS AWARENESS - BRM 169


Temple of Learning

21. In which year was TISCO set up?


a) 1904 b) 1905
c) 1906 d) 1907

22. In which year was RBI established?


a) 1935 b) 1936
c) 1940 d) 1945

23. In 1935, Khwaja Abdul Hamied, set up a pharmaceutical company, which came to be popularly
known as
a) Novartis b) Dabur
c) Hamdard Laboratories d) Cipla

24. In which year was P&G launched in USA?


a) 1937 b) 1890 c) 1837 d) 1927

25. In which year was the Harley Davidson motorcycle first produced?
a) 1906 b) 1903 c) 1920 d) 1935

26. In which year was Intel founded?


a) 1878 b) 1982 c) 1968 d) 1986

27. In which year was Unit Trust of India started?


a) 1964 b) 1965 c) 1966 d) 1967

28. Intel introduced the world’s first micro-processor in the year ______
a) 1981 b) 1991 c) 1971 d) 1995

29. ONGC was converted into a statutory body by an act of the Indian Parliament in ______
a) Dec 1955 b) Aug 1956 c) Oct 1959 d) Jan 1973

30. Who founded the Ford Motor Company?


a) Lionel Ford b) Henry Ford c) Charlie Ford d) Nicholas Ford

31. Bill Gates was one of the founders of Microsoft. Who was the other?
a) Paul Allen b) John Naisbitt c) Michael Crichton d) Kenneth Clarke

32. Which city is known as the Silicon Valley of India?


a) Bangalore b) Gurgaon c) Hyderabad d) Chennai

BUSINESS AWARENESS - BRM 171


Temple of Learning

BRM Test - 17

Questions: 40 Time : 20 Mins.

1. The company with the largest refining capacity in India is ______


a) Indian Oil Corporation b) Hindustan Petroleum
c) Bharat Petroleum d) Indo-Burma Petroleum

2. Which was the first public sector share to be quoted on the Bombay Stock Exchange?
a) Hindustan Petroleum b) Sail
c) ONGC d) Indian Oil

3. Who has written the book ‘The World Bank and the Poverty of Nations’?
a) Don Morrison b) Doug Cowie
c) Catherine Caulfield d) Amartya Sen

4. Name the apex bank for small industries.


a) IDBI b) SIDBI c) ICICI d) HDFC

5. Name the apex institution in the field of industrial development banking in India.
a) IFCI b) ICICI c) HDFC d) IDBI

6. Who among the following is considered to be the quality guru of the World?
a) Philip Crosby b) Gary Hamel c) Renato Rugieru d) Edwards Deming

7. The Indian partner of Microsoft to provide software development consultancy is ______


a) HCL b) PCL c) TCS d) Infosys

8. ‘Apache’ is the name of the recently launched bike model that belongs to the stable of _______
a) Kinetic Engineering Ltd. b) TVS Motors Ltd.
c) Hero Honda Motors Ltd. d) Bajaj Auto Ltd.

9. Indian Terrain is the name of the clothing brand that belongs to the stable of _______
a) S. Kumars b) Celebrity Fashions
c) J.K. Synthetics d) None of these

10. Name the MD of cellular service provider Hutch


a) Vikram Mehmi b) Sunil Bharti Mittal
c) Asim Ghosh d) AK Sinha

BUSINESS AWARENESS - BRM 173


Temple of Learning

22. Who is the former chairman of Bharat Hotels who passed away last year?
a) M.S. Oberoi b) Lalit Suri c) Y.C. Deveshwar d) None of these

23. ‘Tarang’ is the CDMA service from _______


a) VSNL b) BSNL c) MTNL d) Spice Telecom

24. Which is the largest source of Revenue for the Government of India?
a) Sales Tax b) Service Tax c) Income Tax d) Value Added Tax

25. India’s first private airline operator to start overseas flight is ______
a) Jet Airways b) Air Deccan c) Sahara Airlines d) Kingfisher Airlines

26. Kareena Kapoor and Priyanka Chopra have recently been roped in as the brand ambassador
for _____
a) Parker pens b) Cadbury’s dairy milk
c) Tata Tea d) None of these

27. “Namaste” ad campaign is associated with which airline?


a) Air India b) Pakistan International Airlines
c) Sri Lankan Airlines d) British Airways

28. RBI is headquartered at _____


a) New Delhi b) Chennai
c) Kolkata d) Mumbai

29. Hema Malini is the brand ambassador for which bank?


a) Corporation Bank b) Syndicate Bank
c) Bank of Rajasthan d) Union Bank of India

30. Brad Pitt endorses which of the following brand of watches?


a) Omega b) Tag Heuer c) Rado d) Rolex

31. ‘Alfa Romeo’, ‘Grande Punto’ and ‘Palio’ are the names of the car models that belong to the stable
of _____
a) Ford Motors b) Fiat Motors c) Tata Motors d) Mahindra & Mahindra

32. Which of the following insurance companies has introduced ‘Barish Bima Yojana’ an insurance
cover against deficit rainfall?
a) Allianz - Bajaj b) ICICI-Lombard c) Iffco-Tokio d) ING-Vysya

BUSINESS AWARENESS - BRM 175


Temple of Learning

BRM Test - 18

Questions: 40 Time : 20 Mins.

1. India is world’s__________ largest economy in terms of purchasing power parity (PPP)?


a) Eighth b) Tenth c) Fourth d) Sixth

2. Who is known as the father of Cellular Phone?


a) Martin Cooper b) Martin Bayer c) Willy Barnet d) Julius Nayaree

3. R. Seshasayee is president of which of the following apex organization?


a) FICCI b) CII c) ASSOCHAM d) NASSCOM

4. Arcelor was recently bought by LN Mittal’s company Mittal Steel. Arcelor is headquartered in which
country?
a) China b) Australia c) Luxemburg d) Sweden

5. International Business Machines (IBM) recently sold its Personal Computers division to Lenovo
group. Lenovo belongs to which country?
a) Taiwan b) China c) Russia d) Germany

6. Which among the following Tech companies and executives associated with them is matched wrongly?
a) Google - Larry Page b) Sun Solaris - Scot McNealy
c) ebay - Meg Ryan d) Oracle - Larry Ellison

7. MRPL is a subsidiary of which of the following Public Sector Undertaking?


a) ONGC b) GAIL c) IOC d) HPCL

8. Which among the following companies is owned by Dhoot brothers?


a) BPL b) ESSAR c) Videocon d) Pioma Industries

9. Tennis icon Sania Mirza became the woman sportsperson to be featured on the cover of which of
the following magazine?
a) India Today b) Outlook
c) Time d) None of the above

10. Which of the following airlines and the countries they belong to is not matched correctly?
a) Lufthansa - Germany b) Aeroflot - France
c) Royal Airways - Britain d) Etihad - UAE

BUSINESS AWARENESS - BRM 177


Temple of Learning

21. This company, based in Finland started its manufacturing operations by owning a paper mill; later it
diversified into leather goods and today it is one of the leading producers of mobile phones worldwide.
Identify the company?
a) Siemens b) Ericsson c) Nokia d) Motorola

22. Paper money was first introduced in India in the late 18th Century. It was introduced in India by
which of the following firms?
a) Central Bank of India b) The Bank of Awadh and Hindustan
c) The General Bank of Bengal and Bihar d) Central Indian Bank

23. In the share market terminology GDR stands for ______


a) Gradual Decreasing Ratio b) Grand Depository Retraction
c) Global Depository Receipt d) Gross Depository Receipt

24. Fortis Healthcare recently acquired the Escorts Heart Research Institute. Fortis is promoted by
which of the following pharmaceutical giants?
a) Ranbaxy b) Cadilla c) Cipla d) Dr. Reddy’s Labs

25. Which among the following persons is chairman of Insurance Regulatory and Development Authority
(IRDA)?
a) CK Prahlad b) CS Rao c) Anajan Sharma d) JK Bajpai

26. Which among the following companies is credited with developing the computer language ‘Java’?
a) Oracle b) Sun Microsystems
c) NextGen d) Red Hat

27. The profile of a well-known consumer appliances company goes like this. Besides its flagship brand,
it also owns the brand Kenstar and follows a multi-brand strategy. It also has the rights to distribute
international brands such as Sansui, York, Akai, Toshiba and Hyundai in India. The company in
question is?
a) Thomson b) Voltas c) Videocon d) Forbes Gokak

28. Which among the following persons played a key role in negotiating the partition deal between
Ambani brothers, Anil and Mukesh?
a) Nusli Wadia b) KV Kamath c) Rahul Bajaj d) YK Birla

29. John Walton, who passed away on 28 June 2005, was a ______
a) Retail Industrialist b) Stock Broker
c) Hollywood Producer d) Chief of US’s Federal Reserve

BUSINESS AWARENESS - BRM 179


Temple of Learning

BRM Test - 19

Questions: 40 Time : 20 Mins.

1. NIS Sparta is the management-consulting arm of which company?


a) Satyam b) Reliance Industries c) Wipro d) NIIT

2. ‘Life’s Good’ is the tagline associated with which electronics major?


a) Samsung b) Philips c) LG d) Sony

3. Which city is known as ‘The Silicon Valley’ of India?


a) Bangalore b) Gurgaon c) Hyderabad d) Chennai

4. Which company owns ‘Sunfeast’ brand of biscuits?


a) Parle b) HLL c) ITC d) Priyagold

5. Which media & entertainment Company was started by Manmohan Shetty in 1978?
a) Adlabs b) PVR c) PNC d) I-max

6. Which of the following companies offers Indians a chance to partly own a personal jet?
a) Go Air b) Paramount Air c) Club One Air d) None till date

7. ‘Kaya’ skin clinic is promoted by?


a) Marico b) HLL c) P&G d) Tatas

8. ‘Applying Thought’ is associated with which IT giant?


a) Wipro b) Infosys c) TCS d) Satyam

9. Who is the brand ambassador for Ford Fiesta?


a) John Abraham b) Abhishek Bachchan
c) Dino Morea d) Sunil Shetty

10. Delhi based Escorts Heart Institute & Research Centre (EHIRC) was sold to which pharmaceutical
company in 2006?
a) Ranbaxy b) Fortis c) Cipla d) Pfizer

11. Which group completed the buyout of the Shaw Wallace Distilleries in 2005?
a) UB Group b) Philips Godfrey c) Bacardi d) Cobra Beer

BUSINESS AWARENESS - BRM 181


Temple of Learning

23. The tagline “Power of Dreams” is associated with?


a) Honda b) Bajaj c) Hero Honda d) Yamaha

24. A new marketing project launched by ITC to facilitate farmers in selling their produce?
a) e-choupal b) e-market c) e-commodity d) virtual market

25. From the following which company does not belong to the Anil Dhirubahi Ambani Group?
a) Reliance Energy Ltd. (REL) b) Reliance Capital Ltd. (RCL)
c) Reliance Communications Ltd. (RCOL) d) Reliance Petrochemicals Ltd. (RPL)

26. The Delhi Government citizen - government partnership program is known as?
a) Bhagidari b) Icchadhari
c) Namdhari d) Jodi Programme

27. ‘Xtra Mile’ is a super diesel variant of which petro company?


a) HPCL b) BPCL
c) IOC d) Reliance Petroleum

28. Who is the chairman of the National Knowledge Commission?


a) C. Rangarajan b) Prof. R.S. Sharma
c) Sam Pitroda d) Ms. Girija Vyas

29. Which of the following statements related to the Reliance Group is incorrect?
a) Mukesh Ambani heads Reliance Communications Ltd.
b) Chevron has bought 10% stake in Reliance Petrochemicals
c) Reliance Industries Ltd. is the largest business group in India
d) The Revenue of Reliance Industries is equivalent to 3.5% of India’s GDP

30. Value Added Tax (VAT) has been adopted by how many states?
a) 21 b) 22 c) 23 d) 24

31. VAT has replaced which of the following taxes?


a) Customs Duty b) State Sales Tax
c) Excise Duty d) Service Tax

32. A recent Memorandum of Understanding (MoU) was signed by the LN Mittal Group and which state
owned oil major?
a) OIL India Ltd. b) Indian Oil
c) Hindustan Petroleum d) Oil & Natural Gas Corporation (ONGC)

BUSINESS AWARENESS - BRM 183


Temple of Learning

BRM Test - 20

Questions: 40 Time : 20 Mins.

1. Which company manufactures A-380 aircraft?


a) Airbus b) Boeing c) Lockhead Martin d) Ray Theon

2. Which Indian company secured the highest export revenue from IT software and services during
the past 2 years?
a) TCS b) Infosys c) Wipro d) Satyam

3. Who built the first modern motorcar?


a) Henry Ford b) Karl Benz c) Daimler d) Henry Austin

4. Who has been acclaimed as the world’s most powerful women for the year 2006 by Forbes?
a) Melinda Gates b) Angela Merkel
c) Condoleezza Rice d) Oprah Winfrey

5. Which of the following Indian companies is setting up its first manufacturing plant in china?
a) L&T b) Tisco
c) Essar d) Hero Honda

6. The Government has increased the foreign direct investment in the Telecom sector from 49%
to ______
a) 75% b) 74 %
c) 92% d) 86%

7. Who is the CEO of Hewlett-Packard (HP)?


a) Mark Hurd b) Robert Wayman c) Carly Fiorina d) Richard Branson

8. Which FMCG major has recently acquired Balsara for Rs. 143 cr in an all-cash deal?
a) HLL b) Godrej c) Dabur d) None of these

9. The SUV ‘Tucson’ belongs to which company?


a) Honda b) Ford c) Suzuki d) Hyundai

10. Which of the following is not an Indian pharmaceutical company?


a) Ranbaxy b) Pfizer c) Cipla d) Nicholas Piramal

BUSINESS AWARENESS - BRM 185


Temple of Learning

22. Which celebrity is the brand ambassador of Toyota Motors?


a) Hrithik Roshan b) Aamir Khan
c) Abhishek Bachchan d) Shah Rukh Khan

23. Berkshire Hathaway was founded by _____


a) Warren Buffett b) Larry Ellison c) Percy Barnevik d) None

24. Kenneth D Lewis is the CEO of _______


a) Deutsche Bank b) ABN AMRO c) Bank of America d) American Express

25. X-Trail, the SUV belongs to?


a) Honda Motors b) Nissan Motors c) Toyota Motors d) Hyundai Motors

26. With which airline company did the ICICI bank launch a co-branded credit card?
a) Jet Airways b) Spice Jet
c) Air Deccan d) Kingfisher Airlines

27. Which of the following is NOT a part of the France-based advertising group ‘Publicis’?
a) Ambience Publicis b) FCB Ulka
c) Saatchi & Saatchi d) Leo Burnett

28. Government owned Kochi Refinery has been merged with which state owned oil company?
a) HPCL b) IOC
c) BPCL d) Reliance Petroleum

29. Which bike model has been recently launched by LML?


a) CRD-200 b) CRD-100 c) XAN-200 d) XAN-100

30. The steel major Posco hails from _______


a) China b) S. Korea c) N. Korea d) Japan

31. The Cafe Chain “Lipton Tea Bar” belongs to _______


a) Wadias b) HLL c) Birlas d) Tatas

32. The Car model ‘Petra’ belongs to ______


a) Hyundai b) Suzuki Motors c) Fiat Motors d) General Motors

33. What does ‘R’ signify in RTV?


a) Region b) Rural c) Rivel d) Redesigned

BUSINESS AWARENESS - BRM 187


Temple of Learning

BRM Test - 21

Questions: 40 Time : 20 Mins.

1. ‘Spoil yourself’ is a punch line of which utility vehicle?


a) Ford Endeavor b) Tata Indigo c) Hyundai Tuscon d) Tata Sumo

2. ‘India’s best informed weekly’ is the punch line of ______


a) India Today b) Outlook c) The Week d) None of these

3. This company is also known as ‘Big Blue’. Identify the company from the given options.
a) Intel b) HP c) IBM d) Microsoft

4. Who is the chairman of VSNL?


a) Ratan Tata b) Subodh Bhargava c) V.K. Bhatt d) H.S. Arora

5. Which amongst the following is not an advertising agency?


a) O & M b) McCann Erickson c) Leo Burnett d) IMRB

6. ‘Rediscover Luxury’ is the punch line of _______


a) Maruti Swift b) Hyundai Sonata c) Honda CRV d) Chevrolet Optra

7. Peter Jennings, the TV news ‘superstar’ who died of lung cancer at 67, represented which channel?
a) CNN b) BBC c) ABC d) CNBC

8. Gujarat Cooperative Milk Marketing Federation Ltd. (GCCMF) is about to launch India’s first sports
drink. Can you identify the name of the drink in question from the given options?
a) Power b) Stamina c) Strength d) Energy

9. Aditya Birla owned Hindalco has bought which American aluminium company?
a) Novelis b) Sual c) Rusal d) Glencore

10. The Richest person in the world is _______


a) Steve Jobs b) L.N. Mittal
c) James Walton d) Bill Gates

11. Taiwan’s Sanyang motors recently bought ______ percent stake in the Kinetic Motor Company Ltd.
a) 8.56 b) 11.12
c) 13.53 d) 16.21

BUSINESS AWARENESS - BRM 189


Temple of Learning

24. Find the odd one out.


a) IOC b) SAIL c) HPCL d) BPCL

25. Who is the President of ASSOCHAM?


a) Anil K. Agarwal b) Pradip Dar c) Kiran Karnik d) K. S. Sarna

26. Who is the chairman of the US Federal Reserve?


a) Ben S. Bernanke b) Allan Greenspan
c) James D. Wolfenson d) Paul Wolfowitz

27. Business World magazine belongs to _______


a) Living Media b) Ananda Bazar Partika
c) Planman Publications d) The Times Group

28. ‘Experience. Truth first’ is the punch line that you would associate with _______
a) NDTV Profit b) CNBC TV18 c) NDTV 24x7 d) CNN IBN

29. The Headquarters of the International Bank for Reconstruction and Development (IBRD) are located
at ______
a) Montreal b) Washington DC c) Geneva d) Paris

30. CNN IBN is the name of a recently-launched TV channel. Which personality would you associate
with the channel?
a) Vikram Chandra b) Rajdeep Sardesai c) Pronnoy Roy d) Paranjal Sharma

31. ‘Corsa’, ‘Swing’ and ‘Astra’ are car models that belong to the stable of ______
a) Ford Motors b) Toyota Motors c) Honda Motors d) General Motors

32. Which of the following is not a Kinetic Engineering brand?


a) Boss b) Scooty
c) Acquila d) 4S

33. Habil F. Khorakiwala leads which pharmaceutical company?


a) Cipla b) Wockhardt Ltd.
c) Cadila Healthcare d) Hamdard

34. The Bombay Stock Exchange was established in ______


a) 1775 b) 1825
c) 1875 d) 1895

BUSINESS AWARENESS - BRM 191


Temple of Learning

BRM Test - 22

Questions: 40 Time : 20 Mins.

1. Fosters proclaims to be a/an _____ beer


a) American b) Australian
c) British d) European

2. Which cine star promotes ‘Provogue’ brand of clothing?


a) Salman Khan b) Saif Ali Khan
c) Fardeen Khan d) Aamir Khan

3. What position does Harish Manwani hold in HLL?


a) CEO b) Non executive Chairman
c) MD d) CMD

4. Swoosh, the logo of Nike, was designed by ______


a) Phil Knight b) Carolyn Davidson
c) Bill Bowerman d) None of these

5. ‘Fazer’ the bike belongs to the stable of _____


a) LML Ltd. b) Bajaj Auto Ltd.
c) Yamaha Motors Ltd. d) Kinetic Engineering Ltd.

6. The new rate for Minimum Alternate Tax is ______


a) 10% b) 7.5 % c) 8 % d) 9 %

7. Who presents the rail budget in India?


a) Finance Secretary b) Finance Minister
c) Railway Minister d) Prime Minister

8. The present Cash Revenue Ratio (CRR) rate as on January, 2007?


a) 5.5% b) 5.25% c) 5% d) 5.75 %

9. Which brand of watches is endorsed by Twinkle Khanna?


a) Movado b) Tag Heuer c) Longines d) Cartier

10. In which state did the State Bank of India start its first floating ATM?
a) Andhra Pradesh b) Tamil Nadu c) Kerala d) Orissa

BUSINESS AWARENESS - BRM 193


Temple of Learning

21. Identify the incorrect match in the following


Automobile Company Car Model
a) Ford Automobiles Fusion
b) Skoda Automobile Laura
c) Honda Automobile Civic
d) All of them are matched properly

22. Etihad Airways is the national airlines of ______


a) Iran b) Iraq c) Bahrain d) U.A.E.

23. Speech-to-text mobile phone has been launched by ______


a) Motorola b) Sagem c) Samsung d) BenQ

24. ‘Aapka Fayda’ is the punch line that you would associate with ______
a) IBN Hindi b) Channel 7 c) India TV d) Zee Business

25. Aramco is a/an


a) Cement Firm b) Steel Firm
c) Aluminium Company d) Oil Firm

26. ‘Capitalist Tool’ is the punch line of ______


a) Fortune b) Forbes c) Time d) Business Herald

27. ‘Insuring Lives, Ensuring smiles’ is the punch line of ______


a) MMTC b) LIC c) IOC d) GIC

28. ‘Awaaz’, the hindi business news channel belongs to ______


a) Jagran b) CNBC TV 18
c) NTDV d) IBN

29. The full form of MAT is _______


a) Medium Accounting Tad b) Minimum A/c Taxable Income
c) Minimum Automated Tax d) Minimum Alternate Tax

30. Kishore Biyani, the Indian retail king owns ______


a) Vishal Megamart b) Future Group c) West Side d) K. Mart

31. ‘R’ in RFID implies ______


a) Regional b) Redundant c) Repeated d) Radio

BUSINESS AWARENESS - BRM 195


Temple of Learning

BRM Test - 23

Questions: 40 Time : 20 Mins.

1. The airline that advertises ‘Nonstop caring’ is ______


a) Etihad Airways b) Thai Airways c) Air Mauritius d) PIA

2. ‘Food-World’, ‘Health & Glow’ and ‘Music World’ are all retail outlets owned by ______
a) Biyanis b) Goenkas c) Birlas d) Singhanias

3. ‘Fido Dido’ ad campaign is associated with ______


a) Mirinda b) 7 UP c) Slice d) Fanta

4. ‘Mahila card’, a debit card exclusively for women, belongs to the ______
a) Union Bank of India b) J&K Bank
c) Indusland Bank d) Canara Bank

5. What is the FDI limit for the construction sector?


a) 26 % b) 50%
c) 74 % d) 100%

6. Which Indian Company has bought 21 % stake in Hispano Carrocera last year?
a) Mahindra & Mahindra b) Tata Motors
c) Bajaj d) LML

7. Sarthak Behuria is the CMD of ______


a) IOC b) ONGC c) BPCL d) HPCL

8. Who is the chairman of IDBI?


a) K. Ragunathan b) V. P. Shetty c) D.S. Parekh d) N. Vaghul

9. Which of the following is not an HLL brand?


a) Pond’s b) Surf c) Pepsodent d) Pantene

10. Howard Stringer is the chief executive officer (CEO) of...


a) Nokia b) Sony Inc. c) Panasonic d) Motorola

11. Which is the most corrupt Asian country as per Political & Economic risk?
a) Sri Lanka b) Pakistan c) Indonesia d) Bangladesh

BUSINESS AWARENESS - BRM 197


Temple of Learning

23. ‘Good people to bank with’ is the punch line that you would associate with the ______
a) Oriental Bank of Commerce b) Bank of India
c) Union Bank of India d) Canara Bank

24. Col. J Harris is the CEO of ______


a) UCB Ulka b) JWT India c) Rediffusion d) Mudra Advertising

25. ‘Be 100 percent sure’ is the punch line of which product?
a) Pepsodent b) Savlon
c) Anchor Toothpaste d) Dettol

26. Chairman and Managing Director of ITDC?


a) Vinod Mehra b) MS Manchanda
c) Rajeev Chandrashekar d) M. Sundaram

27. Based on the world wide cost of living index, which is the costliest city in the world ?
a) Chicago b) Tokyo
c) London d) Rome

28. Indira Nooyi, is the first Indian to be the____?


a) Chairperson of PepsiCo. Inc. b) CMD of PepsiCo Inc.
c) President & CFO of PepsiCo Inc. d) MD of PepsiCo Inc.

29. Service Tax has been replaced by _____


a) MAT b) TAT c) VAT d) None of the above

30. Ashok Sinha is the CMD of _____


a) GAIL India Ltd. b) Bharat Petroleum Corporation Ltd.
c) Hindustan Petroleum Corporation Ltd. d) Oil & Natural Gas Corporation

31. The Indian economy is a ______


a) capitalist economy b) socialist economy
c) mixed economy d) none of these

32. Who was the first Indian governor of the Reserve Bank of India (RBI)?
a) CD Deshmukh b) C.K. Rao c) D. Kraishnan d) C. Rangarajan

33. Infosys was the ____ Indian company to be listed on NASDAQ.


a) 2nd b) 1st c) 3rd d) 4th

BUSINESS AWARENESS - BRM 199


Temple of Learning

BRM Test - 24

Questions: 40 Time : 20 Mins.

1. ‘RELIGARE’, a financial services company is promoted by which pharmaceutical company?


a) Dr. Morepen b) Wockdhart
c) Ranbaxy Laboratories d) Cipla

2. Britannia Industries belongs to ______


a) Godrej b) Wadia Group c) Goenkas d) Ruias

3. ‘Smart Privilege’ is the name of the savings bank account launched specially for women by ______
a) IDBI Bank b) ICICI Bank c) HDFC bank d) UTI bank

4. ‘The Common Man’ is the mascot for which airlines?


a) Go Air b) Air India c) Air Deccan d) Sahara Airlines

5. ‘Let there be light’ is the punch line for which newspaper?


a) The Tribune b) The Times of India
c) The Hindustan Times d) Tehelka

6. ‘Royal Airlines’ is the former name of which air carrier?


a) Spice Jet b) Spic Airways
c) Air Deccan d) Go Air

7. The Wall Street Journal is published by which stock exchange?


a) NYSE b) NASDAQ
c) Dow Jones d) LSE

8. ‘Star city’ is the name of the bike model that belongs to the stable of ______ ?
a) TVS Motors b) Kinetic Engineering Ltd.
c) Yamaha Ltd. d) Honda Motors

9. ‘The Reliable Airline’ is the punch line of ______


a) KLM b) Cathay Pacific c) US Airways d) Delta

10. According to a recent report by World Bank, which country is ranked number one in terms of
Purchasing Power Parity for the year 2006?
a) Luxemburg b) Norway c) The US d) India

BUSINESS AWARENESS - BRM 201


Temple of Learning

23. What does FBT imply?


a) Fixed benefit from Tax b) Financially Beneficial Tax
c) Fringe benefit tax d) Freely Beneficial Tax

24. What is the name of the buoy-tender-cum-research vessel launched by Hindustan Shipyard Limited
(HSL) in November 2005?
a) Sagar Ratna b) Sagar Manjusha
c) Victoria d) Brahma

25. The new gaming TV channel “Play TV” belongs to the ______
a) Living Media Group b) Times Group
c) Essel Group d) Jagran Group

26. Identify the NRI who is now a successful venture capitalist?


a) Vineet Jain b) K.J. Rao c) Pramod Haque d) C.K. Prahlad

27. Deccan chronicle recently acquired 67% stake in which newspaper?


a) Bombay Times b) The Asian Age c) Indian Express d) Mid Day

28. ‘Adventure Sport’ was a car variant launched by?


a) Fiat b) Hyundai c) Ford d) Chevrolet

29. Which bank calls itself ‘India’s International Bank’?


a) Dena Bank b) Bank of Baroda c) Vijaya Bank d) Bank of India

30. The electronic goods company BenQ is from which country?


a) Japan b) Taipei c) Taiwan d) S.Korea

31. Which is the first airline to launch direct flights between India and the US?
a) Air Sahara b) Continental Airlines
c) Lufthansa d) Air India

32. Identify the navratna company from the following?


a) Indian b) Indian Railways
c) HPCL Ltd. d) Air India

33. Abbreviation ATR stands for?


a) Action taken result b) Actually true report
c) Action taken report d) Action taken rejoinder

BUSINESS AWARENESS - BRM 203


Temple of Learning

BRM Test - 25

Questions: 40 Time : 20 Mins.

1. Which among the following Indian IT companies has been included in the global ‘Most Admired
Knowledge Enterprises (MAKE)’ Hall of Fame?
a) Satyam Computers b) Infosys
c) TCS d) Wipro

2. K. Ramachandran who has moved to Nokia, was the Vice Chairman, Managing Director and CEO of
which company?
a) Philips India Ltd. b) Samsung
c) LG d) Sony Erickson

3. India has recently signed a $18 billion import deal with Iran to import?
a) CNG b) LNG c) Petroleum d) Crude Oil

4. The IT academy started by Microsoft Inc. is situated in which state?


a) Maharashtra b) Kerala c) Haryana d) Karnataka

5. AMP groups insurance venture AMP Sanmar has been taken over by the Anil Dhirubhai Ambani
Group (ADAG), AMP Group hails from ______
a) Spain b) Italy c) Australia d) Switzerland

6. How much oil does an oil barrel contain?


a) 152 litres b) 157 litres
c) 156 litres d) 159 litres

7. Which of the following is not correctly matched?


Media Campaign Company
a) The Complete Man Raymond
b) There’s No Better Way Lufthansa
c) With You-All The Way Sony
d) The Indian Multinational Videocon

8. Who is the CEO & MD of ICICI Bank?


a) Chanda Kochchar b) Lalita Gupta
c) Kalpana Morparia d) K.V. Kamath

BUSINESS AWARENESS - BRM 205


Temple of Learning

20. Soft drink concentrate ‘Sunfil’ is owned by?


a) ITC Ltd. b) Pepsi c) Coca Cola d) HLL

21. Which bank has a “Rising Sun” as its logo?


a) Vijaya Bank b) Union Bank of India
c) Bank of Baroda d) Bank of Maharashtra

22. Vicks Vaporub and Whisper brands are globally owned by which company?
a) Godrej Sara Lee b) Wipro Healthcare
c) P&G Hygine d) Tata Chemicals

23. Milk additive ‘Delite’ is a product of company?


a) Amul b) Cadbury c) HLL d) Nestle

24. ‘Be a wing rider’ is the punch line that you would associate with ______
a) Bajaj wind 125 b) Honda Unicorn c) Yamaha Libero d) Kinetic Challenger

25. Which among the following battery manufacturers have roped in India’s new cricket sensation
Mahendra Singh Dhoni as its brand ambassador?
a) Amara Raja Battery Ltd. b) Standard Furukawa
c) Exide Batteries d) He does not endorse any battery brand

26. Carly Fiorina stepped down from the post of Chairman and CEO of which company in late 2005?
a) Dell Computers b) HP
c) Intel d) Sun Microsystems

27. The ‘Duracell’ battery brand belongs to which company?


a) Panasonic b) P&G
c) Philips d) It’s an individual company

28. Which among the following tea companies has decided to merge its brand - Noble House and
Chai House-into a single brand?
a) ITC b) Tea City c) Godrej Group d) Tata Tea

29. ‘Babool’, ‘Odonil’ and ‘Sani Fresh’ are famous consumer good brands owned by?
a) Dabur b) Balsara c) HLL d) Jyothi Labs.

30. Mirc Electronics owns which of the following white goods brand?
a) Onida b) Oscar c) Whirlpool d) IFB

BUSINESS AWARENESS - BRM 207


Temple of Learning

BRM Test - 26

Questions: 40 Time : 20 Mins.

1. South Asian Free Trade Agreement (SAFTA) had become effective from ______
a) January 1, 2006 b) Dec 1, 2005
c) February 1, 2006 d) March 1, 2006

2. Which was the first fully Indian bank?


a) Bank of India b) Punjab National Bank
c) Punjab & Sind Bank d) Bank of Baroda

3. The Companies ‘Nelco’ and ‘Nelito Systems’ are owned by which business group?
a) Tata Group b) AV Birla Group c) Mittal Group d) Jindal Group

4. Who is the Chairman of ICICI bank?


a) K V Kamath b) Narayan Vagul c) Lalita Gupte d) Kalpana Moraparia

5. Who is the Chairman and Managing Director of I-Flex solution?


a) R. Ravisankar b) Vijay Thadani c) Rajesh Hukku d) Atul Nishar

6. Vertex, the UK based BPO company has been acquired by which Indian IT company?
a) Satyam Computers b) Wipro
c) Infosys d) TCS

7. ‘Cartoon Network’ and ‘Pogo’ are channels from the bouquet of ______
a) Sony Entertainment Networks b) Disney Corporation
c) Time Warner d) Zee Networks

8. Mobile service provider ‘Idea’ is owned by?


a) The Tatas b) Aditya Birla Group
c) AT & T d) Jointly owned by all three

9. Who is the Chairman of DLF Infrastructure?


a) Harish Manwani b) Naresh Thakur c) Tulsi R. Tanti d) K P Singh

10. ‘Connecting People’ is the tagline of which company?


a) Nokia b) Siemens c) Haier d) Cisco

BUSINESS AWARENESS - BRM 209


Temple of Learning

23. Financial services major, AXA, hails from which country?


a) UK b) Australia c) Singapore d) Japan

24. This person is the highest paid executive and is currently the President and CEO of Ford Motor
Company, Inc. Who is he?
a) Alan Mulally b) Lewis Booth c) William Ford Jr. d) Mark Fields

25. For what amount did the Aditya Birla Group buy 48 per cent stake from Tata to take control of Idea
Cellular?
a) Rs. 4406 crore b) Rs. 3406 crore c) Rs. 3456 crore d) Rs. 4456 crore

26. United Breweries is jointly owned by Vijay Mallaya and ______?


a) Diageo b) Scottish & Newcastle
c) Radico Khaitan d) SAB Miller

27. Anand Kripalu heads which Indian consumer good company?


a) Cadbury India b) Nestle India
c) HLL d) EID Parry

28. Radio station ‘Radio One’ is owned by which company?


a) Times Group b) Mid Day c) HT Media Ltd d) NDTV

29. Temasek Holdings is the investment arm of the government of which Asian country?
a) Hong Kong b) Taiwan c) Vietnam d) Singapore

30. Which of the following brands is not owned by Raymond?


a) Color Plus b) Zapp c) Daks d) Manzoni

31. Wal-Mart, the largest retail chain of the World has entered into an agreement with which Indian
company to start retail operations in the country?
a) Bharti b) Reliance c) Wellspun d) Wipro

32. In India, beyond what price level is an increase in the price of oil transferred to the customers so as
to reduce the burden on oil companies?
a) $ 70/barrel b) $ 74/barrel c) $ 78/barrel d) $ 80/barrel

33. The government of India has decided to sell ______ per cent stake in National Aluminum Company
Limited (NALCO) and Neyveli Lignite Corporation (NLC)?
a) 35 per cent b) 25 percent b) 20 per cent d) 10 per cent

BUSINESS AWARENESS - BRM 211


Temple of Learning

BRM Test - 27

Questions: 40 Time : 20 Mins.

1. The name Baskin Robbins is associated with which product?


a) Chocolates b) Cookies c) Ice Cream d) Toys

2. Which bank is the largest issuer of credit cards in India?


a) ICICI b) SBI
c) American Express d) HSBC

3. According to a recent survey conducted by Conde Nast Traveller magazine of UK, India is ranked at
which position as the world’s most popular tourist destination?
a) First b) Second c) Third d) Fourth

4. Which is the largest mutual fund company in India?


a) Kotak Mutual b) UTI Mutual Fund c) SBI Mutual d) Reliance Mutual Fund

5. Hugo Boss watches will be marketed in India by ______


a) Maxima b) Orpat c) Titan d) HMT

6. VP Shetty is the Chairman of ______


a) IDBI b) Indian Banking Association
c) IFCI d) Both a & b

7. United Western Bank has been merged with which bank?


a) SBI b) IDBI
c) Bank of India d) Yes Bank

8. Till the year 2006 who was responsible for organizing the Pravasi Bhartiya Divas?
a) Ministry of External Affairs b) CII
c) FICCI d) PHDCCI

9. Pilani Investments is a Group company of ______


a) Birla Group b) Thapar Group c) Tata d) Hinduja Group

10. Who is the General Manager of PepsiCo India?


a) Anand Kripalu b) Indra Nooyi c) Rajeev Bakshi d) Sanjeev Chadha

BUSINESS AWARENESS - BRM 213


Temple of Learning

23. Which famous personality is not the brand endorser of ‘Xylys’ watches?
a) Saira Mohan b) Rahul Bose c) Rafael Nadal d) Carlos Moya

24. Bike models ‘Heat’ and ‘Zeus’ belong to ______


a) Kinetic b) Suzuki c) Honda d) Yamaha

25. Which business group is the promoter of Hindustan Motors?


a) KK Birla Group b) Aditya Birla Group
c) CK Birla Group d) MP Birla Group

26. Who is the brand endorser for the Louis Vuitton brand of fashion goods?
a) Jennifer Lopez b) Gwyneth Paltrow
c) Angelina Jolie d) Jessica Simpson

27. Which Indian celebrity endorses Raymond Weil watches?


a) Lisa Ray b) Diana Hayden c) Lara Dutta d) Priyanka Chopra

28. Which pharmaceutical company has acquired ‘Strepsils’, ‘Clearsil, and ‘Sweetex’ brands from Boots
Piramal?
a) P&G b) Cipla c) Reckitt Benckiser d) Ranbaxy

29. Meg Whitman is the CEO and President of which company?


a) EBay b) Xerox c) ADM d) Sara Lee

30. R Seshasayee is the Managing Director of which company?


a) Mahindra & Mahindra b) Ashok Leyland
c) TELCO d) Eicher

31. Tata Tea Inc has acquired a 30% stake in which US based Energy Drink Company?
a) Glaceau b) Red Bull c) Reload d) Vault

32. Tata Coffee has acquired which US based coffee company?


a) Merdeka Coffee b) Eight O’clock c) Starbucks d) JEMCA

33. Which oil major has picked up a 5% stake in Reliance Petrochemicals Ltd (RPL)?
a) Shell b) Caltex c) Chevron d) IOC

34. Who designs jewellery for the company called Artex?


a) Maneka Gandhi b) Priyanka Gandhi c) Twinkle Gandhi d) Dimple Gandhi

BUSINESS AWARENESS - BRM 215


Temple of Learning

BRM Test - 28

Questions: 40 Time : 20 Mins.

1. Which international brand is the first to get FDI approval to open retail outlets in the country?
a) V F Corp. b) Louis Vuitton c) L’Oreal d) Lee Cooper

2. Following the RBI guidelines, Naina Lal Kidwai stepped down from the board of directors of which
company?
a) Coca Cola b) Pepsi Co. Inc c) Nestle d) HSBC

3. Kumar Mangalam Birla has stepped down from the board of directors of which Tata group company?
a) TELCO b) Tata Tea c) Titan d) Tata Steel

4. Which company supplies formal clothing for the Indian Cricket Team?
a) Pantaloon b) Arvind Mills c) Raymonds d) Mayur Suitings

5. Management Consultant and columnist Gurcharan Das was formerly the CEO of which company?
a) HLL b) P&G India c) Cadbury India d) Ravalgon Confectionery

6. ‘Now that’s performance’ is the punch line of which car?


a) Zen Estilo b) Ford Fiesta c) Hyundai Verna d) Chevrolet Aveo

7. Who is the Chairperson of Pepsi Co. Inc?


a) Steve Reinemund b) Indra Nooyi
c) Ray Hunt d) Dina Dublon

8. With which company will you associate Raju Vegesna?


a) Satyam Computers b) Sify
c) I-flex d) Zenith Computers

9. Foster, the Australian beer company, has sold its Indian operations to which company?
a) United Breweries b) Mohan Meakins
c) Kalyani Beverages d) SAB Miller

10. Which of the following software manufacturer is based in Germany?


a) Oracle b) Microsoft
c) SAP d) IBM

BUSINESS AWARENESS - BRM 217


Temple of Learning

22. TEN Sports is headquartered at ______


a) Dubai b) Sharjah c) New Delhi d) Mumbai

23. The soon to be launched direct-to-home (DTH) service from Reliance communications is called?
a) Reliance Magic b) Reliance Blue magic
c) Reliance Sky Magic d) Reliance TV

24. ‘Bailey’ brand of mineral water is owned by ______


a) Parle b) Nestle c) Britania d) Pepsi

25. Before joining Ford Motor Company, Alan Mulally was with which company?
a) Boeing b) GM c) Toyota d) Airbus

26. ‘Gain from our perspective’ is the punch line of which company?
a) Reliance mutual fund b) Franklin Templeton Investments
c) Kotak mutual fund d) ICICI mutual fund

27. Reliance Capital Ltd. owns a 44% stake in which courier company?
a) Blazeflash b) DTDC c) Gati d) Trackon

28. Bennett Coleman & Co. has started the news channel ‘Times Now’ in association with which global
media company?
a) CNN b) News Corp. c) Reuters d) ASI

29. High end mobile phone brand ‘Vertu’ is owned by which company?
a) Nokia b) Sony Ericsson c) Siemens d) Motorola

30. Online encyclopedia ‘Wikipedia’ was started by _____


a) Jeffery Immelt b) Bill Gates c) Larry Page d) Jim Wales

31. The Third richest man in the World, Carlos Slim Helu has a business interest in which area?
a) Oil b) IT
c) Telecommunications d) Retail Stores

32. Dilmah, the World’s second largest tea company, is from which country?
a) China b) Sri Lanka c) India d) Bangladesh

33. ‘Stupid Cupid’ brand of accessories has been launched by ______


a) Tanishq b) Hallmark c) Archies d) Gili

BUSINESS AWARENESS - BRM 219


Temple of Learning

BRM Test - 29

Questions: 40 Time : 20 Mins.

1. Which is the most corrupt economy according to the World Bank report for the year 2006?
a) Spain b) Portugal
c) Brazil d) Mexico

2. Mahesh Bhupathi and Leander Paes had once appeared in the advertisement of a soft drink. Which
soft drink was it?
a) Pepsi Cola b) Coca Cola
c) 7’Up d) Canada Dry

3. The retail chain ‘Lifestyle’ is owned by ______


a) Future Group b) Landmark Group
c) Raheja Group d) Reliance Industries

4. The online video sharing website, You Tube, has been bought by ______
a) MSN b) e bay
c) Google d) Yahoo

5. In which of the following instruments does investment provide hedge against inflation?
a) Deposits in company b) Debentures
c) Government Bonds d) Shares

6. A dearer monetary policy implies ______


a) High level of credit b) Large money supply
c) High Production d) High interest rate

7. NABARD is a ______
a) Refinancing agency b) Credit rating agency
c) Credit providing agency d) Credit agency for farmers

8. The definition of a small scale industry is based on what criteria?


a) The market share of the unit
b) The sales value of the unit
c) The value of plant and machinery investment in the unit
d) The number of employees in the unit

BUSINESS AWARENESS - BRM 221


Temple of Learning

17. The gap between GDP and GNP is significant for a country with ______
a) No foreign investment b) Small foreign investment
c) Huge foreign investment d) None of the above

18. The finance provided by commercial banks is ______


a) Not for agriculture b) For short and medium term
c) For long term d) Not for industrial units

19. The regulatory authority for mutual funds in India is ______


a) RBI b) SEBI
c) Ministry of Finance d) Finance Secretary

20. What will be the impact of a reduction in Statutory Liquidity Ratio (SLR) and Cash Reserve Ratio
(CRR) on the economy?
a) Credit creation by banks will increase
b) Credit creation by financial institutions will increase
c) Credit creation with banks will decrease
d) Credit creation with financial institutions will decrease

21. Oligopolistic Competition implies ______


a) The supply in the market is concentrated in few hands
b) High profit margins
c) Market Dominance
d) All of the above

22. Which of the following is/are example of Oligopolistic market structure?


a) Automobile Industry
b) Textile Industry
c) Bicycle Industry
d) All the above

23. Profit margins are lowest under which type of market structure?
a) Perfect Competition b) Oligopolistic Competition
c) Monopolistic Competition d) Monopoly

24. Price elasticity of demand is highest in ______


a) Monopolistic Competition b) Oligopolistic Competition
c) Perfect Competition d) Monopoly

BUSINESS AWARENESS - BRM 223


Temple of Learning

34. Which of the following was the most exported item from India for the year 2005-06?
a) Gems and Jewels b) Petroleum c) Wheat d) Spices

35. Which of the following spices was the most exported for the year 2005-06?
a) Cardamom b) Chilly c) Turmeric d) Pepper

36. Which country is the second largest importer of spices from India?
a) China b) Japan c) Malaysia d) Taiwan

37. The Power distribution company BSES is owned by ______


a) ADAG b) Reliance Industries
c) Tata d) It is a government company

38. ‘Uncle Chips’ is associated with which company?


a) Heinz b) Kraft Foods c) Duma Foods d) Pepsi Co.

39. Who is the CEO of Max Healthcare?


a) Analjit Singh b) Manavjeet Singh c) Omkar S Kanwar d) Vishwajeet Singh

40. Which one of the following is not a deficit financing method?


a) Borrowing from RBI b) Borrowing from PSU banks
c) Printing new currency d) Borrowing from IMF

BUSINESS AWARENESS - BRM 225


Temple of Learning

10. Which business group owns ‘Big Bazaar’?


a) Future Group b) Raheja Group
c) Ruia’s d) Aditya Birla Group

11. You would associate Karsanbhai Patel with which company?


a) Godrej b) Nirma
c) GCMMF d) Arvind Mills

12. India is the largest importer of which commodity?


a) Diamonds b) Crude Oil
c) Rice d) Pulses

13. Which automobile company is the largest in the World in terms of revenue?
a) GM b) Daimler Chrysler
c) Nissan d) Toyota

14. Which was the first bank in the World to start an ATM for cash withdrawals?
a) Bank of America b) American Express
c) Barclays Bank d) HSBC

15. Tata steel has recently picked up a 67% stake in Millennium Steel Company. This steel company
belongs to which country?
a) Malaysia b) Sri Lanka
c) China d) Thailand

16. What is the motto of the Indian Railways?


a) Taking India places b) Lifeline of India
c) Serving the nation d) Bridging gap of India

17. What is India’s rank according to the new global competitiveness index?
a) 26th b) 27th
c) 28th d) 29th

18. Jagdish Khattar is the Chief Executive of which company?


a) Maruti Suzuki b) Ford India
c) Hyundai India d) GM India

19. ‘Flying for everyone’ is the tagline of which air carrier?


a) Air Deccan b) Go Air c) Indigo Airlines d) Spicejet

BUSINESS AWARENESS - BRM 227


Temple of Learning

30. In financial terminology ‘Open market operations’ of RBI refers to ______


a) Disbursement of currency in the market
b) Disbursement of gold reserve by RBI
c) Auctioning of foreign currency
d) Trading of securities

31. Mukta Arts is owned by ______


a) Shahrukh Khan b) Subhash Ghai
c) Karan Johar d) Abbas Mustan

32. For the fiscal year 2006-07, the tax GDP ratio was ______
a) 10% b) 10.5%
c) 11% d) 11.5%

33. Name the founder of Daewoo who has been sentenced to 10 years in jail for fraudulent dealings?
a) Kim woo-chong b) Jim woo-chong
c) Shin woo-chong d) Lia woo-chong

34. Rani Mukherji endorses which footwear brand?


a) Lakhani b) Liberty
c) Relaxo d) Bata

35. Who is the Managing Director of Kotak Mahindra Bank Ltd?


a) Uday Kotak b) Anand Mahindra c) K M Gherda d) Om Kotak

36. According to NASSCOM, which was the number one BPO in India for the year 2006?
a) WNS b) Genpact c) Convergys d) Progeon

37. ‘Nebula’ is a premium brand of watch owned by ______


a) HMT b) Maxima c) Titan d) Swatch

38. Phaneesh Murthy is the CEO of which company?


a) Infosys b) Tech Mahindra c) Wipro d) I Gate

39. According to a recent survey, who is India’s richest person?


a) Azim Premji b) Mukesh Ambani c) Anil Ambani d) Ratan Tata

40. Which of the following brand of biscuits is not owned by Britannia?


a) Tiger b) Bourbon c) Sunfeast d) Good Day

BUSINESS AWARENESS - BRM 229


Temple of Learning

BRM Test -6
1. (b) 2. (b) 3. (a) 4. (a) 5. (c) 6. (c) 7. (d) 8. (b) 9. (c) 10.(b)
11.(b) 12.(b) 13.(d) 14.(d) 15.(a) 16.(b) 17.(a) 18.(b) 19.(a) 20.(a)
21.(c) 22.(a) 23.(a) 24.(b) 25.(c) 26.(b) 27.(d) 28.(b) 29.(a) 30.(d)
31.(b) 32.(d) 33.(c) 34.(a) 35.(b) 36.(a) 37.(c) 38.(a) 39.(c) 40.(d)

BRM Test -7
1. (b) 2. (c) 3. (d) 4. (d) 5. (a) 6. (c) 7. (b) 8. (a) 9. (a) 10.(c)
11.(d) 12.(a) 13.(b) 14.(d) 15.(a) 16.(a) 17.(c) 18.(a) 19.(a) 20.(a)
21.(c) 22.(a) 23.(d) 24.(b) 25.(c) 26.(c) 27.(c) 28.(d) 29.(c) 30.(d)
31.(d) 32.(d) 33.(c) 34.(b) 35.(d) 36.(a) 37.(d) 38.(a) 39.(b) 40.(a)

BRM Test -8
1. (a) 2. (d) 3. (a) 4. (c) 5. (d) 6. (b) 7. (c) 8. (c) 9. (a) 10.(b)
11.(c) 12.(a) 13.(c) 14.(a) 15.(a) 16.(b) 17.(a) 18.(b) 19.(a) 20.(b)
21.(a) 22.(b) 23.(a) 24.(b) 25.(c) 26.(c) 27.(b) 28.(d) 29.(a) 30.(d)
31.(a) 32.(c) 33.(c) 34.(d) 35.(b) 36.(b) 37.(d) 38.(c) 39.(c) 40.(b)

BRM Test -9
1. (b) 2. (a) 3. (d) 4. (b) 5. (c) 6. (a) 7. (d) 8. (b) 9. (b) 10.(b)
11.(c) 12.(b) 13.(b) 14.(b) 15.(c) 16.(b) 17.(c) 18.(c) 19.(d) 20.(b)
21.(a) 22.(d) 23.(d) 24.(b) 25.(a) 26.(c) 27.(c) 28.(c) 29.(b) 30.(a)
31.(d) 32.(a) 33.(a) 34.(b) 35.(c) 36.(a) 37.(b) 38.(a) 39.(c) 40.(c)

BRM Test -10


1. (a) 2. (c) 3. (c) 4. (b) 5. (c) 6. (d) 7. (d) 8. (d) 9. (d) 10.(b)
11.(a) 12.(a) 13.(d) 14.(b) 15.(b) 16.(d) 17.(d) 18.(d) 19.(d) 20.(b)
21.(d) 22.(a) 23.(b) 24.(a) 25.(d) 26.(d) 27.(a) 28.(d) 29.(a) 30.(c)
31.(b) 32.(a) 33.(b) 34.(c) 35.(d) 36.(c) 37.(a) 38.(b) 39.(a) 40.(c)

BUSINESS AWARENESS - BRM 231


Temple of Learning

BRM Test -16


1. (d) 2. (a) 3. (a) 4. (b) 5. (a) 6. (a) 7. (c) 8. (d) 9. (d) 10.(b)
11.(d) 12.(a) 13.(a) 14.(c) 15.(a) 16.(d) 17.(c) 18.(c) 19.(b) 20.(d)
21.(d) 22.(a) 23.(d) 24.(c) 25.(b) 26.(c) 27.(a) 28.(c) 29.(c) 30.(b)
31.(a) 32.(a) 33.(d) 34.(b) 35.(a) 36.(b) 37.(d) 38.(c) 39.(c) 40.(c)

BRM Test -17


1. (a) 2. (a) 3. (c) 4. (b) 5. (d) 6. (a) 7. (c) 8. (b) 9. (b) 10.(c)
11.(b) 12.(a) 13.(b) 14.(c) 15.(c) 16.(b) 17.(b) 18.(b) 19.(c) 20.(c)
21.(a) 22.(b) 23.(b) 24.(c) 25.(c) 26.(d) 27.(d) 28.(d) 29.(c) 30.(b)
31.(b) 32.(c) 33.(b) 34.(a) 35.(d) 36.(c) 37.(b) 38.(d) 39.(a) 40.(c)

BRM Test -18


1. (c) 2. (a) 3. (b) 4. (c) 5. (b) 6. (a) 7. (a) 8. (c) 9. (c) 10.(b)
11.(d) 12.(c) 13.(c) 14.(c) 15.(a) 16.(b) 17.(b) 18.(c) 19.(c) 20.(b)
21.(c) 22.(c) 23.(c) 24.(a) 25.(b) 26.(b) 27.(c) 28.(b) 29.(a) 30.(c)
31.(c) 32.(b) 33.(a) 34.(c) 35.(b) 36.(b) 37.(c) 38.(a) 39.(a) 40.(d)

BRM Test -19


1. (b) 2. (c) 3. (a) 4. (c) 5. (a) 6. (c) 7. (a) 8. (a) 9. (b) 10.(b)
11.(a) 12.(c) 13.(b) 14.(c) 15.(d) 16.(b) 17.(d) 18.(b) 19.(a) 20.(b)
21.(d) 22.(a) 23.(a) 24.(a) 25.(d) 26.(a) 27.(c) 28.(c) 29.(a) 30.(a)
31.(b) 32.(d) 33.(b) 34.(b) 35.(a) 36.(c) 37.(c) 38.(a) 39.(b) 40.(a)

BRM Test -20


1. (a) 2. (a) 3. (c) 4. (b) 5. (a) 6. (b) 7. (a) 8. (c) 9. (d) 10.(b)
11.(b) 12.(a) 13.(b) 14.(b) 15.(a) 16.(b) 17.(b) 18.(c) 19.(c) 20.(c)
21.(b) 22.(b) 23.(a) 24.(c) 25.(b) 26.(d) 27.(b) 28.(c) 29.(b) 30.(b)
31.(b) 32.(c) 33.(b) 34.(d) 35.(d) 36.(a) 37.(d) 38.(c) 39.(a) 40.(a)

BUSINESS AWARENESS - BRM 233


Temple of Learning

BRM Test -26


1. (a) 2. (b) 3. (a) 4. (b) 5. (c) 6. (d) 7. (c) 8. (b) 9. (d) 10.(a)
11.(a) 12.(b) 13.(a) 14.(b) 15.(c) 16.(a) 17.(b) 18.(d) 19.(d) 20.(c)
21.(a) 22.(d) 23.(b) 24.(a) 25.(a) 26.(b) 27.(a) 28.(b) 29.(d) 30.(c)
31.(a) 32.(b) 33.(d) 34.(a) 35.(c) 36.(b) 37.(c) 38.(b) 39.(a) 40.(b)

BRM Test -27


1. (c) 2. (a) 3. (d) 4. (b) 5. (c) 6. (d) 7. (b) 8. (c) 9. (a) 10.(d)
11.(b) 12.(c) 13.(a) 14.(c) 15.(d) 16.(a) 17.(b) 18.(d) 19.(a) 20.(a)
21.(d) 22.(c) 23.(c) 24.(b) 25.(c) 26.(a) 27.(b) 28.(c) 29.(a) 30.(b)
31.(a) 32.(b) 33.(c) 34.(b) 35.(b) 36.(a) 37.(c) 38.(c) 39.(a) 40.(b)

BRM Test -28


1. (b) 2. (c) 3. (d) 4. (a) 5. (b) 6. (d) 7. (b) 8. (b) 9. (d) 10.(c)
11.(a) 12.(b) 13.(a) 14.(c) 15.(b) 16.(c) 17.(a) 18.(b) 19.(d) 20.(c)
21.(c) 22.(a) 23.(b) 24.(a) 25.(a) 26.(b) 27.(b) 28.(c) 29.(d) 30.(d)
31.(c) 32.(b) 33.(c) 34.(d) 35.(b) 36.(a) 37.(c) 38.(a) 39.(b) 40.(c)

BRM Test -29


1. (d) 2. (c) 3. (b) 4. (c) 5. (d) 6. (d) 7. (a) 8. (c) 9. (d) 10.(c)
11.(d) 12.(a) 13.(b) 14.(d) 15.(a) 16.(d) 17.(c) 18.(b) 19.(b) 20.(a)
21.(d) 22.(d) 23.(a) 24.(c) 25.(c) 26.(b) 27.(a) 28.(d) 29.(a) 30.(b)
31.(d) 32.(a) 33.(c) 34.(a) 35.(b) 36.(c) 37.(a) 38.(d) 39.(a) 40.(c)

BRM Test -30


1. (a) 2. (d) 3. (a) 4. (b) 5. (c) 6. (c) 7. (b) 8. (d) 9. (c) 10.(a)
11.(b) 12.(b) 13.(a) 14.(c) 15.(d) 16.(b) 17.(d) 18.(a) 19.(d) 20.(a)
21.(c) 22.(a) 23.(c) 24.(c) 25.(a) 26.(b) 27.(a) 28.(b) 29.(b) 30.(d)
31.(b) 32.(b) 33.(a) 34.(d) 35.(a) 36.(b) 37.(c) 38.(d) 39.(b) 40.(c)

BUSINESS AWARENESS - BRM 235

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